February 15, 2026 · 22:37

Who are they kidding?

That was what I was thinking when I got the following news articles. First there was ‘Rubio says US and Europe ‘belong together’ despite tensions’ (at https://www.bbc.com/news/articles/c2lrdq47149o), which is astounding as Rubio’s administration wanted to court someones else’s partner, fuck that partner and take whatever they could get (which is my version of the state of affairs) and I am pretty certain all Danes see it in the same way. So when we get “The US secretary of state told the Munich Security Conference: “We do not seek to separate, but to revitalise an old friendship and renew the greatest civilisation in human history.”

He criticised European immigration, trade and climate policies, but the overall tenor of the closely-watched speech was markedly different to Vice-President JD Vance’s at the same event last year, during which he scolded continental leaders.” I personally see the setting of “the overall tenor of the closely-watched speech was markedly different to Vice-President JD Vance” is (as I personally see it) set in two ways. The first way is that America is now ‘scared’ that like Canada, the EU will tighten trade settings with China and that ends a few things right there and right quick. The second one is that they are also worried that cash will run out before this administration leaves the White House, something that is becoming a real fear for them. They make claims on the ‘massive’ wins their economy is making, but the American people aren’t seeing that. Moreover, big tech just shed 165,000 people and at least 127,000 were let go in 2025. All these people need jobs and these jobs aren’t coming (back) and that is before you take into account what damage the hospitality is showing. The larger settings here are numerous ways that certain people aren’t being made aware of. Al Jazeera gives us ‘The US economy seems strong after a year of Trump, but is it really?’ (at https://www.aljazeera.com/economy/2026/1/19/the-us-economy-seems-strong-after-a-year-of-trump-but-is-it-really#) where we see “experts say, is that the stock market boom has helped to mask deeper underlying problems in the economy.” As well as “despite the impressive GDP numbers, that growth is not being accompanied by an increase in hiring. While hospitality and healthcare added workers last year, retail, manufacturing and construction – sectors that rely heavily on migrants – all shed jobs.” So basically these tech companies are doing decently well because they shed 127,000 jobs. Costs down, profits up. That is how I see it. And that is the preamble of a brain-drain, because the people need jobs and they will work for whomever pays them. And these so called ‘high potential workers’ will accept a job at ADNOC (or Aramco) to provide for their families, as such the brain-drain begins and they are nervous, because the Europeans are in pretty much the same setting and it is an employers market now. They will take the best for the jobs (as well as a few other reasons) and at that point the people will go where they are needed. And this is merely an example using two corporations. 

The second article was also from the BBC (at https://www.bbc.com/news/articles/cjrq2r9y278o) where we see ‘‘Trump will be gone in three years’: Top Democrats try to reassure Europe’ and as I see it, it is too late for that. They elected a president that made a mess of things, he is accused of appeasing Russia and has tried to take their lands and threaten them. There is something seriously wrong in the areas of the Unites States of America. So whilst they hear ““If there’s nothing else I can communicate today,” California Governor Gavin Newsom said at a conference event on Friday, “Donald Trump is temporary. He’ll be gone in three years.”” 

And there is the realisation that in three years there might not be a United States of America left. The mess is too intense, the chaos is unabating and the American administration mess with their ICE and other settings like the U.S. Customs and Border Protection (CBP) issues, the VISA integrity issues, the alleged data phishing settings and that is merely the first setting. It will take the best part of a decade to optionally win back Europe and the Commonwealth and they don’t have that kind of time. They too have their issues and together it might have worked out. With this administration the Commonwealth and the EU are seeing a non-option in play and that is the setting China has been waiting for. When China has the ear of the EU and the Commonwealth there is every chance that it will dump whatever bonds of the US treasury it has left and push the USA over the edge. That is an actual real fear that Wall Street has and the sugar coated messages does not alleviate that fear (like the Disney Credit Card). So these two settings are in the back of the minds of the shakers of the EU and the Commonwealth. So whilst we get ““The reason we’re here is to provide reassurance that we understand how important our European allies are,” Democratic Senator Jeanne Shaheen of New Hampshire said.” Their nation has elected a president who does not feel that way and that is the reality for the EU and the Commonwealth for at least three more years. A setting that seems to be lost on these people, or they might not be able to fix that problem. So after the first failed attempt to impeach him, he was convicted of 34 felony counts, he was reelected and makes a bigger mess of things and there is nothing the other side can seemingly do. As such the EU and the Commonwealth have had enough of that and they are looking for other options and in the back there is China looking at what is in it for them. And as I personally see it, China is merely one slam-dunk away from total victory. If the setting of “The EU faces a significant trade deficit, which exceeded €300 billion in 2024, prompting calls for more balanced trade.” I reckon that if China finds a solution when that deficit is lessened by at least €250 billion, the EU will consider that move and it will not be too costly for China either. Because the open door will give rather large opportunities and should their solutions be brought to the Middle East and the EU, China will be getting the better part of the deal, whilst diminishing the current footprint the USA has on these two regions. A setting that most fear, or they are in dubio because of what the USA ‘spouts’ (as the term goes) but the larger setting is out in the open and the actions of this President aren’t helping anyone, least of all the people of the United States and as I see it, should PM Mark Carney take the lead and set the trades in a prosperous setting towards the EU (and Canada of course) The Republicans and the United Stated are truly done for. Consider this nightmare, Microsoft out, LibreOffice and Tencent technology in. That could be a 20-40 billion a year hit to Microsoft and connected services. Then we get American Tower Corporation out and Huawei in. That is not a given, but the likelihood of that happening becomes more and more realistic, the actions of this America Administration is making this so and the American Tower Corporation is set to 149,000 communications sites and nearly 107,000 properties internationally. Now this will not go in a day, or even a year, but when these two, merely these two corporations shed 10%-20% revenue. It is my believe that the US Debt will strangle America within 2-3 years. That is the one setting no one is looking at and now that China has a dialogue with PM Mark Carney and Ursula von der Leyen that setting becomes as real as it can be. The question is how ready is China to take that lead, or perhaps they want to wait a year for the setting of the USA to become almost desperate, because there is only so much the USA can hide in papers and they are running out of space. 

Am I a doom speaker? I am speculating to a larger extent, but who knew that these two companies could throttle the USA? Who saw the Microsoft v OpenAI break up coming? Just simple questions that should be on the forefront of many minds and the problem is that the media is no longer to be trusted, it goes against their need for the digital dollar. The clickbait hype that too many media are focussing on. So where is the real news? Who had heard of the American Tower Corporation? Simple questions really. 

So have a great day and consider that Coffee with cream and sugar is written as “加奶油和糖的咖啡” till next time.

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February 15, 2026 · 10:58

When Grok gets it wrong

This is a real setting because the people pout there are already screaming ‘failed’ AI, but AI doesn’t exist yet, it will take at least 15 years for we get to that setting and at the present NIP (Near Intelligent Processing) is all there is and the setting of DML/LLM is powerful and a lot can be done, but it is not AI, it is what the programmer trains it for and that is a static setting. So, whilst everyone is looking at the deepfakes of (for example) Emma Watson and is judging an algorithm. They neglect to interrogate the programmer who created this and none of them want that to happen, because OpenAI, Google, AWS and Xai are all dependent on these rodeo cowboys (my WWW reference to the situation). So where does it end? Well we can debate long and hard on this, but the best thing to do is give an example. Yesterday’s column ‘The ulterior money maker’ was ‘handed’ to Grok and this came out of it.

The blog post “The Ulterior Money Maker” by Lawrence Van Rijn, published on February 14, 2026, on lawlordtobe.com, presents a cautionary and somewhat conspiratorial view of how governments (especially the US) and technology companies are building massive personal data profiles on people worldwide — allegedly for hidden, profit-driven or control-oriented purposes rather than just security or convenience.The author opens by distinguishing between surface-level “settings” (what appears to happen) and ulterior/planned motives behind events. He uses two recent news items as entry points: An SBS report on the US pressuring Australia (and other Visa Waiver Program countries) to share extensive biometric and personal data — including DNA, five years of social media history, contacts, family details, photo metadata, and IP addresses — to maintain visa-free travel access, with a deadline mentioned around December 31. The UK has already signed such an agreement, while the EU is negotiating. The author sees this as governments “selling out” citizens.
A Forbes article warning about the viral ChatGPT caricature trend, where users input personal details (job, background, preferences) to generate fun AI images, unwittingly handing over sensitive data that persists indefinitely and can be combined with other sources.
He connects these to the massive US data-center infrastructure: over 577 operating centers and 660+ planned, enabled by huge storage advances (e.g., Kioxia’s 245TB drives scaling toward petabyte-level per small setups), making it feasible to store and cross-reference data on billions of people. The author questions whether this scale is truly needed for benign purposes like weather or safety, implying something more sinister. Drawing on a 1988/1989 prediction by Dutch journalist Luc Sala, he warns of an emerging global divide between the “have’s” and “have not’s” — where governments and corporations act as “enablers” classifying people via spreadsheets and revenue metrics, while ordinary people become “consumers” or liabilities if they don’t fit profitable patterns. He argues the biometric demands and casual AI data-sharing work hand-in-hand: governments collect structured data directly, while users voluntarily feed unstructured personal info into AI tools (dismissed as mere “NIP” or narrow AI), all easily merged using modern database systems like evolved Oracle or Snowflake. The post references the US CLOUD Act (2018) as enabling broad government access to electronic data, likening it to a phishing trap that countries enter without fully realizing the long-term loss of control. Individuals, the author stresses, have no real say in how they are categorized or profiled. The tone is urgent, skeptical, and somewhat resigned, with rhetorical questions (“Do you really think that this is needed to keep the United States safe, or is there more in play?”) and direct reader address. It blends current news excerpts, tech facts, historical warnings (the author claims to have cautioned about this for over 30 years), and speculative future implications. The post closes on a stark note:
“Have a great day today, because as I see it, some governments are selling you out as you speak.”Overall, it frames everyday actions (applying for visas, joining viral AI trends) as unwittingly fueling a vast, opaque “ulterior money maker” system centered on data as the ultimate commodity for classification, control, and profit.

It is mostly correct, there are a few little things, but I am not the critic to pummel those, the setting is mostly right, but when we get to the ‘expert’ level when things start showing up, that one gives:

It contains only a single link: https://lawlordtobe.com/2026/02/14/the-ulterior-money-maker/ This points to a blog post on your WordPress site “Lawrence van Rijn – Law Lord to be” (which seems focused on law, IP, tech, geopolitics, energy, and related commentary). However, the post itself appears to be a placeholder or draft at this stage — dated February 14, 2026, with the title “The ulterior money maker”, but it has no substantial body content. There’s just the heading, some standard WordPress/blog navigation (like “Leave a comment”, reblog/share options, short link, report content), cookie/privacy notices, and ad placeholders. No paragraphs, analysis, or details are present yet. From search snippets of your blog (including the homepage and category pages), there are occasional teaser-like fragments that mention:”The ulterior money maker. That is the setting, but what is true and what is ‘planned’ is another matter. We have several settings, but let me start by giving …”
This suggests the intended post might discuss hidden motives, ulterior financial incentives, “planned” versus real events — possibly in contexts like energy markets, geopolitics, oil/gas (given your other recent posts on ADNOC/LNG, Red Sea tensions, UAE exports, etc.), corporate strategies, or something broader like money-making schemes in law/tech/politics.Nearby/recent posts on your blog (from snippets) cover topics like: Globalisation and shrinking world (“As the world grows smaller”)
UAE/ADNOC expanding LNG shipping and exports
Red Sea/Houthi tensions calming but still sensitive
Energy industry job opportunities
Other pieces on science, insomnia/ambience ideas, or older political commentary
If this is a post you’re still drafting or just published, it might fill in soon with more detail on whatever “ulterior” financial angle you’re exploring. If you meant for me to comment on, analyze, or discuss the intended topic (or if there’s more context/images/video in the post that isn’t showing up), feel free to share additional details! What’s the main idea behind “The ulterior money maker”?

Grok just joined two separate stories into one mesh, in addition as we consider “However, the post itself appears to be a placeholder or draft at this stage — dated February 14, 2026, with the title “The ulterior money maker”, but it has no substantial body content” and this ‘expert mode’, which happened after Fast mode (the purple section), so as I see it, there is plenty wrong with that so called ‘expert’ mode, the place where Grok thinks harder. So when you think that these systems are ‘A-OK’ consider that the programmer might be cutting corners demolishing validations and checking into a new mesh, one you and (optionally) your company never signed up for. Especially as these two articles are founded on very different ‘The ulterior money maker’ has links to SBS and Forbes, and ‘As the world grows smaller’ (written the day before) has merely one internal link to another article on the subject. As such there is a level of validation and verification that is skipped on a few levels. And that is your upcoming handle on data integrity?

When I see these posing wannabe’s on LinkedIn, I have to laugh at their setting to be fully depending on AI (its fun as AI does not exist at present). 

So when you consider the setting, there is another setting that is given by Google Gemini (also failing to some degree), they give us a mere slither of what was given, as such not much to go on and failing to a certain degree, also slightly inferior to Grok Fast (as I personally see it).

As such there is plenty wrong with the current settings of Deeper Machine Learning in combination with LLM, I hope that this shows you what you are in for and whilst we see only 9 hours ago ‘Microsoft breaks with OpenAI — and the AI war just escalated’ I gather there is plenty of more fun to be had, because Microsoft has a massive investment in OpenAI and that might be the write-off that Sam Altman needs to give rise to more ‘investors’ and in all this, what will happen to the investments Oracle has put up? All interesting questions and I reckon not to many forthcoming answers, because too many people have capital on ‘FakeAI’ and they don’t wanna be the last dodo out of the pool. 

Have a great day.

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February 14, 2026 · 18:34

The ulterior money maker

That is the setting, but what is true and what is ‘planned’ is another matter. We have several settings, but let me start by giving you two parts before I start ‘presuming’ stuff, so you will be able to keep up. /The first one was the one I got last, but it matters. SBS (at https://www.sbs.com.au/news/article/trumps-america-wants-access-to-australian-biometric-data/ftomgcy5j) gives us ‘Australians’ personal data could soon be accessible by US agencies. Here’s why’ and we are given “Now, reports are emerging that the Australian government may be compelled to share Australians’ biometric data and other information with the US and its agencies, including ICE, as part of a compliance measure to vet travelers entering the country under its Visa Waiver Program (VWP). The Australian government, via the Department of Home Affairs, has so far declined to confirm whether it is currently complying with the demands or has plans to negotiate a data-sharing agreement. That’s despite the US setting a deadline of 31 December for finalising agreements with countries participating in its visa-free travel arrangement, including Australia.” This was nothing new to me, but as it is ‘now’ officially recognised, it adheres to a different field as well. We are further given “The proposed changes to the US’ vetting processes would primarily affect Australians eligible for the ESTA visa waiver program, which allows travelers from 42 countries to visit the US for up to 90 days visa-free, provided they first obtain an electronic travel authorisation.” I personally do not think it will end there, but it is the start that the United States desire, because if the first hurdle is passed, the rest becomes easy and it connects to the second article, even though you might not think that it does. The second article comes from Forbes (at https://www.forbes.com/sites/kateoflahertyuk/2026/02/09/the-new-chatgpt-caricature-trend-comes-with-a-privacy-warning/) with the setting of ‘The New ChatGPT Caricature Trend Comes With A Privacy Warning’ where we see “The ChatGPT caricatures are created by entering a seemingly benign prompt into the AI tool: “Create a caricature of me and my job based on everything you know about me.” The AI caricatures are pretty cool, so it’s easy to see why people are jumping on this viral trend. But to create the caricatures, ChatGPT needs a lot of data about you.” With the added “It means you are handing over a bunch of potentially sensitive data to ChatGPT — all to jump on a viral trend that will soon be forgotten. But that data could potentially be out there forever, at least on the social media platforms you post it on.” 

Source: Forbes

Now consider the new setting and this becomes laughably easy with the 700 platforms being added this year (source: Cleanview) they told us “the United States leads global data center growth with 577+ operating data centers and over 660+ planned or under-construction projects” that is the setting and I have warned people for this setting for over 30 years. Matching and adding data has been possible since the 80’s, but for the longest time we just never had the data technology (like massive hard drives) now we get suppliers like Kioxia with 245TB drives, with 1 petabyte in a few years. But for now you could use 4 of those bad boys and you are already there. Now to the larger setting. Do you think that the USA needs that much data in data centres to regulate the weather? 

It comes to the stage where the Dutch journalist Luc Sala is proven correct. We are headed towards a setting of the “have’s” and the “have not’s” (1988/1989) the market is already there now, the rest is trying to catch up. So we get a world the separates the enablers from the consumers and when we get that, we merely need to define the cut off point of the consumers. This is the world where those who do not consume enough become a liability to that system. He predicted it and now we see the execution towards that point and weirdly enough you are all helping the United States complete that setting, in one hand the government enabling the biometrics collection and in the pother hand the people trying to appease its ‘fanbase’ by handing over whatever they need towards ChatGTP to look cool and no-one considered that these two parts could be combined? This was relatively simple in 1992, now with an evolved Oracle and Snowflake it becomes mere Childs play and the data centres to capture the essence of 8,000,000,000 people is already out there. So where will you end up getting selected under? Because in this setting you do not get to have a choice. It is what governments and their spreadsheets and revenue driving numbers say you are to be. It is basically that simple.

So whilst you think you are doing the fool thing, others can salvage a lot more data out of that setting than places like ChatGPT can vouch for and remember, the Cloud Act 2018 we are told “to improve procedures for both foreign and US investigators to obtain access to vital electronic information held by service providers.” And in this case, anything that helps the US investigators is valid for capture and whatever that is is not precisely defined and whilst we think we are safe, we really are not and every ‘cool’ AI (merely NIP) is based on getting as much data as they can whilst giving you the option to look cool and there is nothing uncool about a caricature of yourself.  The fact that hundreds of these are floating around LinkedIn is reason enough to see that and when the second stage starts (basically American companies selectively poaching) and that is when governments finally realise that they all fell for the trap that was there next to phishing and data transfers and they let it all happen. 

So when you see the SBS article, fear the setting that they give “As well as extensive biometric data, including DNA, the proposal requests that inbound travelers to the US provide five years of social media history, five years of personal and work contact details, extensive personal information on family members, and even the IP address and metadata of any photos uploaded as part of their application. So far, the United Kingdom has signed onto the agreement, and the European Union is in negotiations.” Do you really think that this is needed to keep the United States safe, or is there more in play? The fact that the UK signed it is as I see it stupid beyond believe and this comes from the nation that seemingly holds ‘freedom of speech’ in such high regards.

Have a great day today, because as I see it, some governments are selling you out as you speak.

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February 13, 2026 · 14:59

As the world grows smaller

That is at times the setting, not because we are shrinking, but people leap with larger bounds, seek more distant settings and as distant settings become more and more reachable we seem to be shrinking. For the world this also means that other means become available. And here The United Arab Emirates take a leap, more specifically the ADNOC (Abu Dhabi National Oil Company) seeks to deliver LNG, more even better stated more LNG to the world as we are handed that “Abu Dhabi National Oil Co.’s shipping arm is evaluating the purchase of liquefied natural gas tankers as the state producer accelerates its push into global gas trading. Adnoc Logistics & Services may order four to six vessels to support the group’s expanding international business, Chief Executive Officer Abdulkareem Al Masabi said in an interview Wednesday. The order would come in addition to 14 LNG carriers already contracted to serve export projects in the United Arab Emirates.” this comes with the added setting of “Some of the new tankers could be ordered this year if a decision is taken to buy them, Al Masabi said without disclosing the potential cost. The company said Thursday that it continues to monitor developments in the global LNG market, but no orders for additional LNG vessels have been decided. Expanding the fleet would give Adnoc greater flexibility to market cargoes internationally rather than relying solely on long-term contracts.” Come to think of it, I wrote ‘Sinking a dilemma’ on February 1st 2026 (at https://lawlordtobe.com/2026/02/01/sinking-a-dilemma/) seems like a nice coincidence, because that tunnel might avoid several pressures. And as we are given “Al Masabi also said tensions in the Red Sea have “calmed down,” though the route remains sensitive after months of attacks by Iranian-linked Houthi forces prompted many shipping companies to avoid the area. Some operators have recently resumed or increased voyages through the corridor.” This doesn’t cover the pressures there were, but it is related. If there are more options, more and more countries will hammer the Houthi forces with drones (and optionally actual aircrafts) to keep the Houthi population down (preferable close to zero). But these forces rely on Iranian support and at present Iran is walking a fine line. I personally am still open to the destruction of their oil reserves as an empty coffer wouldn’t allow them to buy any DLE-170 170CC Twin Two-stroke part, as such the problem also goes away. Yes, I know it is a figment of my imagination, but the idea that the Iranian Credit Card is no longer allowed to be used to buy any weapons is a nice dream to have. And as we are also given “Adnoc L&S is adding vessels to handle rising domestic export capacity. The company will take delivery of two LNG carriers this year — adding to four already received — to transport gas from Abu Dhabi’s existing export terminal at Das Island. A further eight ships will serve the Ruwais LNG terminal under construction on the Gulf coast, which is scheduled for completion in 2028.” As such (as I see it) Emirati export is going nicely in an upward setting. 

But personally (which might rely on flawed logic) there is every chance that people working in the oil and gas industry might also find employment there. It comes with all kinds of settings (not all seen as positive) as you might find yourself doing a tour on Das Island which is around 173.4 KM away from the party centres of Dubai and Abu Dhabi, but I reckon that its airport makes that trip in under an hour (call for specifics +97126063622). And that is the symbiosis you would want, work hard all day and twice a week (or a weekend) splash it around in either two places. But I might be oversimplifying the problem. 

What does matter that ADNOC has a growing availability of something almost the entire world needs and that makes it a sellers market. So get your orders of LNG in quick, once the contracts are signed the abundance goes away for you.

Have a great day, time for me to seek out the coolness of ice coffee and take a small walk.

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February 12, 2026 · 16:10

Bank on this

Early this morning the Khaleej Times alerted me to a story (any https://www.khaleejtimes.com/business/finance/united-arab-bank-posts-45-surge-in-2025-profit-as-assets-and-income-climb). Now we all assume that banks make all the money, but that is not the whole story. You see under Sharia law banks have ‘limitations’. Or perhaps better stated “Islamic banking operates under Shariah law, primarily prohibiting interest (aka: riba), excessive uncertainty (aka: gharar), and gambling (aka: maisir). Key rules include mandatory asset-backing for transactions, sharing risks and profits between bank and customer, and investing only in ethical, halal businesses. Common structures include Murabaha (cost-plus financing), Ijarah (leasing), and Musharaka (joint venture).” Are settings that an islamic banks need to adhere to. So when you see these ‘limitations’ and then the Khaleej Times gives us ‘United Arab Bank posts 45% surge in 2025 profit as assets and income climb’ we might see another side, mainly the side of how well the UAE is doing at present. The subtext “A key highlight of the year was the Sharjah-based lender’s successful Dh1.03 billion rights issue, which increased the bank’s paid-up capital by around 50%” with the added “The bank recorded a net profit of Dh438 million for the year ended 31 December 2025, up from Dh301 million in 2024. Total income climbed 31 per cent to Dh797 million, fueled by what the bank described as “strong momentum” across its core businesses. Non-interest income surged by 56 per cent, while net interest income rose 24 per cent.” this is what I call a massive boost to the UAE economy, so whilst you are getting fed up (tired too) on how bad the United States is doing, you see here an example on how it could be done and people better consider the fallout, because at present any dollar (Euro’s and Pounds too) that aren’t currently being invested in Europe, America, Commonwealth, Europe and a few other places are likely being invested in the UAE. I don’t know how well Saudi Arabia is doing, but it is doing a lot better than Europe. So when we get to “Chairman Sheikh Mohammed bin Faisal bin Sultan Al Qassimi said 2025 marked a pivotal year for the bank as it celebrated its golden jubilee and unveiled a refreshed brand identity. “It proved to be a transformative period for UAB, reinforced by decisive strategic initiatives and robust financial performance,” he said. “Operationally, the Bank delivered solid profitability, supported by disciplined execution, prudent risk management, and enhanced operating leverage.”” You know that they are doing it right and a strong willed and able minded board of directors was at the head of that setting. I reckon that the western world will eagerly look at the reports of SAMA (Saudi Central Bank) and the CBUAE (Central Bank of the United Arab Emirates). Because as I see it, the 2025 results are merely the beginning and if my predictions hold firm, the Western world (and its banks) will come under the spell of ‘Dry Well psychoses’ soon enough and when the opportunities of Wall Street dry up because of the economy in the United States, these two countries will get a lot of opportunities ‘handed’ to them and whilst we might worry about the Influence they will gain, these ‘new’ banks will have to adhere to Sharia law and the laws of the land, which prohibits them from making certain steps. So while we might stop at “UAB also reported healthy asset quality, with a net reversal of impairment charges amounting to Dh51 million, translating to a cost of risk of –41 basis points. The bank attributed this to strong recoveries and its “robust risk framework.” Its cost-to-income ratio improved to 46 per cent, down from 52 per cent the previous year, while return on shareholders’ equity stood at 16 per cent.” Banks on a global setting haven’t seen this since the post-WWII Golden Age, which went from 1950–1973, as such the last really successful ‘boom’ period was 53 years ago, so you better bet on the non-Islamic banks taking notice at present. Whilst President Trump will be wondering where the money is going to and he might wonder why no one is betting on his ‘beautiful’ bills, I get the notion that banks might want to vacate towards the settings of SAMA and the CBUAE at their earliest convenience, especially as this comes with an almost certain guarantee for return on their investors. As such I noticed the settings we are given and I wonder how well ADNOC is doing in all this, because their profits go somewhere, don’t they and as I see it, the CBUAE is a safe bet to consider. 

Have a great day today, Perhaps tomorrow I get to write on some gaming IP. 

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February 11, 2026 · 20:42

Is anyone still in doubt?

That was the setting that was given to me by the Guardian, who produced ‘Mark Carney reminds Trump that Canada paid for key border bridge US president says he won’t open’ (at https://www.theguardian.com/us-news/2026/feb/10/trump-canada-windsor-detroit-bridge), this comes with the fun fact that the Guardian was trailing my previous article by several hours. So as we are given “Mark Carney said he had held a “positive” conversation with Donald Trump after the US leader threatened to block a new key bridge between their two countries, reminding the president that Canada paid for the structure – and that the US shares ownership.” This comes with the additional “Late on Monday, Trump posted a lengthy message on social media, falsely claiming that the $4.6bn Gordie Howe International Bridge between Windsor, Ontario, and Detroit, Michigan, had “virtually no US content”. The bridge is due to open in early 2026. In his post, Trump had also claimed that Canada owns both ends of the bridge and made a bizarre assertion that increased trade between Canada and China would include a ban on Canadians playing ice hockey.” So beside the ludicrous Hockey setting, and it is ludicrous as China has Kunlun Red Star is the most prominent Chinese professional ice hockey club. You know what? Because Canada has an evolving Chinese trade setting. Perhaps Prime Minister Mark Carney could invite Kunlun Red Star and let them play against some of the Canadian teams n Canada. Might be a sight to watch and whilst we all watch these games we could repeat the claims from President Trump on the big screens, so that the Chinese have something to laugh about to. So as we are given ““Now, the Canadian Government expects me, as President of the United States, to PERMIT them to just ‘take advantage of America!’ What does the United States of America get – Absolutely NOTHING!” he wrote.” As I see it, Canada paid for that bridge, as such the united States of America has a sweet deal here and there is another setting (my apologies mr. Prime Minster) it could open up a new stage of shipping Chinese EV cars to the united States, complete with Huawei routers (I have a sick sense of humor). But the story is not this, as I see it, after all the BS we are shown. I am more and more convinced that the United States of America is out of funds. The 2 billion due to the United Nations, we are also given that “In 2025, over $32 billion in U.S. clean energy and manufacturing projects were cancelled, largely driven by shifting federal policies, economic instability, and high interest rates. Impacting over 40,000 jobs, major project cancellations included EV battery plants in Georgia and Michigan, and massive offshore wind developments.” (Source: Fast Company) and that list goes on and when you get to the Jersey tunnel setting that is shutdown in the 11th hour, the only thing remaining is the lack of the US Bank Balance. The tantrums of the President of the united States might have something do to with the Epstein files, but when you see how hundred of thousands of jobs are thrown in the wind, I actually doubt it. The fact that the US can no longer foot the bills that previous administrations vied for and mostly opened funds for gives me the weird setting that we are watching the final hours of a functioning United States of America. And in this there is more, but there is no real link and it is a massive  speculation. You see, one day ago we saw (source: TechStock2) ‘JP Morgan’s return-to-office fight turns personal as staff warn of ‘career suicide’’ where we see:

  • About 2,000 employees—out of a workforce topping 300,000—have signed a petition urging the company to bring back hybrid work.
  • Other banks are also cracking down on office policies, widening the post-pandemic pushback reshaping finance from within.

I personally believe that it is set to the given mandate of secrecy, there are too many things you cannot keep under wrap in a hybrid workforce. I think that these last days might be massively lucrative for JP Morgan, but this is only possible when all heads look the same way and that is a non-option in a hybrid workforce. I believe that JP Morgan is seeing the water rise and it needs an attentive workforce (in the office) That is the setting that I personally believe is the case (remember: I could be wrong). And it isn’t only JP Morgan, other banks are in the same setting. As I see it, the party is over and to survive what comes requires a massive amount of focus and adherence to protocols. Now, I could be wrong, but the settings as they evolved over the last two months are giving me the shivers. Because when the economy of the United States goes down, Japan and the EU will take massive hits and I am not sure if they could survive these hits. Consider these points:

  • In 2024, bonds made up about 8.2% of total liquid financial assets held by U.S. households, though this percentage is generally much higher in conservative retirement portfolios.
  • The $52.1 trillion in total U.S. retirement entitlements includes $48.1 trillion in financial assets, with a significant share held by institutional investors like pension funds, which are heavy holders of U.S. Treasury bonds.

So, what do you think will happen with the US Treasury bonds when the US Administration forgo payment? Consider that you have maximum 6 months to see this unfold and when the US Bonds do take a dive, what will remain of the $52.1 trillion? (It is not a hidden trap, I actually don’t know how much of all this is in bonds, but it is a lot). Another connected piece of information comes from BitGet (source is unknown to me) where we see “JPMorgan Asset Management’s Chief Global Strategist David Kelly has issued a stern warning, stating that the current stock market boom is mainly supported by liquidity and the performance of large technology stocks, showing signs of a “bubble” and is clearly disconnected from the real economy. He described the current economy as a combination of “weak consumption, sluggish employment growth, and low public sentiment.”The report points out that the start of the first quarter of 2026 has been quite turbulent, with a significant reduction in consumer activity.” As such a bubble? And not connected to the economy? When did something like that ever go good? As such we see warnings from all over the field, but to see what is real and what not is anyones guess. You know if we have some kind of register where all this is put down? A place where we can rely on the information given? Because as I see it, the newspapers are too busy starting flames for their digital dollars and both these elements do not inspire confidence, but that might be merely me talking. 

So as I see it, with all the issues going on, it would be my (optionally fictive view) that a President of the United States would be bending over backwards to get allies, to get an active economy (not merely stating that is is beautiful) but that might merely be me. Although, Canada has a person in charge who used to be the Governor of the bank of England, what does he think?

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February 11, 2026 · 00:31

Out of the blue

So there I was meeting up with my half brother Insomnia. When that rascal comes calling you can pretty much kiss sleep goodbye and it is my turn to be all over the field again. But then out of the blue an idea hit me. You see I have gotten into the habit of looking at (and listening to) Ambience videos. It started around Christmas with Hogwarts Legacy movies. But as I saw more movies my mind started to think. You see most of them are basically graphic DML applications. Don’t get me wrong, there are a fair view of them made by artists who go all in on 3D sculpting, but as I got to think a few things through, I saw a gap where optionally Google Dropped the ball (yet again) and as all Sony TVs have google TV, the idea started to form. 

You see DML can be awesome and in this case it is. And here is the setting:

You start with the setting, giving you space, a house, a spaceship, a space station. From there we get the specifics like Themed (think a game, TV series or a setting like Cyberpunk, Interior, weather and whether this is a light of a dark setting from there we get to the music like music style, rhythm, ambience music and volume. From there we can go back to stage one, or we can select sample so we see the low resolution sample. From there we get the final product and that is the one we safe/Download so we can watch this without using bandwidth. The stage needs optionally one addition to the Sony TV’s and that is a memory slot, optionally we can serve it via the DVD/4K player which has a memory card or your console. This setting is already with the bulk of the people, as such it is a mere adjustment. Google will be able to sell a whole lot of subscriptions (which allows for the download of 4K files, or people can optionally do this in the office (to the bosses I say, I never told your employees this and you aren’t reading this) ;-P

And it goes further, the people who actually design these settings can offer interiors that the people can buy for a few dollars and the good ones will make a decent bundle, some makers like View Escape are already putting them on YouTube, so you can just download those. A setting that allows Google to enrich their options and give more to the people (at a price) and this can be set to a much bigger stage, but the basic is already here and I reckon that the millions of big TV’s are out there (not just Sony) and soon there will be a setting where the TV is not just a screen, it will be art on display and that is something that Google could enable. 

Perhaps the idea is silly, but I do believe that there is a market for this and seeing the amount of Ambiance Video’s already on YouTube, I feel certain that this is a bigger market than anyone is considering. Have a great day, it’s Wednesday now for me.

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February 10, 2026 · 16:58

It was initially speculation

That is where I was this morning. I had a speculative view on President Trump, but with the news that CBC gave me a few hours later (at https://www.cbc.ca/news/canada/trump-gordie-howe-bridge-9.7081924) where we see ‘Trump threatens to block opening of new bridge between Windsor and Detroit’ and it comes with the statement ““I will not allow this bridge to open until the United States is fully compensated for everything we have given them, and also, importantly, Canada treats the United States with the Fairness and Respect that we deserve,” Trump wrote in the post on Monday.” So if people are willing to bite into this one sided setting, beware. The words “until the United States is fully compensated for everything” is a presumptuous setting that I might have been more correct than even I figured out I was. As I see it the United States is out of money, or perhaps more accurately they are scooping the final dollars from the bottom of their coffers and they are now in a day by day setting to figure out what bills to pay and which not (like the Jersey train tunnel) for that story see yesterday’s blog.

I wonder what commerce President Trump thought they had coming from the Gordie Howe bridge. And the ‘sort of’ response that Canada received was “Trump made the threat amid a 299-word post in which he said Canada has treated the U.S. “very unfairly for decades,” complained that the bridge was built “with virtually no U.S. content” and repeated his criticism of Prime Minister Mark Carney “wanting to make a trade deal with China.”” We can snigger all we like against the response which might be considered one of the least intelligent and least fact laden responses that any government has EVER received. And as I see the debt driven United States flex whatever lard they have, we see that these are the final acts of a nation that has no more. It wanted a debt driven society and now you see what it amount to, less then nothing.

Could I be wrong? That is always a fair question and I believe I am. I saw these settings evolve from the stupid attempt to convince that Canada might become the 51st state, then Greenland, after that Venezuelan oil and Venezuela, like a desperate crack whore trying to get one more score. And now that all this is failing they are stopping the Jersey tunnel (for which funding was already achieved before Donald Trump became President Trump and now we see the Gordie Howe Bridge, optionally one of the the last straws that could bring commerce to Detroit. When you see all these settings and after they already shutdown the building of wind farms (some speculated that this was to appease the oil owners). All whilst President Trump is shutting down higher education to some degree. As CNBC gives us with ‘Trump’s ‘big beautiful bill’ may spur significant changes to higher education in 2026 and the rise of ‘un-college,’ experts say’ (at https://www.cnbc.com/2026/02/08/trump-big-beautiful-bill-college-education.html) where we see “Ballooning college costs and the student loan debt that goes along with them are partly to blame. New borrowing limits for 2026 under President Donald Trump’s “big beautiful bill” are another factor. Plus, students are increasingly seeking job training and career-driven pathways to secure a foothold in today’s softening labor market.” When you take away the boasting elements we see that the United States can no longer afford the streams they themself instigated and whilst the world is becoming more and more aware that AI does not exist (merely Near Intelligent Parsing (aka NIP) which amounts to DML and LLM) and all these settings are getting a front seat at the legal court cases that are now under advisement. 

We are getting Legal Misconduct/Hallucinations (Australia), Copyright Infringement (Disney and Universal), Training Data Disputes (GEMA won a case against OpenAI), Evidence Issues and AI in Sentencing. Then there is a chance that I have a case against parties in Singapore and the United States over what could be AI abuse of my Intellectual property and whist some ‘claim’ that this could be set to $1,500,000 per case I am looking at an optional 6,000 cases, so I might be wringing my hands fairly soon (unless a deal is made). We are seeing all these events in play all whilst that so called “Trump’s ‘big beautiful bill’” which could be another setting for a ‘dream castle in the sky’ or at least that is how I would like to phrase it. All these elements seem ridiculous, however it amounts to the setting that the United States are out of money and that is before they consider that the $500,000,000,000 towards StarGate LLC might be a wash (basically a massive write-off). If you want to consider that I am wrong, feel free to do so, but I do request that you take a hard look at the fact that the media isn’t giving you because I made mention of this setting as early as July 8th 2024 in ‘Two issues caught my attention’ (at https://lawlordtobe.com/2024/07/08/two-issues-caught-my-attention/) and I made more mentions earlier than that and the media is ‘caught’ unaware? 

So, do you think that I am merely speculating? Or is there something to be seen? I am not telling, I am asking. I gave my version and you are seeing why is playing. In the first, why would President Trump stop a project that has assigned funds and would secure the new jersey line for another century because he is demanding Penn Station and/or Dulles Airport after him? Are people nuts? There is more in play than the sanity of one man, because if that was true Wall Street would have made a massive outburst in the direction of the White House, but they remain silent. Why? I believe that I was right all along, but I understand that my word might not be much towards others. As such you should investigate yourself, it is only the best you can do. In the meantime, I will stand with my Canadian brethren, because that is what a Commonwealthian does. He (She also) stands with his brothers and sisters.

That is what I have to say over the situation as I see it, it might be speculative, but too many facts seem to feed this speculation. I will leave it up to you to decide if this is a mere speculation or my brain going nuts, or perhaps there is more.

Have a great day today.

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February 9, 2026 · 21:56

I was seemingly unaware

It happens, at times there are things I do not know. Most often because I don’t care and this was about the USA, as much I kinda don’t care. Through YouTube I got the news that President Trump stopped the the Hudson Tunnel Project in New York City. According to the source the funds are stopped until Donald Trump, gets Penn Station in New York or Dulles International Airport in Washington, DC after him. To be honest I have never witnessed any president of any nations to be this self absorbed and (according to some) be the highest Russian mole ever to be inserted in the American administration ever. As such the US administration has evolved a long way from senator Joseph R. McCarthy to a president that appeases the needs of Russia. Yet, in all honesty it might be the craziest thing I have ever heard, so whilst everyone it willing to set this to paint the crazy man in the White House. There is the setting that is also being appeased (by me). I don’t think that President Trump is this crazy. I think that he merely wants to be seen this crazy. Consider that Wall Street, the Senate, Congress and the Judicial setting of America has plenty of really intelligent people. As I see it, he is stalling. And the setting I see “GDC says an extended suspension will put at risk approximately 11,000 construction jobs, as well as the 95,000 jobs and $US 19.6bn in economic activity that construction is anticipated to generate overall. It adds that delays to the project increase the risk that the North River Tunnel, which is due to be extensively refurbished under the project, will have to close.” Which is given to us by the International Railway Journal (at https://www.railjournal.com/financial/judge-offers-hope-for-hudson-tunnel-project/) and I am currently stopped by the 20 billion dollars and the 95,000 attached jobs. What if America is now in a much tighter schedule? What is the money isn’t there and this administration is looking for a way out, is playing the court jester (even though he is nowhere as gifted as Rigoletto, court Jester of Doge Enrico Dandolo) and we are all buying into the jester act. And as this administration is allowing for these events, even though we are given “However, the US Department of Transportation (USDOT) began withholding federal funding for the Hudson Tunnel along with the Second Avenue Subway project in New York City in October, stating that the requests for payment could not be processed pending a review of the projects that it had ordered.

GDC warned during a board meeting on January 27 that available funding and credit used to keep the project going would run out on February 6, forcing the suspension of work.” We are also given that this ‘delay’ is merely temporary. And all these settings give me the feeling that these acts are merely that, acts. And as I see it the stage is that the United States is now running out of money. There are too many settings that do not make sense and all the money draining settings are either cancelled or (like wind farms) or delayed as much as possible. And that setting does not compute with me. As we are seeing that there is yet another ‘crazy’ kink in the cables of the America Administration, I believe that there is more under the hood and whilst certain people are using whatever stakeholder they can to avoid digging into the areas that matter to get a clear picture. 

So whilst I will consider the thoughts on how entertaining Rigoletto was in 1201. So, all you have a great day and I will see you on the flip side of things. Have a great all, its too early for breakfast in Vancouver, but early breakfast in cold driven Toronto feels fine to me (its 29 degrees and almost 22:00), way too warm for me here at present.

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February 9, 2026 · 00:43

Repetition to be

This is what happens, I was rereading my last article (read: blog) and I noticed a few things. I stand by my word, but it could have been said more clearly and as I saw another piece of evidence, I thought it was important to add this to the ‘current’ (as in previous) article. I like clarity although plenty of people have an issue with the ways I write and it should be said that I don’t write for the masses. It just isn’t me and I am not here to win hearts, I leave that to the George Clooneys out there. 

There is still a abundance of speculation, although I have been in IT for over half a century, as such I can rely on presumption. And as the events are coming to pass, we are seeing elements. I personally think the Microsoft is not in a good place, although that part is speculative. You see no matter what OpenAI does, it will fail and it is running out of time. No, this setting comes before that. The EU is largely rejecting Microsoft and what they bring. In Germany at present 30,000 employees are switching from Microsoft to solutions like LibreOffice and Open Xchange. Denmark is switching more profound to similar solutions and France is shifting 500,000 workstations to open source software, equally schools and public sources are making equal changes. Then we get Italy who is switching 150,000 PC’s towards open-source platforms, Austria is already making the shift, at present if armed forces have shifted to open-source. The EU in general: Due to GDPR, European regulators have challenged the use of Microsoft cloud services over data transfers to the US. 

So as we see at present what some say will happen when President Trump switches the ‘internet’ to OFF and there is more happening and some presented stages are ahead by a decent amount. This implies that a large amount of up to 450,000,000 accounts are switching (I am assuming here the nearly all Europeans have some sort of Microsoft account). Just as they are deeper into the ‘fake’ AI setting and with the GDPR in place they cannot copy what is not in ‘their’ cloud. It is happening now, so don’t take notice of the doom speakers. 
Microsoft is seemingly doubling down on everything to make these copies happen before they are switched off. I don’t think they will make it, or at best a partial download and that will affect those 770 data centres that are being build (I cannot say how many of them are Microsoft), when the EU and its data falls away, I wonder how many of these centres will be canceled (for the weirdest reasons) and we will see a new complication. You see all these firms who ‘abandoned’ over 150,000 employees will suddenly see that this brain-drain will complicate life a lot more than they are happy with. 
So as Microsoft is now seeing this noose coming towards them (or they are walking towards their noose). What matters is that the timing was off and the bully tactics of President Trump will show them, that they came short of what they needed. If only they had 6 more months (or if the president would have behaved himself) they might have made it, but now as the world awakens that data is currency and they were about to be robbed of everything they had, the US will now need a different path, because when the data viability would be locked to the EU, and the US and most of the US corporations will be pushed in the open and lacking 450,000,000 data bringers a day, their setting for assumed revenue will go basically into the toilet.

Did you never wonder why the USA needed 770 data centres? And they are unlikely to be all Microsoft data centres, but there will be a fair amount. So what happened to that StarGate project? The information that I saw (source: CNBC) was that “10 data centers were being built in Abilene, Texas, with plans to expand to more states and countries, like the United Kingdom, Norway, Japan and the United Arab Emirates.” There is more to this and in light of these Data centers giving whatever they have to the United States, what are the plans now for the UK and Norway? And there are more questions for the UAE, how clear is it that they are handing over their data to the United States (OK, I apologise, they merely get insight into all data that is managed by an American firm, but does that not amount to the same thing) because Oracle, OpenAI and Microsoft are American firms. So I have no idea how Softbank fits into this as it is Japanese. As such, is Stargate LLC still happening? It is stated to be costing 500 billion? So what happened? All questions, but the doom speakers are out there. Even I am getting messages on LinkedIn on how the data goes dark if President Trump throws the switch. Why was I included? By a person I had never heard before. The US is now nervous because the EU will get others (read: Commonwealth nations) to do the same thing and as I see it, there is well over 80% chance that LibreOffice will be the most popular solution in 2026 and everyone is likely to switch. As such Microsoft just gained a lot of data space, but that might be merely my sense of humor. 

As for their “AI” settings, that system that would be doing a lot by “AI” and whilst we were told that “Microsoft is deeply integrating AI across its operations, with CEO Satya Nadella stating that 20%–30% of code in company repositories is generated by AI”, so whilst everyone is rejoicing, we should also consider that we still see (on a daily basis) that email delivery failures (blocked as spam by Outlook/Hotmail) or job application rejections (rejected by automated systems or after interviews) are still the setting of mainstream (not small exceptions) and that is the setting that comes with a dwindling consumer setting and Microsoft is spending a rather large chunk of the $700,000,000,000 that is due in 2026 (not all of it is Microsoft). So what happens when your customers reject you, but the bills are still due? Yup, that noose is coming towards Microsoft nicely. It is apparently a not so nice event, did anyone tell Satya Nadella this? I reckon we will see a much more serious Nadella now that he is going the way of the noose. 

And here the news separates a little as I was given a few hours ago (at https://www.cryptopolitan.com/qatar-taps-microsoft-to-build-ai-systems/) that ‘Qatar taps Microsoft to build AI systems to cater to government services’, as such dies Qatar knows what ‘befalls’ their data? The article gives us “The platform is also expected to help the ministry develop and deploy intelligent AI agents, an automated system capable of handling tasks ranging from processing applications to answering queries, without the lengthy development cycles traditionally associated with government IT projects. The factory will be built on Microsoft’s technology infrastructure and will be designed to integrate easily with existing government systems.” Yet as I see it, America has insight into all this because of the CLOUD Act (2018): 

This U.S. law allows U.S. law enforcement to compel U.S.-based technology companies to disclose data (emails, files, etc.) stored on their servers, regardless of whether that data is physically located in the United States or overseas. This means if a European or Asian company uses a U.S.-based cloud provider, the U.S. government can legally demand access to that data.

So at what point is the setting “disclose data (emails, files, etc.)” even if there was a legal reason, the term ‘files’ is seemingly not limited, as such it could be anything and that is a hard pill to swallow. Before we know it it will contain any IP stored and I wrote about that risk (not connected to the cloud act) because of the debt the US had at that point (I think it was merely 25 trillion at that point), The danger that a desperate government will go looking through all that IP out there presented a little too much danger for my senses, so I made a lot of it public domain. I might not end up with anything, but no-one else will get those marbles for their own greedy needs. As I see it, the big-Tech doesn’t really like Public Domain, but that might be merely my gut feeling (which has no relation to any academic setting). Does Qatar know what it is in for? Perhaps they are, and a lot of it is wildly ‘rejected’ by influencers who are trying to ingratiate themselves to whomever (I mostly don’t care) 

The second bit of news which I saw just an hour ago and was published last year (at https://www.xda-developers.com/libreoffice-is-right-about-microsoft/) gives us ‘LibreOffice is right about Microsoft, and it matters more than you think’ here we see (written by Simon Batt)  “I reported on LibreOffice accusing Microsoft’s “artificially complex” Office XML format of being a “lock-in strategy.” The basis of LibreOffice’s argument was that Microsoft’s usage of the XML format deliberately locked people into using Office over open-source software. It also touches upon how Windows 10 is losing support soon, and how people are being corralled into Windows 11 whether they like it or not. However, LibreOffice touches upon an interesting point. While Microsoft is to blame for its practices, the fault also lies with us a little for going along with it. And you know what? They’re totally right.” It is a different setting and it sparked memories I had regarding the war Microsoft had with Netscape in the 90’s. 

Now that the world has LibreOffice it has choices, but because of the actions of the White House no one has a clue how the world will be hit and in what way. We can no longer trust someone telling us that it all will be fine, because that setting is as I see it near impossible. 

So, what will the rest of the world do? When they realise that the US has access to all data in data storage with American companies? I reckon it will upend the US economy to the largest degree and this is just the beginning. The red lights of rejection are glowing in more and more places and none of them are nice. President Trump made sure of that with his tariff threats and now that the settings are coming home to play, it is even more interesting. What will some do? What will the EU do and I reckon that the Middle East are looking for their own solutions, because they are clued in enough to see what is coming their way. It becomes a setting where no one trusts the United States and what they want requires trust, it is no longer there, so Microsoft is as I see it in a bind and it is largely their own fault. For me it is a little more complex, both Snowflake and Oracle are American companies. What happens there? If the US Administration wants to ‘hijack’ that data, the cloud act of 2018 allows them to do that. In how much danger are we really? I am willing to trust both Snowflake and Oracle. It is the US Administration I have little (read: no) faith in at present and that is not going away any day soon.

As such, I hope I am a little more clear now and I added a few more facts to this, so it is as I personally see it a win-win setting (for me at least). So, have a great day today and I will try to be a little more clear next time around.

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