Category Archives: Finance

October 4, 2021 · 04:41

A disregarded shelter setting

The Guardian was at it again and they are not doing anything wrong (at least I think they aren’t) but the stage created is calling for a nice stage and it is getting close to immediate that we take a hard look at the meaning of hypocrisy. 

The article ‘Pandora papers: biggest ever leak of offshore data exposes financial secrets of rich and powerful’ (at https://www.theguardian.com/news/2021/oct/03/pandora-papers-biggest-ever-leak-of-offshore-data-exposes-financial-secrets-of-rich-and-powerful) gives us a few items and before you think we are digging into the air, lets take a look at a few essential parts. It starts with “companies hired by wealthy clients to create offshore structures and trusts in tax havens such as Panama, Dubai, Monaco, Switzerland and the Cayman Islands” first, this is not an illegal act, then we need to look at Monaco and Dubai. Monaco gives us over two sources “You can apply for a Carte de Residence once you have an address in Monaco (either bought or rented a property for a minimum of a year). You must also agree to live there for more than three months of the year. Resident individuals are not subject to personal income tax in the Principality of Monaco”, now this is not the easiest setting as decent apartments tend to start at €3,000,000 going up to €387,000,000. As such I wish you good luck finding something you like. In Dubai we see “There is currently no personal income tax in the United Arab Emirates. As such, there are no individual tax registration or reporting obligations.” These are called tax havens and they are perfectly legal. It is the way THAT nation operates and it works for them, so when we see the Guardian give us “But the secrecy offered by tax havens has at times proven attractive to tax evaders, fraudsters and money launderers, some of whom are exposed in the files”, which is a debatable setting. You see someone who takes effort in buying an apartment in Monaco or Dubai, or most of these places is not a tax evader, that person is involved with tax avoidance and it is not the same. Black letter lawyers found a setting where the rules work FOR their clients and they are allowed to do this. Yet the Guardian inserts ‘tax evader’ whilst knowingly adding “some of whom are exposed in the files”, some implying not all and some is seemingly inserted hoping that the people are flamed to the list of “more than 100 billionaires, 30 world leaders and 300 public officials” hoping that they are all painted by the flamed audience. And in light of this, did anyone take a long hard look at “the cache includes 11.9m files from companies hired by” what is not looked at is the source of that information and how that source got the information. A setting not dissimilar from my article ‘The same gramophone’ on September 16th (at https://lawlordtobe.com/2021/09/16/the-same-gramophone/) regarding Pegasus and in light of evidence given (lack thereof) to the people by the Washington Post an interesting repetition of flames lacking evidence. The article on tax issues does not once, NOT ONCE mention tax avoidance, or give the setting of tax evasion versus tax avoidance. One is illegal the other is not. In this the text “They also shine a light on the secret finances of more than 300 other public officials such as government ministers, judges, mayors and military generals in more than 90 countries” could be seen as “They also shine a light on the private finances of more than 300 other public officials such as government ministers, judges, mayors and military generals in more than 90 countries”, yet they chose to not use the word Private did they? Private and non evidence could be seen as intrusive and harassing, the media really does not like it when their actions are seen in that way. 

My view?
You see if there was clear ‘tax evasion’ we would be getting this, instead of “leaked data with select media partners including the Guardian, BBC Panorama, Le Monde and the Washington Post. More than 600 journalists have sifted through the files as part of a massive global investigation”, so are they incompetent or is there too little remaining? The price of 600 journalists cannot be cheap so the more they flame, the more they ‘earn’ back, but that part is not really given is it? There is no top-line, a flaw we have seen more than once before. If it was clear 300 people can be shown in a top-line like Nation, government, non government easily enough. That would take an hour, perhaps two, but we do not get to see that, do we? We also get all kinds of embossed examples, with the added text “This is the Panama papers on steroids, it’s broader, richer and has more detail”, my view would be, then give it Ryle you dumb fuck! Do not posture, present facts! The top-line, the setting of tax evasion versus tax avoidance and a few other facts, including the source of the data, but we do not get any of that, do we?

I see it as a mere approach to the upcoming US debt ceiling and someone flaming that if ‘they’ had paid their taxes, there would not be an issue. Well, my view “Well, you stupid fucks, if you had clearly focussed on the tax laws that needed an overhaul for THREE DECADES we might not be in this mess either!” So whilst we are given “The files include disclosures about major donors to the Conservative party, raising difficult questions for Boris Johnson as his party meets for its annual conference”, an anti-tory smear setting. No matter who donates and to what party, if these people are not proven criminals, there would be no issue and I wonder how far these 600 journalists got. So when we consider “Many use shell companies to hold luxury items such as property and yachts, as well as incognito bank accounts” we need to see whether laws were broken and let’s be clear, they stated that these are people in over 90 countries. So which have laws against these acts and if they have an address in Monaco or Dubai, are any laws broken? This took me 5 minutes and we see a lack of a lot in one article seemingly the source of 600 journalists. 

I personally see only one option for a person like Gerard Ryle. Either give us that top-line clearly or become an Uber driver. As I personally see it, someone posturing absent of evidence should be somewhere else, not be some director of the International Consortium of Investigative Journalists, but that is merely my call on the matter we see here now.

Oh, and before I forget the meaning of Hypocrisy is “the practice of claiming to have higher standards or more noble beliefs than is the case”, a setting too many journalists fall into lately.

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October 3, 2021 · 18:48

We stand on guard for thee

This is a special edition, this is for my Canadian fans (there are a few). And there are a few items that concerns them. First off, we have a little funny go at their prime minister Justin Trudeau (for form sake). I see the too much negative stories about him.

I do wonder about that at times, but others have their right to a view too. In this side there are two images. And yes, I do have a reason, you see the home-front is part of him, he married Sophie Grégoire Trudeau, a lady of 27 springs, which is fine, but why does he insist on looking 10 years younger than her? All men know that looking younger than your wife will be our downfall in a few ways, so as I thought he had gained insight during the pandemic, we suddenly started to see him with a posh beard (a beard loaded with silver), so we thought someone whispered a few facts of life to him, but no, recently he has gone beardless again and I reckon there will be a fallout in Maison Trudeau soon enough, but that is enough about him. 

You see, Canada will be in a tough situation soon enough, I reckon in 4-6 weeks hell comes calling. And when we realise that Canada got through the pandemic a lot better than plenty of others. The NY Times reported that 1,639,169 had the disease, less than 28,000 died from the disease making them 26th on the mortality list. With 72% fully vaccinated and 78% at least one shot they are in a good place, the US has only 56% fully vaccinated and 65% with one doze. 

The Canadian setting is a lot better than many European nations and it comes to 0.7% of American casualties of a permanent nature. Canada has reason to be proud and it happened when Trudeau was at the helm. Here I distinguish ‘was at the helm’ versus ‘was steering the nation’, that difference requires me to know a lot more and I do not.

But the pandemic is merely one side, the larger problem will be the US, when the debt ceiling is reached the impact will be seen in many ways. Not merely in the stage of the debt, larger changes, dangerous changes are at foot. The IP Watchdogs might trivialise it with ‘Leahy Bill to ‘Restore the AIA’ is Too Unbalanced to Pass’ yet, I am not convinced. The senator from Vermont has a collection of powerful companies backing him, optionally merely to protect their own needs. A source gives us “Bernie Sanders supported some parts of the bill but had misgivings over the “no strings attached” emergency appropriations available to the semiconductor industry”, it is a fair call and both sides have merits, but the larger station is now, when the US decides to use ‘nationalised’ patents and IP to bank the second credit card, the US will give a larger chunk of the battle field to China and South Korea, who have a massive IP setting. That stage and the debt default gives rise to the dangers. Millions of Americans will choose larger taxation and safety over US exploitation, in the we end up seeing Canada in the same predicament that the US had with Mexico and there is no Rio Grande between the US and Canada, there are the Niagara Falls, but apparently you can cross it in a barrel. I wouldn’t know. The larger station for Canada is now 4-6 weeks away and it sets a awkward stage. How dangerous is this? It is not merely the US, there are plenty of people in the EU and Australia that see more options in Canada and the Pandemic is pushing for brain drains all over the field. One might argue that we have seen this before. In the era 400AD – 600AD change hit Europe “The Great Migration took place in the waning days of the Western Roman Empire. Hunted by the advancing Huns and lured by the riches of the politically weakened Western Roman Empire, from the fourth century onwards several mainly Germanic tribes invaded Western Roman territory.” We now see something similar as the US is crumbling as the powerhouse the once were and then pretended to be a bit longer. I do not think it is the blame of President Biden, the six presidents preceding them did close to nothing to stem the debt and as it is now surpassing $25,000,000,000,000 (25 trillion), all whilst we see arms deals cancelled, fiasco’s in naval and airforce construction, fiasco’s that wasted well over 10% of the entire US education spending, two projects the waste was THAT much and the people will see the numbers and realise that staying in the US is going to get less and less healthy, as such the problem for Canada, they will get a massive influx of people hoping that they might find happiness there. I would like to state that the Commonwealth nations stands with them, but to be honest, I have no idea where the G20 Commonwealth politicians from Australia, UK, South Africa and India stand. They are too much about enabling America and too little about holding them too account and I fear it might cost Canada at some point. What happens then? 

I honestly do not know.

Yet we need to return to the Prime Minister. We see several online settings of anti-Trudeau. One seen in the Conversation is “Accusations that Trudeau has betrayed Canada was a common theme as we began studying grassroots Facebook pages in 2019, another election year. We found no Trudeau meme pages celebrating the leader. Instead, we watched anti-Trudeau pages describe him as a traitor who deserved to be treated with contempt.” It seems to be that there is a flock of Trudeau trolls and the CSIS (Canadian Security Intelligence Service) as well as the RCMP will need to look into this sooner rather than later, because trolls are like rats, they will leave the sinking ship at the second sign of trouble and they will become a Canadian problem soon thereafter. This gets us to one source (a debatable one) called the Hill Times. We see there (at https://www.hilltimes.com/2021/09/30/canzuk-time-is-canada-ready/319763) ‘CANZUK time, is Canada ready?’, there we see “Canada has a chance to be a major player in CANZUK to usher in a more politically stable and mutually beneficial version of a modern Commonwealth”, in this weirdly enough it is Canada and New Zealand that are the stable making elements, the other two are deep in the American pockets and that is about to backfire largely. This is not about submarines, it is not about local settings it is about them siding with the US against Chinese matters all whilst there is a failing level of evidence. No, China is not innocent, but it all got tainted through the Huawei stage and China (understandably) took offence. There is no way that China can absolve too many events, but some they can and the US in a failing IP grip, a failing debt grip and a failing power grip is trying whatever they can to seem important. New Zealand has been steering clear and Canada needs to make up what to do, they do have the US (aka South Canada) on their border so it is not an easy decision, yet should all talks in the US fail and the debt ceiling becomes cemented, the people harmed by it will desperately seek a way out and north is the one move that makes perfect sense to many American.

Canada, we stand on guard for thee, yet the clarion call can, and should only be made by Canada, we cannot do it for them.

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October 3, 2021 · 10:09

The balance of one and zero

I just woke up from the weirdest dream, so take my word on this, this is not about reality, this is entertainment (or the future). The dream was nice and ‘uplifting’ there is nothing not sexy about a dozen women in tight outfits defending a location killing anything in sight. I am sitting in a chair (I think), the women are patrolling the place, there are at least 4-5 women in my room and a lot more outside. But the difference between peace and the other thing is a mere switch. From one moment to another all the women change from tranquil to deadly, waves of attacks start and the women kill whatever comes in view and there is a lot coming their way, yet in the end it does not matter, nearly all are killed, the exercise is over. It was a training, but not one you would see. This was the training of a true AI. You see, AI’s lean differently. They had similar training a child has, but the AI becomes mature a lot faster, a thousand times faster and to teach an AI they get pointers. They literally get data points and point references. This is called aggregated evolution. 

This specific AI is owned by the CIA and the year is 21xx something. 

The evolution happens through what will call an Exabyte drive. The parsing of that data takes a little while and it is done in the background, and the AI takes in every aspect of the training. It makes the AI the dangerous thing it is, and it is truly dangerous. So at this time there are only a few true AI’s, some are economic, some are logistic, some are tactical, some are operational. And only the big players can afford them, a true AI is not some server, it is like making the 1984 comparison between an IBM model 36 mainframe to an IBM PCXT. There are other AI’s, they are not true AI’s, but are a lot similar. They are a lot smaller and they are evolved deeper learning systems. They bring the bacon but only to a degree and the world is in a stage to create stronger AI’s, and as people find cheap ways to evolve their AI, a hacker team is dedicated to finding and hacking streams with data from Exabyte drives. They cannot comprehend the data, but any AI can and the evolution of an AI is worth a lot of money, so as these hackers seek they find the wrong Aggregation file. They find the one that was highly secure, but still someone found a way and got the stream of the CIA and there the problem starts. At some point the wrong one is pushed into a zero (yes, it had to be a sexual reference). But here we get a new lesson, one that as out there, but not the one we envisioned. When you were young, you tried to play with matches and your parents stopped you, just like you were stopped playing with knifes. You were told danger, and evil, bad and dangerous. It was how we learn. An AI does not learn, it does not merely learn the game of chess, it gets handed the history of EVERY chess game ever played. It gets pointers and create the experience, free of morality, free of ‘burden’, so when it gets data it never had it learns in its own way and has no morality baggage, yet what it learns could be anything. The pointers the AI creates evolves it and it makes it worth a lot more. 

So as we turn a page to another time we see a young woman dressed in retro miniskirt (70’s) and tight tank-top, she is looking in a store for a 4K movie, she picks up the Notebook (off course she did) and walks to the counter to pay, but now the stage changes, the operational AI in that mall was fed the CIA drive and recognises the woman, it sees a danger and EVERY system in the mall is now out to kill her and her kind (basically all women overly nicely dressed). The woman has no problems dealing with any attack, the security guards were easily dispersed but it suddenly happens all over the mall, and the security guards and the police accept the alarms that AI’s give them, the AI locks down the mall to protect the people outside but the mall becomes a deathtrap and all the other nice women who have no idea what’s going on are killed almost instantly. Those women who were not alone are suddenly seen as group dangers and women, men and children are executed, the AI never understood foundational stages and disperses as it was taught that a transgressing danger must be killed. And it happens all over the place, not merely in one mall, in any mall that had the same operational AI. 

It becomes over time the dangers that short cuts, hackers and greedy overseers represent, it is not some avoidable setting, when we consider Solarwinds, Microsoft and a few other hacked places, they all gave the goods, but we need to understand that true AI’s have foundational differences. We have seen this in many movies, but did we learn anything? 

You see, we saw periodic tables of what one day might be an AI, we see ‘Knowledge refinement’, we see ‘Relationship learning’ but they are separated entities, and the AI is supposed to operate like this and it does not matter what you think or say, someone will come, someone will be stupid enough to enlarge any AI for a lot of cash and there lies the rub, once we give any true AI the exabyte drive it is out of our hands, we do not get to become ‘caring’ parents, we merely unleash what we have wrought and there is no cautionary tale, because the greed driven will not care. In this the news is already there. Bloomberg gave us a week ago ‘Trained in the American intelligence community, cyber-contractors are now making their expertise available to governments around the world’, and today the Financial Times give us ‘Hackers stole cryptocurrencies from at least 6,000 Coinbase customers’ (at https://www.ft.com/content/43ab875b-2e96-48b7-926d-be17e925f1c3) there we see “by exploiting a flaw in its two-factor authentication system. The news, first reported by Bleeping Computer, comes just a week after the company had to drop its plans to launch a new lending product following the threat of legal action from US securities regulators.” It is followed by a lot of yaba-yaba and with “Coinbase said it had “immediately” fixed the flaw, but it did not reveal when it had discovered the vulnerability or the hacking campaign” we see that whatever it fixed was AFTER the fact and the use of ‘immediately’ indicates that no one was cruising their system trying to find optional defects, so it could happen again. All this whilst there is a debatable situation on the timeline that was out there getting to 6000 clients, so now consider a CTO using hackers to make its system a lot more valuable. 

Are you catching on yet?

Yes, the story I started with was merely the setting for entertainment, a movie or a TV episode, but it is founded on the dangerous premise we see every day, we use servers, we are online and hackers are a danger, yet what happens when we see the adaptation from Bloomberg, who gave us “To meet the surging demand for their services, these firms recruited cyber-operatives and analysts from U.S. intelligence agencies, offering what one former Federal Bureau of Investigations agent described to me as “buy-yourself-a-Ferrari” salaries. For some, their job description evolved from playing defence against hackers to going on the offence, heading attackers off at the pass. Others were assigned to counterterrorism operations, doing for their new clients what they had previously done for their country, and often using the same tools.” These nations evolved their systems with the experts that they could afford. Were they wrong? We seem to forget that US greed allowed for this setting to evolve and everyone wants people with top notch cyber skills. As I see it they did nothing wrong, they merely went where the financial security takes them and when we see the US as bankrupt as it presently is, all those nations get to go on a shopping spree and start a digital brain-drain of the US (and Europe too). 

We are seeing the impact of billion in damage and an almost absent stage of stopping it from happening. Close to a dozen events in this year alone and how long until the damage ends at our desk, the insurance and banks can no longer foot the bill, and that is happening now. We are handed phrases like “Potential future lost profits. Loss of value due to theft of your intellectual property. Betterment: the cost to improve internal technology systems, including any software or security upgrades after a cyber event”, so consider the dangers we saw with solarwinds, at this point there is still debate whether the full extent of that damage is known and it has been more than 6 months. So change back to the AI story I had, when it is an exabyte of data (which is 1,000,000,000 gigabyte), how long until this is parsed? That is before you realise that there is almost no rolling back from that setting, the cost would be?

This is the balance of one and zero, we need a larger change in what people are allowed to do, not because we want to, but because we have to, a change that final needs to pushed to a larger station, and this is not merely against hackers, the greed driven need to be held to account, optionally doing double digits in a holiday location known as Rikers Island. We have entertained ‘fines’ for too long, it only fuelled what needs to be seen as a wave of enriching crime, but that might be merely my point of view on the matter.

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October 2, 2021 · 00:41

The waste of overrun

The BBC gave us news today, the news is open to interpretation. This is not their fault, but it calls for a larger setting. This is seen in “In solidarity with France, European Commission president Ursula von der Leyen has questioned whether the EU would be able to strike a trade deal with Australia”, now I never regarded Ursula to be a useful tool, in this my setting for that was seen in 2019 when we were given by Politico (and a few others) “Ursula von der Leyen is planning a new career as European Commission chief in Brussels, but the German defence minister still has questions to answer back home”, so she is like that physician running from location to location, to avoid a malpractice suit. The quote “Last November, she told the German parliament there had been “mistakes” in how external consultants were hired and said “this never should have happened.” But she defended the use of such consultants, saying they had been required to undertake a huge overhaul of the ministry.” Yes, there are always mistakes, there are always miscommunications, that happens, and in this we can have all kinds of directions on those consultants, even when they are tools or stakeholders for others. Yet when we return to the reason why France is angry “Australia cancelled a $37bn (£27bn) deal with a French company building diesel-powered submarines, and, what’s more, France – a traditional Western ally – found out about the new pact only a few hours before the public announcement” we need to consider another source. Business Insider and a few other sources gave us “France’s deal to build Australia’s new submarines was dogged by years of problems”, as well as “The project to replace Australia’s aging Collins-class submarines was supposed to cost $US36.5 ($AU50) billion, Politico reported, but the cost had nearly doubled by this year to an estimated $US66 ($AU91) billion”, so we see a cost overrun of nearly 100%, and so far the BBC and a few other sources are extremely willing not to mention that. If I go to my boss and tell him that something was 10% more expensive, I will get fired and I will not be able to get a job for years to come, the French double the cost and they are heralded as victims? By the way, the more advanced Los Angeles class a nuclear powered submarine is less than $2,000,000,000, as such the cost overrun will pay for 15 submarines, as such, did anyone in France (or Strasbourg for that matter) do the math? So cancelling the 12 French submarines at $66,000,000,000 will get us 15 at 50% of the price and in this is anyone surprised that the deal was cancelled? The fact that the BBC is also willing to overlook a few matters in this calls for a little vetting in the BBC. Now, should the BBC find debatable evidence of the ‘evidence’ that Business Insider and ABC gave us, that is fine, we can take that into consideration. Yet it is odd that such a large setting is overlooked by France and the BBC, not to mention some former excuse for a German defence minister. 

And in this, is anyone paying attention? Even as France has its idea’s and shakes on ‘Gaullist’ temperament and dreams of greatness, it does help if they can keep their builders in a stage of competitiveness, which does mean that cost overruns that approach 100% is totally out of bounds. In this the US is not absent of such settings either, but to get a diesel submarine at twice the price of a nuclear powered submarine, all whilst the diesel version lasts 18,000 miles and the nuclear one can travel non-stop for three decades is a bit of a stretch. Yet the cost overruns are left outside of plenty of newspapers. The ideology of non-nuclear is fine, but when it comes with a cost overrun of 100% we need to ask questions and the news seemingly is not.

This is a different stage, even as the USS Zumwalt failed all its objectives and reached the unique objective of being the ugliest dinghy in US naval history, the US nuclear submarines like the Los Angeles class has proven itself and is also a nice looking vessel. People go out to the shoreline to watch submerged submarine races hoping to see the shadow of an LA class vessel, it is a spectator sport.
As such the Naval builders got the job done and then some. Especially in an age where we look for cheaper solutions, the idea that any submarine needs to refuel thrice a century is a bit overlooked as well. 

So whilst we might show some level of understanding on the sentiments of French foreign minister Jean-Yves Le Drian who called this “a stab in the back” it needs to be state that le petit Jean-Yves needs to take a look at cost overruns and set the proper tone to that side of the sliding scale. In addition to this, the ideas of 12 submarines needing refuelling every 18,000 miles is also a setting for debate, which is not on France mind you. 

So as the clock passed midnight and I complete my 2,000th article I will do a small victory dance after which I will try to break my record of being the loudest snorer in the nation (we all have goals). We all have records to break and France might do the same by trying to limit their cost overrun.

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October 1, 2021 · 19:59

The idea as it came voiced

I was browsing some real estate magazine and I saw the image. A home theatre for the not so poor. A place where a family can watch a Blu-ray or 4K, stream Netflix or play a game.

The image shows a nice place, a place most would want, and it is made to size, it all makes sense, but then I wondered, what if the family changes? One person loses a partner, the empty chair next to theirs, reminding them every time that their life turned to goo. Or the reverse, they can finally share something, but they end up with one lap dancing the other, or behind one another. Yes the solution is so simple. I cannot tell whether this was done here, but I saw a few solutions where it was not done. It is simple, like the image below.

Consider LEGO, consider the setting of LEGO, a room where we have chairs and support, the support that can be altered to some degree allowing for a change in furniture whilst keeping it a home theatre. It is such a simple elegant solution, yet it is ignored by more than a few, all whilst anyone who ever played with a LEGO set could have come up with the idea, however as far as I can see this, less then a few is taking a long hard look at what ingenuity LEGO could bring their ideas, so could another invention Meccano, invented in 1898 by Frank Hornby from Liverpool (that city where the Beatles are from). It is part of a larger truth I believe in, only limitations tends to push the larger form of creativity. It has been a truth in engineering, IT and design and it is an almost absolute given that will never change. It is when a limitation hits us, we look for workarounds. When SPSS could not give us an age pyramid, I designed a syntax that did just that, it was always there, in the High-Low chart and I published it in 1993 (or 1994). Limitations are there to test us, make us creative and we are not seeing enough creativity. The LEGO idea is merely one side but when you take a larger look at the solutions LEGO, Meccano, Wilesco Steak kits, and Wise Elk toys, all toys that fuel the ideas that kids have, all fuelling the foundations that they have as adults. A foundational step we overlooked for way too long. We all relied on IT greats to give us the foundations, but they are the foundations that THEY want us to take. Microsoft might have its azure, but when we see hack after hack, all because people overlooked security and if it is not there, it will be the Amazon Web services, the Google cloud, IBM cloud, Oracle cloud and so on. So what happens when they all overlook similar stations? It is not an accusation, but it is a larger stage. The assumption that they are all flawless is delusional to the umpteenth degree. 

We might not see the larger stage, we might not see the larger goals, but to give a person a LEGO set for IT is not the worst idea. To seek in limitation is what awakes up the mind and as you can see several players preceded us. 

There is a larger stage and it is not on any of those players, but it is on us, if we rely on the people telling us where to look, we end up looking in the wrong direction. We end up not looking where we desperately needed to see in the first place. To be honest, I am not giving you advice where to look, it all merely started with an interior decorator, reminding me of others that took a limited view on the needs of a customer, so when you get the option of invoice A at 100%, or invoice B at 115%, yet invoice B give you options and invoice A does not, is invoice A really 15% cheaper or will it end up being 30% more expensive down the track? 

I will let you mull this over, and consider where you limited your options at the advice of others. 

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September 30, 2021 · 17:23

When it was about safety

That is the stage I was woken up to, a stage that is no longer about ‘safety’ but about convenience. And people will pass corpses just to give marketing a chance to set the phrase “This will be a lot more convenient to you” and it is a dangerous step. In one direction the news is good news. It shows that not only was I on the money when I wrote ‘As banks cut corners’ on September 7th, a mere three weeks later we see ‘Researchers find Apple Pay, Visa contactless hack’ (at https://www.bbc.co.uk/news/technology-58719891). Here we are given “researchers were able to make a Visa payment of £1,000 without unlocking the phone or authorising the payment”, a setting that evolved for people to bloody lazy to unlock their phones. Lets be clear this is a setting regarding commuters to make quick contactless payments without unlocking their phone. That gate is coming up and you know this 30 seconds in advance and unlocking the phone takes mere seconds. So when we get in opposition “Visa’s view was that this type of attack was “impractical”” did anyone tell VISA that they are marketing themselves as a bunch of tossers? There is nothing impractical about £1,000, 20 hits a day and the young entrepreneurs are sitting on a healthy income and it will take time to solve it after which someone else can make a new hack.

And Apple is not free of blame either. The response “This is a concern with a Visa system but Visa does not believe this kind of fraud is likely to take place in the real world given the multiple layers of security in place”” gives criminals the stage where they can get away with it for some time. So how long until low income people can get a transit ghost? And all this is happening because there was no proper testing. Yet, it is an outlier and it was unlikely that people were seeking in this direction, but that will soon change. All because people were not willing to go through the inconvenience of unlocking their phone. So how long until this stage evolves beyond the Metro? Your first cup of coffee, your quick lunch, your cinema line, and that list goes on, all because of convenience we now see a stage where Apple and VISA are optionally catering to crime and organised crime (if they have a Filofax it is very organised crime). 

A stage that is out in the open and we see deflection from VISA and to a smaller extent from Apple too. In this it is Dr Andreea Radu, of the University of Birmingham who seems to be the voice of reason with ““It has some technical complexity – but I feel the rewards from doing the attack are quite high”, she said, adding that if unaddressed “in a few years these might be become a real issue””, in addition we see that Samsung Pay and MasterCard cannot be exploited like that. So there is a stage where this goes (as the academics say) tits up. Concert tickets, beverages in any trade show all places where it is about small transactions and as they are all about the convenience of the people the criminals get to have a laughing feast, a feast with all the trimmings because the banks, in this case Financial Institutions cut another corner, optionally straight into your bank balance. 

Enjoy your contactless payments today.

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September 28, 2021 · 19:12

Sphere or Cube?

In continuation of yesterday, we have today. This is a direct consequence of time. Yet, that is not how some spin it and it is about spinning. In this we introduce Australia’s own spin master ACCC. They decided to inform us via the Guardian with ‘Google’s dominance of Australia’s online advertising needs to be reined in, says ACCC’, I personally wonder who they are speaking off (plenty of volunteers) but the article struck a chord, especially after what we saw today. I am not stating that limits should be drawn, I am not stating that the article is completely wrong. Yet the stage as it is painted does not add up, especially as some of the stakeholders are now in a stage where they painted themselves into corners. There is no real timeline here, because the article is actually quite good, but I am better (and a lot older). So let’s take you through the threads unravelling them one by one. Let’s be clear, there is no real lying here by the article writer. Yet when you see the unravelled strings, you might wonder how they got to this article. Time is the first element. The article is spun like it was a continuation of events, but it is not and more importantly the weavers seem driven to keep larger players Microsoft, Amazon and IBM out of the limelight. In light of this lets take a look at the article (at https://www.theguardian.com/australia-news/2021/sep/28/accc-calls-for-new-powers-to-rein-in-googles-dominance-of-australian-online-ads) and look at that first thread. 

The first thread is “Google’s takeover of ad companies, including DoubleClick and Admob, as well video platform YouTube, have helped to further solidify its position, the ACCC said” the fact that these companies became part of Google is not in question, the statement “takeover of ad companies” however is. You see, YouTube was bought in 2006. In 2005 it was launched as a “an American online video sharing and social media platform owned by Google”, the players here namely Steve Chen, Chad Hurley, and Jawed Karim became multimillionaires overnight. After a golden idea a year later was tossed for a little over $1,500,000,000. In this we get from Steve Chen himself “he was inspired by how the search giant monetised without hurting their users. “It translated over to Youtube as well. There are people that create content, view content and pay for content,” he said.” Take here that the operative part was “without hurting their users” and it is important. Look at personal video’s, look at reviews of hardware (Hero 10, PS5) review of books, games and music, even video’s of songs. It all benefits the people, all the people. It was created in 2005 and sold in 2006. It was not until 2008 when they gained 480p videos, AFTER Google acquired it. Thanks to GoPro and DJI we now see 4K movies of cities. In all this time there was no mention of advertisement, the corporate world was not ready and not prepared for YouTube. 

Double Click was pure advertisement, and even as it was founded in a basement (behind the washing machine) by Kevin O’Connor and Dwight Merriman. It offered technology products and services for a mere handful of advertisers that included Microsoft, General Motors, Coca-Cola, Motorola, L’Oréal, Palm, Inc., Apple Inc., Visa Inc., Nike, Inc., and Carlsberg Group, and this is important! So why is this important? You see DoubleClick was acquired by an equity firm named Hellman & Friedman. Basically a greed driven Wall Street player who saw that this would be worth something over time. And the two clients that DoubleClick had (Microsoft and Apple) never saw the potential, even as they were trying to break through in all the markets that Google had created, we see things like MSN Search, aQuantive and adCenter (renamed to Bing Ads) as well as Search Alliance (renamed to Yahoo! Bing Network). Microsoft used a 20 year old tactic, why create when you can acquire. Google acquired too but evolved the segments into behemoth, all whilst there is every chance that the Bing Network would be unable to properly identify the word ‘Behemoth’. A stage we do not see in the Guardian article because it raises too many questions. The one given part here is that only Google knew what it was doing, the rest merely tried to invoke invoices on the corporate world, Google tried to cater to the greatest denominator here, they tried to adhere to the needs of the seeker, the searcher, and as Steve Chen states “without hurting their users”, a stage that was a winning mixture and we do not see that in the ACCC spin, do we?

Then we get thread two “Rod Sims told Guardian Australia a key issue facing news sites and other users of ad tech is they did not know how much revenue ad tech providers like Google were making from each advertisement served up to readers”, in this I find ‘a key issue facing news sites’ as well as ‘they did not know how much revenue ad tech providers like Google were making from each advertisement’. It’s almost like hearing a toddler ask “these juggling tits, do they always provide milk?” In all this does it matter how much the advertiser makes? How often was this asked of Yellow pages or the advertisement moguls in New York? And it is important, because this hits Microsoft as well (Bing Ads, or Microsoft Advertising) Google was upfront in this, they even made it public in their documentation. “No matter how much you bid, you are only charged $0.01 more than the previous winner”, so if we see the bids $12, $9, $2.36, and $0.99 number three pays $1.00, number two pays $1.01 and number one pays $1.02, not $12. A setting NO advertisement company EVER offered, it was all about how much they could rake in and in their defence a system like this was not possible before the digital age. More important, the digital innovators (Google) took that step from day one (well, almost day one). A customer facing setting that prolongs the visibility of marketing departments because they can advertise more and longer, a stage they never faced before, yet the Guardian never touches on that, do they? It was all about the threat that the friends of the ACCC see, not what we actually experience. Oh, and when it comes to advertisement. Why is there no mention of Facebook, or Amazon for that matter? 

The article gives us that there needs to be a border and there should be limits, but is that up to the ACCC? 

So when we see “if you want to block certain companies advertising on your website, it’s very hard to do that through Google” there is a choice, do not advertise on your website, or get your own channel, and, oh…. Here is a thing, Google states “To give you editorial control over the ads that may appear on your site, AdSense offers several options for reviewing and blocking ads. There are various reasons why you might not want certain ads to show on your site. You may have content or business reasons, or philosophical issues. Maybe you have a vegan food blog and you don’t want to show an ad for a steakhouse”, as I personally see it Sims engaged in some forms of non truths (aka lies). And that is the beginning of a much larger station. The ACCC is the BS caterer of their friends and the Guardian did exactly what it was told to do, not inform us but to perpetrate issues that are not really there. And the entire article gives no mention of AdSense at all, why is that? It might not fit the needs of the ACCC, does it?

Consider what you are offered and vet the information, it is important that you do, you are given a pile of goods that are glued together, a setting of 10.000 cubes, glued together so that we see a sphere, but is it a sphere? I will let you decide.

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September 24, 2021 · 20:28

A short sighted wire

I was taken by surprise today, the BBC gave me ‘EU rules to force USB-C chargers for all phones’, the article (at https://www.bbc.com/news/technology-58665809) gives us “Manufacturers will be forced to create a universal charging solution for phones and small electronic devices, under a new rule proposed by the European Commission (EC)” which is stupid on several levels. It remains a surprise on how we see the computation of IQ of a population being  AVERAGE(group), whilst the IQ of a collection of politicians seems to adhere to LOWEST(group). Now let’s be clear. I would love to see a stage where power supplies all adhere to the same settings, but the USB-C charger of my MacBook will not charge my Chromebook, my USB-Micro charger of my android phone actually does charge other devices and a generic charger will not work on my android phone, as such the entire setting of all using the same cable is a laughable stage. More important, generic power boards with USB points will not charge everything either (it would not charge my Chromebook), so where set the standard? Set the standard at what each battery has to accept? 

So when we see “EU politicians have been campaigning for a common standard for over a decade, with the Commission’s research estimating that disposed of and unused charging cables generate more than 11,000 tonnes of waste per year.” So how about a mobile phone that lasts well over 5 years? I reckon that this element will save a lot more waste space required. But under what conditions? So how about all chargers for anything battery operated like a wireless WiFi, photo camera’s, film camera’s, webcams, speakers (like Bose and JBL), bluetooth devices. The list goes on, they ALL have to adjust? How stupid is that train of thought? When any asian market decides to take a turn to the right, when they find a new innovative way, where will the EU be left? A setting that can be hammered straight out of gateway, set to ‘unused charging cables’, all whilst the charging cble is the one part that often needs replacing long before the charger is too broken to be used. And these charge cables are also used for consoles, printers, scanners and other devices. So who was the local yahoo that set for “All smartphones sold in the EU must have USB-C chargers”? Someone with a friend at Apple, or perhaps someone who hates non USB-C systems? Perhaps some yahoo who forgot his Android cable that still uses USB micro?

When we see the elements of that article, the numbers do not add up. Even Apple, the people who embraced USB-C give us: “Apple has warned such a move would harm innovation”. So when we see “In 2009, there were more than 30 different chargers, whereas now most models stick to three – the USB-C, Lightning and USB micro-B” we see a level of raw BS. You see my Apple USB-C charger will not charge my USB-C Chromebook, a simple test overseen in 10 second. Then there is “the Commission’s research estimating that disposed of and unused charging cables generate more than 11,000 tonnes of waste per year” I know that this is equally a setting of utter nonsense, because there is no division between unused and broken cables and they cannot, it is mere estimation work. The reason I know this is because I have three chargers that are still in my desk for backup. In case one of the other ones break, the cables are equally important. When at work I keep one cable there in case I forget to charge the night before. All reasons to have more than one cable. I have two additional cables for other reasons and some over time broke. All settings that are an issue, so when we are given that the cables changes are required for 

smartphones
tablets
cameras
headphones
portable speakers
handheld video game consoles

All whilst the console controllers are not part of that equation. This is an attack on the Asian market, it has nothing to do with landfill. That is how I personally see it and that is why I consider that compared to these politicians Homer Simpson is pretty much the Einstein of them all. Oh and then there is the stage that at times the same port is used in multiple ways, so what about portable speakers that cannot be connected to a laptop because the laptop does not have a USB-C port. Issue upon issue all whilst a group of people are now setting a technology limit? So consider one part not seen there (no blame to BBC) “The USB-C connector was developed by the USB Implementers Forum (USB-IF), the group of companies that has developed, certified, and shepherded the USB standard over the years”, so a filtering to less then 1200 companies? How is that not segregation and discrimination? And when we take that list of 1100-1200 companies, how is that drill down per nation? And when we take a close look at waste per nation we see “European plastics production almost reached 58 million tonnes” and we see an article on 11,000 tonnes? This adds up to 1% of 1% of an actual problem, I think the people in the EU needs to sack without any pay the people from that European Commission. To underline that part, consider that my Wifi Router and my Mobile phone use the same USB-Micro charger and when it is not charging it is disconnected, all whilst the Chromebook and the MacBook both need DIFFERENT USB-C charger, as such the line “encouraging consumers to re-use existing chargers when buying a new device” becomes equally debatable. 

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September 23, 2021 · 19:00

Wake up or slumber more?

Yes, we all have that at times, the smallest doubt we give ourselves “Shall I slumber just a few minutes more?” We are allowed it, we were so clever, we set the alarm clock to 30 minutes early and we ignore the first alarm because we had 30 minutes left. At times that is the best sleep time of the night, to know there is 30 minutes left. And I feel the same way, yet I feel that this is the time to realise that the alarm went off a week earlier and we kept on slumbering a little more and a little more and now we are out of time. We are awoken by two articles, not related yet linked. The first is the Guardian who gives us ‘anti-vax radio shows reach millions in US while stars die of Covid’ (at https://www.theguardian.com/us-news/2021/sep/21/anti-vax-radio-hosts-dying-covid) we are told that Phil Valentine was anti-vaccine, he even plagiarised the song Taxman and made it his own. We are also introduced to Marc Bernier, Dick Farrel and Jimmy DeYoung. Yet, we need not worry, they are all dead now, they all died of covid and the millions of ‘fans’ they had, a lot of them will be dead soon too. That is the natural selection we are part of. And it is then that the claim “Media watchdogs suggest that some basic level of responsibility to the public should be required to keep a broadcast license” seems to seep in, but it is already too late. Even as some of the exploiters are realising that things are going overboard, they forgot the basic rules of the game, to gain riches you need a population and that population is now becoming redundant. Local radio hosts ignored by the big players, but the people are local people, they are the foundation that the US stands on and it goes way beyond USA, believe it. The stakeholders are the first and the direct franchisers of levels of exploitation and they are now seeing the impact I warned for for well over a decade. You can live on the premise of fooling people, but the strongest reality has now and always been “You can fool some of the people all the time, you can fool all of the people some of the time but you can never fool all of the people all of the time” and that is now pushing towards a reality the exploiters never realised. They realise it first because they need a population and it is dying, with 697,000 dead in the US and an expected 100% rise between now and February 2022 the numbers will take a massive offset. 

So how did I get there?
There are three elements driving it. The first is the Delta variant, the second is the anti-vaccine movements and lets be frank ‘stupid’ people driving anti-vaccine and anti-lockdown sentiments and the third one was given to us by Jenet Yellen giving us a mere two days ago that the US is in danger of defaulting on the US loans in October, the first time in history, all whilst investments in retirement funds are stopping. The three together giving us the waves that follow, waves in hospitals losing funds, funds in resources slowing down, so as hospitals are filling up and in June AP News gave us ‘Nearly all COVID deaths in US are now among unvaccinated’, so as the hospitals are full, the unvaccinated die and more will die soon enough. The unvaccinated take up 98.9% of ALL the COVID cases, the vaccinated a mere 1.1%, the difference is that staggering and as the people are embracing stupid anti-vaccine hosts, they follow those people to their grave, quite literally and there is an upside, it will end unemployment in the USA, it will lower unemployment in the UK, Europe and Australia. 

So whilst people are ‘listening’ to some media watchdog, I need to warn you that they have been sitting on their hands for way too long. I alerted the people to hold media accountable in 2011, that was 10 years ago. 

So how is this connected to the second story?
The BBC is the one giving us ‘Covid vaccine stockpiles: Are 241m doses at risk of going to waste?’, so if we consider “The UK promised 100m of that pledge, so far it has donated just under nine million”, we can consider that they did nothing wrong, we can consider all kinds of things, and considering is perfectly fine. Yet there is a larger stage where they did nothing wrong and there is the rub, over a year, less than 10% was donated and the media let it slide, until people start realising that the media adheres to share holders, stakeholders, and advertisers. So who stopped it, or perhaps better stated, who silenced it to a mere whisper? 

And no one is looking into these stakeholders. So whilst we look at crowd after crowd we see more and more, but the three stages, the ‘normal’ people, the anti-vaxxers and the people in panic is now a larger unstable mix. The normalised people are a massive minority and the other two shouting are ahead of all, yet they are now dying and as anti-vaccine versus panic people are in a mix, we see that they all become panic people and they seek a solution but the hospitals are full. The nursing staff (doctors too) are tired and sick of them all so all these panic people have no one to turn to, merely their own undoing and that is the good news. 

Why is it good news?
In the first governments will have to act, so whilst the UK is dealing with Insulate Britain activists we see the tart of a new age, an age of draconian laws, a stage that follows when resources are dwindling down, and these two nations are not alone. France, Germany, Netherlands, UK, USA, Australia they all have to take larger steps in changing direction and this is the stage most of us did to ourselves and the media was kind enough to help, all whilst their stakeholders are running for the hills with a bag full of money. They are now trying to find a place where they can be relatively safe, that is, until the limelight hits them and their actions.

And it is escalating, as some are all about hating the rich and taxing the rich they still fail to see the larger problem. Governments are to blame, they REFUSED to properly adjust tax laws and that has been the case for well over 2 decades. Did you think it was different? Amazon was given the headlines “Amazon had sales income of €44bn in Europe in 2020, despite lockdown surge the firm’s Luxembourg unit made a €1.2bn loss”. Amazon is not breaking the laws, black letter law states what they are allowed to do and they did so, they never broke the law, governments let them off the hook again and again for over 2 decades and it is happening globally. As such the phrase “Kill the rich” should to be “Kill the exploiters” and that list is a hell of a lot longer than you think. The stakeholders have now become afraid that in the 11th hour their gig is up and they are hoping to score one more time before the gig is up forever.

And in this COVID is ending their song sooner than they had hoped. Yet it is a dangerous stage. We see that typical stakeholders are investors, employees, customers, suppliers, communities, governments, or trade associations. Yet in this list we see no facilitators or lobbyists, these exploitive players aren’t on any list, they are couriers from corporations, yet never in service of them, they are only in service of themselves and now when we consider the Economist on July 17th (at https://www.economist.com/united-states/2021/07/17/the-republican-anti-vax-delusion) we see “Populist conservatives are to blame”, yet is it that simple? Populistic people are easier to control as they need a place to voice ‘issues’, yet stakeholders see that these are groups of people easier to exploit too and there is the problem, so whilst we see the ‘Trump’ example which could be true, there are more players in that stage and those players all hate the limelight, as the populists love the limelight, they get it all and as such the stakeholder now seen as a lobbyist fades into the shadows. A game played for a long time and now that the fallout of their actions are backfiring their need to vanish becomes increasingly important. And when you think that this is out of thin air? Consider that the United Nations reported this in 2013, which was based on Constantinides et al, 2007. There is now a stage where stakeholders saw a portal to use media to set a much larger stage to fulfil corporate needs. It is given as “The rise of social networks has changed both the way we communicate and the way we consume information. Even within the relatively recent internet era, a major evolution has occurred: In the initial phase known as Web 1.0, users by-and-large consumed online information passively. Now, in the age of social media and Web 2.0, the internet is increasingly used for participation, interaction, conversation and community building”, a stage we have been seeing for over a decade. A stage driven by populists to become internet influencers and the stage of “community building” will be transformed into “sheep herding of the easily adapted” that is the stage we now face, and if you think that they can be changed, you would be wrong because it is already too late, the people saw the Yellen message, they see the overfull hospitals and the anti-Vaccine group is not becoming a panic group and those people listen to no one and it will be fuelled by ‘241m doses at risk of going to waste’ soon enough and the stage does not end there. So when the US (and other places) run out of vaccines the panic driven people will escalate and with statistics that 98.9% of all deaths are unvaccinated ones the state of panic is close to complete and in winter when isolation adds to the issues panic will reign on a global scale. So when you are in bed slumbering to get to the office and you consider taking a sickie, also consider that this is the one sickie you should not have taken. The safe zone is miles behind you and there is no hospital left in front of you and that merely fuels the panic. So when we take notice of “Nearly 70% of Florida hospitals are expecting critical staffing shortages” consider that this is not an American or a Florida issue, it has become a global issue. London gave us all (earlier this year) “London hospitals would be short of nearly 2,000 acute and intensive beds” and when we realise that millions more will die and that this issue has surpassed the 1918 flu pandemic numbers and estimates, consider that it will get worse, a lot worse. The last one is my speculation but the numbers are fuelling my point of view. So will you take a longer slumber? It is your choice, and if you are dedicated anti-vaccine person, the queue of Hades awaits. Feel free to oppose that view, it is your right, yet India a mere hour ago reported ‘India reports 26,964 new Covid cases’, which might be true, but the other numbers cannot be true, there is too much of a sliding scale in play. So how fast will the US emulate India? I honestly cannot tell, but the numbers show a grim reality and in the end the games that some people played will burn the soil in front of them, that is the realisation that history gave us. So do you really want to slumber a bit longer?

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September 23, 2021 · 18:51

The house advantage

It was early in the morning when ABC alerted me to news, this is not new. It happens all the time. And as I was glancing over the text, one little bit took my attention. It was ‘The West is playing the wrong game’ and it alerted me to reread a little more closely this time. As such, the article called ‘Despite what Joe Biden says, we’re not approaching a Cold War’ (at https://www.abc.net.au/news/2021-09-22/joe-biden-cold-war-language-china-authoritarian-super-power/100482238). There we see a lot, several arts were known to me, but a few ones, like “the Rand Corporation think tank pointed out in a study in 2018, there is nothing straightforward about China’s role in the world. China’s engagement with the global order, it says, is a “complex and contradictory work in progress”” was not entirely new, but it was also a little unexpected. Apart from the fact that the paper is well over two years old (making us all wonder what the fuck Donald Trump was doing), the other side is less shown. If we accept “complex and contradictory work” I have to ask what on earth was driving the US and the UK to drive billions in revenue straight out of their coffers and in the hands of China? The initial steps between China and Saudi Arabia are now in an escalated stage of acceptance, implying that China is set to add $6BN-$24BN in revenue to its coffers whilst the US, UK and EU will lose it. So why be that stupid? 

So to emphasise, we see “the rules of Wei-Qi point out, it is about “breaking the enemy’s resistance without fighting”. This concept is known as shi — creating a strategic advantage”, we see but we miss the line. It is simple, UK, US, AUS and China will play a game of monopoly and during the preparation the players are all told: “They need to bring their own dice, two dice are needed, so that they can throw 12”. The three players bring their two six sided dice, whilst China brings. 

China gained a black letter advantage of 100%, and this is the game, this is actually happening now, although it is not a game of monopoly. So as we take notice of “the Rand corporation study argued, it should look to “hedge” China’s power. The goal, it said, “should be to shape the context so that it is resistant to Chinese coercion and aggression”.” And it is here that the Rand corporation misses the goal, because they looked at enemies foreign, and forgot to weigh the actions towards the corporate enemies that were domestic. The Huawei bashers that engaged politicians without producing any valid evidence, the corporate short cutters like SolarWinds and several others and the digital organised criminals that found a scapegoat wherever they could and they all shaped the game into something they could use, yet the essential need what it needed to do was missed by well over a mile. And it is one of the final parts “it also requires preserving US power and strengthening alliances as a counterweight to Chinese influence. It requires more than just military might or more powerful submarines”, in this the Rand organisation is absolutely correct, but the game is already shaped in way the wrong ways and that will hit them in several ways. One of these ways is seen in “strengthening alliances”, but how is the question. That answer is not easily given as corporations and media rely on stakeholders and they answer to no one, more often the goals of these stakeholders who cater to corporations is almost totally opposite of what governments need to happen and that is also shaping the game in other ways. 

And in this we see the two elements that are at the very end. The first is “this is not the Cold War 2.0”, the second one is “Xi may prove to be destructive, and confrontation may be unavoidable. That’s not yet the game he’s playing”. You see, as I personally see it, this is Cold War 3.1b, corporations are an active player in hedging their needs and the needs of their board rooms, which comes with the notion that Xi might be destructive, mainly because Chinese firms are under attack, under direct governmental attack, because the corporations demanded it from THEIR politicians. And in all this no one adhered to any rules of evidence. There was no evidence and these board members were too busy to test the stamina of body parts when constantly exposed to the satisfying need of models and cheerleaders. So whilst they were adhering to personal tests, China took the time to develop 5G to a degree that outclassed them in a few ways and now corporations need all kinds of adjustments to keep revenue, even though they took the blue pill and Viagraded themselves out of the game. 

The house advantage works, but it also changes the game and I personally believe that the Rand corporation forgot about that element, especially when that element has grown way out or proportions.

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