Category Archives: Finance

July 1, 2024 · 10:51

The changes to a Digital Currency

I was alerted to a story on https://www.cointribune.com/en/saudi-arabia-joins-the-wrong-blockchain/ stating ‘Saudi Arabia joins the wrong Blockchain…’, well that is merely a matter of opinion. You see the CBDC (aka mBridge) is a digital currency that is controlled by banks. It is under control by China (read Tencent) and is a system that runs next to swift. It could rival it over the next few years and moreover could overtake swift too (speculative view by the writer, aka me). The involvement of Saudi Arabia implies “The kingdom’s integration into the BRICS club is far from trivial. Member countries are clearly expressing their intention to purge the dollar from their exchanges. The arrival of the Saudis could mean that Saudi oil exports to China could one day be conducted via the mBridge blockchain, in yuan”, implies is as I word it, but the implications as quoted is the first major dent into the ‘settings’ that could take a lot of Wall Street out of the frame, again this is purely speculative. Another source, Forbes gives us (at https://www.forbes.com/sites/digital-assets/2023/08/24/bitcoin-vs-cbdcs-analyzing-universal-access-in-digital-currency/) ‘Bitcoin Vs. CBDCs: Analyzing Universal Access In Digital Currency’, which they gave us last August. They also give us “The digital cash revolution was spearheaded first by bitcoin and then by other cryptocurrencies, which has led to the birth of Central Bank Digital Currencies.” This is followed up by “it’s the rise of CBDCs and cryptocurrencies that may represent the most transformative phase in this evolution.” I think that is the larger issue. I don’t trust Bitcoin, not because of the digital setting, but the picture that it is not supported by any coins, or gold make it a virtual currency. ‘Everyone’ is on board for what they think it will bring. But the larger picture becomes that a virtual setting could from today ($62,730.9037) and when it goes to $50,184.7258 tomorrow (worst case scenario) there is nothing stopping it, moreover I reckon that all these pensioners hoping to get rich of this, this downfall will result in lots of pensioners ending with nothing. That was the fear I alway had. This is why I do not trust it. The CBDC (mBridge) is as said cemented in “the country’s central bank.” Forbes also gives us on the of the 23rd of June (at https://www.forbes.com/sites/digital-assets/2024/06/23/cross-border-cbdc-focused-project-mbridge-moves-forward/) “For more than three years, the Bank of International Settlements (BIS) and the central banks of China, Hong Kong, Thailand and the United Arab Emirates (UAE) have been working on a cross-border central bank digital currency (CBDC) project known as mBridge. In a nutshell, the project aims to improve efficiency, speed and transparency in cross-border payments.” It is the transparency that matters and the fact that it is under control of a nations central bank. This implies that banks are ultimately responsible for issues, with Bitcoin this is anyones guess. The text “MBridge recently took an important step forward with the completion of its minimal viable product (MVP) stage and the decision by Saudi Arabia to join the project.” You see this means that mBridge would be getting support from places like Aramco and China with their Yuan. This puts the USA on a slippery slope (commercial wise) if the oil dollar pushed to nowhere, the Yuan will gain strides of upgrades. Additional we get “According to China’s Digital Currency Research Institute (DCRI), mBridge transactions take seven seconds and cut cross-border payment costs by 50%.” I believe that the 7 second delay is only applicable to cross border issues and I do believe that this is a temporary delay (before the first upgrade a time upgrade), the reducing of cost by 50% would be cheered by all sides of the equation (probable with the exception of Wall Street). The article ends with “but risks to the initiative will rise sharply if it becomes seen as part of broader U.S.-China competition” a political setting, but as that rises the USA (and optionally the EU) will lose a lot more. For the most the people are fed up with the American bully tactics. It is hurting their pocket. Consider that a decade ago where everyone copied the narrative “Washington officials began warning of Huawei’s ability to embed spying capabilities in its gear” but never was any EVIDENCE presented by anyone. We get setting like ‘could’ and ‘the possibility arises’’. The former director of German intelligence stated to Deutsche Welle that they didn’t understand that technology. So where is the evidence? America presented a case that was settled a decade earlier. China has issues with the US and EU. This is their shot across the bough. And it is one that matters. With billions in revenue gained, with the BRICS setting and with a setting that could replace the oil dollar with the Yuan, Wall Street would lose a lot. So whilst the American administration begs for cheaper oil, all whilst they pretty much shot themselves in the foot. 2025 and 2026 might prove disastrous for both the US and EU. The EU will accept the mBridge solution a lot earlier than the US would and when the Bitcoin loses 20% or more in value. Many pensions will be reduced to zero. It was the risk of a decentralised system with no foundation in any bank or in a commodity like gold, but that is merely my point of view.

Enjoy today, it is still yesterday in Vancouver and Toronto. 

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June 27, 2024 · 01:17

The side not illuminated

The BBC (at https://www.bbc.com/news/articles/c5111qxl2nro) is giving us ‘Apple in breach of law on App Store, says EU’ We get a few sides, but one side is not given to us. We are given “European Union regulators have accused Apple of being in breach of new laws designed to rein in big tech companies” It sounds nice, but at present the station “rein in big tech companies” is at least sanctimonious. We are also given “The firm charges developers an average of 30% commission on its App Store” and the penalty is given as we are given “The firm faces a potential fine of up to 10% of its global revenue if it fails to comply with the rules”. You see the one part we are NOT given is that all these developers get a channel to publish their work. The get their million by harassing people with advertising. These developers have no interest in giving gamers a real gaming satisfaction (some, but massively too little). So the EU should consider the fallout. You see Apple and Google could do two things. Pull all the games with an advertising channel, stating that this is not permitted. The second part is that they can start charging for the service. The bulk of these gaming ‘companies’ will soon thereafter collapse. You see when all these companies get CHARGED for spreading these games and cyber security. The net thing we see is that these companies will go somewhere else and the dangers of servicing hackers becomes rather large. 

The next part is that this becomes a new setting where the UAE and Saudi Arabia will get the option to offer the same thing Apple and Google did, but charging a mere 5% to 10%, the rest will probably going to China, making the EU and US lose even more revenue. 

All this because the shareholders of Epic Games wanted more revenue and they got this by throwing a tantrum like a child so that they get charged less for services. And lets be clear, they were eager to accept the deal when they were small, now that they are big they can afford to pay for the services. But that is not the only part. Epic Games wanted another path and when even one of these 3rd parties get to be hacked and the players get the damage, Epic Games will face the largest class action lawsuit in history. At that point I wonder how the shareholders will reflect on a pay cycle that will cost them billions. They had a safe environment with Apple and Google, but when that falls away these two will help to give the victims all the numbers and all the support they need to clean out the vaults of all the game developers who took the greedy way out. In addition the EU will get a new problem. As game makers fall flat and optionally move to China or the Middle East the EU will lose revenue. In the last 8 years 10 games made $13,000,000,000. So what will the EU do when that goes to China (or the Middle East)? There are over 200 companies, 105 made over $500,000,000. This was a bad call. These politicians have a socialistic mindset, Take from the rich, but they forget that these rich companies set the foundation of growth. Sergey Brin, Steve Jobs, Mark Zuckerberg and Jeff Bezos were real innovators. The mediocrity of Microsoft is pushing them back more and more. And whilst they might be shown as the richest, they are losing more and more ground. Now with the EU, more and more business will move to better (read: non-European and American) shores. 

And the EU did this to themselves. Consider the DMA:

  • Business users who depend on gatekeepers to offer their services in the single market will have a Fairer business environment (But these services come at a cost, no more Freebees)
  • allow third parties to inter-operate with the gatekeeper’s own services in certain specific situations. (If hacked those services become nullified)

Just to part, the first will nullify these innovators, they cannot afford these services and they will go to a cheap solution making them a target for hackers. The second part will end some games, gamers have no patience and no humour. So when their game stops they will all cry like little children, their toy was taken away and when a hacker does get to upper hand, the class actions will come calling for all these companies. It is a war that the EU cannot win and the larger companies will become empty shells (my prediction). 

Until this first case was decided there was merely a threat of things, now it is coming to pass. 

I wonder what happens to the ‘fake’ economy in Europe when this starts. When advertising through gaming stops. What will the damage be? Amazon, Apple and Google have other means for getting advertising revenue. The others? Anyones guess, but there is a chance that a few hundred companies are sweating because no revenue meant no cost and that could stop now. So they need to find bankers. And what will those bankers demand? All issues that the DMA (Digital Markets Act) did not consider. I believe that this Apple case is opening a can of worms  no one is ready for and the implications are long term.

And now it is Thursday, Enjoy this day when you get to this point.

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June 14, 2024 · 12:30

The teeth that bite

It is a phase we see, the teeth are the realisation that issues are catching up with the world. They knew already, but they decided to keep you all in the dark. For this we need to go to ‘Will China Replace the US As Saudi Arabia’s Main Ally?’ (at https://thediplomat.com/2024/06/will-china-replace-the-us-as-saudi-arabias-main-ally/) there we are given the setting that China is ‘optionally’ replacing the United States as the main ally of Saudi Arabia. You might wonder what this is about. You see, I predicted this happening on June 3rd 2023, a little over a year ago (at https://lawlordtobe.com/2023/06/03/would-you-believe-that/) in ‘Would you believe that?’ I even inferred that earlier, but that was more speculation then the application of Business Intelligence. A year ago, Now lets be clear, I am nowhere near as gifted in analyses as the people in The Diplomat are (or should be) so this is where I got to ‘they decided to keep you all in the dark’, the writing as on the wall and it will become worse. Even as the United Stated is no playing nice to the Middle Eastern nations (Saudi Arabia and the UAE mainly). Their need for cheap oil, their need to keep involved but it is too little too late. Saudi Arabia is catching on and China is there to take up the slack. Brics was an element, but a small one. China was already catering to the needs of Saudi Arabia. 

And that is also my new setting of sales. You see I created the IP that could give Saudi Arabia (or the Kingdom Holding, owned by Al Waleed bin Talal Al Saud) And it could give either 5 billion a year in phase one and continuing to 20 billion a year in a later stage. Billions deserted by Google and averted by Amazon and Tencent Technologies as well (Microsoft was not invited). It merely required them to open their eyes. And with this setting there is a clear showing of elements where these players are shown where they lost out. For the most they are all on the AI horse (which does not yet exist) and more importantly, as this IP matures, the moment LLM (Large Language Models) and Deeper Machine learnings grow up and interact, the setting will become even brighter. One pillar of this could cost Facebook a little over 10% in the beginning with around 20%-30% later on. All because the captains of industry were asleep at the wheel. 

And do they connect? Yes, when China wakes up to this revenue and they see that they can go after the treasure trove of Facebook, they will have a vindication of TikTok, more importantly, TikTok could become the main driver in the Middle East, which should partially hurt Google as well (an unintended side effect). Now that the ties between Saudi Arabia and Indonesia are strengthening, the game changes even more. When Bangladesh is reeled in the loss for America and Wall Street is nearly complete. Egypt is already on board, so 3 out of 4 are on the side of Saudi Arabia, all that because people are running after hypes and (more often then not) asleep at the wheel. 

Perhaps a little reminder is in order. Chasing hypes is the consequence of marketing, not sales. One is wishful, the other is an achievement. China seems to have it partially worked out, how far they have come is unknown to me, but the setting that the Diplomat needed to give credence to this stage implies that the controlling powers are now scared that the stage is taken away from them. I think it is already being taken away, but we need to see the news on that (if they even report on this). 

The stage is set to the discussion on China replacing the United States and the west, but the one part that they do not report on is the impact that this economically has. You see, this would push well over $135,000,000,000 from the US and EU towards China. It seems like it will be ‘regarded’ as small fry, but the lack of these funds will definitely hurt the EU and the US, should my IP have the larger impact than the stage changes even further. Consider the UK reporting on a loss of 4 billion, the EU on 65 billion and the US 66 billion loss, how much tighter will their belts end up being? In that same setting Beijing will get the extra revenue which will open door to second and third tier revenue. 

We can argue that I am not seeing this correctly and that would be fair. But I have been right for well over a year, the writing was on the walls on this one. And consider one little extra. I came up with the IP. Not Amazon and not Google, so when you realise that they were asleep how much revenue did they miss by chasing a non existing AI horse? And Apple? Not sure where they stand, they have been minding their own niche which is fair enough. Yet when we consider that they too left (for other reasons) billions in revenue. What learning should we take from that? I say learning because when you are focussed on a niche that is part of a market and you mind your store, you are not doing anything wrong. We need to also see this. But Amazon and Google should have picked up on this. They cannot hide that failure. Merely my point of view.

Have a great day.

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May 27, 2024 · 06:54

Where to spend it?

I saw a report on the CNN site a few days ago (at https://edition.cnn.com/2024/05/23/politics/senators-trudeau-letter-defense-spending/index.html) Now, I get it, every nation needs to get their defence correctly. However with the message ‘US senators write to Canada’s Trudeau asking him to meet 2% GDP defense spending commitment’ and the 23 senators may have a point, we all have to carry our weight. But I believe that the US is expecting Canada to hand that money to south of the border. I am not on that horse. I think that Canada, if spending anything that is essential will turn to the UK and Australia first for their needs. The question isn’t merely what not had been bought. They question becomes “What needed to be bought?” I don’t have those answers. And Canada does not stand alone. In all this Spain, Turkey and the Netherlands are on the same horse and the pie of revenue is dwindling down, it means that there are more hungry mouths to feed. This means that there are options is both the Commonwealth and the EU. I wonder when these 23 senators start realising that their defense revenue might be in jeopardy. In this age of economic stress, just handing it over to the US might not be the wise choice. If possible Canada should consider the UK for initial choices. The US sets up the 2% clause hoping that it will come to them, but that is not a given. No matter how this works out. These nations need to set a stronger manifest on what is needed and on what is required. Now, this is hard because defense elements aren’t really public information, but the fact that 23 senators give a letter with the underlying “they believe Canada — unlike other nations — does not appear to have a plan in place to hit the target, a congressional aide explained.” I have to ask what evidence is there? And the fact that a US congressional aide comes forth with this is secondary. So how did this get ‘leaked’ to CNN? Do Canadians know how their defense systems fare? Just a few questions that come to mind and I wonder what plans are set to those F-35 Canada ordered earlier. 

It is not enough to consider that 2% needs to be spend, the question becomes where to spend it and on what.

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May 18, 2024 · 21:43

Thoughts

As I am turning towards Engonos and some of the embellishments that I should incorporate I also am reminded of something I wrote in March 2017 (at https://lawlordtobe.com/2017/03/17/the-finality-of-french-freedom/), yes that long ago I made predictions, all based on common sense. And now we see in the first Deutsche Welle (at https://www.dw.com/en/germany-faces-challenge-as-2025-tax-forecast-sinks/a-69102992) where we are given ‘Germany faces challenge as 2025 tax forecast sinks’, this sounds like a trivial matter, but if the first economy will have issues with paying for its infrastructure, the entire mess becomes a problem. So we are all given “Finance Minister Christian Lindner said it was clear that the public sector would have to tighten its belt.” And it is followed and pretty much epilogued with “What I repeat almost like a mantra in view of the exorbitant political wishes is now available in black and white: There is no new financial room for manouver in the foreseeable future.” 

There are a few sides to that. I the first Russia loses an enemy, a lame duck that is part of the EU. Germans has no moves left. The second one is ‘France faces four major economic challenges in 2024’ (the FT article was behind a paywall) and this one is found (at https://www.euronews.com/business/2024/01/23/france-faces-four-major-economic-challenges-in-2024) is is a little older but as the economic belt of France is tightened dark clouds are forming. They have one advantage, the 2024 Olympics will bring money. How much? Is anyones guess. France has problems with manufacturing, The Chinese markets are not dishing out dough for French items like wine. And behind this is “The extraordinary debt levels across the major economies in the world pose a risk to France, too, as it faces the threat of an austerity budget which directly impacts the financial health of households and consumers.” We get the ‘quote’ “The French manufacturing sector remained low throughout the year, sinking deeper at the end of 2023. If output remains at the same level, there is the possibility of a “technical recession” within the sector”, when the media starts adding ‘technical’ to the story, you know that there is a problem. To put it mildly blunt, there is for example not a technical pregnancy. My penis entered her vagina and I came. She turned out to be pregnant or not. Nothing technical about it. You can dwindle numbers around all you like, but in the end there is a recession or there is not. These two stories matter, especially when you consider the first one I wrote in 2017. There I set the EU like a pontoon, kept in place by 4 anchors, they stop the the pontoon being thrown around in the economic sea of uncertainty. 27 people on that pontoon, 4 of them were manning the anchors. These was the UK, France, Germany and Spain. Now, the UK left and both France and Germany are in a difficult position. So it come down to Spain who is not doing too well either. I saw this in 2017, but the media kept on playing its game on populism, so who looked out for the overall health of the EU economy? 

As you can see (based on Q2 2023 data) That the EU debt is partially driven by France and Spain, the UK is no longer part of the equation. The EU is in a dire position. And whilst we get jolly news all over the fields the direct problem is will the US sell the EU down the river, or will the EU chisel its marks in new ventures? Overlapping the fields where the US was sole choice. That too I set out in the past. The simple consideration is that if the world is a cake and the cake is almost none growing, the population growth and the debt growth implies that there is less to be had and you know the issue with shortages? People go hungry, the population loses it humanity because it is the era of ‘me’. So whilst we consider that different choices needs to be made, the old setting under Wall Street and the US will soon become a field of Commonwealth, Brics, China, and the Middle East. In all honesty with all the messes the US is creating none of them have a use for them. It sounds harsh but that is the reality. In a land where we have 10 people and 7 meals the hungry will not care who is humane or who is woke. 7 will eat and three will not. It is not a nice setting, but the realistic one. There were options for energy and housing all by Elon Musk. Are they true, are they false? I cannot tell. It seems to be limited to Youtube and TikTok. The media as far as I can tell have not touched it. So where is the media? Are they now governmental tools? Consider the fact that nations have an issue with homelessness. So would this Musk solution help? Would this take pressure of the stress? France, the Netherlands, Australia, they all have issues but no one seems to tackle them. This matters because when the economic drivers come calling on the EU the other settings becomes huge. And the media is doing way too little about it. Why is that? 

Just a few thoughts that came to mind on this Saturday.

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May 17, 2024 · 00:54

Balances? Check please!

Two articles passed me by in the last 24 hour. The first gave me pause to think, the second was merely icing on the cake. The first article (https://www.bbc.com/news/world-us-canada-69018575) is the report where the BBC tells us that 2 brothers required no more than 12 seconds to steal 25 million dollars. This happened in April 2023. Now it is time for a history lesson. In the 13th century Amatino Manucci, working for Giovanni Farolfi & Company tarted this approach in 1299 (possibly earlier). This method was still taught when I was in school 680 years later. But the IT people al rushing to get things done faster did away with parts of that. Although this last part is speculation, it makes sense that someone got lazy. Systems have seemingly done away with checks and balances. Interesting enough the BBC also gives us ““The defendants’ scheme calls the very integrity of the blockchain into question,” US Attorney Damian Williams said in a statement on Wednesday, referring to the public ledger that records crypto payments.” I am not sure if I can agree with that. Blockchain gives a timeline, change that and the timeline gets disrupted. What matters is that crypto needs a clear set of checks and balances in place to avoid ‘batch hackers’. As I see it there is an issue with the ‘pending private transactions’ why was it pending? The reason could be very valid, but then the checks and balances for pending transactions needs an overhaul. I am certain that this is not the only case. Yes, it might be the first case, but there is a larger station. You see the department of Defense (US) will have this coming year $850,000,000,000 and how much of that is set in pending transactions? Spread over Army, Navy, Airforce, Marines and Coast Guard. I reckon the US treasury department will hauling ass to get a handle on this. 

I am not arrogant enough to live by ‘this could have been prevented’ but systems evolved so quickly and with so much ‘need for greed’ that I have serious doubts whether someone set down to consider and evaluate the checks and balances on such systems. Even a odd ball geek looking at this and trying to see it inverted because that is the point where glitches are found. 

The second one was also from the BBC (at https://www.bbc.com/news/business-68843985). In this article Jane Wakefield gives us the goods. It is given with “There has been a common theme to these stories, and it is all about how each celebrity made vast sums of money from an online investment opportunity in crypto currencies. And if this all sounds a bit unbelievable, that’s because it is – I hadn’t done a single one of these interviews, nor written any of the articles. And none of the famous people involved, or me, would dream of endorsing crypto investments of any kind.” Is is another setting where the system is not ready for the criminal element. In my mind it lacks checks and balances. Although here it is not as simple. You see there are a dozen roads to the honey jar and sealing them all will just be a waste of time. There is a setting of cloaking and Meta does what it can, but these criminals are as good as the Meta developers, often faster too. 

For now I am still of the mind to never engage with any advertisement on Meta, it is not to be trusted. No social media is and that is a hard lesson to learn, but learn it or lose your cash. This is of course no good news to the real traders there, the real novel experiencers of hobby equipment, but it has come to this. It is time for meta to get a check mark too, one for sellers, so that the people are going to the right place. I am not sure how to go about that, it is not my field of expertise. 

It is Friday here now. Joy, joy.

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May 14, 2024 · 21:00

Bully tactics?

I know, I added a question mark, because the Reuters article leaves me (at https://www.reuters.com/technology/uae-releases-new-ai-model-compete-with-big-tech-2024-05-13/) with questions. It is nice to see that the UAE is going all in for the AI generation and the Abu Dhabi’s Technology Innovation Institute (TII) is releasing a Falcon 2 series: Falcon 2 11B, a text-based model, and Falcon 2 11B VLM based system. However the US gives them scrutiny with the statement “American or Chinese technology.” As such the US is drawing battle lines in the middle east. Considering that we see “Emirati AI firm G42 pulled out Chinese hardware and divested stakes in Chinese companies before securing a $1.5 billion investment from Microsoft that was coordinated with Washington”. The danger for the US is that so far Microsoft hasn’t been delivering anything other that mediocrity. As such should this fall over the US will lose a hell of a lot more. Considering that the UAE is now BRICS, there is a chance that Microsoft (and a decent one) that Microsoft will go into its Delay, Blame and Miscommunication protocols. On the other hand I know NOTHING about either the Chinese or the American chip in question. The better setting is that UAE’s Falcon and Meta’s Llama, have made their code publicly available for anyone to use. As such that would imply the better creation of traction with the population. We are also given “Al Bannai said he was optimistic about Falcon 2’s performance and that they were working on “Falcon 3 generation”” In the end this was the first I heard about the Falcon, so we will be getting a lot more soon enough and I should look into the TII and what else they have cooking. You see “a vision-to-language model that can generate a text description of an uploaded image” has added bonus regarding yesterday’s blog. A simple scan of the boarding pass, or luggage tag could imply that booking a new tourist could be done in seconds. I have never been able to check into a hotel in under 5-10 minutes. Take that amount and multiply it by 53 million. That is an annual saving of 505 years. And that is only one country. That and a few other blogs I have written about shows you the essential need to upgrade tourist systems. The question. Then becomes whether such a system will have an Arabic setting and the UAE will have a system that benefits the UAE, Saudi Arabia, Egypt and Indonesia. All places with growing tourism at present. That is a setting not to be ignored. And the west? Well that remains the question, they will see the benefit of upgrading son enough and when Hilton, Marriott, Hyatt and others see that time benefit, they will all come on board regardless of where that chip originated. 

Time will tell who wins that caper in the end, because the $1.5 billion investment doesn’t last long when you are confronted with Delay, Blame and Miscommunication tactics (if that happens). 

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May 13, 2024 · 22:44

It’s a WOW.

There was something unreal about the news I saw in several sources. The Emirates have posted record revenue boosts. The article (source Reuters) gives us “Dubai’s Emirates airline on Monday reported full-year profit up more than 60% at 17.23 billion dirhams ($4.69 billion), comfortably beating the previous year’s 10.6 billion dirhams” 

We can ‘deduce’ from that that they almost beat their last year target by 60%, that amounts to something. Because of some options in Dubai and Abu Dhabi I tend to keep an eye on anything UAE, so this was a whopper of an achievement. Then we get the additional “The state-owned airline will pay its staff a bonus equivalent to 20 weeks’ salary” which is big. I never recall BA or KLM doing anything like it, or Air France for that matter. Good people is about keeping them happy and the prospect of 20 weeks of vacation does just that. Your quality of life goes up. Take that with a previous article I mentioned about the recruitment drive that they have going implies that the run on Emirati jobs will increase rather dramatically. Now in light of Dubai Airport where everything is large, smooth and well catered to implies that it should drive tourism even further. Dubai is already one of the largest airports in the world, currently number 2 after Atlanta Georgia, but that will not last long. There is a new wave happening and I reckon that when they upgrade their Customer Service Systems (my speculation) the formula changes even further. Consider that arrival in Dubai also triggers the Hotel, so they know that you are coming, taking one queue partially away from you. We see all these software vendor scream AI whilst bullying you into installing add-ons (Google), or Advertising you to death (Microsoft) and they probably never considered to look at the foundations of Customer Care in tourism and travel. Weird isn’t it? 

A stage where some think “it is part of the journey, part of the pain”, and no one considered that this pain could be dealt with. Should the UAE and optionally Saudi Arabia deal with that pain places like France, UK, EU and USA will have a much larger issue. It isn’t that their sights aren’t worth seeing. It becomes a setting where it takes a lot more effort to see them. The first hurdle for any tourist. And it is a simple setting of one hand feeding the other. In 5 years the tourist picture will look very different. I wonder when some will catch on to what Emirates is currently achieving. 

 

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March 15, 2024 · 04:16

The players

This is a bit hard for me. I have just had open heart surgery (4 weeks ago) and things are not panning out like I would hope. I think I am now on my last few legs, things might improve, but I do not think so. This is it for me, so the last thing I can do is to keep the IP out of the hands of Microsoft. Why would they enjoy my life’s work? The procrastinators of mediocrity. The man who gave us the term ‘Meh, good enough’? The insult is just beyond insane. So lets follow this up with the players who were invited. 

The favourite child
That was the first, Google. I have always ben pro Google and as such they had a first position. That was until they dropped the Google Stadia. At that point Google was out. The Google Stadia was the number one systems, but they were not alone.

The initial players
So, I had to look at other players, there were three

Amazon Luna
Apple Arcade
Tencent Technologies

The three are optional choices, the all needs to pass the qualifying questions (Whether they can run unreal 5 engine applications) but that is about it and the rewards are there. 50 million consoles in the first stage and another 125,000,000 consoles in stage two. So from inception until about 2 years to get the numbers. That places the system who takes that dive to the top of the charts, surpassing Sony and equalling Nintendo, that is a strong incentive and the cost? A Canadian passport and 300 bitcoin post taxation (a lot less then initially) but with my timeline sliding out of reach, I can merely hope to get some kind of a reward for the idea and I have written about it often enough (not everything) but the larger lines remain intact and as I settle on the stage another player made his entry.

Finally

Kingdom holdings

You see, it seems that these players are afraid to commit, so I needed another player to optionally commit to the idea and an Islamic system might be a stage that a person like HRH Prince Alwaleed Bin Talal might like to spread his influence out over a much larger domain. Consider Egypt with 109 million people, Indonesia with 273 million and Bangladesh with 169 million, beyond that Islam is followed by a total of 1.9 billion people. My numbers were straight on and perhaps low as well. A islamic system that unites them all? A nice dream to have and one that could be a reality. That is the path I saw and now that my track is running to an end I want to make some money to life out my life in decent comfort. Is that too much to ask for? 

Anyway, I still have a few sides to sell and other places that can see that there is more to me. Will it work? I don’t know but this path was one I never predicted. One cut short by an open heart surgery. Will I survive? Perhaps, but not to the degree I expected, that much is certain. So now I can only hope that I can sell my IP to a party that is willing to hand me my dues. A simple dream but it is all I have left.

Enjoy the day.

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March 1, 2024 · 23:53

The dream connecting

This started yesterday, I was contemplating yesterdays article. I thought there was no connection, now I am not certain. I have been through a lot, my sternum was cut in half, my heart got a new valve and that was the start of a few issues. One if them is NSW housing stating that turning down an apartment on reasons of heart failure is not enough a reason, even the setting that I am in ICU did not sway them. So as such I have 2 weeks to get the papers in order. My life sucks!

So the dream was weird. It was like in some tropical French place. He was handing out food to all who wanted it. He was in relaxed clothing handing out palm leaves with fish and a side order of rice to all who wanted it. I also joined the queue and I took a leave from him. He said ‘hello’ and ‘welcome. Drinks are on the tables’ I said thank you mr Bowie and I started to turn whilst he continued ‘Mr Bowie is my dad, I am David’ Sorry David, I said and took a step towards the patio with benches and coolers with ice-water and drinks. I took something that looked like lemon based and I was surprised, it was lemon based with rum, sweet and delicious. It went nicely with the fish. The fish was lovely as was the rice. 

Whilst eating I was watching the people. They seem overly happy to be in this place. Some of the women were flirty and talking with him, but they kept their distance. His wife was still alive as such she would not be here. So why was I there?

It bothered me, I was still alive. So why was I allowed a look?

Then it came to me you see the EA list is set by the shakers and makers. Those who made the ranks at EA didn’t want that list to change, but the next iteration of gamers think differently, they see different sides and Streaming games will give them that and Apple and Android with their games advertisings will suddenly see a new rankings evolve. That is where Luna and its Tencent opposite can set new strides. It will be at some coin, but there is a chance that it will ruin the day that Apple and Google saw no further then there bankroll. I was stating that this will set a change of 50 million gamers, it could be more a whole lotta more and that is what is at stake. 50 or 100 million gamers who have had enough of advertisement. My line cancels out on 225 million gamers in stage two. If that proves to be correct it would create a streamer player list at the top, followed by Sony and then Nintendo. The question who could it be? A player who set the mark will win 

(as long as it isn’t Microsoft) the nice side is that streaming is new, really new and it will not hinder Nintendo or Sony, they have their own niches. This will be a new niche. A new order of gaming, where the happy moments are counted, not the achievements. And face it, can some of the older games even consider achievements?

So this side and the previous article give a more structural soundness. I just didn’t see it that way yesterday. But now I know more, there is always more. 

Enjoy the end of this week

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