Category Archives: Finance

Curveballs

Sometimes life throws you a curveball, that is the simplicity of effects. It is a curveball as people cannot foresee them and in times it is because it comes from an unexpected side. There is basically nothing on this. You just have to accept it. Whether it was fate, karma if luck. These things happen. 

The subject of the ‘guilty’ party is Google (or Alphabet, whatever you want to call it) and the guilty person in this is Sergey Brin (now without a beard apparently. So yesterday I was handed two articles, they came basically out nowhere and appeared in my search finds. I am not even sure what I was looking for, but there you have it. 

First comes ZDNet with ‘I tried Google’s XR headset, and it already beats the Apple Vision Pro in 3 ways’, I don’t know about that as I never tried either, but as Apple seems to be sleeping at the wheel, lets see if Google can make something of this. You see, as Apple was asleep I created 2+ IP solutions for them, but will you know it, they are still seemingly asleep. 

The first one is seemingly the latest, but it was the first my mind created using the idea of partnering Guerrilla Games with Apple and it could just as easy be Google. I mentioned this in 

Are there two coins?’ (At https://lawlordtobe.com/2025/05/18/are-there-two-coins/) and optional setting that would give uniqueness and drive to the Apple Vision Pro, not that I really care as my nog tends to solve issues, like melting down Iranian/Russian nuclear reactors (a story for another time) I also created a stealth solution to make Iranian harbours useless for extended times. I cannot control my mind at times. But in this case I wondered what Apple could have done and I came up with several solutions that seemingly slipped their minds. The second set of IP was linked to Ubisoft and now we get to the second article. It was TechCrunch who gave me the second part with ‘Google launches AI tools for practicing languages through personalized lessons’ this seems fine, but in ‘One step left for a new world’ (at https://lawlordtobe.com/2024/11/16/one-step-left-for-a-new-world/), which I wrote on November 16th 2024 I gave the setting that Ubisoft with its Assassin’s Creed franchise had the ability to create language skills as they had already created over 80% and that was the hard part, now I see that the missing part has been created by Google and we get to see (at https://techcrunch.com/2025/04/29/google-launches-ai-tools-for-practicing-languages-through-personalized-lessons/) “Google on Tuesday is releasing three new AI experiments aimed at helping people learn to speak a new language in a more personalized way. While the experiments are still in the early stages, it’s possible that the company is looking to take on Duolingo with the help of Gemini, Google’s multimodal large language model.” So consider that AC Brotherhood could give you lessons in Italian and Latin, AC Unity could cover French and AC Syndicate could cover English. English could also be taught using Watchdogs 2 and 3 (Legion) there is of course Egyptian (AC Origin) and Arabic or Persian from AC Mirage. These games are ready and could be transferred to the XR headset making it even more personal and the kicker is that Apple had these options for over a year. Sucks being granny smith, doesn’t it? Oh, and if Google hadn’t done away with their Stadia they could have had at least 6 billion a year extra (phase one) and a lot more after that. Seems that they weren’t all awake either.

And all this was already on my blog site. As such there is a question where Apple gets its ideas, but in light of the failures I saw in 2024 I am not going to go there. Still if Google can do something more, they are happy to give it a go (a donation to yours truly would be perfectly acceptable).

Not the worst setting for today, but in a Few hours I am going to hand some dodo its liver, I feel a little frisky today. It’s not the weather, it wasn’t raining so I am decently fine. Have a great day.

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When the setting fits

That is at times the thoughts we have. Now, let me be clear. This is pure speculation. It is speculation because I am not in politics (not even the shady kind) and as such it cannot be presumption. There is no best educated guess, there is merely a best guess and the setting fits several thoughts I have had in the past. It all seemingly fits. It doesn’t make it more true or more reliable. 

That is something you need to keep in mind from the start and this was all set in motion through Reuters, who gave me in the first instance (at https://www.reuters.com/business/apple-pay-25-tariff-if-phones-not-made-us-trump-says-2025-05-23/) with ‘Trump threatens new tariffs on European Union and Apple, reigniting trade fears’ and here we see “U.S. President Donald Trump threatened on Friday to ratchet up his trade war again, pushing for a 50% tariff on European Union goods starting June 1 and warning Apple he may slap a 25% levy on all imported iPhones bought by U.S. consumers. The twin threats, delivered via social media, roiled global markets after weeks of de-escalation had provided some reprieve in the tariff battle. Major U.S. stock indexes and European shares fell and the dollar weakened, while the price of gold, a safe-haven for investors, rose. U.S. Treasury yields fell on fears about tariffs’ effect on economic growth.” A few thoughts came to mind. In the first “The twin threats, delivered via social media”, as such why not in an official setting? Why via social media? Is it because the threats might get rolled back? Is it because of non-repudiation? Then we get the Apple setting, why in America? Why is this so essential? (I will get back to this later on). And a few other thoughts are to mind. Then the article ends with “The president’s attack on Apple is his latest attempt to pressure a specific company to move production to the United States, following automakers, pharmaceutical companies and chipmakers. The United States, however, does not mass-produce smartphones – even as U.S. consumers buy more than 60 million phones annually – and moving production would likely increase the cost of iPhones by hundreds of dollars” keep this latest quote on the forefront of your mind for now.

Then Reuters gives us (at https://www.reuters.com/business/aerospace-defense/us-justice-department-reaches-deal-with-boeing-allow-planemaker-avoid-2025-05-23/) ‘US Justice Department reaches deal with Boeing to allow planemaker to avoid prosecution’ the two are actually more connected than you would think. Even as we are given “The agreement allows Boeing to avoid being branded a convicted felon and was harshly criticized by many families who lost relatives in the crashes and had pressed prosecutors to take the U.S. planemaker to trial. A lawyer for family members and two U.S. senators had urged the Justice Department not to abandon its prosecution, but the government quickly rejected the requests.

Then last we get yet again from Reuters (at https://www.reuters.com/business/energy/trump-seeks-fast-track-new-nuclear-licenses-overhaul-regulatory-agency-2025-05-23/) ‘Trump seeks to fast-track new nuclear licenses, overhaul regulatory agency’ with the subtext “U.S. President Donald Trump on Friday ordered the nation’s independent nuclear regulatory commission to cut down on regulations and fast-track new licenses for reactors and power plants, seeking to shrink a multi-year process down to 18 months.” All this sets a premise of revenue. Boeing, the reactors and last (which I gave first) was the tariffs. America is desperate for revenue and I reckon the setting of the Microsoft linked firm going bust after being evaluated for a billion dollars didn’t help his need. He needs all revenue to come from America and all made there. It isn’t merely America First, it is the speculated setting that America is about to default on its loans. Well that Is how I see it and I might be wrong. The entire setting with the added setting of Greenland and Canada is that he cannot claim that America has plenty of resources making it a lot more wealthy, for that he needed Greenland and Canada. No, now he needs to move it all to America and that is where the problem starts. Because America wasn’t ready for that move, but that is as the America administration sees it, the problem on (and for) Apple. As I see it, this is a speculated final move before the American President has to admit that payment deals need to be made and they want to push it back as far as they can as the number one fear is that others will massively dump their US Bonds and that would instantly call for the near complete dismemberment of the United States of Bankruptcy. 

Could I be wrong?
Yes, I can be wrong. But this image seems to fit the partial shorts we have been able to see. The second option is that President Trump has completely lost it, but I do not think so. Too many settings don’t fit that view of him. Yet the knee-jerk reactions to keep on being seen as an “able to make payments nation” seems to fit the bill more. I reckon that the news last week regarding that Builder.AI is now commencing insolvency proceedings was perhaps the drip that broke the camels back as the expression goes. It is before Saudi Arabia and others would be pumping money into the United States, so there is that to come as well. As they say money must flow and the actions done (especially regarding Boeing) is all about revenue, not about the family of victims. Then we loop back to January when President Trump announced ‘Trump announces a $500 billion AI infrastructure investment in the US’ here I speculate that this was all about some Microsoft setting, at least in part and now that Builder.AI has become insolvent and it was backed by Microsoft gives rise to the 500 billion being set on shaky grounds. It’s like looking at the Chrysler building seemingly coming closer to view until you realise that it was build on a quicksand. And they figure this out after the building was complete and now the top of that building is making the rest sink into the marsh. As I see it (which is presumption in this case), is as AI doesn’t exist, that they had made clever moves with DML (Deeper Machine Learning) and LLM (Large Language Models) and that requires programmers and some extended programming, but the deeper you set your teeth into the pie, the harder it is to open your mouth without coughing up the pie. And the bad decisions made with Builder.AI (I do not know what they did wrong, but that is what some media gives us, you can read that in yesterdays story).

When this goes wrong with 1 billion, what do you think that 500 billion gets you? There are only so many programmers who are adept in this form of programming and that is before all the data is validated, which if it fails makes for a totally new timeline and that is the crux of this setting. 

But feel free to ignore these settings and see what happens. That I what I think is happening. Microsoft fell short and others might not be in the market for such a failure and when the 500 billion stays away foreclosure of the land of the forsaken and the home of the arrogant falls flat. 

Here in all this I might be wrong, I admit that upfront. The question that comes to mind. What is it? Why do we get such a knee-jerk operation from left to right and from beginning to end. Now we get the news that is 15 hours old. ABC (Australian Broadcasting Corporation) gives us ‘Reserve Bank on high alert for economic fallout as Donald Trump continues to spook investors’ If I am correct than this act is merely for the ones that holds these bonds will keep on holding on to them. And the second setting is “The bond market is now regularly questioning the value and stability of US government debt.” As I see it, the nightmare scenario for President Trump. He cannot pay anything over 10% of 36 trillion. When that happens America defaults on its loans. The nightmare that Wall Street fears. As we are given “In the lead-up to the passage of the bill through the US House of Representatives, the US Treasury Department tried to secure $16 billion of funding through the sale of 20-year bonds. It found the auction harder than usual to execute due to a lack of demand from investors.” And as I see it, making the other funds ‘more’ dodgy will work for the American administration and as such are the actions that I am seeing. Not because they are great actions. It is bullying not to go somewhere else and I admit that this is merely speculation. 

I leave it up to you do decide if I am right or if I have a case for my train of thought. But this is what I see, merely because I have been looking in this direction all along. And Moody’s downgrade, US debt had become riskier for the lender. That is a simple conclusion you can all consider to get behind. But if that is the case, the outstanding bonds are a bad bet because these bonds do not get reassessed, that is the bad bet they went into and the next step we get is when Moody’s set the credit from AA1 to AA2. But what happens after? I don’t think that the holders of these bonds will wait that long. They will sell wit a loss as not to see there bonds become ‘Junk’ material and those people will lose a hell of a lot of money. Consider Japan as it is with the debts they have also have around $1.13 trillion in US bonds and China holds $784 billion. If China dumps their US bonds, Japan will be force to do the same as not to lose too much money, but the  investors were already shy of the last auction and that was only for $16,000,000,000. Now we see that there is a risk that China sets 50 times that amount up for auction as such Japan is seeing the pressure to act before it is too late as it has almost twice the amount of China and the first of these two might get some money back. The one that flinches losses it nearly all. 

How would you see such a risk? And that with the Reuters articles made me speculatively realise that America is in a lot oof hot water at present, but my view is speculative. I have no hard data to back my thoughts, be aware of that. By the way, there is a second reason for the reactors, but I’ll let you work that one out for yourselves.

Have a somewhat great day.

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A swing and a miss

It is no secret that I hold the ‘possessors’ of AI at a distance. AI doesn’t exist (not yet at least) and now I got ‘informed’ through Twitter (still refusing to call it X) the following:

So after ‘Microsoft-backed Builder.ai collapsed after finding potentially bogus sales’ we get that the company is entering insolvency proceedings. Yet a mere three days ago TechCrunch gave us “Once worth over $1B, Microsoft-backed Builder.ai is running out of money”, so as such with a giggle on my mind I give you “Can’t have been a very good AI, can it?” So from +$1,000,000,000 to zilch (aka insolvency), how long did that take and where did the money go? So consider this, TechCrunch also gives us “The Microsoft-backed unicorn, which has raised more than $450 million in funding, rose to prominence for its AI-based platform that aimed to simplify the process of building apps and websites. According to the spokesperson, Builder.ai, also known as Engineer.ai Corporation, is appointing an administrator to “manage the company’s affairs.”” Now, I am going on a limb here. Consider that a billion will enable 1,000 programmers to work a year for a million dollars each. So where did the money go? I know that this doesn’t make sense (the 1000 programmers) but to consider that they might accept a deal for $200,000 each, there would be 5 years of designing and programming. Does that make sense? The website Builder.AI (my assumption that this is where they went gives us merely one line “For customer enquiries, please contact customers@builder.ai. For capacity partner enquiries, please contact capacitynetwork@builder.ai.” This is not good as I see it. The Register (at https://www.theregister.com/2025/05/21/builderai_insolvency/) gives us “The collapse of Builder.ai has cast fresh light on AI coding practices, despite the software company blaming its fall from grace on poor historical decision-making. Backed by Microsoft, Qatar’s sovereign wealth fund, and a host of venture capitalists, Britain-based Builder.ai rose rapidly to near-unicorn status as the startup’s valuation approached $1 billion (£740 million). The London company’s business model was to leverage AI tools to allow customers to design and create applications, although the Builder.ai team actually built the apps.

As such the headline of the Register is pretty much spot on “Builder.ai coded itself into a corner – now it’s bankrupt” You see coding yourself into a corner is not AI, it is people. People code and when you code yourself into a corner the gig is quite literally up. And I can go on all day as there is not AI. There is deeper Machine Language and there are LLM (Large Language Model) and the combination can be awesome and it is part of an actual AI, but it is not AI. As such as Microsoft is believing its own spin (yet again) we can confuse that there is now a setting that Qatar’s sovereign wealth fund, and a host of venture capitalists have pretty much lost their faith in Microsoft and that will have repercussions. It is basically that simple. The first part of resolving this is to acknowledge that there is no AI, there is a clear setting that the power of DML and LLM should not be dismissed as it is really powerful but it is not AI. 

As I personally see it, the LLM is setting a stage that the chess computers had in the late 80’s and early 90’s. They basically had every chess game ever played in their memory and that is how the chess computer could foresee what was possible thrown against it. And until 2002 when Chessmaster 9000 was released by Ubisoft, that was what it was and for that time it was awesome. I would never have been able to get as far as I did in chess without that program and I am speculatively seeing that unfold. A setting holding a billion parameters? So I ,might be wrong on this part, but that is what I see and we need to realise that the entire AI setting is spin from greedy salespeople that cannot explain what they are selling (thank god I am not a salesperson). I am technical support and I am customer care and what we see as ‘the hand of a clever person’ is not that, not even close. 

So as we are also given “Blue-chip investors poured in cash to the tune of more than $500 million. However, all was not well at the startup. The company was previously known as Engineer.ai, and attracted criticism after The Wall Street Journal revealed in 2019 that the startup used human engineers rather than AI for most of its coding work”, as such (again speculation) a simple trick to replay a mere 1800 days later. And this is what a lot are (plenty of them in a more clever way) but the show is now on Microsoft. They cracked this, so when they come with a “we were lured” or “it is more complex and the concept was looking really good” we should ask them a few hard questions. So whilst we are given “While the failure of startups, even one as high profile as Builder.ai, is not uncommon, the company’s reliance on AI tools to speed coding might give some users pause for thought.” And when we consider “might give some users pause for thought” is a rather nasty setting as I was there already years ago. So where the others? As such we should grill Satya Nadella on “Last month, Microsoft CEO Satya Nadella boasted that 30 percent of the code in some of the tech giant’s repositories was written by AI. As such, an observer cannot help but suspect some passive aggression is occurring here, where a developer has been told that the agent must be used, and so they are going to jolly well do it. After all, Nadella is not one to shy from layoffs.” As such I wonder when the stake holders for Microsoft will consider that the ‘USE BY’ date of Satya Nadella was only good until December 2024. But that is me merely speculating. So I wonder when the media and actual clever people in media are considering that this is a game thatch only be postponed and not won. So will the others run when the going gets tough, or will they hide behind “but everyone agrees on this” as such the individual bond will triumph and there is a lot of work out there. The need to explain to people (read: customers) is that there is a lot of good to be found in the DML and LLM combination. It remains a niche market and it will fill the markets when people cannot afford AI, because that setting will be expensive (when it is ready). These computers will be the things that IBM can afford, as can the larger players like an airline, Ford, LVMH (Louis Vuitton Moët Hennessy) and a few others. But the first 10 years it will remain out of the hands of some, unless they time share (pay per processor second) with anyone who has the option to afford one. That computer will need to work 80%+ of the time to be affordable. 

As such we will see a total amount of spin in the coming months, because Microsoft backed the wrong end of that equation and now the fires are coming to their feet. Less then. Less than an hour ago we were given ‘Microsoft Unveils AI Features for Windows 11 Tools’. I have no idea how they can fit this in, but I reckon that the media will avoid asking the questions that matter. As such we will have to wait the unfolding of the people behind builder.ai. I wonder if anyone will ask the specification off what happened to said billion dollars? Can we get a clear list please and where did the hardware end? Or was a mere server rack leased from Microsoft? This is just me having fun at present. 

So have a great day and I will sleep like a baby knowing that Microsoft swung and missed the ball by a fair bit. I reckon that this is…. Let’s see there was the Tablet, which they lost against Apple and now Huawei as well. There was the Gaming station, which was totally inferior against Sony. there was Azure (OK, it didn’t fail but a book vendor called Amazon has a much better product, there was the Browser, which is nowhere near as good as Google. And there are a few others, but they slipped my mind. So this is at least number 5, 6 if you count Huawei as a player as well. Not really that good for a company that is valued at 3.34 trillion. So how many failures will we witness until that is gone too? 

Have fun out there today.

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America of the Dead

I would want to set the stage as “The names of players and places have been changed to protect the greedy”, but that would not be true. This is a pure work of fictive imagination (based on real events) as there is no City of Anvil in Canada, There is (to the best of my knowledge) no Benirus Manor and to the best of my knowledge no Velwyn Benirus, as such, lets get this show on the road. 

There is a setting we all tend to ignore as it is easy to avoid knowledge when you can turn away from the facts presented to you. The American economy is in a spell, Wall Street is perhaps days away from retiring America’s Credit Card, time is up, the funds have dried up and in the last 6 months disaster upon disaster hit the shores of Wall Street. The MateBook Fold, which was released to the world in late 2025 took the planet by storm, the EU and Arabia almost instantly adopted it, HarmonyOS captured the world and the new settings changed everything. Google lost almost 15% market share within the first 6 months. And as TikTok showed a much larger impact, it lost 20% there too. Microsoft buckled as it had nothing to compete with and Apple was losing over 5% market share in the first three months. America’s economy has pretty much done for. The price of lack of innovation and the reliance on its own spin marketing. When results cannot be vouched for and revenue goes down an economy will be forced on its knees within a year, no matter how good your spin is, Wall Street demands results. Ad it was not the only element. There were the disastrous notions of AI, or NIP (Near intelligent Parsing) as it was blended into. AI was pretty much dead. All the hype demanded more and more results, but the bulk of the programmers couldn’t keep up with the hype and that made a collection of several companies shed a combined 900 billion dollars, and in the time of Wall Street draconian settings, results must be shown. And America was out of options, they had to result to attempts to annex areas. The first failure was Greenland, the EU and Canada stuck to their guns and the EU called in help from China as it could not counter a war on two fronts and China reacted positively. Then America tried to ‘annex’ their 51st state and that was in an impasse as the Commonwealth collectively came to the aid of their bigger brother. But that fight was not over, the President of the United States called  to the TV networks to the aid of MAGA and the people responded and this is such a story.

In Shelburne (Canada) is a house, the house is quite old, it was build around 1795, against all odds, as most of the town was build out of wood, this house was build from bricks, mortar and stones. The original owner was a stone mason and for years he created the house, stone by stone and in the unofficial suburb of Anvil, which was by Black Brook, just of Glasgow Street was Anvil. It was unofficial as that place had a mere 4 houses. The house was deserted, it was seemingly haunted and had a local appeal, especially with the younger folks as it was a place where you call out the chickens of the community, but over the years nothing had happened and it was a simple truth or dare place. And in 2026 things changed. The MAGA foundational idiots (for lack of a better term) decided to react to the call of President Trump and they invaded New Brunswick from Maine and pushed through to Nova Scotia. The 1500 RCMP were no match for the 11.000 heavily armed simpletons and as such they were handed a heavily defeat around Saint John. I heard they are building a memorial there, the entire state, as well as Nova Scotia is bringing the cash for that one and the reaction of the people has been nothing but stellar. Kids handing over their piggy banks to aid in this would bring tears to any parent. But that is about tomorrow, we are still dealing with yesterday.

So as the invasion proceeded it was the theoretically the second day. They stormed NB in mere hours and a 10:1 overwhelming force is no immediate match for Canada. But then the game changed because the truth or dare house came alive in the most peculiar way. The original oil lamps outside of the house started igniting and the fireplace lit up. The text was barely readable on the top bar of marble and it was in the fireplace, but the text ‘bydded i’r rhai sy’n byw trwy weithredoedd o frad, ddod o hyd i uffern dragwyddol’ lit up in the fieriest red, then turned white and an eerie sound of spectral people was to be heard, it was seemingly loud as people in the houses around it evicted themselves and ran for the church. It was at that point that the MAGA loving red hatted people came into view. They saw the house and saw it as a safe place. They entered the house, a mere dozen and that had the effect of the house flexing its stones and the setting these people got was even worse then the worst her they ever thought possible. 

At first there was nothing, a simple humming sound not unlike a generator and that is what the red hatters thought it was but in minutes they were surrounded by spectral wraiths, the wraiths slamming their claws into these enemies and the enemies that got of a shot merely realised that these ‘opposers of American Freedom’ were unharmed by bullets and within minutes, the red hatters were no more. The bodies slumped as potatoes on the floor and the wraiths seemed to lit up and they vanished. Still the setting was not done over the next minutes that they died their bodies changed, they took on Zombie like appearances, their flesh decaying in front of your eyes and soon the started twitching and they got up in clumsy ways and looked? Yes, that is the question, their eyes had become black pits and staring at the distance they merely started walking towards the places they came from. 

Yet the house was not done, there was a new eerie smell coming from the basement and the feeling of a presence was unmistakable, there was something coming up. It was still soft and unidirectional, but over the next hour it become more pronounced up came something that is seen in fantasy stories. It was a lich, it had the name of Dafydd Edwards and it was the original builder of the house, his grave was empty as the people concluded that he was dragged away and eaten by bears and in the early 1800’s it was a realistic premise. 

In the meantime the zombie alike people were getting back to the land of the not so free and they were creating mayhem, as the wraiths had made them pretty much impervious to bullets. And with every execution they made, they created new zombies, but there was something more. With every kill there was a small stream of light going straight into the direction where they came from. And within hours the 11,000 men had depleted to a few hundreds and they were running for their lives straight back into Maine where they were praying for insight and wisdom, but those who are not wise will not get it from a prayer, they merely remain as stupid as they were before. Still it was a few hours later and they had arrived in Bangor a more solid place where they could set up defenses. But in this day and age, where people had forgotten about real curses and that was the stage. It was a the next evening that the people feared. Whilst the news was in denial there was anything happening and President Trump gave his world the views he had implying that they are all seeing “Fake News” and “a big lie”, that he would never attack that “beautiful, beautiful 51st state to be” but the turnaround was coming and as the darkness set in, the city of Bangor in the state of Maine got a new view, hundreds of zombie like creatures, all dressed with a red hat and behind them was a shining white lich, walking upright and striding with prides. It was Dafydd Edwards, the shiny white came from the energy that the zombies had slain and Edward was shiny as the full moon on a dark day. As such it had gotten the energy of hundreds of slain Americans and with each attack Edward made on anyone, that person was given the trepidation of reality. His heart blackened with angst and the inability to aim or use his gun, stricken to move and that also came with an inability to move to any degree with agility. Their ability to run away was taken from them and as such the zombies made short work of them. America was losing a lot more than the economy, they lost their population.

As such this is a work of fiction. It is based on Bethesda’s Oblivion, Simon Pegg’s and Edgar Wright’s, Shaun of the Dead, America’s inability to set a budgets, Canadian values (against the 51st state mentions) and a personal need to come to the aid of the Commonwealth and in all this we shouldn’t ignore the innovation that Huawei brings to the table. So you all have a great day and for me it might be the first day since August 20th 2024 that I will not be able to make my 10,000 steps. The hard rain here, right now, is ghastly.

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What’s in a brand?

That is at times the question. Most of the world was to sink their claws into Saudi Arabia and we see all kinds of settings, some speculative, some going for the worst. The truth is that the Kingdom of Saudi Arabia is on the rise. Not merely because they are doing well (they really are), but the massive secondary reason is that they are a no-debt zone, just as the UAE is. So as we se that America is $46 trillion in debt, the EU has a debt of 14 trillion euro and Japan has a $9 trillion debt. Yet as the Telegraph a mere three hours ago gave us all ‘‘Worse than Greece’: The debt crisis threatening to blow up the global economy’ (at https://www.telegraph.co.uk/business/2025/05/21/trump-sparked-debt-crisis-could-blow-up-global-economy/) the truth is (speculative) that I personal believe that America is in a worse state, even as the America administration is in denial and the media is massively avoiding reporting on it. I personally think that the network of Stake holders is con spiritually involved as well. As I see it (based on the work of Cathryn van Kessel) that ‘(Con)spirituality as a curriculum of immortality’ is set to “If we are listening to marketing hype, it seems that—with enough money—we can live longer, healthier lives. These products, however, are often no more than consumerist swindling steeped in pseudo-science and pseudo-spirituality. When viewed through the lens of terror management theory (TMT), mitigating the harms of (con)spiritual grifts is more than a problem of a lack of scientific literacy, anti-consumer education, and media literacy.” My personal view is set to the premise of “mitigating the harms of (con)spiritual grifts is more than a problem of a lack of scientific literacy, anti-consumer education, and media literacy, it is a (sort of) given setting that the stakeholders are dwindling the settings of parameters and changing the premise of given values, creating confusing hype settings” This is merely a personal view, but it seemingly fits the patterns we see, or tend to recognise.

So as such we see “Because the assets that the country holds are still far more valuable than the debts. All the land, mineral rights, water, etc.” and this shows the pressures to add Greenland and Canada to America, as such they wouldn’t be considered bankrupt. Another version is “Because debt payments are still manageable” but here time is running out, as such the Trump administration is playing the bully card on Canada and Greenland. But here the dance becomes a problem as Canada is not giving in as it is part of the Commonwealth. And that is why Keir Starmer as Prime Minister of the United Kingdom is being catered to by the EU as the WU is in a similar predicament and the UK ‘re-joining’ the EU, the EU ends up with a credit card that gets renewed value. But the larger truth is that time for these three are running out and as such they are courtesan themselves to the Kingdom of Saudi Arabia. And now we see the larger setting that the article ‘Saudi brands reach $116.8 billion in value fueled by energy, banking, and telecoms sectors’ (at https://brandfinance.com/press-releases/saudi-brands-reach-116-8-billion-in-value-fuelled-by-energy-banking-and-telecoms-sectors) gives us, and the values we see are “STC (brand value up 16% to USD16.1 billion)”, it is number two. Number one is Aramco (of course) and that is oil and I didn’t want to ‘taint’ the setting. After that we get “Almarai (brand value up 20% to USD4.7 billion)” but the third one is the kicker “Saudia (brand value up 34% to USD1.1 billion)” and here is the setting of three out of the ten that these are brands that have a 16%, 20% and 34% growth, totally unheard of in western settings and as such everyone wants in. Wall Street pretty much demand these new settings, but this is not on Wall Street, as such several brands (including me) are pretty desperate to get in. And I have made a few unsuccessful moves and I will totally try to do so again and again. I told a previous boss a few years ago that they had to get there now, now the going is good. But alas, it fell on deaf ears and now as brands in the EU, US and Japan are getting desperate we will see a total new stage of in-fighting and spading their opponents. But as they diminish one another, the Kingdom of Saudi Arabia will get the cream of the crop at a mere 65% of the total value, because the desperate will sucker themselves to get into the game as early as possible, hoping that the going is good early in the game. I get that, I would feel the same way (as a non-captain of industry that I merely my view) and now that China is entering these fields as well, the west is desperate to get in.

And at present we see little to no evidence how three players can have a cumulative debt of $70 trillion dollars. This is $70,000,000,000,000. Did you ever consider that the debt of these three is more than all the gold in the world? How is that possible? Is it because these three have the assets, because the debt is manageable? We think that we can all be a millionaire as long as we can couch up $55,000 in interest every year, but that is a debt without an end date, you pay as long as you live and that is not a realistic setting but these governments are telling you that story with the assistance of stakeholders (who get their own revenue out of that), yet at that point we ned to consider that you are a millionaire at $55,000 plus whatever the stakeholder charges and now it get to be a little iffy (aka yucky). It is a setting that is delusional, as such they all (desperately) need to be part of the Saudi branding, yet as I see it the Saudi’s have another view, you see STC gave us in 2024 “In 2023, we expanded our global footprint even further by acquiring a 9.9% interest in Telefonica and launching TAWAL operations in three European countries. Over the past year, STC Group has focused on diversifying our global offer to connect people across countries and continents.” They gave us that in March 2024, and the sphere of influence of Saudi Arabia is expanding. So whilst by an expected 2029 we might see brand X, but it is fueling STC for a larger and larger slice of the pie. As such it will all be co-owned by the Kingdom of Saudi Arabia and this is not white washing. It is merely business and these stakeholders will turn to the needs of their own paychecks more and more. 

And this is not a dream story, it is not a nightmare story. It is about to become the reality of things and as such our paychecks go in part not to Telefonica, it will go to Tawal and through that to the STC. A simple business setting and for the most the media is will not inform you, it adheres to the needs of shareholders, stake holder and advertisers. 

This is the power of branding and whilst we think that Nike, Lululemon and Jaguar are great brands, there is an underlying setting that the cool car is owned by Natarajan Chandrasekaran (chairman and Managing Director) and Saurabh Agrawal (CFO) (to some degree). And now we see the Kingdom of Saudi Arabia expanding in all kinds of directions. In this I kinda set that stage in ‘An altering stage’ which I wrote on October 2nd 2023. I used the word ‘kinda’ as the focus was China and I wrote “It is a summary and you should read it. It shows several elements that are taking the world by storm. It is not “As shown in the latest IMF annual review of the country’s economy, progress has been most notably reflected in non-oil growth, which has accelerated since 2021, averaging 4.8 percent in 2022. Despite lower overall growth reflecting additional oil production cuts, non-oil growth will remain close to 5 percent in 2023, spurred by strong domestic demand.” We get the goods here, but it is “The economy’s non-oil growth has been spurred by strong domestic demand, particularly private non-oil investment. Sustaining this performance requires pursuing sound macroeconomic policies and maintaining the reform momentum, irrespective of developments in oil markets.” Even if the stage is not revealed, when combined with other views we see that ‘strong domestic demand’ is merely one string from the harp of economy, the harp of Saudi economy. What matters is that larger streams involving defence, technology, construction, tourism and services are ALL moving towards Chinese shores. We see some of it now, but that list is rapidly expanding and the next US vote is 45 days away with them having to brood on a loss of billions and it will be a lot more than 1 billion.” Which was a slightly different setting than the IMF reported on and I saw that two years ago. It is the story (at https://lawlordtobe.com/2023/10/02/an-altering-stage/) which gives the goods, so consider that I had this at that point, so why didn’t the media see this over the last 17 months? Consider that before you lash out and wonder who you should blame. 

Too many of us are kept in the dark and you should wonder why. You see I am not an economist or some savant. Yet I know data and I have parsed data for decades, and I saw a long time ago that the numbers didn’t add up. So wonder how the media could have missed it all. You were merely given slithers of data and until you consider the larger picture (which the bulk of the media will not give you) wonder why and it is not that it was to complex. As I personally consider the setting is that stake holders are part of the deception. Their cheques are too fat, so they like this game how it is played and they have been playing it for years. 

Have a great day and remember, don’t trust all you read, verify the data you are given, even my data. I am not telling you to trust my data. If anything I am a little like Fox Mulder (from the X-Files) and trust no one, not even me. 

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The issue that nags

Yup, it happens and that its fine. But to face a bug at the 11:58 on a clock that merely goes to 12 is intensely nagging. There is a setting that we face and it is due to the blundering achievements of Virtuos. Don’t get me wrong, a game the size of Oblivion will always have a few settings that go awry and at that point it is a mere setting of fixing that problem. There is another setting they face and that is the simple fact that testing would have brought it to the attention of the development team. I refuse that the setting was ‘overlooked’, this was blatant stupidity. 

To paint you picture at the very end you are to go to Paradise (quest name) and you face a few settings and it is all fine. Even Eldamil, a high elf that will help you to allow you to continue. He even tells you that he is immortal. As such as we get to go further, you will forever face his cadaver down the road to stop you in your track. So, we get essential NPC’s always becoming ‘unconscious’ and NOW we get the dead High Elf? Virtuos, you stupid idiots. Fix this.

It isn’t that I never faced this, well I didn’t on Xbox360 and Playstation 3. But here at twice the price and a 125GB download, I would have expected things to be better and for the most it is, but this stops me from getting the last two achievements and when you are waiting for 23:59:59 midnight celebrations and the clock crashes at 23:59:00 stress levels tend to rise.

So when will we see the fix? I get that they are trying to fix glitches, but to fix this bug that shouldn’t have passed development in the first place is a rather large dum dum setting.

Well, I had to vent this, as it is irritating as hell and it is the second real bug that I get. So overall a true great achievement. Now the option to replay the game (as I had some plans there), or wait until this issue is fixed. The issue of irritating is boggling.

So as we are out on issues, lets face the one we might see as a rather large issue from our assisting sneaky sneaky people at the CIA. This one was brought to my attention with gratitude to the CBC who (at https://www.cbc.ca/news/world/us-china-foreign-source-recruitment-1.7531667) give us ‘The CIA is openly calling on Chinese officials to spy for the U.S. Will they listen?’ So what is going on? To be honest I was considering that the CIA was now controlled by the Keystone Cops, with Commissioner Ben Turpin leading the bunch. But then I remembered the first law of warfare and considered there is a lot more going on. So what is the setting? I have no idea, the fact that CBC has this makes me wonder the first law of warfare, but the quote “American spies are saying the quiet part out loud to Chinese officials: Their knowledge of Beijing’s secrets would be welcome in Washington.” So is it really that, or is Washington hungry for Chinese IP? Then there is the subsequent quote “The U.S. Central Intelligence Agency (CIA) has taken to social media to publish slickly produced videos in Mandarin with Chinese subtitles. One features a senior Chinese official making the dramatic decision to contact the U.S. spy agency, seemingly after watching two colleagues be disappeared by the communist government. It’s all part of a bold public pitch by the CIA to lure disaffected bureaucrats to spy for the U.S.” This has me wondering what is going on. Going to social media? I get the mandarin part with subtitles, but this path is in my opinion a game to get stress levels up in the Chinese bureaucracy. And the end quote “lure disaffected bureaucrats to spy for the U.S.” it kinda reminds me of the setting of two hotdog vendors at the Chinese National Stadium (Bird’s Nest) and the National Aquatics Center (Water Cube) proclaiming that a free hotdog and cash is due to any new spy for the CIA. With optional an American passport after 3 years of handing a wealth of knowledge (and IP) to the Americans. So how long will such a person last? That person will face the Ministry of State Security at No. 100 Xiyuan, Haidian, Beijing, China as well as a largely disgruntled Nie Furu, not to mention the colleagues that person have because there is every chance that this person is surrounded by people who does accept and love the Chinese way of life. I am just guessing (read: speculating) that China has plenty of those who embrace the Chinese way of life.

So at this point reading at the CBC that “CIA Director John Ratcliffe has confirmed the videos are “aimed at recruiting Chinese officials to steal secrets.” Links are provided with instructions on how to contact the spy agency in a secure manner”, as such is it really about “recruiting Chinese officials to steal secrets” or is it a hidden ploy for people at Huawei and Tencent to bag IP for America? I reckon that list is a lot bigger than these two, but they are way ahead of the rest of them. So is this an actual spy setting, or is America desperate to get their fingers on IP? I am just asking as the CIA (until recently) was unwilling to hire ‘foreigners’ and as such they got the stage of limelight seeking Bradley Edward Manning (2013) and Edward Snowden (2013). So what is this? I have no idea, but if it was a recruitment setting, it doesn’t seem to be a very intelligent one. As we get the Chinese ‘response’ that “China’s foreign ministry has labelled the initiative “a naked political provocation,” and the country has warned it will take steps to confront “infiltration and sabotage activities” accordingly.” And in this I have no idea what a “a naked political provocation” is, but I guess that nudity is not part of the setting. As my personal setting is that it is a play to see where the stress levels are in China, more important that ‘disgruntled’ people are more likely to be found in American staged businesses in China, as such I would presume that it is about IP and CIA Director John Ratcliffe better realise that this could be turned around. I reckon that with the dismissals all over tech America, China could play the same game. Perhaps my (personal speculated) setting would give the stage that Microsoft with its 280,000 people have a lot more disgruntled people per square inch than most other companies and the dog eat dog mentality show to be the usual operating setting to be more viable to get this settings. At present people are all ‘undone’ by Microsoft, Google, IBM, Amazon and META. So how is that for a shot across the bough John? 

Well time for me to crunch down on a plate of pasta. Time to resolve that hunger feeling in me. Have a great day.

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My Bond is my word

That is the expression, but it came from a time when a word meant something. Far before the idiom of marketing and business practices. That word is a temporary setting towards to goal to do no harm to the shareholders and the business need of the few. In essence, the old “is an idiom that means a person’s promise or word is as good as a formal agreement. It suggests a commitment to honesty and reliability in one’s dealings, and is frequently used to signify that a person’s word is a reliable substitute for a written contract” it is said that a word is merely a mirror of the intent of the person speaking it. And when you look at bonds, we see “A bond is a form of debt security, essentially a loan made by an investor to a company or government for a set period of time in return for regular interest payments. When you invest in bonds, you are lending money and receive back your principal plus interest at a specified future date” Now here we get the problem. You see, as it stands “an investor to a government for a set period of time in return for regular interest payments” and now as it seems that government (America) can soon no longer make these “regular interest payments” and the investors are backing away. We saw last week

and we have seen a few of these settings and again today we see a continuance of these messages. The stage is not really as clear. As bonds are sold before maturity the investors are losing money and you know how they lose money. Yet the setting for that is when will we lose it all? And there is the crunch. Lose some now or a lot later and these happy wuzzes are weaseling out before it is too late. So as such we see

If you think that I feel sorry, you would be wrong. I saw this as early as 2018, but the people called me and idiot, a fool and a cowardly weasel. That’s fine, they are merely words. As we see the dumping of bonds these high and mighty wannabe’s will get the limelight shining on them and as they hide like the little cockroaches shouting “it’s more complex then I thought” and I giggle because all I needed was an abacus, this contraption (which preceded the computer and the slide ruler) was invented somewhere between 2700 and 2300 BC, so there was time to learn the essentials.

I don’t know how much the damage is at present, but with every sell off, the burden of America deepens, which as of April 30, 2025, there were $28.575 trillion in outstanding U.S. Treasury securities. So we do not know how much is sold of and I doubt America will divulge that information and as I stated in March 2023, when I speculated that the SVB had too many bonds in there possession and could not deal with a bank run, I asked whether the media would ever look into how many bonds they had and they never did (I wonder why), but a more large setting was seen in the movie The Big Short (2015), an American biographical comedy-drama where we see the implied setting of Janet Yellen in her role at the federal reserve. Now, this is a mere movie, but when movies get to close to reality, there is the chance that there might be correlation. And as the Federal Reserve kept close eyes on the SVB bank, my thoughts wondered whether there wasn’t anything more going on. It is merely one bank, but was it? This also set my mind in a certain direction. The media was no longer to be trusted and they are too often a spokes vessel for stakeholders with political and personal plans. This time around the gap is a lot larger, a lot more than merely one bank. So how many bonds are being sold off (read: dumped)? We don’t know and the investigating party (read: the media) is being told to stand down as I see it. There is no way they are all being sold but to which amount of the $28.575 trillion is being sold off, we just don’t know. In the end America will face a brunt of invoices due to be paid. Yet consider that a bond is a certainty of income through interest and now these investors are bailing. How much is being bailed on is unknown to me and to many others.

But the media isn’t asking the hard questions, isn’t that interesting? They are so busy to chase digital dollars for their own good, whilst at the same time pleasing the shareholders and stake holders  making the audience a distant fourth or even fifth party. So how do you feel about getting actually informed? 

Don’t ask me for the information because I have close to none. I can merely see the issues, but the actual facts are not visible to me and to many others. But there is an issue and the idea of weaponized bonds is decently new, it came after the settings that these foundations are based on and as the bottom line is now marketed for the needs of the investors, we might not know in time what needs to be done. Will it be done in time? I have no idea, the people in charge of the information have their own game to play and usually it is for the betterment of themselves, not the audience at large.

I reckon that the tariff war set a few cogs in motion. Did the current administration consider this when they named the Golf of America and cast Canada into hostile party by calling it the 51st state? Did they consider the impact of a possible annexation of Greenland? It pissed off Europe and the Commonwealth and now their actual enemies is seeing the optional setting of selling off a huge part of the bonds and as such America sinks under their own debts, no actual war required. Didn’t the Art of War teach us (approximately 500BC) that “The supreme art of war is to subdue the enemy without fighting. If you know the enemy and know yourself, you need not fear the result of a hundred battles” I wonder, how clever it was to set a chicken stage of tariffs when these people wrote this book over 2500 years ago, seems folly to me. The best the west has to offer in contemplation is On War by Carl von Clausewitz (1820), which is called a decidingly lesser work 2300 years later. Isn’t that the opposite of evolution? Both books on the philosophy of war, but called “a lesser setting”, so what is the stage and what is missing? Both miss out of the war setting of economies. There was a setting of economic in the application of logistics in WW2, but a rather slimline one. Now there is a need on the war on the economics of any enemy and when as deeply in debt as America is, they are quite literally fighting against the edge of an abyss and that abyss does not give way to anything, it is not the premise of an abyss. 

I have no idea what comes next, or what could be done next. This requires clear and reliable data and we do not have any, or aren’t given even the indication of clear data. That is the result of a media that is no longer to be trusted. So how bad is the news? It is dependent on the actual amount of bonds being sold off, because that is the hard setting of the decreased revenue that America faces in 2025 (and 2026). 

So this is one day that I don’t go for the casual ‘have a great day’ but a much larger setting of make sure your families are safe, because when the dollars stay away there will be a price to pay.

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Are there two coins?

That is the question I put before you. Are there two coins, or is merely spinning with different currencies? That is the setting that the Wall Street Journal gives us. With ‘They Paid $3,500 for Apple’s Vision Pro. A Year Later, It Still Hurts.’ (at https://www.wsj.com/tech/they-paid-3-500-for-apples-vision-pro-a-year-later-it-still-hurts-496de341) we see the (almost) crybaby style of “I never actually needed it”, we see the setting of “It was Apple’s first major product release in years! It’s the first device you look through and not at! Typing can be done in the air! But buyers who wore them in the wild say they got nothing but dirty looks and sore necks. Now, the devices are daily reminders of their misplaced bravado.” As I personally see it, they wore this in the wold, so they would look ‘innovative’ almost like the influencer who wanted to appeal to everyone, but they never knew how. It seems like a variant on the West Wing setting taken from Alexandre Auguste Ledru-Rollin with “There go my people. I must find out where they are going so I can lead them.” As I see it, a pointless exercise that costs money and leads to nothing. I, on the other hand could never afford it and I came up with several IP variants where their customers could have enjoyed the setting. In November 2024 I wrote ‘One step left for a new world’ (at https://lawlordtobe.com/2024/11/16/one-step-left-for-a-new-world/) where I combined education and gaming with languages for the masses. And Apple has his translation software, and that could bestow education and fin for the masses (who could afford it) and beyond that (after a year) it could be transferred to whatever MetaQuest offers. I did that in under two days and even set the premise in this blog to give them the setting to a unique ‘game’ with Guerrilla Games. Did they catch on? No, they are all on a non-existent AI horse (not the one used for Troy), but just as fatal for the people without imagination. So when I see “No player in the virtual reality space has yet to figure out how to drive widespread adoption of the technology. Apple hasn’t disclosed how many of the devices it has sold. The company has struggled to get developers to make apps for the Vision Pro, putting its success at risk, The Wall Street Journal has reported. Apple declined to comment.” I merely laugh. It took me two days to set the premise of close to a dozen ‘games’ (OK, several have an educational nature) and as such it is on Apple. Especially when you see “The company has struggled to get developers to make apps for the Vision Pro” on two days I have the setting for a dozen games (close to 10 all with the same setting) and there is as I personally see it, a need for it. They just needed to get Ubisoft (desperate for more revenue) and Guerrilla Games on board (who might wanna do it, for the unique venture it allows for) and basically this would be close to no funds required, merely expertise and hardware. And as both developers have 80% of the software done. The setting should need little time and from the moment on the visibility rises as gamers all over the world are seeking such a solution and that is merely the start. So is Apple or Timmy the Cook interested in that setting, or are they hiding from the idle bomb called AI to implode in their faces. It could be that the WSJ doesn’t see what could happen, but as I came up with the idea nearly a year ago, I am willing to push the blame to Apple. This is basically what you get when you have mere yay sayers and none of them an innovative bone in their body. 

Could I be wrong?
That is a fair assumption, but I published those articles in 2024 and what have they produced? Nothing, not even an article that my ideas were just not that realistic, which would have been folly as the first setting was seen on a Playstation 3 with a mere 256MB memory on 20GB storage, as such it was produced 18 years ago. And I found a novel use of IP that was over a decade old. The second idea is a bit more dodgy as it was made on a PlayStation 4 with 8GB and 500Gb storage. It should be possible, and that would have been the real people drawer. As such I feel confident that I could set the winning solution. It just needed a conversation between Timmy the Cook and Arjan Brussee. The impact on the world would be amazing. All these so called innovators and they  simply missed that setting. The consequence of no creativity connected to imagination.

So when we see “Fox says he’s worn his Apple Vision Pro headset about four times in the past year.” Did he even consider the setting with real estate? He is a realtor after all. Did he consider that he could show something in 3D in ones view? Just a thought.

The settings are there and Apple needs to consider that idea’s this new needs a tiger team for setting the brand to the developers. As such they need to come with idea’s (perhaps different ideas from me) and see what developers could set the premise? I found two developers, one who desperately needs revenue and they have almost completed (as I reckon it to be) close to 80%. So when did you see a developer who cannot complete the idea for the last 20%. It is a simple question. 

So from there when that first setting is shown these programs can evolve into ‘newer’ settings where people can learn start Arabic, Latin, Italian, French and English. Just on the setting of the same premise and as you evolve the game where clothing was once cosmetic, the larger setting becomes that better clothing and a better location allows for more evolved language skills. Something that could entertain and educate people for weeks at a time. So how was that difficult?

And if Timmy isn’t up for it, perhaps Mark Zuckerberg can see a whole new dimension of options with the Meta Quest. The hungry want to at and more revenue allows for that. The most simple of settings that we can now see and where does that leave Apple? That is the question. Well, of all else fails, Timmy could become the Cook people needs to make them muffins. In the mean time the innovators in the world will take whatever they can to propagate themselves, because that is also a consequence of the innovator gene. You get to go places.

So have a great day, still Sunday here with a mere 225 minutes until dinner.

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Delphi in a name

Yup, we are talking about Oracle, not Borland. And whenever I hear Oracle I tend to add the ‘of Delphi’ automatically. It is a Pavlovian thing. This is nothing negative about Oracle, I wanted to join their ranks in the 90’s, and beyond the millennium a few times too. My origin settings was a database programmer (I earned my stripes with Clipper, the Nantucket version). I think it is the very first program where I shelled out $650 (Dfl. 1,200) for a program and I learned a lot through Clipper. I also got the Clipper notes (Norton Notes) and these two kept my in my apartment (on a desk chair) for weeks and weeks at a time. I relish these happy days. Then of course I got into technical support and customer care through a precursor of IBM and my life at that point was pretty complete. I miss those days and I still think fondly of them. Not so much the upper ranks of that company with their political games, but them I was never a political player. 

So when I saw ‘Oracle commits to invest $14bn in Saudi Arabia over next 10 years’ (at https://www.datacenterdynamics.com/en/news/oracle-commits-to-invest-14bn-in-saudi-arabia-over-next-10-years/) my mind starting swirling and twirling (sorry JK Rowling) and my creative logging started to set new parameters. 

You see, we are given “Oracle has committed to investing $14 billion in Saudi Arabia over the next 10 years to expand its cloud and AI offerings in the region. The plans were announced by the company on May 13, and in the wake of President Donald Trump’s visit to the Kingdom” this implies Technical Support, Customer Care and Trainings. Things I can do (all three) and I have had well over a decade of experience in these sections. As such I keep my eyes open for positions needed in either Riyadh, Mississauga or Abu Dhabi. I reckon that the investments are not just for Saudi Arabia, they are all spend in Saudi Arabia, but there will be essentially needed persons in Abu Dhabi because no one walks away from ADNOC and with ARAMCO in Saudi Arabia, a secondary call center would be needed in Abu Dhabi. And they too will have all three settings in that centre, beyond that I reckon that it will a location will be cheaper in the heart of ADNOC than in Dubai, so there.

When we see “Our expanded partnership with the Kingdom will create new opportunities for its economy, deliver better health outcomes for its people, and fortify its alliance with the United States, which will create a ripple effect of peace and prosperity across the Middle East and around the world.” The words “a ripple effect of peace and prosperity across the Middle East” merely implies (not confirms) the setting I see. You see, it makes sense to do this, but it requires knowledge of Oracle policies (and I don’t know those).

So when we see “Oracle has two existing cloud regions in Saudi Arabia – Saudi Arabia West, located in Jeddah, and Saudi Arabia Central in Riyadh. The former was launched in 2020, the latter launched in 2024, and is hosted in a Center3 data center. The company has been planning a third in the upcoming Neom City since October 2021, which remains listed on Oracle’s website as “coming soon.”” Someone would think that another cloud the UAE cloud should be there as well. Merely not mentioned in this stage, but ADNOC is too big to walk away from and Microsoft has dropped the ball too many times. There is a setting that implies that IBM and or AWS are already there, but that gives the larger setting that ADNOC becomes dependent on one supplier and they are as smart as they come. So I am betting that Oracle has that region (as well as Dubai) in mind when we consider DAMAC (valued at US$ 595 million) with the total revenue recorded by DAMAC Properties was AED 7.5 billion (2017), and they are not all. There is also Emaar Properties, which is said to be the biggest of them all and that are the kind of clients Oracle really likes to keep happy, as such I saw the stage evolve, even though they are already there and in January 2025 we were given ‘Oracle to increase Abu Dhabi investment five-fold’, as such I think that there might be a new need to seek employment with Oracle. Now add to that the quote “Earlier this month, the Abu Dhabi government put out a call for the development of a single multi-cloud system that will serve more than 40 government entities” and you’ll see that there might be space for me too, either in Abu Dhabi or in Mississauga and the two cover a little over 20 hours a day coverage in a 24:7 setting. The nice part is that it takes time to get people up to speed, so I might have an advantage (merely a slight one). 

So as I am about to dream the day away on this rainy Sunday. I see the cogs of industry revolve around the settings of the world and I keep having happy thoughts.

So have a great day everyone, preferably less rainy than it is here.

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Death is nigh

Yup, a bit gloomy and perhaps a little too doom speaking, but the news is there and I for one saw this coming a mile away. I mentioned this in the article ‘Utter insanity’ on October 4th 2020 (https://lawlordtobe.com/2021/10/04/utter-insanity/, aka World Animal Day), I mentioned in there the few articles where I also made mention of the US debt, one as early as 2020. So why now?

Well, Reuters (at https://www.reuters.com/markets/us/moodys-downgrades-us-aa1-rating-2025-05-16/) gives us that the credit rating of America has been downgraded. It went from AAA to AA1, this might not be a big thing, but it is, especially in current conditions. You see, Moody also gives us “Moody’s cites rising debt and interest costs” and with that one line the die is cast. Even if it is merely a rise of 0.1%, the implied setting of $36 trillion ($36,000,000,000,000) gives us an additional interest of $36,000,000,000 or $36 billion and the Americans cannot keep their budget as is. So how much larger will this debt become? You can all say that Saudi Arabia is now investing, the AI is coming. But the investment over years will not even pay for the interest increase and at present the top 10 least risky investments hold 10 countries and none of them is America. Makes you think doesn’t it? Then there is the second stage, the stage where some players might think that holding US Bonds might be a tat too risky for them and banker being the cowards that they are learned from the 2008 credit crises and they will be bailing at the first opportunity, especially as the UAE is a much safer and seemingly more rewarding venture at present. 

So is death really nigh?
That is a fair question and I am hesitant to answer either way because the reliability of the press is nowhere to be found (perhaps in a dozen places). So they cannot give us the goods and I saw this going as far back as 2011, as such we cannot see any press reasonably credible, especially when they quote market wannabe’s. And this is not on President Trump, although his actions did speed up the process. The World Travel & Tourism Council gave us “THE U.S. IS projected to lose $12.5 billion in international travel spending this year, falling to under $169 billion from $181 billion in 2024”then there are the losses in defense projects, the losses from allies regarding Canada and Greenland and that showed me that America is desperate, and it seems now that the hammer falls down on people realising that I have been right for over a decade, but bury your heads in the sand. All these presented ‘wins’ are a cloth covering the larger losses. The AFR gave us yesterday ‘China slams Trump’s new chip ban, reigniting trade tensions’ with “The US Commerce Department issued guidance this week that Huawei’s Ascend AI semiconductors are subject to export controls anywhere in the world on the basis that they were developed using American technology.” What a way to piss off your allies. We see this when we critically look at the statement “For Washington, restricting Beijing’s access to cutting-edge processors is a way to blunt China’s rise in artificial intelligence and military applications.” In the first, Huawei is using its own chips, making it doubtful that it is ‘cutting edge’ and in the second, you just tried to ‘beg’ Saudi Arabia for more money, do you think that they as well as the UAE will take that warning? Huawei already has a decent grip on that region with cutting edge development and Oracle is about to go there too. So is this the best way for the American administration to hedge their bets? Now that their credit rating dropped, I reckon the floodgates are no longer sealed, whatever they let through will cost America close to billions and there are people holding trillions in American debt, as such they are likely to get out while the going is good.

So what if I am wrong?
It is doubtful, but it is a fair question. Look at all the economy that America lost in this year and add the losses of next year too, because as I see it, tourism and all the connected spendings are close to gone until at least 2027. Then in 2029-2031 Saudi Arabia has its 2030 setting with all the new resorts (which was always going to happen) and as such you see, the strangling interest of 36 trillion on American and their dream settings. The fact that Tourism at present is “This significant shortfall represents a 22.5% decline compared to the previous peak” as such their current setting is a lot less than 2019 before COVID, it is that bad and we might not care for the income of Disney, or Warner Brothers but this also impacts all the places around them as people cannot afford it all in these places. These places will share in those losses, as such I reckon that Florida will have a few massively bad years (compared to the present). Do your own researching and never accept anyones word as gospel (not even from me), know that data, know your area and see where the losses can be seen. 

I reckon that Oracle is doing fine and will be doing fine for some time to come, but they too have shed employees in 2024 and 2025. 

As I see it, when the masses get the insight of how bad America is doing, that coffin will basically bury itself. So have a great day and don’t let the recession hit you in the head, it is an expected two weeks away at present and there is the setting we all received there hours ago ‘Why France, Canada, Denmark, Germany, Finland, UK, Netherland, Belgium Issuing Travel Advisories to US, Making a Big Dent in American Tourism Revenue, The One Detail That Changes Everything’ as such the bulk of the EU is turning away from America on tourism, as you can see, I remained optimistic, it seems the news is pushing ahead of the settings we now see and when they catch on regarding bonds and America quality of life going down too, the panic will hit wall street and several other markets

So enjoy this Saturday.

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