Tag Archives: NSW

Kill your Australian children

Today will not be a nice day. Some will think it is Friday, some will think it that at 15:00 it will be beer ‘O’clock day, some will even think that it will be movie and a shag night. Yet, what happens when it is not? What happens when it is ‘Kill your children day‘? Will you sit down and think: ‘what a load of bollocks‘. Will you stick your head in the sand, or play dead? Will you emulate the Ostrich and the Possum?

I think Queenslanders should go first, they earned that right. So when they get home grab the kitchen knife and slid their throats, stab them in the chest if need be, or perhaps, if you are that weakling, just poison them, or optionally an overdose of sleeping tablets. Seriously! Kill your children! Not just you, the people in NSW, Victoria, South Australia, Northern Territories and Western Australia all should follow your example. Let’s set a goal, so that on Monday the 13th of August the media gets to state that inaction and stupidity caused the death of 15% of all the children in Australia (roughly 4,675,000 children).

You see, that time has come and it is not about the children, they will not have a future anyway at this rate. I don’t want to kill any of them because then you get to live with grief only. I want you to go through life with the guilt of killing people, you earned it, you deserve it, and you wanted it.

What is going on?

Yes, that is the question is it not? The news that ABC gives us with: ‘Adani spent a year trying to hide this information on its reef spill‘. We start seeing a different story (at http://www.abc.net.au/news/2018-08-10/adani-spent-a-year-trying-to-hide-reef-spill-details/10090632). In the article national environment, science and technology reporter Michael Slezak (which was updated a mere three hours ago), we see a few things. It starts with “Now, conservationists say documents and a series of emails obtained through freedom of information laws appear to show the company and the Queensland Government knew the pollution would be so bad it would break the law“, it is not about the mere “a temporary licence to pollute wetlands around its coal export terminal at Abbot Point near Bowen with coal-laden water“. This is merely the beginning, or better stated the beginning of the beginning. We get there because the writer of the article then treats us to: “The ABC can now reveal the content of those documents, including a section Adani has fought for the past year to keep secret. That section suggests that later on March 27, while Adani was applying for a last-minute extension to its temporary pollution license, it appeared to know the water it was likely to dump would be so polluted it would breach the license

Added to that is a step by step harassment routine between the Queensland government and Adani, that is not merely set to the ‘lead by example‘ and ‘show and tell‘ story of: “Oh, its unfair to merely put the tip of my penis into your vagina, let me add the shaft too!” It is a setting that is showing to be in a stage of where we get “It would also likely dump polluted water directly into the ocean and into the Great Barrier Reef World Heritage Area“, so when we get the shaft in there (the vagina that is), we see the response from the government being quoted as: “The department quickly indicated that would not be a problem“.

So now we get to the intro of the good stuff. Michael treats us to: “The Queensland Government said Adani admitted to breaching its license, spilling polluted water into the Marine Park that was 800 per cent dirtier than was allowed. Adani told the ABC it challenged that interpretation and that “no breach occurred”, but details the company fought to keep secret appear to suggest it knew it would breach the license it was applying for and the Queensland Government knew too“, this is where we are. Not only was there a transgression, not only was there an intentional pollution, the government supported it (on two levels) and in all this ‘government is ‘letting them get away with it’

So how do you feel now?

So the goal is clear, you have to make sure that 15% of all the children are dead by Monday morning! You see, if you are going to allow for pollution to continue, not by mere scrapes, but by well over 800%, you might as well kill them now and prevent them from seeing what a mess that you as a parent let it get to. You will of course have to live with the guilt of killing your own child, but it wasn’t like you wanted them to have a future, was it?

You could of course go for the cowardly option and expose EVERYONE in the government who let this happen. So name, address, photograph and of course the evidence like the e-mails involved, the contacts and the conversations they had. It is time to play the game differently. As we see that now the government and the transgressors are on the same page to allow for pollution, we need to change who is allowed into government. It should of course also include their sacking in absolute disgrace and of course a lifetime ban from politics and public office, is that not a fair deal?

So when we see: ““What it shows is that both the Government and Adani were aware that there was very high chance of the breach of their license during the cyclone, that could lead to the pollution of the Great Barrier Reef World Heritage Area,” Mr. McCallum said“, we see more then we think. It is my view that the Honourable Paul de Jersey AC needs to be on the first flight to London and bring a personal report to her majesty Queen Elisabeth II that the Queensland government has failed to a degree that can no longer be tolerated and as such allow for the dismissal of the entire Queensland State government, no exceptions!

This will include the immediate sacking of George Brandis, Matthew Canavan, Joanna Lindgren, Ian Macdonald, James McGrath, Barry O’Sullivan, Chris Ketter, Joseph Ludwig, Jan McLucas, Claire Moore, Larissa Waters and Glenn Lazarus. We can’t go blaming people and pointing fingers. This level of cooperation between government and polluting industries need to be taken to a whole new level. There cannot be some level of facilitation; we need these politicians to watch one another, too much ‘confusion‘ and ‘miscommunication‘ at present. Sometimes you have to lose the barrel as to protect the happy healthy fresh new apples. It is harsh, but so is polluting the heritage reef to the reported dumping well over 800% of what was allowed in the first place.

So when we see the claims (at http://www.environment.gov.au/heritage/places/world/gbr), where we see: “The Great Barrier Reef is the largest coral reef ecosystem on earth and one of the best managed marine areas in the world. At 348 000 square kilometers, the reef is one of the richest and most diverse natural ecosystems on Earth“, as well as “The Great Barrier Reef was one of 15 Australian World Heritage places included in the National Heritage List on 21 May 2007. Australia is proud of the way we look after our world heritage properties. We have an excellent track record managing the Great Barrier Reef as a multi-use property, and are committed to sustainable development that ensures the outstanding universal value of the Great Barrier Reef is not compromised“, so when we are misdirected with: ‘Australia is proud of the way we look after our world heritage properties‘, as well as the claim ‘committed to sustainable development that ensures the outstanding universal value of the Great Barrier Reef is not compromised‘. There can only be one solution, sack the entire Queensland Senate in all this! You could of course revert to the first setting and merely kill your children, so YOU do not have to explain what you allowed your Australian government to get away with!

The article ends with: “Adani did not directly answer a series of questions put to them by the ABC, but did supply a statement. “We categorically deny any wrongdoing in this matter, we complied with the limits imposed by the Temporary Emissions License issued by the regulator and no breach occurred,” the statement read“. Now my insane tactic might start making sense. Now, we see the setting where we get the board of directors linked to this all. Gautambhai Shantilal Adani, Rajesh Shantilal Adani, Vinay Prakash, Pranav Vinodbhai Adani, Narendra Mairpady, Vijaylaxmi Joshi, Hemant Madhusudan Nerurkar, Venkataraman Subramanian, all, or nearly all hiding away in India (hiding is a strong word, I admit), but there is still the board of directors in Australia. That same group of people that knows about the setting of: ‘recommendations regarding a $900m taxpayer loan to Adani‘, which was in a setting in May 2017. So not only are they destroying one of the most important sea life locations on the planet, one of the very few that can be seen from outer space (for now that is). We (our taxes) are furnishing the loans that Adani needs to do even more damage as I personally see it. So in all this, should the Queensland Senate even be allowed to stay in office for even one more day?

You could of course revert to the original setting, kill your children and live with the guilt until the day you die. Let’s not forget that I am giving you the choice here, which is a lot more than the Queensland government is currently accused of and allegedly guilty of doing, as well as what Adani seemingly did for the Great Barrier reef.

How long will we continue to hide from the dangers that politicians allow big business to do to our futures?

Oh, just to prove my intentional lack of sanity in all this, when it comes to tactics, I prefer the Orange ones!

#SorryMiltonJones

 

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Let it (or them) die!

Harsh words that are befitting a slightly harsher world than we bargained for. Yesterday I had one of those ridiculous epiphany. In my view I saw some news regarding ICE and how it is so addictive and how it is costing healthcare 500 million. There is news all over the place in both the UK and Australia regarding the abuse of both drugs and alcohol. We seem to go out of our way to reward and support stupid people. Now when it comes to simple things like consumer protection it is one thing. A person can be misinformed and a person can be misled, for this we have consumer protection to give them additional protection. I have no issue with that, when a consumer loses out on a misrepresented or misled purchase, there should be protection. For the most, many shops will exchange and usually even refund. Yet at some point in this day and age, we need to make changes, we need to adjust. It is not by choice, it is out of necessity. You see, choices were made and politicians will need to be held to account. We need to show to all around us that going soft on corporations and going too soft on the people at large can no longer be supported. You see, it is the price you pay for making a choice.

What if we change the law? As per January 1st 2017 certain medical options fall away from adults. You see, from that date, what if we stop paying for treatment of drugs and alcohol abuse. A person can only get treatment if they pay fully and pay upfront. Without that, there will be no treatment and the drugs and drunk tanks are reintroduced. You see, as stated, we no longer have an option. How can we accept that our governments push us deeper and deeper into debt, unable to keep a proper balance whilst at the same time give more and more breaks for corporations to skim from the top and become more and more non tax accountable! Until we get the law properly to properly adjust certain parts in taxation, accountability and prosecution we no longer have an option. We stop to support certain acts of stupidity. If they die? Let them!

I see images of thousands of refugees, genuinely wanting a future for them and their family, not an extremist thought in sight, just to start a life and create a future for their children. How can we stop these people and keep on supporting junkies? At 7.35 billion mankind is not going extinct any day soon, so why bother with outrageous forms of support for someone so stupid to make such mistakes again and again. In my cruel view, let them die! Let the first 100 be a clear sign to people that drugs kill, there is no next, there is no after again and again. I truly believe that it will push the use of drugs down, when more and more people are confronted that someone they directly know, who had died from drug or alcohol abuse, these elements will soon diminish to a much lower amount. It will never go away, but it will go down to such an extent that people will seriously consider not taking drugs. You see, the drugs pusher will always come with the ‘once will not hurt‘, ‘once is fine, we all do it!‘ He/she lies to you! I and many of my friends never took drugs. And let’s look at the additional benefits this solution will bring. Hospital costs go down, healthcare support goes up, less pressure on support systems and as these people relishing freedom of choice die, their places open up to you me and the refugee. All those who want a real life, a new life or a better life.

This is about more than just booze and drugs. On January 23rd 2015 I wrote ‘The danger topic‘ (at https://lawlordtobe.com/2015/01/23/the-danger-topic/), here we see the issue I raised almost a year ago. We see “At The Bruegal Institute in Brussels is not the only think-tank to believe the estimated €250bn cost of a Grexit, while covered by the bailout funds, would cripple the Eurozone and delay recovery for a decade we now see that the ECB is about to spend 1.1 trillion for bonds. When we see “The Frankfurt-based bank will use electronically created money to buy the bonds of Eurozone governments – quantitative easing – to try to boost confidence, push up inflation and drive down the value of the single currency, helping to increase exports and kick-start growth”“, yes the Italian Draghi had an idea to kick-start the economy. Now we see ‘ECB Day: markets tumble as Draghi disappoints investors‘ (at http://www.theguardian.com/business/live/2015/dec/03/ecb-stimulus-qe-negative-rates-mario-draghi-live#block-566070ebe4b073bf0735b3be). “But they may have a point. As Draghi pointed out – the Eurozone economy is growing, credit conditions are improving. QE is working, and they’ll keep doing it. Why bring out a bigger punchbowl?” and “The wave of selling rippled from Frankfurt and Paris to Madrid and Milan, as traders expressed disappointment that the ECB hadn’t expanded its QE programme, or hit the banks with tougher negative interest rates“. This is the problem for us. You see, investors expected more, they always expect more, which is why it would not work. In addition, their push could result in more spending and less and less control on that spending. I foresaw it almost a year ago, but as people ignored me and listened to these good weather forecasters on how the economy would grow, are now confronted with more and more bad news management. How the economy grew between 0.3% and 0.4%, so when we look at http://ec.europa.eu/economy_finance/eu/forecasts/2015_winter_forecast_en.htm, and we see a forecast that is written like “Growth this year is forecast to rise to 1.7% for the EU as a whole and to 1.3% for the euro area. In 2016, economic activity should grow by 2.1% and 1.9% respectively“, that 0.3% does not come close, and still these governments are living the gravy train, spending more and more and leaving the invoice for a next government who will borrow even more to deal with invoiced that cannot be dealt with. So how about taking away certain support. How about letting the people see in the street how the future is warped because the symbiotic relationship between nations and large corporations are no longer correctly honoured. Letting the system collapse is one option, letting the people die, so that those nurses can focus on nursing to true health, NHS systems on a global scale will have less and less costs and we can actually move forward.

We can no longer afford to be nice. If you doubt that, thank consider the title ‘Investors got ECB odds wrong but Draghi could pay hefty price‘ (at http://www.theguardian.com/business/nils-pratley-on-finance/2015/dec/03/investors-got-ecb-odds-wrong-but-draghi-could-pay-hefty-price), when we read “It’s hard to know who is most to blame: Mario Draghi, for leading investors up the garden path; or investors, for believing that the European Central Bank president’s talk of doing “what we must” equated to a firm promise of a bigger dose of quantitative easing“, in what way ‘bigger dose‘? We can’t even take care of the current dose and the investors want more and more and more. So, we need to think differently. When we get rid of a surplus population, more jobs, more rental places, less costs, which means lower debt options. The investors will go ‘Baahhhhh, humbug!‘, but only because greed is eternal and they require that extra cash.

When we start hitting governments a dollar for dollar (or pound for pound) option, the game will change and we will see additional false promises on how the economy will get sooo much better in 2017. I say, well, when those tax dollars come in, we can consider paying for certain treatments, only when those dollars (or pounds) are actually COLLECTED.

You know, I can already predict the answer, it will be some accounting stunt that allows for ‘spare change‘. If PriceWaterhouse Coopers comes with that option, you should ask how that worked out for Tesco, both them and the press will remains massively silent on either matter. So, we must change the game, as the players have changed the format of the game. We can’t change the players, but we can limit their actions, hence dropping services.

How inhumane is it? In equal measure I ask, how inhumane is it to leave a multi trillion debt to our children? Is Greece not a clear example, they will never escape the debt that previous governments left them, they will go through life blaming those not responsible, whilst not prosecuting those responsible, what kind of a future is that? At http://www.ibtimes.co.uk/greece-debt-crisis-athens-narrowly-passes-2016-austerity-budget-1532011 we see the title ‘Greece debt crisis: Athens narrowly passes 2016 austerity budget‘, you might think that this is good news, but so far all additional debts have been used to pay bills and pay for interest, Greece is not moving forward, which means that 5.7 billion in spending cuts is required, with one third of that as cuts towards the pensions, so the 10,000 not so poor Greeks are leaving, whilst leaving the rest to pay for an invoice no one in Greece can afford, it is not that far a thought that 2016/2017 will be the years when Greek youth, man and women will marry out of Greece so that they can have a future, reducing the future of Greece even further. Public debt will grow the coming year by another 8% towards 188% whilst unemployment will remain at 25%, so how is that any future? Statistica reported that the advantage of marrying a foreigner received 42% of the women and 33% of the men stating that ‘better education and social stability of the children‘ was received, only 2% for both gender relied on same religion, which could be a massive blow to Orthodox Greece. Whether this comes to pass is not possible to predict, but as options diminish, other solutions will be sought by those hardest hit, so is my leap of not caring for a collection of idiots that cannot accept responsibility such a massive leap? The Sydney Morning Herald reported in June (at http://www.smh.com.au/nsw/newtown-gets-busy-as-kings-cross-empties-20150619-ghseco.html): “According to NSW Bureau of Crime Statistics and Research numbers analysed by Fairfax Media, in the 10 months from April 2013 to Jan 2014 there were 86 instances of alcohol-related attacks in Newtown. From February 2014 to the end of November there were 102 attacks, an increase of 18 per cent.  From January to March 2015 there were 34 assaults, compared to 27 in the same period the previous year“, so will the drunk tank be a solution? That remains to be seen, but I feel certain that the first hospital invoice to be paid upfront will definitely have an impact. As people get to pay $300 for alcohol treatment it will not go to bars, if they cannot pay, the drunk tank will be the route to take. How long until someone figures out that this lifestyle gets them killed? How about changing the lifestyle of binge drinking that has absolutely no positive impact other than a fake instilment of Ego?

We have tried all these soft labour solutions and none, I repeat none have worked. It is time that we employ different solutions.

I will be the first one to admit that it is as inhumane as it gets, but people are for the most massively stupid, especially when they are in groups, so as such less intelligent solutions must be considered. Perhaps it will work, perhaps not, but can we truly ignore the option? The cost for alcohol related abuse was $14.352b in 2010 (Australia, at http://www.aic.gov.au/publications/current%20series/tandi/441-460/tandi454.html), yet, can an alternative be found? Yes, there is one other solution, how about on June 30th all Australian residents receive an additional tax invoice of $625. If over 80% pays it, we keep to the old system, if not we will try my option, dollar for dollar. If you are unwilling to pay one way, you get to pay another way. I reckon it will not take more than 3 months until 90% plus suddenly decides to pay that additional bill.

I prefer to let the debt die, not the people, but we are running out of options and those who should truly inform us are hiding behind experts who will treat us to carefully phrased denials, how is that leading to a solution? Yes, in this blog I phrased more questions than answers. I am pretty intelligent, yet a solution cannot be given until we make massive changes to the society we currently live in so that our children and our grandchildren will have any future. When you realise that we are getting to a point that it is proven, that making the life of a person negotiable is a lot less impossible than we ever thought, that will be the point that a push for massive legislative change is more likely than not to succeed, it is the one push big business cannot counter, some things can truly push a shadow over greed, we only have to be willing to push enough people into that shadow.

 

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Soliciting the gay vote

It started innocent enough. I was just going over my tweets, seeing what happens and then suddenly something odd happened. I saw this tweet go by: “Wow Plibersek is actually refusing to support binding the ALP in favour of marriage equality“, which seemed odd. So I took a look at the facts (you know, the arrangement of letters in an online newspaper), which got me these quotes from the Sydney Morning Herald “Bill Shorten has narrowly avoided a Left faction attempt to immediately bind Labor MPs to support same-sex marriage equality from the next election onwards but the affirmative policy will still become binding on Labor MPs within four years” and “But while the hybrid voluntary-compulsory formula is a win for Mr Shorten who publicly opposed a plan initially backed by Ms Plibersek to bind Labor MPs immediately, the prospect of mandatory policy by 2019 may also offer Mr Abbott the political cover he needs to deny his own Liberal and Nationals MPs a free vote in this Parliament“, which gives me the opposite. So be wary of some tweets on twitter, for me, with a giggle I say, there you go putting your faith in a tweet that comes from a person who openly heralds ice cream and gossip girl in his profile (which he’s allowed to do of course).

Yet, it is not about the tweet, it is about the information that it brought bare, the ugly truth of solicitation, especially when it is for votes. You see, I am all for the act (I am actually not against it, which is not the same), but in the end, whatever makes a person happy and as long as it does not hinder my way of life I say: live and let live!

Yes, life is often this simple, when an act, a choice of life or a preference is no real danger to other people, when it is no hindrance of your lifestyle, why object to it? Especially when part of the hetero sexual community states it is ‘so bad’ for healthy marriages and they screw up their own relationship all by their selves. The clear statistic of 40% divorce should be the indication that the hetero sexual seems clueless on what they are doing and how to do it right, but that might just be me.

So back to that same sex thing!

How did I get to the solicitation part? That would be the clear issue. Consider that the Labour party has been screwing up their side, whilst in office between 2007 and 2013. Senator Nettle, a member of the Greens in New South Wales introduced the bill (at https://www.comlaw.gov.au/Details/C2007B00038). So there it stayed for a very long time as you can see. So whilst Heavy Kevvie and the Bushfire Blonde were fighting over who was top dog in the PM residence (Kevin Rudd vs Julia Gillard), we now see another wave of Labor members stating half- baked intentions, basically soliciting (as I see it) for the office of governing through ‘the Gay’ vote.

Even in opposition they will not come out for the bill and they need a compromise, if it is so important, why was the act not made law in 2008 or 2009? Now we see in the very beginning of the Sydney Morning Herald “Bill Shorten has narrowly avoided a Left faction attempt to immediately bind Labor MPs to support same-sex marriage equality from the next election onwards but the affirmative policy will still become binding on Labor MPs within four years“, so I can guarantee my British readers that our Labor party is in a bigger mess then the UK version! (I end this with a hefty nah nah nah nah nah)

Then we get the next quote “And Mr Shorten has pledged that a Shorten Labor government would move to make it law within its first 100 days“. ‘Move to make it’ is not the same as ‘making it law’, it is just the introduction for it and the fact that there is a left and another faction within labor, that means that enabling the act is not a guarantee. If the Australian Labor Party (ALP) does the same iteration of non-sensible overspending the moment they get into office, that act is not a guarantee at all (they will suddenly have other ‘priorities’). If you want to see that evidence, then check out the Marriage (Relationships Equality) Amendment Bill 2007 and how it stayed untouched throughout 2 terms of office, in addition, we can watch the news on May 21st 2013 when we saw (I mean read) ‘Kevin Rudd declares his support for same sex marriage‘ (at http://www.news.com.au/national/kevin-rudd-declares-his-support-for-same-sex-marriage/story-fncynjr2-1226647193111). It must have been an election year. Oh wait, yes, that is what it was! His support came 12 weeks before the elections, yes! Way to go Kevvie, trying to score votes, were you?

As I personally see it, if the gay community wants that act to become rule of law, than my advice to them is to get rid of Bill Shorten now and make a vote for either Tanya Plibersek or Penny Wong. It seems to me that they wanted to bind this achievement as mandatory, there is an additional need to change now, because the SMH quote “However, after that, a positive vote for the reform will become mandatory for all of ALP parliamentarians, meaning any MPs voting against it on religious or other grounds would face automatic expulsion, consistent with long-standing ALP rules“, so basically Bill Shorten does not want to get tied down now and hide behind the mandatory vote later on, how is THAT the definition of a leader?

Is it not interesting how these ‘long-standing ALP rules‘ were able to stop the Labor Party from enacting the Marriage (Relationships Equality) Amendment Bill 2007 during their last two terms?

In all this, it also seems to me that of all the political weights throwing themselves as so ‘equally’ minded, it was a Green, Kerry Nettle who introduced the bill, so I think that Labor is nowhere near out of the woods and even though it seems to me that both Penny Wong and Tanya Plibersek are hard on board to get the act stronger and enacted sooner, the question must remain, why was Bill Shorten in any way opposed? Consider the quote from the Age “Bill Shorten has made a last-ditch appeal to his colleagues not to adopt a binding vote on same-sex marriage amid renewed speculation he could be defeated on the issue on the floor of the ALP national conference“, it seems to me that all Labor party leaders prefer to keep the ‘Gay vote’ at hand, but not at their sides, which is odd to say the least. In all this, we see both Penny and Tanya fight for the vote, but the skeptical soul in me does wonder whether this was for marriage equality or to dislodge Bill Shorten from his leadership seat? There is no given info whether that was ever the case, it is just my suspicious nature in all this.

No matter what happens next, if marriage equality does not come now, it will be the main event for debate towards who gets to be elected into office in 2017. To me that sounds like the wrong way to get an act into law, but that could just be me.

 

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Are drivers mentally impaired?

Something got to me last night. It was just after dinner and alas, I was silly enough to look at Channel 7 (just after a meal never a good idea). It was loaded with issues I do not care about, or at times those who get lighted from whatever side is improper. The issue of the traffic cameras pissed me off, just a little too much (at https://au.news.yahoo.com/nsw/video/watch/24523002/most-profitable-sydney-speed-traps/ ).
We get to see a list of a few cameras’ and how they cash in for millions. Even then, in my opinion, president of the NRMA, Mr Kyle Loades on whether these cameras were solving crashes, accidents and deaths does not seem to be all there. What is wrong with these people? Were they all lobotomised?

You see, in the old days, we got traffic school (in primary school), where we got to learn the rules of the road. For example, when a light is red, we do not cross it. Speeding was not a topic for pedestrians, or those on bicycles. Yet, we knew that there was a sign that clearly stated what the maximum speed was and there were generic rules in regards to speed when you are within the city limits.

Does anyone remember these rules?

So, when we see that 4,000 ran a red light, than we should consider making these people mandatory lose their license for 6 months, next to the steep fine as well! I have only once (I REPEAT ONCE!) seen the exception to that rule, where a man was racing a pedestrian to a hospital as the man he found on the road was having heart problems in the middle of nowhere, for the most, the rest are all idiots and in my book and criminals too!
My reason for outrage is that in 2014, in NSW alone, we have 174 fatalities in NSW alone. Six of them were only 19 years old, including one pedestrian. That is for 6 months, so perhaps Seven Tonight is not thinking too clearly on what actually matters! Perhaps Chris Maher should be reading out the names of these 174 traffic fatalities in an upcoming segment.

You see, those people ‘who think they know so much better’ will cry plead medication imbalance and other ‘excuses’ when they get into the dock of court because someone got hit in the process! I think that the case of R v DPP Tim Ellis should anger us all beyond belief. The fact that Negligent driving causing death, and the linked quote “Mr Ellis faces a maximum penalty of a year in jail and a $1300 fine” is more than just a small issue in regards to road safety, the part that throws me here is that when we consider s318 of the Victorian Crimes Act, we see: ‘318 Culpable driving causing death‘, which gives us “Any person who by the culpable driving of a motor vehicle causes the death of another person shall be guilty of an indictable offence and shall be liable to level 3 imprisonment (20 years maximum) or a level 3 fine or both“, how does 1 year and $1300 fit any level of justice?

This is not about the former DPP Tim Ellis. This is about a generic feel of ‘utter casual’ in regards to traffic violation within Australia in general. The News trivialises it, the law who seems to be slightly coloured and is regarded to only see it as a financial based remedy. When we consider that NSW alone will face well over 300 deaths in 2014 all due to traffic events, it is clear that some parts will have to change if we want to lower the death rate from traffic accidents. The even more distressing part in these transgressions is that these ‘violators’ tend to get other people killed, whilst they themselves end up not to having a scratch. I have seen my share of ‘consequences’, in one instance, a girl got rammed through the wall by a car into a bar, the smash into the wall and the pedestrian was THAT hard. She died within a minute on the spot.

So, when I hear about ‘that camera’, ‘there was no traffic’, or ‘I was really in a hurry’ my blood starts boiling ever so slightly and I just want their license to be revoked as well as their car impounded. Now, I will admit that there are dubious sides to all matters, so that should apply to this one as well, yet traffic is no conundrum. If a light is red, we stop! If there is a speed limit, we stay below it. If you do not do this, then you just have to pay up!
I personally remain in favour of adding a mandatory suspension of no less than 6 months. All things being equal, this all could imply that Lara Bingle will just have to get used to public transportation!
With the second transgression we make the license go away for a year and the third one they lose it for let’s say 2 years. Would that not be a great idea to get safety back to the roads? It might even become a hospitable place for bikers and bicycle riders (one can only hope), mainly because I have seen my share of utter acts of stupidity against bikers in traffic.

 

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A Spruiker’s deal

I got caught out a few days ago. There was something about the spruikers deal and me with my European education thought it was some kind of a Dutch deal. Now I am learning it is nothing of the sort and the entire spruikers issue is a real and a very dangerous one.

It seems there are two methods (at http://www.abc.net.au/news/2014-02-24/wa-lead-charge-on-property-spruikers/5280420), one is the rent-to-buy the other is the Vendor finance with a delayed settlement. To be honest, I do not see the initial deal with the objection to this. Consider that I end up being renter to buy, with basically the rent becoming the mortgage. What is wrong about that?

That part is seen when we look at the following two quotes: “Some of them are doing very legal things and they’re giving advice and they’re qualified to do so, but then there are those who promise things to those who look for hope, who have perhaps not been able to afford their own home in the past or not been able to enter the market of investment” and “They’re the type of people we target as collectively, ministers for consumer affairs, to make sure that the advice that’s being given is both legal and ethical“. So basically, the entire spruikers deal is about hunting down the unethical exploiters and the damage that they cause.

When looking into these losses, I learned that this is not a new issue. The Spruikers deal and negative gearing has been around for some time and the news has been mentioning issues of exploitation going back to far beyond 2011. This is not a new deal, so why does this remain an issue?

In my mind, the world (Australia too) is filled with idiots who think that there is a quick deal, that makes you rich. The old saying ‘if you buy a diamond for a dime, you end up owning a diamond not worth a dime‘ is the most fitting expression that applies here. Some sales people rely on greed the others on desperation. The big thing is that some are actually on the up and up and as such, this is why the entire spruikers deal stays around for so long.

I see that at times desperation is at the centre of it all. The Age had an interesting quote on April 18th 2013 “ASIC reviewed 100 investor files relating to the establishment of an SMSF. The files were not selected randomly. Most of the DIY funds had a fund balance of less than $150,000. Industry professionals often cite $300,000 as being the minimum needed to make the costs of running a DIY fund worthwhile“. Here is a truth we can work with. A group of people with an insufficient super to make it through retirement is getting targeted to invest in what should be seen as way too risky, especially when the investment would likely deplete your investment to ZERO. This is at the centre of it and this should give a clear signal to the UK that what has been happening in Australia could easily happen in the UK (and is already happening to some extent). Consider the housing boom that the UK is now having (because of regulatory investment options), how long until less scrupulous real estate agents start playing that card? Our collective retirement options are not that great; keeping the retirement options safe for these people should be on the minds of watchdogs in both the UK and Australia.

Yet, I am still smitten with the rent-to-buy option in both the UK and Australia. For the governments to invest in those places allowing people the rent-to-buy option will have two distinct bonuses. One, people will take increasingly care of these places, giving a better long term value to areas that are now often ‘written off’. In addition, the entire community will get an increased economic boost as rent is no longer a down the drain issue, but the start of a future. I see this as a possibility in some places where at present a non-future is regarded to be the norm.

Should the government get involved?

This is a valid question and even though there is validity in both answer options, my answer to this is ‘Yes!‘. In my view, in Australia (and to some extent in the UK as well), the government has remained massively absent when it comes to the creation of affordable housing. The issue of less than 1% rental availability in Sydney alone for well over a decade is clear evidence of that. NSW housing is dealing with a backlog of well over a decade. This is evidence of a faltering system. A government rent-to-buy option could make a change, but it is important to act firmly with some caution, to avoid some quick scheme that will backfire on both the tenant owner and the government in equal measure.

Yes, I think we can all agree that these options are not meant for villages like London and Sydney, but there are plenty of places where it could make a real difference, lowering rental tensions all over the nation(s). Another view of the dangers of spruikers can be seen in the Sydney Morning Herald, an article that was published in August 2013 (at http://www.smh.com.au/business/property-spruikers-scent-big-opportunity-in-super-20130830-2swcq.html).

It clearly shows the issues about all the good and none of the risks being disclosed and it also mentions the real life dangers (read risks) that these investors face making it all a high risk endeavour. In that article another link (as statement) is added “Large funds trying to bridge gap with flexible investment options“. So are spruikers the undefined link between funds (trying again to get high risk yields by dumping the consequence on unsuspecting consumers) and flexible and quick dumped options, leaving the trustee (you, the investor) with a bag of smelly poo no one wants? That is the question that should be raised as well.

This is at the centre of the Spruikers deal and as long as some people are desperate to assure themselves of a decent retirement, spruikers will remain a danger. It is at the end of the Sydney Morning Herald article where we see the jewel we need to keep in our hearts. It was stated by Pauline Vamos, chief executive of the Association of Superannuation Funds of Australia. She says “anybody giving advice – even if they say they are only providing ‘information‘ – about any investment into an SMSF should be licensed. That would start to ‘turn the tide‘ against property spruikers, she says. ‘It would help fill consumer protection gaps.’

In my view she is entirely correct. Yet, at this point, the government should intervene to another extent. Whether it is in the way South Australia did a few years ago by handing $1 (or at least a really low amount) leases of land to new builders, or to get the rent-to-buy going in other directions, rental properties are not here and there is no light at the end of the tunnel for a long time to come. Only when those issues are dealt with, new progress can be made and these spruikers are likely to seek other shores for a quick profit.

 

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