Category Archives: Finance

This is weird!

Yup, it is weird and you will see what I talk about soon enough. You see, not unlike the Sony fiasco, some players are all about blaming the one we all see as a boogeyman, it happens and it lulls us all to sleep. Yet when the BBC gave us 18 hours ago ‘North Korea hackers stole $400m of cryptocurrency in 2021, report says’ (at https://www.bbc.com/news/business-59990477) I took a little time to mull a few things over. You see, it is nice that we are given a (state) hacker and a setting what apparently gave them $400,000,000, yet the danger is different. For me it started with the Sony hack, it gave me an idea to create a new hack that was never done before and the nice part is that it could be implemented in several ways and in several places. Yet then I started to think: “How can a nation observed by so many agencies pull this off, all whilst we saw evidence, journalist supported evidence, that military officers in North Korea had NEVER seen a smartphone, or one of its base functionalities?” This thought matters, because that lack tends to seep through the fabric of ANY organisation (to some degree). So I felt certain that the Sony hack was never done by North Korea, and several accredited and more capable cyber people than me felt the same way. 

So here when I see “From 2020 to 2021, the number of North Korean-linked hacks jumped from four to seven, and the value extracted from these hacks grew by 40%,” Chainalysis said in a report” I feel that I am in a stage where I am watching a blame game develop, all whilst the fault is somewhere else. And there is more, the report the BBC talks about gives us “These complex tactics and techniques have led many security researchers to characterise cyber actors for the Democratic People’s Republic of Korea (DPRK) as advanced persistent threats (APTs). This is especially true for APT 38, also known as “Lazarus Group,” which is led by DPRK’s primary intelligence agency, the US- and UN-sanctioned Reconnaissance General Bureau. While we will refer to the attackers as North Korean-linked hackers more generally, many of these attacks were likely carried out by the Lazarus Group in particular.” It is an issue, because “cyber actors for the Democratic People’s Republic of Korea (DPRK) as advanced persistent threats (APTs)” implies an infrastructure, one that a lot of open nations do not get to have. I am not stating North Korea is innocent (well, they might be of this), I am stating that someone wants us to think it is North Korea, so that others stop looking in THEIR direction. You see, the reference to the Lazarus group (one I personally take offence with) and the DPRK gives a rather large voice, but in that it could only be if senior ranking North Korean officers knew what a smart phone was and that part is weird as some journalists who were in North Korea (2019, I believe) saw the opposite. This does not make sense. As such we cannot ignore hackers, optionally hackers who for a fee took shelter in or near North Korea, yet that puts them in the most watched part of the internet by at least half a dozen players. Personally it makes much more sense if they were working from China. 

And now we get to the good stuff. This is seen in “Once North Korea gained custody of the funds, they began a careful laundering process to cover up and cash out,” the report on last year’s cyber attacks added. A United Nations panel that monitors sanctions on North Korea has accused Pyongyang of using stolen funds to support its nuclear and ballistic missile programmes as a way to avoid international sanctions.” I reckon that laundering is not beyond the abilities of North Korea. Yet the setting of “accused Pyongyang of using stolen funds to support its nuclear and ballistic missile programmes” something that is possible, but the knowledge North Korea has stops this, moreover, their ballistic programmes are set upon failure after failure. Which with $400,000,000 in merely 7 operations sounds goofy to say the least. 

It is my personal feeling that the hackers might be anywhere but in or near North Korea. The Sony hack is optionally a slice of evidence towards that. Consider that Russia has now Arrested REvil, yet no one is wondering how this group had “more than 426 million rubles (£4m), including about £440,000 worth of crypto-currency”, including 20 premium cars. These things get noticed, as such I believe that REvil had some massive levels of protection, a setting North Korea cannot do, it is too unbalanced. With REvil, there was a Russian valve of protection, a state player that is on the top tier, a place where North Korea has no access. When you see these elements questions rise and a lot more questions rise that one would expect. So who did steal that $400,000,000? I have no idea, but consider that someone offering North Korea in its current state is offering $100,000,000 for denying the blame, is that good business practice? It would allow the perpetrators months to set safe 75% and a nice settlement in a very nice place. I would definitely consider such a move and with the world searching, getting the not look in the wrong place is a good place to start.

In all this, I could be wrong, but am I? How much evidence of advanced computer technology (outside of Olympus has fallen) regarding North Korea have we seen? We saw the images of a North Korean president and his top staff looking amazed at a 3 year old Dell computer, one we see in many households. Where is the advanced hardware needed to remain undetected? All questions in addition to the dozens watching their every digital move. If they get away under these conditions, they would be more able than the NSA, DGSE, or FSB. How likely is that? When you look at the larger frame, too much of this is weird. On the other hand, it gave me the idea to create the Hop+1 listening systems, just a little idea I had to scare the Pentagon a little (I need my amusement too). So perhaps this will set me on track for another piece of IP, I have done more with less, so here is hoping.

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Media in Limelight

That is the setting, is it time to put the media in the limelight? It started yesterday in Al Jazeera which was based on an article that came from the Wall Street Journal. The article (at https://www.aljazeera.com/news/2022/1/9/iran-likely-smuggling-weapons-to-yemen-confidential-report) gives us ‘Iran ‘likely’ smuggling weapons to Yemen: UN report’I got there over three years ago, with a little later, in December 16th 2019 when I wrote ‘Joke of 2019: United Nations’ (at https://lawlordtobe.com/2019/12/16/joke-of-2019-united-nations/), where we see the UN giving us in some delusional Tate of denial “The UN has reportedly so far been unable to confirm Iran was involved in drone and cruise missile attacks on two key Saudi oil facilities in September”, they were that much in denial, one could argue that the UN allowed itself to be steered clear of any evidence involving Iran and the media was happy to oblige. If you search for these elements in Western media you will find very little. The Wall Street Journal who gave us two days ago (at https://www.wsj.com/articles/iran-navy-port-emerges-as-key-to-alleged-weapons-smuggling-to-yemen-u-n-report-says-11641651941) “Thousands of weapons seized by the U.S. along supply routes for Yemen’s Houthis likely originated from Jask in Iran’s southeast, according to a draft report” might be one of the first that takes a larger look at the acts of Iran, well, I have to say that it took them long enough. I have a three year head start on most of them as such I wonder which stakeholder is out in the cold now?

A stage most ignores for the longest time is now a hot potato. So we do hope that General Turki Al-Maliki, serving the Kingdom of Saudi Arabia will get the support he has been entitled to for well over two years. And all this is before you realise that Arab News gave us (at https://youtu.be/6Ab-8bIHY90) the setting of what Saudi Arabia was getting done in Yemen. Now, I am willing to be skeptical and not one sided, but the media did not report on any of that did they? It would be fair to see opposition, there always is, yet that part is also missing. We see blunt debatable attacks by tools like Stephanie Kirchgaessner (the Guardian, Washington DC) and a few other tools, but that is the extent, this is one of the larger first articles that the Kingdom of Saudi Arabia and in particular General Turki Al-Maliki has been rowing upstream for far too long all whilst the media shuts down any reporting on Iranian actions towards and in Yemen, why is that?

If there was opposition, disagreements on matters it would show, it always does, one side reports on knives being delivered, the other party will state that the manufacturers of stone knives are being pushed out of a job. This is life, but the shutdown on news regarding Iranian actions is another matter and the Wall Street Journal (as well as Al Jazeera) seemingly broke rank. And when we see the response in the WSJ “Iran’s mission at the U.N. said Iran doesn’t interfere in the conflict in Yemen, as a matter of policy. “Iran has not sold, exported, or transferred any arms, ammunition, or related equipment to Yemen in contravention of Security Council resolutions,” the Iranian mission said in an emailed statement.” We get the political side of the statement, yet the part where we see “thousands of weapons seized” tell a very different story. So whilst there will be twisting and turning for some time (which always happen) the one side that does not get to be in denial is the media, two sources? The media are all over each other whenever possible and Yemen is no exception. We need to consider the media and the irresponsible acts of keeping news from us. Keeping us in the dark on what Iran is doing, we need to set the limelight on the media and their stage of denial, it is that simple. When they all start doing their job, the job of some become more outspoken and we see a much larger wheel in motion, and perhaps the headline we saw in September 2021 ‘Iran Selling More Oil In 2021 But Middlemen Reap The Profit’, the setting is simple. In what universe does the middlemen reap the profits, close to all the profits? I wonder if the media will grace us with a list of names, yet I doubt that, the stakeholders on a few levels will not allow for that. This is of course personal speculation, yet consider the revenue that oil has and now we see that the alleged Iranian profits go somewhere else? Do you not think we need to know where they go? Do you think that the CIA, FBI (and many others) are not interested where billions in profits sailed to? The media is suddenly not interested?

If Toyota released another ISIS model, the media would be all over the design teams and asking them which of the members had middle eastern relatives. Now they are quiet? I do not think so! I believe that the Wall Street Journal (al Jazeera too) is exposing a little more than they bargained for and the call for exposing and illuminating the media in the limelight is the right call to make. 

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Early Christmas for China

Yes, it is not the headline you wanted to see, but there is a not unrealistic chance that Christmas for China is coming 10 months early. It is seen in the first in ‘Saudi Arabia may run out of interceptor missiles in ‘months’’ (at https://www.aljazeera.com/news/2022/1/9/saudi-arabia-may-run-out-of-interceptor-missiles-in-months-ft). Al Jazeera tells us here “As Houthi rebel attacks escalate, Riyadh has ‘an urgent situation’ as it runs out of missiles for its air-defence system, Financial Times newspaper reports” this is the wake up call. It is “There is an interceptor shortage. Saudi Arabia has asked its friends for loans, but there are not many to be had,” one of the people told the publication” that takes the cake. Terrorists are firing missiles (with Iranian support) on Saudi Arabia and civilian targets and we have to be serious on “there are not many to be had”?  Are you freaking kidding me? Well, there is an alternative, a Chinese alternative and when someone states that the interceptor is better, I cannot really counter that with other than “You have no stock, so what do you care?” A stage where the Americans decided to upheave their arms sales, first planes, then Navy and now Interceptor missiles. Well, the Chinese have the HQ-9, or Sea Red Banner-9 missile. There are a few alternatives so the Chinese will have a few versions for Saudi Arabia. So when we see “In February last year, Biden said he would end US support for Saudi Arabia’s “offensive operations” in Yemen, including “relevant arms sales”” we can all nod or realise that the interceptor has a defensive nature. But that might be me. In all fairness, my goal is still to get the 3.75% commission, and on sales that now could extend well beyond the $300,000,000,000 ends up being a really nice sum of money and as I see it, America does not need that revenue, they can go bankrupt with or without it. And there is the other side that Saudi Arabia would enable a much larger set of infrastructures to go via China, the EU seemingly not needing international revenue to go their way either.

When will people realise that it is too late for some high moral point of view? It is nice if you have the coffers to feed nations, but the US and the EU nations gave that away to banks and meaningless spending, as such they have to chose whether it is a population going hungry. It is just like these politicians having a go at Google and Amazon, all whilst Microsoft is overlooked as they install bloatware after bloatware interaction reducing the options and rights of billions. So when will these people take the proper scope in sight? For me there is a selfish reason. I am not Saudi, but I am massively anti-stupid and anti-enabling. So when the media gives us “in light of the October 2018 murder of Saudi dissident journalist Jamal Khashoggi by Saudi operatives in Istanbul” all whilst no clear evidence has ever been reported or presented is just too stupid for words. So if I can get a few crumbs of billions by high lighting that, why would I not do that?

And in the second setting. The fact that Houthi forces have anything left to fire on Saudi Arabia and no one has stock to replenish, what does that tell you? When will these idiots act against Iran? Whilst we are treated two hours ago to ‘Iran denies interim nuclear deal reached – report’ (source: Jerusalem Post), so why are we getting denials, deferences and deflection in a stage where one player is becoming more and more dangerous. There is now an actual stage where at least one nation is willing to go to war. I tried to avoid that by making an idea to melt down the Iranian reactors without the need for bombs, so I did my bit and it is growing ever more likely that China will do their bit to, so where does all the inactions leave President Biden with the USA and his administration when inaction is all that they can offer? It is the worst political stage of enabling a competitive nation (China) I have ever seen and the EU is in a stage not much better at present. 

So where do they go when they have nothing left? I reckon it will be the path of the Chihuahua, but that might just be me.

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Card or Con? Friend or Foe?

Forbes got my attention, just as I was reconsidering part of something that happened a few months ago. It was the article https://lawlordtobe.com/2021/03/20/i-need-medication/ titled ‘I need medication!’ It reverberated in me as I took notice of Forbes (at https://www.forbes.com/sites/forbestechcouncil/2021/12/27/is-it-time-to-disrupt-your-call-center/)there I got served the quote that matters, it was “I recently received a letter from a major credit card issuer. To process my application, they needed some additional information and verification. The problem? I had not applied for a new credit card. The letter was valid, but the application was fraudulent. The letter instructed me to send the required information for verification or call a toll-free number, with no option to text or chat. I opted to call the toll-free number. This was truly a call center, not a contact center.” The setting where we have “Monday morning, I navigated the maze again and got into the hold queue where I was informed my hold time was one minute. Success! Two hours and twenty minutes later I hung up. I looked up the credit card fraud phone number for the provider and called them. Within moments, I was connected to an agent. Yes, she would be able to help me. Before I could speak, I was transferred to — you guessed it — the same number I had called previously.” Here we get a setting, a setting that takes hours, in that time all kinds of fraud could have been commenced. Of course there is all kinds of chances that Forbes was adding the spice of drama, but I think it is simpler than that, there is a failing in Fintech as a whole. It seems that it is about revenue and for the most they will not care about the people, no matter what claim they make. If there was a true customer service then there would be checks and balances, there would be more than “To process my application, they needed some additional information and verification.” I believe that this is not an American issue, it is a European, a British, and Australian, a Canadian and several other nations. A massive failing in Fintech and the policy makers and lawmakers are falling behind, no matter what the excuse, they are falling behind. 

We see some laces giving us numbers (they call it statistics).

  • In 2018, $24.26 Billion was lost due to payment card fraud worldwide
  • Identity theft makes up 14.8 percent of reported fraud
  • 69 percent of fraud starts with a consumer being contacted by telephone or email, such as overdue loans or prize scams

Those were the numbers, now we see: 

  • Instances of identity theft by credit card fraud increased by 44.6% from 271,927 in 2019 to 393,207 in 2020
  • Identity theft by new credit card accounts increased by 48% in 2020.
  • From 2019 to 2020, the number of identity theft reports went up by 113% and the number of reports of identity theft by credit cards increased by 44.6%.

This shows (to some degree) that the larger stage is Fintech and a much better system is required, a much larger check needs to be in place. The fact that a consumer got “they needed some additional information and verification” could be seen as evidence. Overall systems are designed as ‘customer friendly’ all whilst it is (as I personally see it) a system for automated credit allocation not allowing a person to take time to reconsider, a straight push for credit and spending sprees. What happens if credit cards are treated like the acquisition of a pet? To set the stage of a ‘cooling off period?’ Is it that weird to let the person going for the credit reconsider for 24 hours? 

In this day and age there is a larger concern, it is not merely that we see the passing of 5,419,538 people, a large amount of them might be facing all kinds of fraud and hardship and that passes on  to the next of kin who are already devastated. 

However, it is not all Fintech. Forbes also gives us “I received a phone call from another card issuer’s fraud department. Their question was simple: Did I apply for one of their cards? When I responded no, they immediately flagged it as fraud and advised me to check my credit reports for other suspicious activity. Their systems analysed the same data available to the first bank and flagged it as possible fraud.” So some are better than others, the question becomes, how can the system be improved? That is the real conundrum and the customer service part is essential in all this. Whether we look at a Friend of Foe solution, whether we have a connected bank or not. I reckon that there is a solution to implement blockchains that allow for a much more secure station, a setting that is not propagated. What if the block chain is in two parts? A part that only the consumer has, one part that the bank has, one can check the other, yet a new bank will not have that part, only the current bank has it, a setting that could limit the damage we see with 

  • Identity theft by new credit card accounts increased by 48% in 2020.

It is not a perfect setting (yet) but when we consider the part I wrote about in the earlier blog. “To make sense, I need to take you back to the 80’s. There was a fab in those days, radio’s had a sort of enhanced METAdata part, so when a song was playing, you saw the band and the title in your display. It is almost like someone took that idea and put it on steroids, I cannot think of another explanation, what is more, I have no idea what my brain was working out. It is like someone figured out to hide more than a FoF (Friend or Foe) message in the radios broadcasting, with some cypher that gave the relevant information to any visor it faced. Yup, quite the ride and it went on for some time in my dream, the arrows had numbers, but the numbers made no sense to me, but to the co-pilot they made a lot of sense. They were following along the path of a canal with several branches, and the arrows were pointing along the canals they were on, several (not all) pointing in some sort of flight guidance setting.” So what happens when block chain meta data points at the actual person, not the applicant. There might be a station where we see that the 48% increase dwindles down by a lot, optionally arresting a lot of fraudulent players in the process. This is not a given, it is a mere thought, but I am trying to consider a new approach, one that a lot of players are not making, I am not saying that they weren’t doing anything, because I cannot answer that question, yet as I see it a lot of issues are ignored due to ‘customer friendly’ issues, whilst it tends to benefit fraudulent behaviour a lot more. 

And it is essential, because in 5G this station will get a hell of a lot higher and the Law, Big Tech and Fintech are not ready, none of them seem to be. However, that is merely my take on the issue.

Enjoy the day.

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The more it stays the same

 On one side it is nice to the the US of A being s stupid as they were in the age of Joseph McCarthy. In the time he was in office (January 3, 1953 – January 3, 1955) he was able to become one of the strongest black pages in American history. To be honest, I cannot say whether the fear was real or not, this was all before my time. Yet the largest station of fear created was also the setting of the cold war, the anti Communism events and a whole lot of other settings, like McCarthyism and the second red scare. The problem is that there was a massive absence of evidence. We see the practice of making accusations of subversion and treason, whilst there was an absence of evidence. Flaming was as good as it got and the media was part of this. The USA is now in a similar stance like ‘Tax the rich’, and the setting of ‘US sanctions drone maker DJI’ (at https://www.bbc.com/news/technology-59703521) is now out in the open. We get to see “It has been alleged that DJI’s drone technology has been used for the surveillance of Uyghur Muslims in China.” If there was concrete evidence it is one thing, but to see ‘alleged’ so conviction without evidence is more than harsh. It shows how deep the US has sunk, a setting of BS and accusations that are followed up by convictions on alleged events. And all this is ‘simmered down’ by “the ban is largely symbolic as DJI is not a publicly-traded company”, my personal guess is that you miss the facts that follow, like “The company had close to an 80% market share in consumer drones last year in the US, according to Drone Industry Insights”, you see, it is a personal observation. Yet I believe that Huawei and DJI are showing the US how insignificant they have become. If I can come up with a dozen pieces of New IP, all whilst showing the US has nothing to oppose it, as I saw a solution where DARPA and the NSA struck out. When I created new 5G IP that NO ONE has, when I create movie ideas and new classes of hardware when the US and its companies have nothing to oppose me with I have shown to be the stronger party and that is why it is in hidden places in 4Chan. That is why, because the USA cannot steal it, they can replicate it and when I give the world the clear locations an how they can be read, all whilst at present one IP shows well over 10,000 hits, they will have no option but to admit that I got there first and before the market realised that China was there first. That is the benefit that they have in 5G, that is why the US keeps on lagging, and that is before you realise that the 6G advertisements might be preemptive as Huawei was already making headway there.

So as we realise that we re being told story after story, the realisation needs to be on what evidence there is. So when you read “Reuters has reported that the Biden administration is considering imposing more sanctions on China’s biggest chip-maker Semiconductor Manufacturing International Corporation” why this is done, to herald in a new era of McCarthyism now aimed at China, or is there evidence? You see if there was clear evidence and it was presented it would have been a different thing, but they haven’t done that and the BBC hiding behind ‘alleged’ is a problem, it is a huge problem because it implies that the rest of the world has no freedom of choice, if can only choose stuff that is approved by the Uncommonly Skint of America. When did you sign up for that? 

This is not some anti-America rant. I am not anti-American. I am anti-stupid and for the most the media can no longer be trusted. They did this to themselves. In all this I would be happy to be wrong, it merely requires the US to present evidence, a stage that is very unlikely to ever happen, they have done this before, and they will likely do this again. And whilst we see news on how much taxes Elon Musk will pay this year, no one is looking at the other 613 billionaires and the 5000 people who own well over $100,000,000, why is that you think? Why do we get flamed article by the ICIJ when evidence shows that a tax overhaul is essential and no one is moving into that direction, no the people will get a new version of McCarthyism, all flames and no adherence to evidence. You look for yourself and you judge, do not take my word for it, learn what is being done and then decide for yourself.

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See for creativity

It makes sense, it really does and it all started this morning when I was confronted with an article (at https://www.cbc.ca/radio/spark/search-engines-try-to-rival-google-by-offering-fewer-ads-more-privacy-1.6286925), the CBC is giving you all ‘Search engines try to rival Google by offering fewer ads, more privacy’, yes that is one approach, but that is the iterative approach, it comes from ‘What else can we do with this?’ And that leads nowhere, it will not lead to true innovation. True innovation is different, it goes where no one has gone before. To give you 5 examples lets take you on a little trip this morning.

F is for Facebook
Yes, there is Facebook muddying right along, having a new setting soon enough coming from Mark the Meta man Zuckerberg, it is a natural station forward and as others are all about dangers and all about warnings, the story behind them is fear, they never saw that this was coming (which is fair enough) and they are afraid to miss out twice in the digital environment. I for one saw the massive potential that TRUE Social Media could have. There is Cocoon (at https://techcrunch.com/2019/11/26/cocoons-social-app-for-close-friends-gets-vc-backing-to-chase-paths-dream/) which refers to a private social media, for your friends and family. They can take it a whole level further, but it seems that the people at Amazon (Luna) and Google (Stadia) are just not catching on. But now I do see wannabe’s making a chat and message version of that. Fair enough, yet the stage could grow further, will the see it?  I cannot tell and I actually do not care. It is up to them, but the stage of ‘There is more’ is missed by too many. Whether it is from a ‘How do I get rich fast?’ delimitation, whether they cannot see it, I do not care, not my battle, but options are missed all over the place.

A is for Apple
There is not too much that we can say on Apple. I can see a novel iteration that they are missing (Not the same as true innovation) but it is out there and it is larger than anyone thinks. I wrote about it almost a year ago and I will push the image below, perhaps someone will catch on, perhaps they will not. 

A station where an Apple/Nintendo partnership might appeal to both, but Apple does have what it takes to go it alone, in all this the setting is not what more is there, it becomes (to some degree) where else can we take this and there is a much larger station that is missed, because the wrong people are in charge. It reminds me of a thought I had for the longest time. You see Steve Jobs was clever, was bright yet was not the greatest innovative thinker, Steve Wozniak was but Steve Jobs (unlike some overpriced CEO’s) did recognise true innovation and that brought Apple where it is now. Still there is more that Apple can do, will it? I do not know.

A is for Amazon
Amazon is perhaps the largest power player with growth potential. I saw a potential to grown the Amazon Luna by 50,000,000 consoles (a conservative cautious number), I saw the potential of them becoming a 5G powerhouse. They have the potential to equal if not surpass Apple not merely because they started as an online book shop. They are set in a station where they could become the one powerhouse in Neom City (Saudi Arabia). Amazon has the ability to grow a lot more because they have an interesting balance of Manufacturing, retail and services. Microsoft wanted to focus and get rich fast, they there for hired people who were clueless on several matters. They lost the console world (from Sony and Nintendo) and optionally Amazon Luna if I have my way. To be honest, I fantasise on handing Phil Spencer (who is not to blame) a wooden spoon with engraved (in gold no less) Microsoft 2023. The year that Microsoft ended DEAD LAST in the console world. Their people will spin that, but consider the strongest, most powerful console in the world is behind Sony (PS5), Nintendo (Switch) already and when surpassed by Amazon (Luna), perhaps the people at Microsoft will start thinking instead of boasting Azure (blue) and their hardware when they were for the longest time clueless and there needs to be a penalty for that. Buying Bethesda for $8,500,000,000 might dull the pain and leave the people with the imagination that some good comes from it, yet the station of loss will increase and increase and If I have my way (and fantasy) Phil Spencer gets a wooden spoon in 2023 showing the board of directors at Microsoft that Amazon beat them there too. And that is before the people realise that the decision makers at plenty of places merely had a BS (not BU) presentation and that is when they realise that some made a bet on the wrong horse so whilst Amazon takes the lead, Microsoft becomes a ‘Horse no show’.

N is for Netflix
Netflix is the hardest case, they started being first, being true innovation, but over time they resorted to invest heavily in more and more scripts. Yet is that enough? Will that take the cake? It is hard to tell, you see we can all make claims, yet Netflix gave the people Love Hard (Nina Dobrev and Jimmy O. Yang) a hilarious approach to a Christmas movie and to be honest, it has been a while since I had that much fun watching a movie, then they also took the cake with Red Notice (Dwayne Johnson, Gal Gadot and Ryan Reynolds) a funny movie that is filled with fight scenes and clever situations. To be honest watching a youthful 98 pound young lady (Gal Gadot) slapping Deadpool and the Rock silly will never go out of style and that is merely the tip of an iceberg of fun and excitement. With these two titles alone Netflix rules 2021. I am not judging of making claims against Apple+, Disney+ or Amazon Prime. It is how things go at times. But more is needed and there we see that the Netflix IP division needs to diversify. I for one saw that a place like Netflix could be a great place for the comic books of François Craenhals (de Koene Ridder). 

The intro from Comic books is one thing, yet the transfer as they get to the second book (Les Loups de Rougecogne) the stage could be set for a new legendary franchise. 

I read these comics when I was young, but these comic books can be read at almost every age and the larger stage is there where plenty could be spend on the production and not all on IP to get forward. The comic books have almost everything any successful series need to have and there is more out there. Will Netflix take a leap into the untrodden places? I cannot tell, I do not work there, but there is potential.

G is for Google
There is not a lot of criticism on Google, they have pushed innovation again and again and they are the party to show others how good it can get when you are the innovative player. They are also the one innovative player that a power player like Huawei fears. I reckon that Huawei has the one essential directive stamped in their minds. ‘Get there before Google’, and they are happy that American politicians are so stupid, those politicians are doing the work of delaying the stage of Google again and again, so there is every chance that Huawei will get to a few stages (not all stages) before Google gets there. Can they do more? That is hard to say, Google is too big, too many parties playing and there are larger settings. I believe that not developing software on the Google Stadia (by Google) is not the greatest idea. Relying on Ubisoft will bite and that is where Amazon has the inside track, but there is more in play, so my thoughts make sense but could be wrong for Google. Consoles is not where their strength is and the idea that is in the Apple part could equally apply to Google, but not as wide as Apple can hand it. And all this relies on a free hand to play, all whilst these players are committed to moves, moves that also needs to take Microsoft, IBM and Oracle into consideration. There is no way that me ( or most people) are in the know on all those elements and there is a stage that states that Google is too big. I said it but I do not totally believe it, I believe that Google is too widespread. Apple is too much hardware, Google is too many services and Amazon has seemingly a much better balance, making growth easier (for now). And in this Google needs to consider where Apple and Amazon are going so they can avoid some tug of war in the field that many occupy. It is a rather nasty stage and there is no clear answer.

So here is my view on the FAANG group and my response to the article that gives us “He bills Neeva as an ad-free, private search engine. Results won’t include advertisements, and the company says any information it does collect from users isn’t shared with third parties.” This is fair enough, but that is not the stage, the stage is: ‘What does the consumer need?’ The larger stage that too many avoid because it leads to elements that these players do not want to entertain at present. So you can either make claims that they (might) need it, or you can sail unsailed waters offering something entirely new that was never considered and the consumer suddenly realised that he or she never considered needing that (which I did a few times) and that is where TRUE innovation starts, the stage where a person states ‘That is so logical’ a stage that Microsoft had with releasing Windows 95, but it was forgotten soon thereafter. The idea is not to be complex, but to be simple and let the ship steer its course from there, and when it sails in the right direction without you interfering all the time, at that point you own the IP of an innovate game-changer.

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The media as enforcer

It is a thought, it is my thought and I wonder if there is enough that I am correct? You see, most people are crying foul, blaming rich people. Making noises on the need to tax the rich and the media is helping out. That is the operative part, the media is helping out. To show you just how far they go, let’s take a little trip.

Search by Google
When you search for ‘Charles P. Rettig’ you see two results. One by LGBTQ Nation, one by Mondaq. Consider the following parts
1. Charles P. Rettig is the Commissioner of the IRS.
2. Taxes are on the plate of responsibility of the IRS.
3. The media has nothing to report on the IRS? They are merely all flaming the tax the rich part?

Looking at the media
The BBC gives us another flame article on how ‘How billionaires pay less tax than you’, yet no one is looking at the simple fact that people like Elon Musk, Jeff Bezos and other billionaires are doing what they are allowed to do, and it is not “special strategies to avoid paying income tax, say experts”, it is “Merely paying what Tax laws and tax codes are telling people how much to pay”. A setting that comes from the office of Charles P. Rettig, the people who were there before him like John Koskinen, Daniel Werfel, Steven T. Miller, Douglas Shulman, Linda Stiff, and Mark Everson a collection of people that were there for almost 20 years when nothing was done to overhaul taxes, and the media is not reporting on it, is it not news or is it part of the filtered information that some people do not want you to have. Yes, I am focussing here on the US, yet the mess in the EU is not better, it is actually worse as they got well over 20 nations to do NOTHING!

I am not stating that Elon Bezos and Jeff Musk are innocent (or was that the other way round?), I am stating. I am saying that they use tax laws as they are ALLOWED to be used, in black letter setting (meaning: literal interpretation) all whilst the media is shouting about the spirit of the law, the spirit of the law is not in writing, in writing we find “A tax code is a federal government document, usually numbering thousands of pages, that details the rules individuals and businesses must follow in remitting a percentage of their incomes to the federal or state government”, yes, and then the politicians added tax codes, exclusions, tax write-offs and that results in people like the ones we see mentioned as well as the Koch Family ($113,000,000,000), the Walton family ($220,000,000,000) and the Mars family (not the planet) with $127,000,000,000 we do not see these names do we? Just like Charles P. Rettig we see very little on them, we see houses bought and sold and two weeks ago we see ‘Influential Koch network rocked by an alleged affair scandal, donor departures and a discrimination lawsuit’ and I only see the CNBC mention, the other papers seemingly left it alone, why is that?

So whilst we see all flames we do not see anyone (including media) invoking the need to overhaul tax laws, no one seems interested in the essential step that is required. 

More important, no one in media is taking that step either, why is that? You still think that they are free to speak their journalistic minds, or does the hierarchy of Shareholders, stake holders, advertisers starts making sense. To realise that you the reader are a mere 4th place in any media source, how does that feel?

It is not a setting where the rich pay less, it is a setting that non-overhauled tax laws benefits the rich more and this is not semantics, consider that CNBC gave you “So if you want to find a way to lower your taxes like the rich do, it could be a good idea to meet with a financial advisor or CPA”, for a really rich person a CPA ($119,000 annual) is nothing, and they KNOW what tax laws are there to aid and which ones are not. And it was simple, it has been for decades and no one seems to focus on that part, they merely advertise the scream ‘Tax the Rich’ which is funny, because it goes nowhere and gets people nothing and when you realise that the taxation laws were the problem for decades, when will you see that the politicians and their IRS commissioners were part of the problem and never any part of the solution the USA desperately needs. So whilst the news is all about ‘Biden signs legislation raising US debt limit, averts potential default’, now consider your own situation. How much upgrades can you get on your credit card until is gets blocked, banned and retracted? How many upgrades can you get until you show more income? That is the stage; that is also why tax laws need overhaul. It is not names like Jeff Bezos and Elon Musk, it is the stage that the USA has according to some sources 614 billionaires. You still think that there is no gain in overhauling tax laws? Oh, and when we look at those with a value that tops $100,000,000 you get to a number of people that is slightly surpasses 5000. When you consider all this, do you think it makes sense that the media has zero interest in people like Charles P. Rettig? Consider that he should be in the targeting view of EVERY American media outlet, but he is not, why is that you think?

I am starting to believe that the media is nothing more than an enforcer that uses the old premise of panem et circenses, a stage introduced by the poet Juvenal. Decimus Junius Juvenalis (his original name) was around in the age of Nero and Galba and a whole lot of other emperors, including the year when they had 4 of them (it is a hazardous job). A stage we see now exploited by media, politicians and rich people. Making us all watch where they want us to look, not where we need to look and the US (EU too) is running out of time. When the US defaults, what do you think will happen to the Yen and the Euro? So when you get angry at Jeff Bezos, wonder why the media is so focussed on giving him the limelight and they are actively avoiding the limelight on a whole group of 614 equally filthy rich as Jeff Ross (sorry the other comedian) Jeff Bezos and we do not see their names, not ANYWHERE, why is that? Consider that for a moment before you start shouting ‘Tax the rich’. Let’s be clear I have nothing against taxing rich people, but that is what tax laws are for, to tax all 5000 of them, not the three overly mentioned in media and there is the rub, that is where the media needs to ask people like Charles P. Rettig and the tax laws makers behind him very serious questions, but the media is not doing that. Why is that?

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After a fact to begin a fact

Yes, nice and cryptic. Not intentionally, but that is how I roll. But before I get into that, I promised to give something tomorrow, but as it is about 0:01, tomorrow is now. So here goes. As I was (trying to) being clever, I considered that any off looking equipment will get caught soon. It shouldn’t but that is no guarantee. So I needed the valve to disappear. Now, one thing I learned that security staff tends to be lazy. Perhaps technically unobserving is a better term, they are not stupid, so something that looks off will get noticed quickly, unless it looks the same. So I can be as clever as I can, but the valve might get noticed. So as I was considering options I remembered the colour picker app. An Android app that uses the camera to scan a colour and translate it to an RGB tint. So there was a solution, but there is no way we can have all these colours in stock, so I created an adjusted primer spray paint. Primer is white, so I added the design of a dial at the bottom (see below).

Now we can pick the colour, adjust the 10 scale Red-Yellow-Blue-Black dials and insert the pigment, a few good shakes (5-15 seconds) and the colour is ready. Now we apply the paint and the device and its band will look as painted as the pipes are and now, the chance of overlooking is massively larger. So that part was solved and I created a new piece of IP in the process. So spray-paint makers might find this approach an interesting twist. Instead of 187.4 colours, you have one article and let the user fix what they need. No hassle, no ‘not in stock’ issues. All in a days work.

Anyway, what set all this off is that I was day dreaming (at 22:00). And suddenly I had an idea towards the Exhaurire Vitam concept, how it all started. How Anubis and Hades meet each other. All because of a young girl (9) who gets abducted by molesters and her Dachshund (which I affectionately name Kransky) ends up in nowhere land, right in front of the one person that the molesters would never have wanted involved and the carnage is one they will remember for all days. These is a lot more, but let’s not quench your thirst too much at present. 

So as Anubis owes Hades and he repays by offering a gift that is useless to him, but he knows that it will benefit Hades, so he repays in this way and opens a door that will shiver and shake New Orleans in ways you might have read earlier. A setting I never thought of, I never contemplated it. It merely came to me, that and the rest of the settings are weird, close to a dozen pieces of new IP, no idea where it is coming from and when it does not impact my IP (5G, TV, selected IP) I will make it Public domain, perhaps I can actually restart some economies making me more electable then whatever is in political office at present. Yet, feel free to ask Meng Po for an opinion and a cup of soup, it’s free. 

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When is limelight a void?

I stumbled upon an article be Al Dia Politics. A source I do not know, but I saw something that reflects on my findings. The article (at https://aldianews.com/articles/politics/what-happened-revelations-pandora-papers-latam/68469) gives us ‘What happened to the revelations of the Pandora Papers in LATAM?’ My first feeling is ‘What Revelations?’ You see, the ICIJ and everyone parroting them is a group of emotional flamers, flamers never bring revelations, they merely say they do and then spin that shit, they always do. So when I see “After the results of an investigation last October revealed tax havens for the world’s most powerful, after-effects have been null and void.

As I see it there are two reasons

  1. There was never a summary of who was involved, it is merely a beacon to flame things as many flames as possible, especially by these essay writers (aka journalists). 
  2. Were there any crimes committed?

These two give an inkling that there was nothing to act on. The stage is that zero tax havens are legal, the UAE, Monaco, Cayman Islands, Bermuda, Andorra, Bahrain and a few others are nations that have zero tax, it is their approach to make things run and attract investment dollars. They have a legal right to do this, it is the other nations that have not cleaned up their tax laws (including the US and several other nations). 

Why does this matter?
The US has a little over 24 hours before it hits its debt limit as per Janet Yellen’s statement. So I reckon it will take a day before the media will flame leagues of tax the rich articles claiming that they are merely reporting. It is also almost a month away since I made the claim 25 years ago that tax systems needed to be overhauled. So there are two reasons to watch this from the sidelines. A stage that I will enjoy because no matter how bad my situation is, I was right all along and when I checked certain counters, it seems that other documentation will hit here too, the counter is around 75% of where it needs to be. 

Then (back to the story) we see something that might be a revelation “It is important to remember that the names revealed by the investigation have been involved in the diversion of capital and the concealment of fortunes, which translates to tax evasion. Among those involved were Sebastián Piñera, president of Chile, and Guillermo Lasso, his counterpart from Ecuador, and their respective governments investigated them seeking to find evidence to remove them from office.” There is a chance that the Pandora papers were an CIA and NSA operation to secure funds for the US whilst changing the political lands they were facing. This matters because no government has ever done this to this degree. It could show that the US is truly desperate without pissing off their friends (like the Koch family), it also means that there will be no overhaul of tax laws making matters worse for them and perhaps two other players.

There is a larger political stage, but I am not the best source for that, especially in Latin America. But it also draws a few other settings, the fact that the ICIJ would make no attempts to find the source, this reeked and the ICIJ should have known better, because there is now the need for a list of 600 essay writers that catered to the US governmental needs, people never considered that part did they? And it helps the US to get flames rolling on their ‘tax the rich’ groups, especially when the need is escalating way beyond dire. And I am not one to be nice, especially to certain groups that think that they are above anything, so there will be a need for these 600 names soon enough and then? How much credibility will these newspapers and media outlets have when that comes to light?

We see all these articles on house meetings and investigations, but we see nothing on results and reporting of that nature. OK, the Guardian did have a piece where we saw in October regarding former Prime Minister Tony Blair “While there was nothing illegal about the transaction, and there is no evidence the Blairs proactively sought to avoid stamp duty”. A hole page of wasted space, mentions of ‘could’ and no substance. And in all these months no dashboard (something I would have started in the first hour), the limelight on void issues, no illegality and merely stomping and pretending. So, yet in a trove with 12,000,000+ documents, the CIA/NSA will have something for you, but is it stuff you care about? 

At this point I care about that list of 600 essay writers and the amount of money they cost whilst not bringing anything real to the media. I have actually met troll-hunters who got more real work done in one day that these 600 essay writers in months. Ponder that for a second. 

When the media is setting up the limelights to waste it on a void, you know that they are catering to a powerful population and we get no real information because that would make some people really nervous at present. So I am guessing that there will be a new wave of ‘tax the rich’ this month, all whilst the Us (EU too) have not overhauled any of the tax laws that required overhauling. What say you?

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The reality of non-sense

This was the setting we see in the BBC, it is not on the BBC, they are innocent. Yet the article ‘You apply for a job – only for it to go to an internal candidate. Were you wasting your time all along?’ Should make plenty of people angry, especially if they are over 45. We get to see “Sometimes the requirement exists for immigration purposes, to ensure that a foreign resident is only hired for a job that a local can’t fill. For instance, in Australia, companies generally need to have an open recruitment process, even if they already know the overseas worker they want to hire”, this sounds nice, especially the “companies generally need to have an open recruitment process”, yet the age discrimination in Australia makes that statement a wash. A friend once told me “Australia is great for the young”, I didn’t get it until it was much too late. The phrase actually needs to say “Australia is great for the young, the rest can fuck off”, a setting I have seen rolling out for close to a decade and it is not just the small places, the big players like Google and Apple are every bit as guilty. If you do per level an age comparison these two (optionally several large tech as well) will have numbers that will not make sense, they will look skewed, too skewed. 

So when we are given “all too many job seekers have shared stories of applying for a job, seeing that an internal hire was made and suspecting – or being told – the company’s intention was to hire that current employee all along”, the non ageing affect is seemingly overlooked. So when you consider the story (at https://www.bbc.com/worklife/article/20211206-can-you-ever-beat-an-internal-candidate-for-a-job) be aware that a few elements are left outside the door, for Australia age discrimination is a real deal and there are plenty of examples out there.

The Australian Human Rights Commission reported this year on several key findings. 

  1. Ageism exists in Australia
  2. Ageism affects Australians across the adult lifespan.

I am merely mentioning two as that should be enough, the report that you can download (at https://humanrights.gov.au/our-work/age-discrimination/publications/whats-age-got-do-it-2021) gives a lot more. We see the article that makes all kinds of references, but ageism is left out of the consideration. There is not one mention on it, and when you see the article on ‘were you wasting your time all along?’ That same thing can be said for anyone applying for jobs when they are over 50, they are seemingly disregarded in every walk of life, even now when we see the massive shortages, the aged worker seemingly does not stand a chance. 

Forbes even came with ‘10 Steps To Proactively Address The Problem’ (at https://www.forbes.com/sites/sheilacallaham/2021/11/29/workplace-ageism-requires-leadership-action-10-steps-to-proactively-address-the-problem/) There we see “10 Ways Leaders Can Take Action Now”, yet the reality is that these so called leaders will have to listen to superiors too, and they will hand out some policy notice that they are working on it. 

In all the reality of non-sense is that there is no sense, it is about sales and populism and when that segment is depending on the young, the old will have to sit in a corner to wait until they die. Harsh but that is how it seemingly is at present.

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