Monthly Archives: June 2014

Exit strategies anyone?

Today is an interesting day. The article in the Guardian (at http://www.theguardian.com/world/2014/jun/28/european-union-exit-will-harm-britain-says-cbi) is well worth reading and in addition, I must state that I am not sure whether I have made up my mind what would be the best course of action. I have been on both sides of this and I am currently on the fence. First of all, the UK must do what is best for the UK and beyond that the UK should do what is best for the Commonwealth. I personally think that this is the status as it should be at the moment. The question becomes whether Europe is the best for the UK. I am not talking about the Juncker issue (even though that seems to be part of any decision), but where should we be? The headline states “EU exit will harm UK, says leading British industry group“, yes THEY will talk in their own interest, they always do. The Eurostat numbers are unconvincing (at http://epp.eurostat.ec.europa.eu/cache/ITY_PUBLIC/2-22012014-AP/EN/2-22012014-AP-EN.PDF), today’s reserved savings are tomorrows signal to abundantly overspend funds, that much has been seen again and again ever since 2009, when the taps should have been closed. This is also at the heart of the matter for what is best for the UK. And in all honesty, the UK has overspent their quota a fair bit too. Now we have a new issue. Up to 2013 we got to see a picture from some of the more decently reliable sources, yet, now later in 2014, there is almost nothing on the projected and actual numbers for 2013. There lies the hidden issue, it is not that there is little, there is too little information now, so who to believe. When governments are not boasting, they are definitely hiding some issues under the carpet and those issues will impact the UK too. I will not bore you with the numbers UKIP gives us (at http://www.ukipmeps.org/uploads/file/Cost_of_the_EU_25_5_11.pdf), they are talking their own brand of flavour, as would Prime Minister David Cameron, but where is the truth?

My benefit here is that I speak half a dozen languages, which gives me additional sources. The ‘Nederlands Dagblad‘ gives us (at http://www.nd.nl/artikelen/2014/februari/28/lagere-overheden-verwachten-te-hoog-tekort) the following: “Gemeenten, provincies en waterschappen verwachten dat hun begrotingstekort dit jaar uitkomt op 3,7 miljard euro. Dat is zeshonderd miljoen euro meer dan volgens de afgesproken norm mag” [translated] “Municipalities, counties and Water boards (a flood control and water resources management group) expect that their budget shortage will total at 3.7 billion, which is 600 million more than agreed upon“.

So the Dutch are already coming up short at present. This does not mean that this will be the end result! At http://www.bnr.nl/nieuws/beurs/487506-1302/liveblog-economie-krimpt-begrotingstekort-naar-33-procent-in-2013, we see the mention that the Dutch will have a budget shortage of 3.3% in 2013 and 3.4% in 2014. How much of this is correct, and when were some projections made?

We see the Dutch news on how the American economy is down 2.9% and that Bank managers are now getting a sizeable raises, yet the overall shortages of the Dutch is not really discussed on sites with above average reliability (like the NOS). The only one in a ‘happy happy joy joy’ position is Germany who now seems to have a budget surplus. Again, the harsh cuttings Germany did from 2010 onwards paid off, but they seem to be the only one. France deficit was set at 4.1% for 2014, so as we see the list grow, is it truly a good idea to stay in the Euro group? Industrials might think this, but they will not be confronted with the financial measures that will hit the UK and its taxpaying citizens. I was at first in the same boat where I thought that going out of the Euro was a bad idea, but as we see the growing concern of nearly all EEC countries going over the deficit limit, can the UK afford to stay in there? Moreover, will staying in until 2017 turn out to be a dangerous issue?

This is part of the issues, which I have stated before. When, not if the American economy goes over the edge, those in deep debt will get a new approach to humility. That part is still a dangerous situation for the UK as well (with a balance of almost minus 1.5 trillion). So, the dangers of additional debts from Europe would cripple the UK as well. This is as I see it part of the reason why the UKIP got such a huge success. The bulk of the politicians and all the other parties have been dancing around the economic situation. Most people have noticed it and 26 months of ‘feigned’ economic recovery is nice for the industrials, yet the people have not seen ANY improvements in their lives, which is the centrepiece of all the stress out there. This is part of the situation all are avoiding.

If we consider the Independent (at http://www.independent.co.uk/news/uk/politics/tony-blair-nigel-farage-and-ukip-are-deceiving-british-public-and-holding-back-the-unemployed-with-immigration-rhetoric-9472289.html) we see another side. I would be willing to agree with this, yet the voice of Ed Miliband is not giving decent clarity and David Cameron is voicing the need of big business (to a larger extent), they all are talking in their own fast lane and the people end up being not in any good place.

Even now, less than an hour ago, Ed Miliband is quoted by Reuters as ‘looking to shed the anti-business label‘, which gives a lot less security to the people. In this confusion Nigel Farage is cleaning house as he is stating what people seem to want to hear. The correct critique remains how truthful are his statements?

This is what is driving the people in regards to an exit strategy. As the news is playing a game of what I personally regard as ‘managing bad news’ in several nations, the people are catching up and losing faith in governments in general. This is partially driving the demand for a European exit. The people are losing faith in the ‘facts’ as presented, because good news gets overinflated, bad news is managed and the press seems to help out governments and big business in not giving proper tallies, as too many are depending on advertisement funds (often from Big Business). We all seem to watch a weighted scale. Under those conditions, many prefer to go it alone and see that part return. Let’s not forget that before the Euro, the UK was in a pretty good position. The entire mass flocking to UKIP are remembering those days and they are hoping that they will return to these days and UKIP is talking right into that alley of expectations.

In regards to the article with the quote involving Tony Blair “The answer to the white, working-class unemployed youth in alienated communities in Britain is not to tell them their problems would be solved if there were fewer Polish people working in the UK, he said“. I tend to agree, but the truth is that these Polish workers seem to be getting some jobs and this is causing more stress with those desperately seeking work. I am not voicing any anti-Polish thoughts, the question becomes how did they get those jobs and more important, if this is how some businesses are getting cheap labour, why is this not dealt with in regards to unfair working conditions. The Telegraph (never a great source for quality info) is publishing articles on how 10% of a company is Polish. This is getting to the people, who do not look at the whole picture. The Independent is bringing us a much better story quality wise (at http://www.independent.co.uk/news/uk/home-news/migrants-in-britain-a-decade-on-the-poles-who-brought-prosperity-9278710.html). The article by Emily Dugan shows the story of a Polish entrepreneur, who because a success through hard work, employing dozens of people. This Radomir Szwed shows another side, one that does not get illuminated that often. It is a story all should read, only to show that immigration is not a source of job losses, but one that brings jobs too, yet the Telegraph is not that likely to bring such a story.

All this brings us to a less appealing story in the Guardian (at http://www.theguardian.com/politics/2014/jun/18/nigel-farage-far-right-european-parliament). As the power of Nigel Farage grows in regards to his European side whilst joining with former members of French ‘Front Nationale’ and a more extreme viewed Swedish party, the issues will continue. Even though there is debate on Nigel Farage, he sees himself as the person to voice the needs of Britain, a voice Prime Minister Cameron lost when his opposition to Juncker was defeated 26-2. If Nigel Farage delivers any victory for the British people in any way, the powers in the UK will change leaving the Tories very little options in regards to the EEC. Will David Cameron be forced to call an early vote to exit Europe? Perhaps Nigel Farage will have that option as he currently has the strongest options in Europe. However, not all is well in that regards either, now the votes are done, we see a splintering in what was a solid danger. Some are re-establishing themselves and some are defecting to the new Le Pen group. So, not all is quiet on the eastern front with the EEC.

These matters will bring question to any exit strategy we see on the European front. No matter what happens, until the people get some clear information on how the debts are, where they are and how deficits are going as well as their own options, there will be no relief. The party that brings the best story and adds true relief on the hardship the people in the UK currently have will get a massive spike in votes.

I am not sure any exit strategy will bring that, yet, when we consider the response by Richard Branson (at http://www.virgin.com/richard-branson/why-an-exit-from-eu-would-be-bad-for-british-business), my response is that this is not a given either. If we see what some Commonwealth partners are agreeing to within the TPP (Trans Pacific Partnership), then we are seeing how politicians seem to be lining American Big Business pockets, whilst not overly protecting the their own local interests. This will in the end hit back to the UK as well. Consider that these Trade Agreements are not at all discussed out in the open (which makes sense until some point is reached). It seems to me that the UK needs to talk to Australia, Canada and New Zealand at that point. Because not only will the TPP impact the UK, whomever signs the TPP could be in for a long rough spell whilst US and Japan will hunt down a new currency, which is no longer the dollar, but a currency named IPR (Intellectual Property rights). IPR will be the new gold over the next 10 years. Those who have enough of them survive.

This is the unspoken side of the exit strategy. As the EU is chained to the US in several ways, the UK must secure its future in any way it can, yes we must all get rid of our debts, but in equal measure the UK will rely on its entrepreneurs, which includes people like Radomir Szwed, that is the side UKIP is not really talking about and their immigration changes would have negatively impacted the UK.

I remain on the fence on whether the UK should or should not leave, but complete clarity is a must which is a side the press, in all their whining after the Leveson trials have remained awfully unclear about.

 

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What’s in a health system?

Another day, another view on the failings of an NHS system in the UK is presented through the newspapers. The interesting part is not that we read it or that we know about it, for the most it seems to be about a level of blind acceptance that the NHS system might soon be no more. We see more discussions (at http://www.theguardian.com/society/2014/jun/28/cameron-warned-nhs-in-danger-of-collapse). One quote is “the NHS needed an extra £15bn from the Treasury over the next five years ‘if you don’t want the system to collapse during the course of the next parliament’“. Now, that comes down to an additional 220 pounds for every person in the UK. The additional quote “The grim analysis is backed by some of the country’s top health experts“, Really? Is that the actual solution? Perhaps the UK has the ‘wrong’ experts in the field. First we see a 10 billion pound IT system that never works, then we get another failed infusion of 3 billion pounds. Could the issue perhaps be that throwing money at it is no longer a solution? In addition, in a greying economy, healthcare will be the most important thing over the next 10-15 years, so perhaps sitting down and designing a completely new NHS, then seeing how the old system could be migrated might be a much better idea (especially as the other ideas are not working).

The quality of patient care will be compromised by not having enough doctors and nurses on the wards and in surgeries and clinics. The well-publicised failures of care at Mid Staffordshire NHS Foundation were caused by precisely this kind of cost cutting, with tragic consequences for the families concerned.” Is a quote that is in the article and I have a few issues with it. First of all, let’s take a look at the issue (at http://www.theguardian.com/society/2014/apr/28/mid-staffordshire-nhs-trust-fined-gillian-astbury), it is without any doubt a terrible event for the family. The quote “Mistakes were made as her ward underwent as many as eight shift changes and 11 drugs rounds per day. The system for handovers, when nurses arriving for the next shift should be informed of the needs of the patients, was ’inconsistent and sometimes non-existent’, the trust admitted.” So we can agree that there was a shortage, the point is, was it avoidable? This is where the issue starts. Throwing more money at it is NOT a solution, having 1 nurse per 5 patients is also a non-workable solution. The more people go into all this, the more time we see spend on handovers, with two sets of nurses getting/giving updates, not to mention the absolute fortune this setup will cost. I found the following (at http://straightstatistics.org/article/alcohol-related-hospital-admissions-set-tumble), it is about ‘Alcohol-related hospital admissions‘, the quote “If we limit the numbers to admissions wholly attributable to alcohol, the numbers have risen from 45,000 to 68,500, an increase of 52.2 per cent“. Really? Is that what doctors and nurses spend their time on? How about we change the approach to alcohol (and drugs for that matter) and take a page from the quotes of Ebenezer Scrooge “‘If they would rather die,’ said Scrooge, ‘they had better do it, and decrease the surplus population.’

It seems harsh doesn’t it? Does it? Now consider the possibility that Gillian Astbury aged 66, might be alive if something is actually dome about the alcohol cases. We see a little more clarity (at http://www.staffordshire.gov.uk/Resources/Documents/s/ss/SSPCTAlcoholneedsassessmentforStaffscountyJan08.pdf), where we find the quote “Trend data published by the West Midlands Public Health Observatory for selected alcohol admissions show that between 1999/00 and 2004/05 there was an increase in hospital admission rates by 40% for men and 30% for women across Staffordshire County“.

 

How about actually change people? So let’s do the following, a drunk in need is no longer given medical aid. If some youngling wants to be heroic and binge drink himself into a coma, then let his body fight it off in some cage (of course if they have money for private care, then that will be OK). If the body is unsuccessful, it will die. Plain and simple! We will call their mother telling them they should have raised them better and the case is closed. Consider the benefit of lower costs to the NHS, unemployment numbers will go down and we might even see an increase in rental options.

I know this is not a pretty picture, but these so called health experts need to see that the current course is no longer an option. We could do the same for the drug addicted population and get an even healthier commonwealth. The issue is not just the approach of certain people; it is the entire look that non-action gives all. Consider the PDF I added the linked to, in Table 9 (on page 26), we see a changed trend of 272%. So, almost three times as many go for the bottle in a group? The fact that this is not dealt with is a plain joke, especially as the NHS gets to clean up that mess in addition to dealing with the ‘actual‘ sick. There are alternatives! One is that all alcoholic beverages are raised by 23% taxation, which all goes to the NHS, which seems unfair to the population that can actually temper their alcohol use. The UK could instigate a Swedish approach to alcohol (also expensive), but you can only get hard liquor on an identity card, which gets registered and you cannot buy more than 2 bottles a month. Or we let the alcohol abusers die. You see, we can go in all directions, but most people, weak as they are, are unable to make the hard decisions and will force a situation where more money is given. This is fair enough, but then we add taxation, including to the lowest income bracket, to get more money for the NHS. Now, these same experts will tell you that this is not a solution either.

There is no choice; hard options will have to be selected in one way or another. It seems that steering clear of some zero tolerance options have been ignored for too long and those who are actually trying to get healthy so that they can contribute to family and society are dying, like Gillian Astbury. This part is however not shown to such a degree by the journalists at large. There is one more table to consider in that PDF. In table 19 we see that the total of the alcohol misusers cause a massive £1,701,900,000 to the UK health economy. So if we need cut backs, then here is one point seven billion in savings. Mr Prime minister! (I think I just earned my knighthood and a small cottage in saffron Walden) I think that the total savings in damages that these drinkers are causing is considerable larger than just to the health economy.

I am all for a better NHS, I am all for giving doctors and nurses a better tomorrow and if just throwing money at it would make that difference, then I would be all in favour of it, but there is almost 10 years of data disproving that, we see an NHS system that is rattled by big business (pharmacy and IT for example) and politicians and the approach as it is at present can no longer be maintained. Perhaps we need to make additional changes to the patients as well. The healthcare is all about keeping track of data and details, what if the patient becomes the data carrier? What if the nurse has a tablet with details and patient numbers, which is transferred to the new nurse and as they go over it, they can verify with the patient chip? When I go into ANY hospital, I see a multitude of papers, folders and more papers and people entering reports in computers and then printing it all. What if we take the next generation in solutions and take away 30% of that workload?

When people ask which company will do this, the answer should be ‘None!’. The UK is filled with universities, some of them regarded as the most prestigious and brightest on the planet. Consider that most IT people, might claim experience, yet their drama skills are the only ones that improved for the most, is it not up to the Universities, those who are introduced to the newest ideas, design a solution that would make the work of the doctors and nurses at the NHS better, slightly more efficient and a truckload of less hassle! Is that such a tall order?

We will get to the solutions if we are willing to navigate other options. We have seen that the current path is not a success; new methods might not be a failure. It is a road that politicians should be willing to go, if only to make sure that a possible solution was not overlooked.

 

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The insolvable solution

It is time to take another look at the frontier of our Irish brethren. Not that I am calling Sir Anthony O’Reilly a ‘friend’, ‘brother’, or ‘comrade’, but I am a lot less likely to be on the side of the bank, or am I?

You see, there are a few issues that I found interesting, however this could end up being a complete figment of my Imagination, but I let you decide.

First a little more on the consequences of this case, it seems fitting to use the Irish Independent (at http://www.independent.ie/irish-news/courts/former-billionaire-anthony-oreilly-loses-bid-to-postpone-aib-moving-in-on-assets-30389647.html) for this.

We can all agree that the following quote is a given “Mr O’Reilly’s legal team argued that if a stay was not granted, the consequences for him and two of his companies are ‘potentially enormous’“. Nobody likes to be forced to sell. I have been there, all being for different reasons, and I lost around 35,000 Euro on that little caper, so when it comes to holding grudges, I know exactly where Mr O’Reilly is at this particular moment in time.

The quote “Mr O’Reilly’s lawyers argued that he ‘is hopeful’ that the sale of his Castlemartin Estate in Co Kildare – described as ‘the jewel in the crown’ – would discharge most or all of the debt owed to the state-owned lender“, gives weight to my earlier title ‘The sharks are circling‘. The question becomes how or better to which extent the others will now move in as AIB is going for the jugular as per immediately.

This is the part that never made complete sense here. It is not about the debt, all parties agree, the fact that AIB will now get 100% of any risk back makes tactical sense, the fact however that AIB has only 11% of the debt and others the rest is also part of this little conundrum. The part that kept on re-emerging was ‘Providence Resources’.

It is nice that the Irish papers are staying on par, so here is the next part (at http://www.independent.ie/business/irish/providence-resources-post-loss-of-72m-in-2013-30388958.html). There are two bits that are interesting. The first is that they had a success in 2012 (as claimed). If Barryroe is a success, as claimed at (at http://www.providenceresources.com/uploads/interimresultshalfyearjune2012-finaltables.pdf), then why is AIB in such a rush to get to the jugular? In my view 3,514 barrels of oil per day comes to well over a quarter of a million a day. Which means there is money coming in, but is it?

Even though 2012 was a success, how much is coming in and how much is there to be made. This is where the issues rise. There is little news from either Exxon or Providence Resources. Is this the issue? You see, that is what I found initially too. There was little, but that does not mean too much. If the Barryroe well was still producing and under those conditions money was coming in, the banks could have made a deal with O’Reilly.

So, when I was going through the papers that I found, I was looking at a few things. I made a conspiracy theory reference for more than one reason. One of them was the reference I found in the AIB financial report. In 2011 a person named Declan Collier was prominently mentioned, it stated “Prior to joining the DAA he held a number of senior management positions with the global energy company, Exxonmobil“, He moved to another position on June 28th 2012, yet he did not get any governance mention in 2012, yet there on page 5 we see “A short biography and background of all our Directors is set out on pages 168 to 170“, the new members Peter Hagan and Tom Foley, were mentioned, yet Declan Collier as a leaving member was not. This does not mean anything yet, but the fact that his remunerations were mentioned (as they should), having his details there with the governance team would have been more correct.

This is however not about being correct, or about the lack of governance details. Lets take a look at the events for filing the case. At http://www.rte.ie/news/2014/0526/619683-aib-oreilly/ we see that on Monday May 26thAn action being taken by AIB against businessman Tony O’Reilly in relation to debts of more than €22 million has been admitted to the fast track division of the Commercial Court‘, in itself that is no large issue, filings are done at every twist and turn. The quote “He gave Mr O’Reilly ten days to file a reply to the bank’s claim and he listed the matter for 2pm on 23 June.” got to me however, I had to read up on a few things and I was impressed with the timelines of the Irish courts, these fine young legal eagles do not take it easy, still 10 days for a 22 million brief is a little short (but not wrong, improper or devious in any way).

So, why all these mentions? why this conspiracy theory line?

This is at the heart of the matter. You see, there is no indication of any conspiracy, yet looking at the prospects, the oil found and not to forget the events as they are unfolding, or better stated as they were not unfolding. ExxonMobil has made no press visibility in regards to the areas of Providence Resources at all. ExxonMobil is down a bit, but that is no worry, because of the sheer size of ExxonMobil. Yet, is it that hard to believe, or perhaps in more legal terms ‘is it more likely than not‘ that a person like Declan Collier keeps tabs on his past connections, all of them? Is it that far-fetched that he got the inside scoop form a ‘friend’ and he dropped perhaps a ‘hint’ with another friend? Is that so far out of the realm of possibilities?

In that regard, if so, perhaps the AIB did not act to get all of their outstanding debts, but to make sure they ended up with at least part of it? I left this all out of the initial article as it is basically the thoughts of a conspiracy theorist, but is it that improbable?

If these matters are indeed at hand (or not), then what will happen next? What news are some not made aware of (let’s be honest, it is not the job of ExxonMobil to readily give out bad news), yet this scenario gives another light to the AIB court case, it is as I personally see it not that far-fetched (I would say that wouldn’t I), but does this information change anything? When the others realise (if my assumptions are true), that they got the outside track and were surpassed by AIB, what will THEY do next?

I am not sure about this, yet, as having been the underdog myself on more than one occasion, if Providence Resources do hit pay dirt on a second well, how will the AIB then react? Will the credit range suddenly be ‘extended’? Let’s be honest, if O’Reilly gets back on track then the AIB will have pissed of 14% (possible 28%) of all the Billionaires in Ireland (they apparently have 7 of them). How much business will AIB miss out of then, especially as they are down 20 billion at present?
No matter how this rolls, keeping your eyes on the AIB for the near future might be entertaining.

Time will tell!

 

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View to the North

It is again the guardian that calls my attention to events happening (at http://www.theguardian.com/politics/2014/jun/22/independent-scotland-startup-costs-200million). It is important to know that I have nothing against Scotland becoming independent. I think that the timing is not great as we are in a massive economic downturn, but the Scots will correctly ask when would be the right moment? Anyway, as this independence is becoming more and more of a reality, we all need to look at what happens after.

The Scots have a few advantages. As the Scots seem to be members of a conservative party with its motto “Let’s not trust a computer farther then we can throw it“, we are set with the positive part that not trusting computers is not at all bad (Yes, as an IT person I am stating this). The downside is that the average Scot can throw a log really far, so tossing a computer might not be such a challenge after all. The issue is in the headline of the article. “Independent Scotland’s start-up costs ‘could be as little as £200m’” and “Leading academic says that could cover duplicating core Westminster functions, but millions would be needed to build necessary IT systems“. I have an issue here. There is an underestimation of requirements here. Yes, overall the costs might seem low, but when Scotland realises that the costs go beyond initial costs and they get to deal with infrastructures, at this point the costs will not be contained that easily.

Why do I care?

Caring is not the best word here. I think that in this case it is more that I like to see goals succeed, even if I do not completely agree with them. Only a real loser is trying to do what they can to make others fail, making others fail is fair when you are at war and we are not at war with the Scots, or with Scotland. The fact that about 3-4 generations ago, my family was from Perthshire (as far as I could tell) does not work in either direction either.

The other quote is “the final tally would be decided in a ‘poker game’ of post-referendum negotiations, according to the leading economics professor who last month criticised the UK government for inflating his figures on the subject“. Since when would anyone decide certain matters in a poker game, is also beyond me. Becoming independent is either tactical or on principle and one should not gamble on the Achilles heel that the people could create in this manner. In that same matter I am not sure if I can agree with the setting that this professor sets. The reference is towards Professor Patrick Dunleavy at the London School of Economics. A person who very likely knows more than 10 times more about economics then I ever will, even if I started to study economics full time at this point.

As stated, I have issues. Scotland will need an infrastructure, services and other matters. Several Scotland, as part of the UK already has and I think they should just be given them, yet Scotland will now need a proper economical system and set up. A national bank, a defence structure and these things all cost money, often a lot more than most imagine. There is however the ‘other’ side. The quote “In May, the Treasury published a detailed analysis of the financial risks of independence which claimed that a previous report by Dunleavy put Scotland’s start-up costs as high as £2.5bn” feels equally overstated. In my view the truth is in the middle and leaning to the cheaper side. In my untrained mind the costs are well over 500 million, but remain steadily under 700 million. This all makes me wonder why the numbers of the treasury are so far off as well (remember, me is a non-economic).

It is this quote that gives a few insides into the views that are shaping within me “In a leaked Scottish cabinet memo, the finance secretary, John Swinney, estimated the costs of a new Scottish tax authority alone at £650m. The Institute of Chartered Accounts Scotland had put those costs at £750m, while other experts suggested a new welfare system would cost £560m“. Is this about independence, or is this about certain people getting ‘their’ greedy fingers in the Haggis called ‘the Scottish economy‘. This is the part I do partially get. We all seem to forget that Scotland represents an economic power in the books of someone, when that falls away into independence, some people will not feel too comfortable and they are all looking for keeping themselves involved.

My question becomes, what can be done and does not cost?

In the age of computers and millisecond decision, I at this time remember my old dentist. He was a Dutch dentist called ‘van Charante’. In the age of computers, this man had the most advanced filing system I ever saw. He had used folders and colour indicators that opening his drawer showed a multidimensional top line table in colours. He saw in seconds something half a dozen tables produced in any analytical system would not tell him in 5-10 minutes. I had heard some IT wannabe’s wanted to convert him. I do not think anyone ever succeeded there. Perhaps that is the direction Scotland should face. It might not be done within the 200 million imagined, but perhaps they could steer well clear of the 2.5 billion someone speculated.

What if the Scottish system reverted to the old systems, not just becoming one Scotland, but in many cases reverting to the 33 counties? Thirty-three areas of ‘almost’ self-management, with a few exceptions, like one police system. They would get a buddy system where the area does what it needs to do and the neighbours come to aid when needed (emergency services). In that case Orkney and Shetland would feel a little isolated, but that might be business as usual for them. The question will remain how to IT some of this, but a system consisting of 33 self-regulating satellites are likely to be more effective, then systems like taxation, healthcare and welfare trying to become three Scottish national systems. If my train of thoughts are correct, then once this is approach is solved, the Scottish system could be an actual WORKING template to fix the failed IT NHS system that has currently costed the UK 10 billion and counting and still not working that well.

Yes, in all this I left out Scottish defence. By the way, has anyone seen what they do with logs and hammers? You really want to run up their hills whilst they smile at you and throw you a gauntlet or two? I for one ain’t that stupid to begin with, but that might be just me.

A final quote from the Guardian is “The debate with Darling, which broadcasters say privately has been tacitly agreed for some time, is now expected to take place sometime after the Commonwealth Games, which end on 3 August. It would potentially be a defining moment of the campaign“, no matter what will be discussed on that day, the truth remains that with two approaches being so far apart, both sides have unresolved issues, without a proper light on both sides these talks will not be the marker of any beginning independence, it could end up being an acceptance on how far views leading to independence are still apart.

So, is my view the correct one? I honestly cannot tell, but I am in all honesty looking for solutions, like any puzzle, an independence remains a logistical conundrum with plenty of loose ends, solving the puzzle is at times the best challenge that can be faced. Getting others to see the puzzle the way I did is the next challenge and implementing that puzzle is another challenge still. Three links in a chain that leads to a solution. Micromanaging these events like the BBC did with their 5 questions (at http://www.bbc.com/news/uk-scotland-scotland-politics-26836126) seems a little too trivial an approach. Yes, these questions will need a solution and it will be up to Scotland to find them. I reckon the views we seen in regards to the disagreements between Theresa May, the current Home secretary and the European Court of Human Rights shows that the UK has its own puzzles to figure out and they have been at it a lot longer than Scotland.

May we all be one Commonwealth, supporting each other, fighting for each other and at times disagreeing with one another, especially when Scotland is playing England, at that time the disagreements must be loud, jolly and with a few better Scottish players on the Rugby field.

Go Wallabies! 😉

 

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The sharks are circling

Today my mind was stopped by a Guardian article of a different kind (at http://www.theguardian.com/world/2014/jun/23/sir-tony-oreilly-irish-billionaire-insolvent). The headline was interesting enough ‘Bank pulls the plug on Irish billionaire who owned Independent‘, but that was not the reason for my interest. To be honest, it was not the fact that some rich ‘boy’ was hitting bottom either. You take any spoiled millionaire brat and the moment he is funding his trust into cocaine, you know he is worse off than whichever other rich person losing it all.

The following quotes are not the interesting part, but they are essential for painting the picture. “O’Reilly went on to a successful business career, rising to be chief executive and chairman of the giant US food group Heinz“, and whoever knows about their Ketchup, knows they have the good stuff! “Lawyers for Allied Irish Banks said on Monday the bank had run out of patience with O’Reilly’s efforts to repay €22m (£17.6m) of loans and a further €23m due from two of his investment companies. The court was told he had further debts of €195m. AIB accused the fallen tycoon of being insolvent and asked the courts to enter a judgment against him which would allow the bank to take control of key O’Reilly assets” gives us little more than the position he has gotten themselves into and “O’Reilly told the bank last month he had sold investments worth more than $150m in the past three years, all of which had gone to repay borrowings. But AIB claimed only a fraction of that sum – $300,000 – went towards repaying its loans. Other creditors, who are owed about €195m, have agreed not to pull the plug to give O’Reilly more time to sell his assets in an orderly way” gives us only a small indication on the matter how things are resolved. The next shows that this is no dumb boy, we know that the Irish can at times be pretty clever, yet the quote “He became chief executive, based in Pittsburgh, in 1979, and 12 years later was the first non-family member to become chairman. O’Reilly helped to transform the firm – its market value rose from $908m (£533m) to $11bn.” implies him to be a genius. When you change a company and up the value by 1100%, you are what some might say, the stuff of legends, which is only confirmed by “When he bought into the Dublin media company, it had a turnover of just €12m but under his ownership it grew into a worldwide company which at one point included the Independent in the UK as well as publications in Australia and South Africa. He stepped down as chief executive of the company on his 73rd birthday

There is a lot more to the Independent News & Media group which runs into the billions and then it suddenly hit me. This was all strangely similar to the movie Meet Joe Black, made over a decade before these events were taking place. Was Anthony Hopkins portraying Sir Anthony Joseph Francis O’Reilly? If so, I would love to hook up with his daughter (Claire Forlani, we men have dreams too after all). His ownership also included Waterford Wedgwood plc; those who care about China porcelain will know it to be one of the most revered brands ever.

So what is this about?

Things do not add up completely as I see them. It is like watching a pattern that does not really exist. Giving into it is merely voicing the conspiracy theorist in us. Take this quote from Wiki (not as an academic value, mind you). “The markets reacted positively to the news, especially to the explicit truce between the O’Reilly and O’Brien shareholder blocs, with Denis O’Brien voicing public support for Gavin O’Reilly as CEO-designate“, the approach before was that he had gone in so deep that his hunger for media truly rivalled that of Rupert Murdoch. A group, having assets in excess of 4.5 billion, whilst having almost 1.5 billion in debts. Some will not see any issue at this point. Consider that the revenue is almost at 1.7 billion and the profits are set at 110 million. So, even though not too bad, it is not a great position. This is what some might say a good time to start selling off the smaller parts. Of course this is still not on the mind of Sir Tony. This is where the Wiki quote becomes interesting. You see, Denis O’Brien seems to be the pushing element and his son is set to get the CEO position. So far there is an awful close resemblance to that movie ‘Meet Joe Black’. From the moment Gavin O’Reilly takes over and he is pushed out due to the pressure of Dennis O’Brien, it is a mere 3 years. By that time Dennis O’Brien holds onto more than twice the amount of shares the O’Reilly’s have.

This is part one. In this time, from my point of view, as the power is still firmly with the newspapers, Dennis O’Brien is already moving into telecom and radio stations. He is now regarded as one of the larger players in the UK. However, this is about Sir Tony O’Reilly.

When we see his assets, I almost see a picture of sliding technologies and Sir Tony did not move with his times. Whether it started with the removal from INM is uncertain. What is clear is that he had grown several businesses into behemoths, which makes the collapse of Waterford Wedgwood plc a mere ripple in a very large pond. The fact that his second wife is even wealthier than him should not matter, but the losses he and his brother in law (brother to his second wife) seem to tally towards half a billion.

Here we now see a certain pattern forming, even though thus far I have not mentioned the elements to that loom. Any person has values, profits, incomes as well as credibility. One element is the pushed change by Dennis O’Brien from the side of Independent News & Media. It goes however a lot further. Consider the situations the banks are in and have been in for at least 5 years. There are literally tens of thousands of people too far in debt with little chance to repay it. Then the information in the Irish Times hit me (at http://www.irishtimes.com/business/sectors/media-and-marketing/sir-anthony-o-reilly-locked-in-debt-negotiations-with-aib-1.1805920), and the one part I had almost ignored in the Guardian became a lot more visible. The bank, which was seen 4 times as ‘AIB’ in the Guardian article, gets a prominent place in the headline. So why is this an issue? Consider the following two quotes from the Irish times “A case has been listed for entry into the Commercial Court on Monday between AIB and Sir Anthony and two of his investment vehicles, Indexia Holdings and Brookside Investments” and “Brookside owns Sir Anthony’s coastal estate in Glandore, Co Cork, while Indexia is his private investment vehicle that holds his near 5 per cent stake in Independent News & Media and his share of the oil explorer Providence Resources“. So, there is no link, or so one would think. It is however weird that even in delayed matter, this is one customer that would repay the debts, so why this push? Is it not weird that forcing the hand of one party who will repay is somewhat strange in this day and age? Then we get this message (at http://www.independent.ie/business/irish/oil-giant-exxon-starts-160m-drilling-project-off-west-coast-29163728.html), which is more than a year old. Was oil found, is there a chance to find oil here? If not, then this is another half a billion bust for Sir Tony, making him pretty much broke. The following was found in the ‘ShelltoSea‘ site (at http://www.shelltosea.com/node/1890), considering that Providence resources (a Sir Tony company) is a partner in this then this quote “The Dunquin North and Dunquin South prospects hold combined recoverable reserves of 8.4 trillion cubic feet of gas and 316 million barrels of condensate, according to an offering document posted on Schlumberger Ltd’s IndigoPool Web site” means that there are vast amounts of money there, which makes the actions of the AIB odd to say the least.

 

Consider the Russian issues that are currently playing, whether they happen or not, will influence the value of the gas that was found. It is still the question whether oil will be found, it was not up to July 2013 as was reported through Reuters, yet the given options mean that there is still a vast amount for Sir Tony to hold on to his 750 acre cottage. It is the final link we get when we read this headline “Taxpayers will not lose money on the bailout of AIB” (at http://www.independent.ie/business/irish/taxpayers-will-not-lose-money-on-the-bailout-of-aib-bank-chief-30367989.html), So it was not about Sir Tony, it was about the other acts by the bank, holding onto the loans for Sir Tony that are now the issue of a possible upcoming forced fire sale. The banks statement “He added that the bank has paid more than €2bn to the State in fees and interest on rescue loans since the crash” give the message we were wondering about. The banks are slowly losing options, the money us due and as such, some visionaries are now under the hammer. Whether the acts of Denis O’Brien are at the centre of what could be seen as the fall of Sir Anthony Joseph Francis O’Reilly remains to be seen. The acts that are clearly within the realm of ‘the cost of doing business‘ are drawn in the sand. It reminds me of the quote Penn Badgley tells Zachary Quinto in the movie Margin call. ‘In the end one man wins, one man loses‘ is harsh and to the point, but as Zachary responds ‘You know that there is more to it than that‘ is equally correct. Two movies both created before the actual events that played out here are giving us the fact that sometimes life is like the movies, even the bad parts.

Sir Tony is a first eye witness to these events. What we at the sidelines see is that the banks are now slowly in a do or die presentation of liquidating what the banks regard as ‘risky investments’. For the most, we should be happy, but can we? The money remains gone and when the fire sale goes through and someone ends up finding any oil at a cost of 0.1 cent on the dollar, how many friends will the Allied Irish Banks end up with then, considering the boat load of scandals they were linked to?

Perhaps the most worrying part for most of us is not that a wealthy man has lost it all, but that banks are now closing ranks. We are so used to seeing the wealthy get away with proverbial murder shows that the banks are at the end of their ropes, which means that the little leeway we ones had is likely gone too. It should also be clear that this shows us all that the economy is nowhere near recovery; it is for the foreseeable future on a very tight arrangement with whomever has any actual wealth left.

A view we have not been introduced to until now.

 

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ISIS is coming to town!

Many have seen the news. Iraq is facing another brawl between the Sunni and Shiite. I do not proclaim any side, or even to know and comprehend the difference between the two beyond a limited and basic level. Is it required? There is an interesting article on it all in the Huffington Post (at http://www.huffingtonpost.com/howard-barbanel/the-current-incarnation-isis_b_5509461.html), whether this is something you can connect to is up to you. It is the last paragraph that gives me pause and even some worry.

Unfortunately, what’s needed is for the West to man-up and send in a multi-national force (Americans, Brits, French, Germans, etc.) and squash ISIS (which has ambitions of spreading their Islamic revolution to London and New York). It won’t take many planes or drones. ISIS has no air force. It won’t even take many troops to confront the several thousand ISIS fighters. What it will take is will power and if there’s absence of that we will be left only with the words of the 18th Century Irish philosopher Edmund Burke: ‘All that is necessary for the triumph of evil is that good men do nothing.

First of all, the US has no intent of getting involved (at present), more important should they? Remember the old issue when between the 2nd and the 4th of August 1990, Iraq took over Kuwait? It was condemned and after a while the US instigated Desert Storm and it was in that time between 17th January and 28th February 1991 that Sadam Hussein was removed from Kuwait. It was after this when at some point Bill O’Reilly made mention that at this stage, the hold of Sadam Hussein was weak and the Iraqi people could have overthrown their government if they truly wanted freedom. He was correct in a sense, but was he correct overall? I did not consider that part until this week. You see, the issues around Operation Iraqi Freedom (a dubious choice of name to some extent), was that this situation was never completely and correctly resolved (I admit that my use of correct is debatable). So as the US established democratic elections and formation of new Shia led government, we should wonder, even though the Shiite is in a massive majority, how the Sunni’s would react. Last week we saw the escalation of that sentiment in all its brutality. Giving a lot more weight to the consideration Bill O’Reilly left me with when he made the initial statement.

I needed to get another view, so I looked and I found this statistic Shia Muslims constitute 10-20% of the world’s Muslim population and 38% of the Middle East’s entire population, So that is a sizeable chunk, another gave me: “Most Muslims are of two denominations: Sunni (75 – 90%) or Shia (10 – 20%)“, which makes me wonder at first, yet the view from Professor Sue Hullett gave me: “Let me review, while Shia Islam makes up only 10%-20% of the world’s Muslim population, Iraq has a Shia majority (between 60%-65%), but had a Sunni controlled government under Saddam Hussein“, As she is the Distinguished Professor and Chair of Political Science at Knox College, her numbers should be regarded as reliable and they are in line with other numbers I found.

This leaves me with a much clearer picture that we are facing a change where Iraq goes back into the shape it had under Sadam Hussein. More important, the Shiite majority seems to be unwilling to fight the Sunni’s in this matter. Linked to this is a second quote from the Huffington Post “Tens of thousands of Iraqi troops just ran away, abandoned their equipment and abdicated their duty. Had even a fraction of them stood and fought, ISIS probably could have been thwarted.

This is exactly in the light Bill O’Reilly stated several years ago. So is this a case of ‘Barbarians’ attacking ‘Pacifists’? More important, is it the job of the USA to just intervene every time? The issue of ‘deserting’ Shiite’s, for whatever reason, gives clear indication that not only was the exit strategy poorly chosen, an exit strategy should not have been considered. In other light, if the Iraqi’s are not willing to fight for their country and resources, what rights are they enabling themselves with?

Is there a solution?

I am not sure if there is. I have my doubts whether 300 advisors will help when troops run away leaving plenty of resources behind for ISIS, the fact that ISIS was active in Syria and is now armed to the teeth and entering Iraq should also give way to additional questions. The strategic position of ISIS at the borders of Iraq, Syria AND Jordan should also be seen as a dangerous escalation. The destabilisation of Jordan (if made threats are accurate), will push millions of refugees in all kinds of direction; none of them could be seen as a positive one. This is at the heart of the strategy of ISIS, which with my apology for a lack of better phrasing is actually brilliant. They have area control to move large amounts of goods and the US is not clear on what to do and where to do it. If they openly start an opposition war, whether from Iraq or not, they will derail whatever achievements the US state department had made with Iran, this will open up more options for Syrian escalation and the one almost ‘stable’ part there (Jordan), will now be in direct threat as well as its Royal family. Unless King Abdullah II of Jordan finds an acceptable alliance and added support, it runs the risk of destabilising really fast. Now we have ourselves a true Clambake as ISIS ends up with resources at the bulk of the Israeli borders. There is then a direct threat to Eilat (via Jordan) as well as the option to enter the Sinai with from there a path to Hamas. Israel could find themselves in a direct war on two fronts whilst having only limited options to reflect the invader ISIS without direct consent of Jordan, which ties the hands of Israel, with likely direct threats to the cities of Eilat, Ashkelon and Beer Sheva, which puts Israel in clear and present danger of having to instigate a massive offensive. This changes the Sinai into a powder keg and whilst there is no outspoken hostility against ISIS by Egypt, even if it was, Egypt will not allow an increased presence of Israel in the Sinai, making this “no man’s land” a good haven for ISIS, would they proceed in this direction.

ISIS is there for a massive danger for overall stability. That part is called to order even stronger when we consider the headline of the Financial Times ‘Diverse funding and strong accounting give Isis unparalleled wealth‘, by Sam Jones, Defence and Security Editor yesterday afternoon. This gives way to several issues. Not only are they a threat, they are a well-funded threat, which means that they could support Hamas with materials allowing for even more attacks on Israel, giving us an easy escalating situation. I reckon my initial advice for Israel to take back the Sinai in 2012 would have been the best course of action. Not in any anti-Egyptian way, but considering the pressures President Sisi is dealing with at present, having to deal with ISIS in his back yard might have been the one part he preferred not to deal with.

It would also have limited several explorations by ISIS, yet that did not happen, which means that unless a direct solution for Iraq can be found, we will see escalations all over the Middle East. If ISIS does get a hold of Iraq, the US will be forced into a financial and military corner, requiring a solution in a multinational way and very likely in several nations. Will that ever be an acceptable option?

In my mind, the most direct meed would not be Iraq, but Jordan. It is dealing with millions of refugee’s and a dwindling amount of resources. You should by now realise that until Iraqi’s pick up arms (instead of fleeing), that theatre could be lost. If we accept the roman principle of war (the installation of defences against enemy retaliation), then adding strength to the Kingdom of Jordan, as well as a massive increase of Humanitarian aid will be a first priority. It makes Israel less of a target and it limits the movement of ISIS in regards to Syria and Iraq. Yet in the end, until an offensive is launched, ISIS cannot be dealt with and that is something that needs to be done, the question remains: ‘how to do it?’

 

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The Illusion of control

It is three days after writing ‘Concerning the Commonwealth!‘, I stand by my piece. I think that the Commonwealth is facing increasing issues all over the field and as the numbers go up and up and up, healthcare will take a centre seat in a diminishing population of workers, which by the way include issues that will hit Australian shores too. Today (at http://news.sky.com/story/1287088/government-has-lost-control-of-the-nhs) we get to see more about the NHS, the mention of a 3 billion pound fiasco, which gets attached to the name Andrew Lansley, who is currently Leader of the House of Commons. He is also behind the Health and Social Care Act 2012, which is regarded to be highly controversial. However, before we go into any controversial parts, try finding a document called ‘ABPI UK NHS medicines bill projection 2012 – 2015‘, it is a PDF file (the Google link was too messy). There is a massive revelation on page 5, which diminishes a bible chapter with a similar name to a mere Paddington bear story.

As we ignore earlier mentions of a shake-up gone awry at 3 billion and mentions of an IT structure at the price of 10 billion that never worked, here we see that over the term 2013-2015 the use of brands go up from 14.2 to 15.5 billion, yet generic medication needs only rises from 3.2 to 3.9 billion. The interesting part is that even though there is still a brand growth, the bio-similar mention (generics) go up from 134 to 328, so there is more than 100% growth in change to generic medication, whilst the cost is still growing steadily on both sides (generic versus brands), what would the brand side have done if the generic side did not exist?

Three days ago I was extremely outspoken in regards to the need to get the NHS costs down. It seems that the search for generic alternatives is taking a backseat to other options. In an age of finding ways to make ends meet, the Health and Social Care Act 2012 has no space reserved in regards to the need for a stronger presence of generic medication.

When we look at:

233 General duties
(1) In exercising its functions NICE must have regard to—
               (a) the broad balance between the benefits and costs of the provision of health services or of social care in
               England,
               (b) the degree of need of persons for health services or social care in England, and
               (c) the desirability of promoting innovation in the provision of health services or of social care in England.

Why was the following not added?

                (d) the choice of generic medication where possibility for a responsible health care alternative warrants it.

Now, I will be the first one to admit that my choice of words is not the best one, but it seems where it is known that generic medication is such an important part for the survival of the NHS, that no mention at all (as far as I could tell) seems to raise a few more questions. Key message 4 on page 11 of the PDF shows exactly the part that matters: “Nine of the current top 20 selling brands lose patent exclusivity between 2012 and 2015” and when we consider the growth through bio-similars, we see that the right path seems to be taken as we read the numbers from the office of health economics. So, there is a path to better growth through managed costs (to some degree), the question becomes, why is this report quoting Jane Ellison as secretly taped? More important, why is Sky News not giving proper light to the NHS issues as they are (to a small extent) resolved? Why are they not taking a look a Professor Adrian Towse, Jon Sussex, Lesley Cockcroft or Martina Garau. I would think that the latter two as statistician and economist might be able to light a candle in the tunnel of ambiguous ‘tell tailing’ darkness ‘some’ are sailing.

None of these matters are coming to light at any stage. Even the Guardian on April fool’s day, did little more then http://www.theguardian.com/society/2014/apr/01/health-service-biggest-challenge-history-nhs-boss. I will admit that the article of the Guardian was decent, yet the quote “the NHS is facing a perfect storm of rising demand, funding pressures and worryingly low staff morale“, no matter how true, seems to be about the hardships (which remain true). Yet the information that the Office of health economics seem to have is escaping these Journo’s of bad news writings. Slide 13 of the initial PDF shows an even stronger view on how the UK is getting by, whilst the US is facing an overall hike from 176% to 281% compared to the UK index, Only Spain, Finland and France were barely better off. That part remains in question when we consider their population, if the results was correctly weighted (small oops on that slide), then the pressures for patent change from American shows just how desperate the American position is, which is shown even stronger on slide 6 when we see just how hard medication hits both Japan and USA as they spend well over 2% of GDP there, whilst the population of Japan is twice that of UK and the population of the USA is set at well over 400%. These slides will also leave is with other questions in several regards, yet the initial positive view is not reverberated over the press sites, or by the UK journalists. It seems to me that the information by certain newsgroups, especially in the LACKING sight on the importance of generic medication leaves us with questions. However, the Guardian was all over the business side of Pfizer trying to take over AstraZeneca. Did no one properly wonder why they were willing to dish over 69 billion? When did a US company EVER spend such an amount unless they knew that they would end up with double the amount? When we consider those events, we should wonder why the papers aren’t a lot more outspoken in regards to informing the public.

Even if this was all not true, don’t you think that the press would (should is a better word) have been all over the members of the Office of health economics I mentioned asking them the questions I am voicing and a few more after that? Is the silence of the press not deafening? The late April article in regards to Pfizer – Astranezeca headlines as ‘Pfizer refuses to guarantee UK jobs if AstraZeneca takeover goes through‘, which should make us wonder whether this is about income, jobs or patents. Would that takeover stopped any patents, or at least delayed them? If many patents have 1-2 years left, why pay that many billions, which information was kept hidden from us? It is the quote from Pfizer CEO Ian Read that states “The combination of Pfizer and AstraZeneca could further enhance the ability to create value for shareholders of both companies and bring an expanded portfolio of important treatments to patients.” This is a fair, honest (to some degree) and clear message. It is about the shareholders and the message that these billion will come back to ‘us’ and then some. This is clear business, I do not object, yet the overview for the UK? What will it cost them besides jobs? We saw little of that and the NHS has been played like a piñata donkey for a little too long. This is not me stating that the NHS is okay. Actually it is far from that, it is about getting the proper illumination on events, which does not seem to be happening either.

In the end, the quote in the Sky News article “A spokesman for the Department of Health told Sky News: ‘Giving operational control for the day-to-day running of services to doctors was the right decision but we’ve always been clear that ministers are responsible for the NHS’” might have been a correct one, the added information could have been a lot more insightful. When you Google ‘Office of health economics‘ you will not find any links to any newspaper, which is puzzling when you go to the Office of health economics and look at some of their publications. If I would add one more ‘light‘ remark then it would be that the members of the editorial and the policy board of the Office of health economics seem to have more degrees then a Kelvin scale, making them in my mind an essential source of health information for any journalist.

So where are these articles informing the public?

 

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Legally and Criminally Insane?

There is an issue that had been on my mind for a long time. First of all, I do not have a car. I had a motorcycle for a while, but not at present. I never cared for cars that much. When you live in the big city, a car tends to be an expensive asset and it rarely gives you additional time. I learned that if one manages their time correctly you get heaps done without a car. It does not always work that way, I can admit that and for almost half a century, I have only desperately needed a car around 10 times. So, for me, a car is really not that needed.

You might wonder where this is going!

I just read an article, basically the second driver in a series of thoughts (at http://news.sky.com/story/1286644/brakes-slammed-on-over-zealous-spy-cars). The first one is a number of articles all pointing back to speed cameras (at http://www.telegraph.co.uk/motoring/10613388/Motorway-speed-cameras-to-be-rolled-out-to-stop-those-driving-faster-than-70mph.html) and a third topic in this matter can be found at http://www.mindfulmoney.co.uk/trending-news/parking-fines-by-councils-reach-nearly-255-million-in-2013-with-tables-of-the-top-finers-by-local-authority/.

So, why these issues? We have traffic laws (UK, Australia and heaps of other nations). They are not like the three rules I got explained for driving a car in Egypt (in 1982), where it seemed that:

1. If you did not honk your horn, you are at fault.
2. The heaviest car has right of way.
3. A non-Egyptian is always at fault.

They seem simple and pretty much fit the bill.

In most Commonwealth countries we have set rules on speeding and parking. So, I do not get the problem when people start bitching over speeding tickets. Was there a speed limit? There always is and there is always a reason why it did not apply to that person. I reckon 1 out of 250 will have the actual honest defence that they missed the speed limit sign, which gives us 249 people who should keep quiet and just pay up, or should they?

Now, I will admit that I am slightly on the fence towards the topic with the title “Brakes Slammed On ‘Over-Zealous Spy Cars’“. Is that really a wrong approach?

Even though the heart of the matter quoted “These measures will deliver a fairer deal for motorists, ensuring that parking enforcement is proportionate, that school children are protected and buses can move freely, and that key routes are kept clear“, which is fair enough. My issue is that these people parked illegally, so why is that an issue?

The quote “CCTV spy cars can be seen lurking on every street raking in cash for greedy councils and breaking the rules that clearly state that fines should not be used to generate profit for town halls” remains funny as most town halls will never ever make profit, even if we fine roughly 87.2254% of the London motorists, London would still come up short by a sizeable amount.

It is in the area of the parking fines article we see this quote “The capital is extremely congested so we’d expect to see a higher number of restrictions in place and penalties being issued. However, there is a fine line between fair and opportunistic that councils shouldn’t be tempted to cross.” Here I wonder how to react. You see, if the council revokes a driver’s licence after 3-4 fines for no less than one year, it seems to me that the congestion problem will solve itself overnight. I agree that these transgressions are not in the league of Manslaughter or Grievous bodily harm, but laws are laws and are traffic laws any less? (Well, less than murder, yes!) There will always be excuses and some will remain valid.
L or P plates correctly displayed at start of journey‘, which in all honesty could happen. There is ‘on medical grounds‘, where the driver was helping a victim into a hospital. There will always be a grey area that we in all honesty must deal with. These are the parking fines and there are a few more valid reasons, but some are just out there. I felt a lot less lenient when it comes to speeding. You see, there is always that joker who thinks he is in control and when speeding goes wrong, he refuses to die for the sake of it, but will have killed someone else. When we read that: “X (name removed) was jailed for eight months for causing death by careless driving“, I wonder why that person is not spending life in jail for murder. the quote “Believing they were walking ‘deliberately slowly’, she engaged the clutch and revved the engine of her Honda Civic to scare them off the road while her car was still moving at around the 30mph speed limit” gives additional feelings of anger. These pedestrians were at a pedestrian crossing? 8 months jail and a two year ban is all she had to do, which in my book seems just wrong.

It is the quote “We are opposed to speed cameras in general. The evidence of their success in promoting safety is not good and in reality what is happening now is that the police are using speed cameras to fund their other activities through speed awareness courses.” by Roger Lawson, a spokesman for the Alliance of British Drivers (ABD) that gives additional concern. Perhaps these measures do not go far enough?

It is currently stated that if you are caught speeding then you will be handed an absolute minimum punishment of three penalty points and a fine of £100. How about making that four penalty points and a fine of £200? Also during special times, like Easter, Christmas and so on, the demerits double, making the driver extra careful. Next we see that ‘if you accrue 12 points on your licence within a three-year period‘, should then in honesty become ‘if you accrue 24 points on your licence within a two-year period‘ the driving ban should be no less than 24 months, no matter how essential your driving license is. If someone states that this is too draconian, then I personally agree as well, but many acts do not change the mind of the driver now, so why not give them something to fear. It seems that public transportation frightens them a lot.

What do we get from this?

That is indeed the question. It seems that a total disregard for parking and speeding rules is getting out of hand, and whilst it seems unfair to some, this is also a possible way to stop congestion. It also stops a little pollution, so we do get a double whammy on this front.

This all gets me to Law and Morality by John Gardner (at http://users.ox.ac.uk/~lawf0081/pdfs/lawmoralityedited.pdf). It should seem clear that my approach is ‘aim to serve the common good (Finnis 1980: 276)‘ and ‘aim to justify coercion (Dworkin 1986: 93)‘. There is no denial that this is about coercing the driver to abide by the rules. We should at that point also consider how unjust the laws of traffic are (if that is the raised issue). But is it?

How often could you not park because someone had taken the spot that was rightfully yours? How often have you or someone you directly known to be in almost direct danger because of someone speeding? When a population above a certain level states yes to both (as it currently seemed to be the case), should these laws not change to something more draconian?

Is it not so, that in my imaginary change, we are changing the premise that we all have a right to drive a car, into the premise that driving a car is becoming a privilege for those abiding by the set rules? Is this not deprivation of freedom? We are to some extent already imposing those rules to pilots, considering the lack of accidents there, should we not take the same approach with car drivers? Should we not pass a certain parameter to be considered a driver? We demand skills to many environments that are a lot less hazardous, so why not car drivers? You see, as I see it, the car industry had forever been an open field as it was so lucrative to sell to so many people. Now, with the saturation we see, cars are almost too available and gas prices go through the roof. What if it becomes a privilege? What if the car driving population goes down by 20%? Cars might not become cheaper, but gas certainly will as there is a 20% less need. Public transportation will suddenly get a massive boost and the chance that all this reflects on higher safety standards and less need for emergency aid is also a good thing. We will always need emergency services, but consider that they will have on the emergency services. Here is where I got surprised. When we consider the numbers (at http://www.hscic.gov.uk/catalogue/PUB13040/acci-emer-focu-on-2013-rep-V2.pdf), we see that in the UK the response for ‘Road traffic accidents accounted for 1.4 per cent of type 1 department attendances in 2012/13‘. That was a number I did not expect to see, so am I looking in the wrong direction? When we look at https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/255125/road-accidents-and-safety-quarterly-estimates-q2-2013.pdf, we see a rolling statistic of 1785 killed and 23,530 regarded as killed or seriously injured, which makes the Accident and Emergency (A&E) data in England a slight question. Especially as we regard page 17 of that PDF and the spread of the traffic cases on page 22. Well, No! The numbers make perfect sense; it just shows that the 23,000 are well spread over the timeline; it is just that these 23,000 are in the end only 1.4%. Yes, in case you wonder, I did notice they are not all from the same frame, but we see only a few percent change over these time frames, so that overall the picture is still usable for the most, just that the relief for Accident & Emergency would be minimal (alas). I had hoped that the traffic changes would lessen their work a lot more.

So, am I just trying to add morality to a traffic case? Gardner explains that at times morality needs law, just as law is in need of morality at times. So we are still with the question, is adding draconian measures to traffic laws morally considerable, or will the act result in a lack of morality for the law? That issue is brought to light when Gardner gets to item 4. “Does law have an inner morality?” There we have a nice consideration. Is morality not a setting of norms, hence in reflection is it not a form of discrimination? I am doing that by discriminating against the transgressors, but am I doing this in an unbalanced way? If we accept that morality is seen as a system of values and principles of conduct, and the bulk of people break speed limits, is the morality of speeding not one that should change? If almost all break the speed limit, is the law not unjust to being with and as such is this law, draconian or not a transgression of accepted morality and therefor a law that should not exist?

The facts now fit the statement that Roger Lawson gave us, is this about funding, or about safety? That is not easily answered and without knowing the true and complete course of the 1785 killed. How many got killed through speeding? If we accept that the UK has roughly 34.8 million cars in use, should 0.00525% decide the consequence of the rest? When we look at the deaths, that is what we see; we get 0.0676% if we include the wounded. So, when looking at this, no matter how we twist or turn the data, well over 99% suffers because of a few. There is no question that none of this changes for the victims of these events, but it shines a harsh light on certain aspects of traffic safety and the approach it has. Should the laws change however? There is growing evidence at this point that my Draconian approach is just not the way to go, it shows an increasing tendency to be unjust. We can all agree that unjust laws should not be followed. But in the second degree, are the current laws too harsh?

Here we have several other factors to consider. If congestion is the cause of many evil, then my draconian approach survives the test as it solves part of the problem, yet will it solve the situation? There is no real way to tell. We should however question whether we want to take away the car as a basic freedom, because that is what a car embodies and revoking freedoms is as we can all agree highly immoral.

It seems like we took an opposition approach and through this we learned that people like Eric Pickles and Transport Secretary Patrick McLoughlin have a clear case. The same could be said for Roger Lawson, which takes us to the question whether the UK should consider losing the speed limits all together. Would you believe that someone made that case? Norfolk Police Crime Commissioner Stephen Bett did this and makes a good argument for it, which gives wonder on what to do next? He stated “If we are going to do anything about speed and villages we ought to take down all the signs and say all villages are 30mph [48km/h] and you drive on roads like they do in Germany and Italy, as road conditions say”. So if this works in Germany and Italy, why should the UK not go that same way? It cannot just be the weather as the weather in Germany can be even more treacherous as it is in the UK. Is it not also the case that the simpler any traffic issue is, the less confusion we are likely to face? The Egyptian example at the beginning is an extreme one, but does show the effectiveness of simplicity (except for rule three which can be scrapped in Common Law on grounds of discrimination).

Perhaps some changes the UK could get by learning from its neighbours, who knows, perhaps after this the French, Dutch and others will follow the Italians and we might get a reasonable equal traffic system (one can only hope). The end of the article comes down on Stephen Bett stating “UK motoring organisations have dismissed Bett’s comments, with the Guild of Experienced Motorists describing them as ‘just nonsense’“. But is that so? The numbers seem to be in his favour, the evidence of simplicity as generic evidence has been proven again and again, so is it all nonsense or is Stephen Bett onto something? Even though he stepped aside as PCC while an investigation is carried out into his expenses (since yesterday), the points he made should be seriously investigated, especially if proof can be given that simplicity drives down the number of accidents and transgressions, which is a win/win for all people.

So as I see it, the act to add Draconian laws seems almost criminally insane, which is actually what is happening in Spain, but we will get to that in due time when we see the results of Spain implementing such harsh rules.

 

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The price of a passport!

We all have our moments; we all have that moment when we need to prove that we are the person we are claiming to be. Many of us have been through it more than once. When we turn 18 and we go traveling, when we need to apply for loans, mortgages and other financially linked issues. We must prove that we are who we say we are. It is at that time that we need to have a passport and even though, except for travel over national lines it is not essential, it will always be regarded as the most correct proof of identity.

It is the dream of an identity thief, the dream of a refugee trying to get to any level of a safe life. A passport will have that magical shield value. Whether you live in one of the Commonwealth nations, or in many of the western European nations, we seem to forget just how powerful a passport truly is. Those who got theirs seem to forget the hassle it is to get one for the first time. So when the article (at http://news.sky.com/story/1286601/passport-office-profiting-from-publics-pain) appeared, I was not that surprised, even though the term ‘profiting‘ seemed out of context.

Most passports are valid for 10 years and the freedom of a passport is often beyond most imaginations. At http://en.wikipedia.org/wiki/British_passport#mediaviewer/File:Visa_requirements_for_British_citizens.png we see the freedom a British National has. It allows a person to pretty much go anywhere within the Blue and Green regions at the drop of a hat. We all take this level of freedom for granted at times. The Dutch passport can get you in all these places as well as in a limited way into additional Middle-Eastern places (1 or 2). So when we look at a passport, we often do not realise the power it holds. I myself got confronted with the notion in Crete, when I was having a coffee with a Russian Lady on vacation. She explained the hoops she had to go through to get to Crete. Her passport did not give her the tropical destinations at the drop of a hat and to go shopping in Saks on fifth was a joke she could not seriously entertain ever.

Now let’s take another look at that little trinket! Whether you have a thin one, or one with 12 additional pages, you will set yourself back for a decent amount of coin. You think that it is expensive, taken the time-frame, a passport is less than 8 euro’s a year and it is an essential document in your life. There is of course another side to this. As everyone wants that piece of paper, you want to keep a good check on it, and the application for it is a time consuming process. So much so that those behind it need to make sure that this document keeps its value. It was at this point I started to wonder about a few issues.

The article had a few quotes that give pause for us to think issues through.

The figures showed there were 552,192 applications in January this year compared with 482,356 12 months earlier” is the first quote, “There are still 490,000 applications being dealt with and staff have had to work the equivalent of nearly £1m in overtime in one month” is the second one, “It is baffling why immediate action was not taken to alleviate the impending disaster that has now engulfed HMPO.” is the third one and “The Passport Office is ‘profiting from the public hardship’ by making a surplus of almost £13 on each application, the head of a government watchdog has said” is the fourth one, but the first one to be mentioned. This is all coming from Keith Vaz, Labour MP and funny enough, a person who started life as a Yemeni citizen.

It is nice to see such criticism, but how fair is it? Consider the UK has close to 64 million people. I have no clear number on how many are ACTUAL citizens, but for the fun of it, let us assume 100% (which is ridiculous I know), this means that if all is equally set, the HMPO would need to produce 6.4 million passports a year, which is a little over 533 thousand a month. So how are the numbers as quoted by Keith Vaz MP a surprise to anyone?

I reckon the HMPO should know that these numbers would need to be met to some degree. Here is the kicker! They are not surprised and I feel certain they are trying to deal with it. The problem is that hackers are getting better and that more and more systems are compromised, so before we go into that part, we should recognise that over the last 10 years the work of the HMPO has grown in complexity and they are relying on the part these systems that cannot get compromised by these hackers, mainly the printed documents and original papers (as are likely seen in those massive binders). The Honorable Mr Vaz seems to be ignoring those parts.

As for the 13 pounds, is this even a valid number? If we consider the amount of actions required, checks to be made and then the actual passport to be created, checked and handed to the right individual, a passport is a real deal at twice the price. The fact that 1 million in overtime is quoted; the 13 pounds profit would be non-existent by the time the actual costs are added up. The one part he does have a point the HMPO should have been a lot larger, but getting qualified staff there is not an easy task. Let us not forget that even though extremely important, this job does not have the Jetstar double zero seven appeal that a branch like GCHQ or Special Branch offers. The initial view many might have that this is the dream job for a CPA fantasizing about libraries, which is not the largest target area in any nation, but this work needs to be done!

So as the is dealing with this passport issue, we need to take into account that this problem can only be solved with reliable systems (which is becoming increasingly difficult), millions of people are victims of identity fraud, which makes checking of some details increasingly harder and as paper trails are slowly diminishing, the HMPO will have to add more effort in making sure that the created passport is for the right person and whether the requested person was the actual person. IK know it seems weird, but the moment someone has YOUR passport you will learn the hard way on those consequences.

Now it is time to revisit my remark on Mr Vaz’s original nationality. This was not some cheap shot and even though it is at times fun to have a go at labour even just for the hell of it, I do have respect for Mr Vaz on entering public life and his decision to support the British system. He has my sympathies and respect in that regard. No, it is about what a person from Yemen was able to reach. In that regard Mr Vaz needs to be reminded on where his Yemeni passport got him (at http://en.wikipedia.org/wiki/Visa_requirements_for_Yemeni_citizens). As you can see his VISA free options were not that impressive. As a Yemeni citizen, he can see less than 10% of the world his British passport (or EEC equivalent) allows him to see without a VISA. This directly links back to the power a passport (his British one) grants him. So, the UK is dealing with a backlog and this backlog must be dealt with carefully if the HMPO wants to keep the value of the British passport high.

If not, the consequences of devaluation will hit anyone with a British passport, which could impact hundreds of innovators, who now travel the world seeking new ideas.

Still Mr Vaz did make valid points by shedding light on this; the problem is on how to solve it. Theresa May is announcing additional measures (at https://www.gov.uk/government/news/additional-measures-to-meet-high-passport-demand). These measures seem good, but are they? They are an essential patch, but the numbers as they are shown to us, give way to the thought that a better and more permanent solution must be found. As for additional jobs, here is a possible option for matured interns to take a centre seat. I grant that oversight is needed, but the UK is filled with retiree’s and ex-servicemen who are very trustworthy, all just hoping to get a decent job. If initially 100 could be added to get some of the grunt work out of the way, would that not speed things up? So the lowest staff member of the HMPO would now become a small manager, each receiving the files from up to a dozen new interns. Yes, issues will rise, yes some will not be complete, but they now will get a surplus of gathered facts. Instead of going through 1-2, they will go through 11-20 of them. In the beginning, 80% will get send back to the intern, but as the initial week progresses, the processed files will get to 70%-80%, giving the one HMPO officer close to 10 times the processed files. A staggered approach to this will raise the numbers of passports dealt with and the mountain of outstanding passports will soon diminish to some degree.

In many ways, several nations will have to change their way of thinking, in this situation we add to the working pool, we see an outstanding issue resolved to some degree. This is just one solution that would not cost the government millions, which is always a good side.

 

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Concerning the Commonwealth!

There is no easy news. The Commonwealth is having several issues that are not easily solved. There is always blame, but who to blame and more important, will it get us anywhere to begin with? I also believe that the Commonwealth has its share of solutions, but in that regard we will have to make some drastic changes. Some will be good, many will not be good and a lot of them will have to be different.

It is the last one that is likely the strongest salvation we might hope for, but we can no longer think the way we are, as we currently end up planning to go nowhere.

First of all, one member will need to step up to the plate and the others must protect this part. They started being regarded as a simple land, this land became a colony and later part of what would be known as the British Empire. It became independent and it is now a Commonwealth nation. Now, India must step up to the plate and become a Commonwealth leader. We (Australia, Canada, New Zealand and United Kingdom) must stand firmly and strongly next to India.

India has basically become the world leader in generic pharmacy and many are so eager to take up the Trans Pacific Partnership that we ignore the part that this US and Japanese conclave is not just about ‘trade‘ or ‘fairness‘, the indications are that it will give even more power to the US companies. A level of power they should not have to this degree.

They were complacent; they were lazy and became the facilitator for flaccid economists (yes, that was a Viagra joke).

If we accept a Canadian source, we see the following: “One proposed TPP provision would require governments to grant new 20-year patents for modifications of existing medicines, such as a new forms, uses or methods, even without improvement of therapeutic efficacy for patients. Another provision would make it more expensive and cumbersome to challenge undeserved or invalid patents; and yet another would add additional years to a patent term to compensate for administrative processes. Taken together, these and other provisions will add up to more years of high-priced medicines at the expense of people needing treatment, who then must wait longer for access to affordable generics. Meanwhile, provisions in the proposed investment chapter would give pharmaceutical companies the right to sue governments for instituting any regulation that reduces their expected profits, using private tribunals that circumvent a country’s judicial process.” (at http://www.msf.ca/en/article/negotiators-must-fix-most-harmful-trade-pact-ever-access-medicines).

This is not what we signed up for in any way shape or form (nor should we ever). It had been stated in several sources that Australia was one of the least objecting partners. The fact that this would be done and through this ensure the consequence that a large part of the Commonwealth will then have another decade of expensive medication to look forward to is just too absurd. when we read the additional quote “U.S. pharmaceutical company Eli Lilly is using similar provisions in NAFTA to demand $100 million from the Canadian government for invalidating one of its patents, claiming, among other things, that the company’s expected profits were “expropriated” when the patent was overturned“, we see a pattern where the use of such a partnership is not a partnership at all, it feels more that America is applying republican dictatorship, through arranged courts in order to thwart almost two decades of laziness and stupidity. Them overspending their treasury by well over 17 trillion is not helping them either and is at the centre of the current push we see.

India is proving slowly to be the leading authority on generic medication, even now in the last two years we see players like Kroger, Axium, Pfizer and Wyeth in multi-billion dollar mergers. They are setting up shop to have their own corners, which will grant them stability and income for the next decade. Guess what! We cannot afford that. The UK NHS is in shambles, healthcare all over Europe is unaffordable and the other Commonwealth nations see the cost of medication go up and up and up. These costs forced upon governments are the new way to get the maximum revenue, whilst in the end not being taxed on it (or for the ultimate minimum). India as a Commonwealth leader in generic medication can step up to the plate. We will not go to India, no, it seems that under these conditions India comes to the UK, Australia and Canada to build their places for generic medication to be produced. India would become a leader here. I wonder if President Pranab Mukherjee had ever envisioned that, to visit the other nations, including the UK as a leader, paving the way for a solution to the other heads of states of the Commonwealth.

If you think that this is ludicrous, then think again. In the Independent we see at http://www.independent.co.uk/news/uk/politics/government-accused-of-losing-grip-on-nhs-as-58-failing-trusts-now-have-241m-debt-9544181.html the following headline “Government accused of ‘losing grip on NHS’ as 58 failing trusts now have £241m debt“. Australia is feeling the pinch of healthcare hard and Canadian healthcare will soon be a sizeable chunk of a 2.2 trillion dollar debt. This must change!

We need to pull our resources. We need to think of other ways. Medication from India is only a first step. How about the option for healthcare graduates to work off their debts in a few years overseas in the UK or Canada? They’ll have a place to live, some income and over a period of 5-10 years (depending on the degree) their debt is settled. These are but a few of the options we can resort to. The old ways are not working and the few that do are drowned into costs of a faltering IT system. We need to group ourselves together and build a new system on different scopes. The old way has not worked and the more we delay the deeper the debt becomes and the less solvable the problem becomes.

This is no longer Labour versus Conservatives; this is now finding a way to avoid deaths through inaction. I agree that simply starting something new is not the way to go, the Labour IT systems of the NHS have proven that ten billion pound invoice, and yet doing nothing is another non-option. The heads of the Commonwealth must come together and find surpluses on one side to stop drainage in other sides. We are one commonwealth and we must save us! From there we will have the stability to come to the European aide, especially with affordable medication.

This side was ignored by the USA as the cash was flowing so nicely. Guess what, we are all broke and we need to find WORKABLE alternatives. The ones we claim to have at present do not work!

Let me also take a step back. This is not an anti-American thing, they are welcome to be part of this (even as a non-Commonwealth nation) and the issue is that they have been blocking affordable solutions through the FDA for a long time. What was good for Canadian was apparently not good enough for Americans and cheaper medication. The information from RxRights.org stated: “Threats to Economic Creativity and Theft of Intellectual Property Act of 2011 (PROTECT IP Act). This new act moves far beyond COICA’s blacklist of pharmacy websites. It would categorize all non-U.S. based online pharmacies as a risk to public health. It would require that Internet service providers and search engines block these sites that credit card companies stop their payments. Even worse, under this new law, Canadian and international pharmacies would be prohibited from defending themselves against those who shut them down“. This situation is even more ridiculous as this is instigated by a president claiming to bring ‘affordable‘ healthcare. If that were true, then why not let people find the cheapest option? Is a Canadian less than an American? No, it is all about a Democratic party with minus 17 trillion and they are firmly in the pockets of big pharmacy! That is the part and the Commonwealth cannot afford this shallow minded greed based approach. We must entertain the best option for the Commonwealth. As General Motors left Australia for cheaper options in China, so we must find our cheaper options in India and the TPP will not help us here. Signing it would be a massive mistake. By the way, all them Americans spamming my email for cheap Viagra was legal? Interesting double standard the FDA has.

We can see more in regards to Indian patents (at http://timesofindia.indiatimes.com/home/stoi/all-that-matters/Changes-to-Indias-patent-law-will-impact-prices-of-life-saving-drugs/articleshow/32519848.cms), of course, as it is the Indian Times, it would be all in favour of India, but are the facts incorrect? That part is in debate on several issues. One question that has not been answered over a term of at least two years is “Access to Medicines – Will the Trans-Pacific Partnership FTA allow governments to produce and/or obtain affordable, generic medications for sick people?

That is not just the question which is not answered; it is one if the questions that seem to be actively avoided whilst the TPP is continued behind closed doors. The response from Doctors without borders is “Governments have a responsibility to ensure that public health interests are not trampled by commercial interests, and must resist pressures to erode hard-fought legal safeguards for public health that represent a lifeline for people in developing countries.

This is at the heart of the issues for the Commonwealth, because if these steps stop affordable medication, then there will be no healthcare at all, the Commonwealth nations will be broke as they are decimated through age and sickness, after that what will be left of Western Europe?

It is only a first step; if we look at the NHS, then staffing and expertise are also a worry, which is by the way a worry in many Commonwealth Nations. Most of these nations have well over 5% unemployed; can some not be re-schooled in the healthcare sector? In the UK many IT trained staff are without a job, can they not help rebuild the NHS IT systems? Too many issues that are overlapping and someone threw away 10 billion. It is time to rewrite the tactical guide and start building a solution that will work. Sitting at home will not help anyone, not even one’s self.

 

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