Category Archives: Finance

The color of grass

The CBC just alerted me to something that kind of slipped my mind. There is no reason why it didn’t was on my mind, mainly because I do not harvest for headhunters. But when I saw the story, I thought that it would make a lot of sense. The story (at https://www.cbc.ca/news/health/us-scientists-canada-1.7502527) gives us ‘Top American scientists just lost their jobs. Canada is rolling out the welcome mat’ the byline of this story is “Manitoba, B.C., Ontario looking to recruit top scientists from the U.S.” You see, as we read and know from the last few months “Health Secretary Robert F. Kennedy Jr. is aiming to cut 20,000 jobs at agencies like the Centers for Disease Control and Prevention (CDC), the National Institutes of Health (NIH) and the Food and Drug Administration (FDA).” So here we have Canada, United Kingdom, Australia, France, the Netherlands, Sweden, Norway and Germany seeking specialists of all kinds of people and as they were shown the exit by America, others will look happily to bolster their own sides with people that they couldn’t get before. As such Health Secretary Robert F. Kennedy Jr. will be getting several Christmas hampers, optionally a dozen this year. Even if he is under orders, there is nothing like governmental gratitude from these nations. Of the sidelines. I can advise these governments that the Hampers at Fortnum and Mason (at https://www.fortnumandmason.com/international-delivery-category) are the best.

As such we see an inverted version of the grass is always greener on the other fellows grave. We now (mostly the Commonwealth nations) are the greener grass. So as we see “One example: Dr. Madhukar Pai, the director of the McGill global health programs, told CBC News he’s expecting a record number of applicants for a new tenure-track job in his department, opening in the coming weeks. It’s a field hit especially hard amid sweeping cuts at the U.S. Agency for International Development that are slashing life-saving programs across the world tackling diseases like HIV and malaria.” As well as “Scientists overseeing cancer research, vaccine and drug approvals, public health and tobacco regulations are also among 10,000 already laid off. Public health experts say the mass firings could have catastrophic impacts for the U.S. and the world.” Here I say that it s more the US then the rest of the world. This is the first instance of an American brain drain. The second setting was the market crashing over the last two days, making these people accept other locations a little sooner than accepted. As we see that ‘Trump tariffs wipe $5 trillion off Wall Street’, we also need to realise that some of these people are hurt in their finances and they seek a way out of the uncertainty. So these people are roaring to be the first with a decent contract under their belt. So as we see “Kevin Griffis, a former CDC communications director, resigned in protest two weeks ago after three years at the agency. He said the mass firings were widely felt and could have unanticipated consequences. If the agency needed to hold a press conference today about a major public health threat, “there’s no one who even knows how to run the sound anymore. Because they fired the studio team,” he said.” That case alone will speed China to remove whatever options the other players have. With that setting consider Dr. Fauci joining a Swiss medical enterprise, and according to Kevin Griffis when Americans do not know what to do when a health crises arrives. So when the next ‘covid’ arrive, the people can rely on the treatments through President Trumps ‘advised’ Hydroxychloroquine, but when that fails? What then. Canada can get a setting to be the next best thing to the CDC, then there is the European Centre for Disease Prevention and Control (ECDC), and they are a little tired of the American tariff game and could slap a nice 25% tariff on that. The settings for America go from grim to deep black soon enough. Even now we get headlines like ‘Elon Musk backs ‘free trade zone’ between US and Europe’ (source: Al Jazeera) and that is merely for openers.

So whilst the Commonwealth replenishes their shorts on medical experts, America need to wonder what else they could lose. I am still of the mind that America is near to implosion moment of their debts and shutdowns are likely to happen, when that does, these first ‘evaders’ are is a much better position than any other American, even now as the 5 trillion write off hits the entirety of the tech corporation, some will make it, some others will make massive losses taking their home selling efforts almost essential and the billionaires who relied on their Bitcoin, need to realise that this currency is still a few percentage points. So Sergei Brin (all-father of Google) had $142.2 billion, now at 7% less, he seemingly lost 9.95 billion, not that much overall, still more than the 5 billion annual I had reserved for his firm as additional revenue (he dumped the Google Stadia, so that was that) and as Jeff Bezos seemingly lost 13.51 billion, my IP could set him topside in around a speculative 2 years. It is all relative as I see it. Still, this is not about me. As America is losing the handles on the world thought essential services, others will step in to make a move for themself (and I am no different). You see, as the issues evolve, we see scientists that were in unshakable positions, were suddenly shown the door and now as we see “Canadian provinces are already trying to attract American health experts suddenly out of a job. Manitoba is “rolling out the welcome mat” for U.S. trained doctors, nurses and researchers affected by the cuts, said Minister of Health Uzoma Asagwara in a statement to CBC.” And this is only the beginning. As some other fields are shown the cutdowns, we see other ventures all over Europe and even in the Middle East, they are smiling and wringing their hands as fields of opportunity are given to them. The Hollywood fires gave rise to the Dubai Media Group now getting their hands on several lucrative projects. No this is in no way the fault of President Trump, but these small kicks can become a lot bigger. They are not related, but these separate items can become related. As health scientists have possible connections to pharmaceutical corporations, the impact to the larger stage will be visible in less than two years, so consider that in two years the revenue now (which is expected to be $605-$635 billion on medicine in 2025) gets down by 20% (speculative number) in 2027. So what happens when $121 billion goes to other places (like Europe)? So we have Defense (2022-2026) went to China and Europe (close to 90 billion)  now presumption on pharmaceuticals $121 billion less, and the Middle East are now aiming for $10 billion handing that to others and taking that out of America. So how many hits can the American economy endure the loss of of revenue in added fields of revenue again and again. At present (as I personally see it) America needs to pay interest on 36 trillions, which is a little over 2 trillion, all whilst the tax revenue is around $4.92 trillion (2024), so 50% is out on paying the interest of outstanding debts. Do you realise the issues America faces? And now Canada has a first jab at the fired experts in healthcare on several levels and in several disciplines. So how was the tariff game a bright idea? 

And as America loses more and more it is (as I personally see it) nicely on its way to become a third world country, the first in the western world. And I am not surprised as I predicted this as early as June 8th 2014 in the story called ’17 or 70 trillion?’ (At https://lawlordtobe.com/2014/06/08/17-or-70-trillion/) when I wrote “My issue is not just with the US debt levels, it is also about the ‘blasé’ approach economists are throwing at the people stating that things are not that bad and that it will all work out. That part is a figment of THEIR imagination, because for things to resolve, actions must be taken and none are getting taken at present (or in the near future for that matter). My biggest issue with the Article of Chad Stone is seen at the end. His quote “Lowering the debt ratio comes at a cost, not only risking the recovery if it’s done too fast but also in burdening businesses and households with larger spending cuts, higher taxes or both to stabilize the debt ratio“” I foresaw the dangers 11 years ago, not to this degree, but the setting was clear and as the people are now vacating the sinking ship, the seas become heavy for America and they basically almost capsized the boat themselves. A larger setting is connected and even if we are ‘in denial’ that there is a problem, the people are seemingly rising up all over the United States and Europe with their ‘Hands off’ calls. ABC Australia is giving us ‘Thousands protest against Trump and Musk in ‘Hands Off!’ rallies across US and Europe’ (at https://www.abc.net.au/news/2025-04-06/thousands-rally-trump-musk-hands-off-protests-across-us/105143038) the American setting has usually been ‘The best defense is a good offense’, I do not disagree, yet I am more on the stage of Julius Caesar (Italian army, 65 BC) he states “the first stage is to protect yourself from enemy retaliation” a better setting and as I see it America has left itself open like never seen before. The (slightly less rich) friends from the American administration are now seeking their own save spot, the enemies are enticing former American friends and I warned of that in the years before 2025. Now we see another nail cast into a coffin named ‘defaulted’ And this is not the end, there is every chance that the defense industry will see its own setting of people seeking early retirement and the market crashes will make them seek other shores, their money is in danger of losing the bulk of its value. Will the markets get back? I feel certain they will, but will they recover enough and soon enough? That becomes the question. To write off over 5 trillion is not easily fixed, that much is clear. The next setting are the tariffs, America needs to cancel them for Europe and the Commonwealth to say the least, that might stem the flow of brainpower, but that is a presumption by me. The opponents of America are battering America’s walls and they did mostly this to themself. 

As such I am on the side of Canada, our Commonwealth brother. And if Manitoba, B.C., and Ontario gets their hands on excellent health experts, then I say “Hurray for Canada” and I raise my cup of coffee to them (no beer in my fridge). 

So you all have a great day and if you are on the board of scientists at the CDC, consider the lakes, excellent trout and pike fishing. The air is clean and the people are mostly friendly (not too much to Maple Leaf friends), they revere the Winnipeg Jets. So that’s all for now and see you all on the flip side.

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A political game

You know the setting for President Trump with his tariffs are out there. As only 4 hours ago we got word (via Reuters) that another $5 trillion has been wiped of the markets (at https://www.reuters.com/markets/global-markets-stress-graphic-pix-2025-04-04) we saw another piece of news at NBC (at https://www.nbcnews.com/news/us-news/nintendo-switch-2-pre-orders-us-delayed-trumps-tariffs-rcna199729) giving us ‘Nintendo Switch 2 preorders in U.S. delayed because of Trump’s tariffs’ and my cogs started to think. The population of Seattle is around 4,018,762. Now if only 10% wants to get a Nintendo Switch 2 (I reckon that number is much higher) we end up with 400,000 Washingtons wanting that novel contraption and as such the option for Vancouver to get an additional 2 billion in revenue seems clear. And a smuggling game emerged from my brain. The setting is around the interstate bridge ad connect that to a classical game named Frogger and the setting is near complete.

In this setting we get the frog to make it to the other side. Now we change the setting to:

Here we see the interstate bridge, like frogger (now in a north south setting) we move from truck/car to truck/car, the slow vehicles get its there and the fast vehicles get us there faster. And there seems no real challenge and the blue rectangle is the part we see in the game, so the game scrolls. 

Now we get to the border, the guards move from left to right (the don’t care about the Canadian side), if the guard spots you you are royally screwed and you are out $800, if not you pass and you gain $1500. Now on the way back you get by taxi, but here you can skip from taxi to taxi as they pass, if there is a Maga cap in that taxi, it is yours and when you wear the cap for a second trip the border patrol ignores you when you wear a Maga cap. The task is to smuggle as many as Switch 2 consoles as possible. And you can team up, each their own game, but the scores are shown I reckon 2 (or 4 in true Switch 2 mode). In higher levels the guard move faster and the gaps between cars/trucks increase a little. So, we should thank President Trump to give us a lovely smuggle game. We can improve the game in many ways, like adding fentanyl shipments, which gives us a bonus bump (like times 5), so that the profit goes to $7500, however if you are caught you are stopped for 30 seconds and that is where the opponents get 30 seconds of optional gains. There are a few other things you can do, but I leave that to you. I hand over this idea to the clever Canadian with programming skills. It is an Australian ‘Gudday’ to our Canadian brothers and sisters (the she-form of the male can program just as good as the man can). 

How life can throw you a bonus? Well here you have it and there is not a Trump in sight to stop you. And as I go to enjoy the weekend now, I dream of desperate traders throwing themselves off buildings as their fortunes melted away among the trillions in market value. Trump might have stated ““Hang tough,” he urged his followers on social media. “We can’t lose.”” (Source: BBC), but the desperate and greed driven never hang tough, when the reaper comes reaping, the greed driven become suicidal. A simple lesson from life (1929 to 1939, the great depression where 7% committed suicide). 

So have a great day and when the stocks bite, pray you have a Canadian son/daughter who can program. This me having a spell of additional dark humor.

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When is the cure worse than the disease?

That is the question that is haunting me. I see ideas in several media and they make sense, they really do. Yet I am still haunted with the ideas in my head, realising very well that I could be wrong. So is it about right and wrong? No, in the first instance it has become about the unreliability of the press. There are too many signals out there. Then the ‘influencers’ came. With their need for digital gratification, digital reinforcement and the other settings, the conspiracy theorists. As some see me as one of those, I offer the idea that I am merely looking for evidence and that requires a reliable press, one that too often no longer exists. Whilst we look at the signals, we often ignore the spreader of the news and the channels they are moved to. 

There are noises that some republicans are deserting President Trump and stop the tariffs on Canada. It is a first setting, but is it enough?

I believe the damage was already done, and whilst you think that this is a joke, consider the other one. 

So, is the joke a mere meme? Is the meme real? Well, the data can be checked and as such why exempt Russia and not Canada? Fentanyl? The data show that Canada is hardly a bump on the scales. Then we get the classification of Fentanyl. According to the United States Sentencing Commission 86.4% were United States citizens. So what gives? According to their statistics

  • Southern District of California (229);
  • District of Arizona (177);
  • Western District of Texas (128);
  • Southern District of New York (94);
  • District of Massachusetts (90);
  • Eastern District of Missouri (90).

As such, the direct route from Canada into the US, we get from Vancouver into Seattle and the state of Washington doesn’t get to that list, which is what I would expect. It can be reached by bridge, the Interstate Bridge to be exact and it takes 130,000 vehicles daily. So as I see it, the numbers do not match the crime and the accusations. 

So what is this really about? In my version is is a distraction on how bad the finances of the United States really are. With 36 trillion in debt, the interest is about 1 trillion a year. We don’t get to much on that do we? So why slap the tariffs on the Commonwealth? The only think that kinda makes sense is that America is on the verge of defaulting its loans and it needs to prevent this, but that idea (the one I am having) is flawed. So is President Trump merely doing a distraction? The reason for this setting is that the press should have been all over this, but they are (by my reckoning) too busy for the grabbing of digital dollars. If the other nations economically collapse America stands a chance, but I agree the evidence to this is flimsy at best. But the other versions are even less likely, still they do have merit. And in all this, Russia gets no tariff? Not even pro forma? It makes no sense to me, but then I was never an economic.

On March 10th the US markets get to write off 4 trillion dollars, so when was that a good thing? As I personally (and possibly wrong) see it, when the markets lose value, the debt of America goes down as well (shake statement), or at least America gets to make deals, because when holding the debt is all that remains, the larger powerbrokers want to hold on to what they can. It gives America time to find a solution (not that there is one). As I personally see it, the real money is in Saudi Arabia and the UAE for staters, but they are the largest jewels in any crown and whilst America gets rid of any competitors through tariffs, their options open up. In the end America gets to compete with the Commonwealth, the EU and China. Three in stead of 30, it makes tactical sense. And the first issue is that all wars are set in deception following that premise the acts of President Trump make perfect sense. But is my vision on what happens right? That is what I wonder about, because I recognise that I might be wrong and the press is less help than usual.

That is merely my view on the matter and as such I stand behind PM Mark Carney and Canada, because Canada is a Commonwealth brother as are the other Commonwealth nations. So feel free to deny my vision, it is OK to oppose this or ignore this. But see what the evidence shows you and take it from there. That is all I can tell you, make up your own mind.

Have a great day, it’s almost Saturday for me (in about 40 minutes).

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Accused, Bluff, Carney

It is a regular A,B,C. And at first I let it slide but then I got a response from the most ignorant stupid Canadian on the planet, I kid you not. As such I had to pick this up. 

Mark Carney (formerly known as Markie Mark of the British Bank) is now at present the PM of Canada and there is an election coming up. So now we get the accusation (as far as I can see) from the National Post. A magazine who is on the side off whomever opposes Mark Carney (conservatively minded), and will you believe it, they are pushing for plagiarism, weirdly enough, the article is well written making the setting a larger problem and all the other sources basically repeat what the National Post gave its readers. 

Two stood out
First there is the Independent (at https://www.independent.co.uk/politics/mark-carney-canada-prime-minister-plagiarism-oxford-b2723812.html) here we also see ‘Canadian Prime Minister Mark Carney accused of plagiarism in his Oxford thesis’, now the issues I had was that the accusation came right when there is an election, the larger setting is that this happened 30 years ago and it was at Oxford and academics take plagiarism as the big booboo. As such there is a larger look at Plagiarism (I remember my days in Uni and there is a frightening fear for that word). 

The independent gives us “The accusations were reportedly made by three academics chosen to assess the liberal leader’s 1995 theses for his doctorate by the conservative newspaper the National Post.” More important we were given ““As an academic of nearly 40 years, I see no evidence of plagiarism in the thesis you cited, nor any unusual academic practices,” she emphasized.” This is given to us by Margaret Meyer, an American economist and an economics fellow at Nuffield College in Oxford University. In addition she gives us “Mark’s thesis was evaluated and approved by a faculty committee that saw his work for what it is: an impressive and thoroughly researched analysis that set him apart from his peers” added to that we get “A spokesperson for the Liberal campaign, Isabella Orozco-Madison, called the allegations an “irresponsible mischaracterization” of Carney’s work.” So far, so good. I believe that a thesis would not be unattended for 30 years, not from a place like Oxford. You see, Oxford is surrounded by close to a thousand reporters in any given day, and they have Cambridge looking over their shoulders, just like Oxford is watching Cambridge like a hawk. As I see it, there are issues to some degree and as such we get to the second piece. It comes from 

Where we are given “In my January 2024 blog post, “Plagiarism Witch Hunts Cause Harm,” about the case of former Harvard University President, Dr. Claudine Gay, I pointed out that we appear to be in an era where plagiarism is increasingly weaponized against public figures. Following the resignation of Dr. Gay amid plagiarism allegations, we have seen a troubling pattern of using academic integrity as a political weapon rather than an educational concern.” And this is followed by “There is no singular or universally accepted definition of plagiarism. Oxford University defines it as “presenting work or ideas from another source as your own.” However, interpretations of definitions, as well as the definitions themselves can vary from one university to the next, as I have pointed out elsewhere. In Carney’s case, his doctoral supervisor defended his work, stating she saw “no evidence of plagiarism in the thesis,” whereas academics consulted by the National Post disagreed. One professor, Dr. Geoffrey Sigalet, a political science professor at the University of British Columbia Okanagan (UBCO) stated that the unattributed quotes are “what we call plagiarism.” According to the National Post article, Dr. Sigalet is a member of the UBCO’s institutional president’s advisory committee on student discipline, “which handles cases of plagiarism for the university”. This disagreement underscores the subjectivity in evaluating academic integrity.” With the added question that gives weight to a few issues I have being “Upon reading the National Post article, one question that I had was: was Mr. Carney informed of the allegations before they were investigated?” My issues was that the media could be in hotter waters than they think. As I see it they propagated this setting by basically whaling whatever the National Post handed down to their audience. The added setting given to us is the one why I basically rejected the article, especially as Markie Mark is an Oxford graduate, on a personal note it isn’t the University of Technology Sydney, but they are a larger lead in university educations. And as such when we are given “Investigating work completed nearly 30 years ago raises questions about motives and impact. As I have pointed out previously when I commented on the Dr. Claudine Gay case, “a retroactive investigation into a person’s academic work while they were a student is often an exercise in discrediting someone in their current professional role.”” I basically rejected the stance as I presumed the clarity of the “using academic integrity as a political weapon”, yet I personally would want to call it “abusing academic integrity and misaligning it as a political weapon” A setting that one raised probably in favor of their Conservative Leader (I believe that in Canada it currently is Pierre Polivicious) and that setting we get to the last part given to us by Sarah Elaine Eaton, PhD, a Professor and Research Chair in the Werklund School of Education. She gives us the cherrie of the pie. It is given through “So, Did Mark Carney Plagiarize or Not? The answer is, I don’t know. When I conduct an analysis of text for possible plagiarism, it is a meticulously in-depth and detailed process. I start with the allegedly plagiarized text and I go through it line-by-line comparing it to the original sources from which text has been allegedly lifted without attribution. That can show whether or not there is a potential ‘text match’. There are examples of possible text matches in the National Post article, but they are selective. I cannot make a call on whether or not there was plagiarism based on excerpts. I would want to see the full texts (original and allegedly plagiarized), not bits and pieces.

If we can identify a possible text match, then we need to look for additional evidence. Was this sloppy scholarship or poor academic literacy? For example, were the original sources perhaps listed in the bibliography, but the direct quotations were not attributed in the main body of the text? In the context of the entire thesis, would it appear as though the student was deliberately trying to deceive their supervisor or academic advisory committee. (Intent to deceive is difficult, if not impossible to prove in many cases.)” This is the cherrie as it allows to ask the media to ask these questions, especially the media that merely copied what the National Post gave us. And these publications gave us lacking settings in addition. Who talked to the supervisor of Mark Carney? Who took the questions to Nuffield College, Oxford? Seems like two essential sources for these articles. I see several sources lacking. 

As such I have said my piece and I do not believe that there is a case for plagiarism against Mark Carney. Not because I got the paper (I basically lack economic knowledge), but for the simple setting that a place like Oxford will slap down any student who pushes Plagiarism, intentional or not. Such plagiarism cases hurt Oxford as much as the student. Then there is the timeline. Do you think that the Bank Of England takes on a student who attempts plagiarism? The timeline includes Goldman Sachs (that place is loaded with economy guys) and his work would have been scrutinized by dozens of people and 30 year later, just at the upcoming election someone makes a breakthrough? It smells like yesterdays diapers as Baby Herman told Roger Rabbit. 

Have a great day and enjoy the smell of coffee today.

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The need for a credit card

That is what we all think at times. There are two stages that stop us for getting one, or to get the credit limit upgraded. The first is work. It is hard to tap into that ‘virtual’ resource when you are out of work. The second stage is that if you have a job and it pays, the future of the company you work for makes upgrading limits a genuine problem. Even if the bank approves it, you yourself at times wonder if you should make that jump. Rightfully so as you soon realise that you are merely working to pay the interest bills.

So where is this going?
Well America is in that situation right now. It failed to ‘bolster’ its size by claiming Canada and it is now in a bullying stage then there is Greenland, which is funny because no one wanted Greenland for the longest of times and now it get ‘courted’ by America. Of course the courtship (like any courtship) is usually based on lies and on presentations in a different direction. Like most men, the first notion of a courtship is to push his dick onto her vagina no matter the cost to her. This reminds me of a joke Jack Whitehall stated: “We all look at the village idiot in some way, here in the UK we put him on the street, In America you love village idiots. They end up in the White House” and that is basically the setting they face. His bully tactics are coming up short and for the most part the skeptics are watching what is coming next. I considered the options and as I have been keeping an eye on the American economy, I see the play they essentially need to play. You see, America has run out of Credit Card Space and they need to upgrade their credit card. So first they talk trash on Canada and try to make it their 51st State. But now that it is failing they need alternatives. 

But the cause is worse than the need, they now face massive changes as Canada, part of the Commonwealth is seeking alternatives with Commonwealth nations. Australia, New Zealand and the United Kingdom seem to be on board to support each other and that is what America never counted on. Then there is the EU and some of these nations (two at present) are dumping their F35 aspirations and they are looking elsewhere for their planes. It might not be large customers, but it is a beginning and that gives rise to alternatives.

Getting back on point.
We see news by several channels, ABC for one gives us “Mr Trump iterated that the island was important for US national security. The US president has not clarified how or when he aims to annex it, but he has not ruled out using military or economic power.” As I personally see it, the real reason is “Greenland has rich untapped mineral resources and oil and gas, but development has been slow” that same setting exists for Canada and the US desperately needs to upgrade its Credit Card and that is one way to set it to a reality. As I see it, as a Courtesan truly worthy of the name village idiot he sets the trash talk to stellar to make these two ladies drop their briefs and that isn’t happening. Moreover (I for one) and plenty of others feel very protective of Canada. Greenland less so, but that is a Danish/EU setting. The method employed is just too icky. And now as American debts are surpassing thirty six trillion dollars with no handle on spending, the credit card needs to be upgraded before America has to default on things. As such Canada needs protection from the Commonwealth nations or it gets dragged into that hole named America. And that debt is shown as $36,000,000,000,000 and two elements will hammer America. The first is that the debt is now higher that its GDP, this might not seem like it is a big thing, but these are trillions and there is no stop spending in effect. Also the larger issue is interest. You see, then we look at that we see that Australia has a 3.28% debt setting. I cannot say exactly what America’s is but it should be over 2%, this means that 720 billion dollars interest will be due every year (a little over simplified) and seeing that the American tax office collected $4.9 trillion in FY 2024, we see that 14.693% of the taxation is lost on interest payments and it is getting worse. So a nation that is spending in all the wrong places gets to live of 85% of its budget and last year (2024) it was dealing with a deficit of $1.8 trillion (or 1800 billion dollars). So what happens when you have to do this on 85% of your budget?

This is why America needs to upgrade its credit card and it is falling short. Especially as nations rally against the baboonic trash-talking bully tactics of the president of the United States. As well as national interest, particularly Canada and Denmark.

There is but one larger solution in play. When America defaults before it resorts to military options, the game is over for America. It would become a third world nation over night. If not than we have a non-preferred option and that is to run into the arms of People’s Republic of China. There is the chance that the world will react to a larger degree all American items, which is bad news for Apple and Microsoft, but that is the stage that is evolving.

I have the stage (personally fueled) that America collapsing is not the worst thing, but all those enjoying retirement plans that they saved up for their whole life, they can rejoin the workforce until they die. I reckon the ultra rich will lose a chunk of their value and they will evade to Bermuda, Monaco or the UAE to life out their lives. The rest will learn that the vote of 2024 was the worst day in their life but that is what we face. The rest of the nations have no reason to celebrate. When the dollar goes, so do the Yen and the Euro. As I see it, President Xi was ready for this by playing the waiting game. He will gain the economic options of 27 EU nations and up to 56 Commonwealth states. On the upside, Canada might get an infusion of cash as they build several airbases on their southern border (a presumption of me). The irony is funny, to pretend to serve national interests, president Trump caused the creation of Chinese airbases on their northern borders.

As Wall Street fixes on what is likely to happen, they need to set the shores of financial options and as I personally see it, those shores remain under attack for the better part of a decade and the is bad news for Wall Street as the economy doesn’t have that much time anymore. Im actually not sure how America survives 2026 at present. 

Well, have a nice day and consider where you are and where you are likely to be soon enough.

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The old frame of thought

Today I had a small meeting (read: presentation to watch) and I got struck with an idea that would give that person 10,000 customers. She hadn’t thought of it, so now she has a new focus on clients. If she can solve one idea, she will have access to millions of users. That is all I have to say about that. You see this evening I was brooding (like I usually do) and I suddenly thought of an old idea. I haven’t seen anyone using this setting in today’s world and I had to giggle. You see, perhaps some have thought of the idea, but I had worked it out. And it is no longer a focus of mine. It is perhaps my weakness. I like to work out puzzles. When I have solved it the drive slows in me, it becomes a typing exercise and that is not what I am about.

The original idea (and it was programmed) in Clipper. A DBA’s faithful companion, the Nantucket Clipper compiler. And it was something I revered doing. So what was the puzzle. In the Netherlands, pub owners need to pay BTW (their version of VAT) over all the drinks they sell. A such I took a different path. You see, a bottle of booze is a known amount, each bottle represents X amount of drinks. And over the quarter they represent a set amount of VAT. As such I went with the setting of every bottle. Now to make the calculation, 17 drinks of spirits go out of a 750ML bottle. Now a bar gets their delivery of certain amount of booze. That ticket gets implemented in the system and you know what is due, now at the end of the quarter you do a stocktake and we get drinks minus stock equals VAT due. There was a second upside in this. As you get the list per brand, should the staff steal and ‘replace’ a few bottles. The equation sees that and you know you have a problem. 

So as the proprietor enters each receipt duly when it arrives, they would know ahead of time what is due and you won’t need an accountant to make the calculations, you merely hand over the printout and the setting is known. As such I made the program and that proprietor saved himself hundreds of dollars on accountant costs every quarter. In addition that you get a nice setting of revenue streams and you know where your settings are. So feel free to use this idea and get additional income streams. I did it decades ago and it is no longer interesting to me. I have other fries to fry. 

I just saw another puzzle, but as I am no longer a programmer, I might place it here is a few days (or I might hand it over to someone I like). Life is all about balancing points. So as I am listening to David Sylvian, I might brood a little more. Most likely on the setting I presented a few days ago (might have been a week) on the application of Eki stamps outside of Japan in all manners (I made a theme park mention) and I also made mention on another setting of Disney park and personal amateur video settings. For some reason my mind goes back to that, there seems to be more there. It seems that my mind is trying to alert me to unseen stuff. Not sure yet what to make of that, but I’ll work it out somehow. 

At present there is a gap from what I see and what I am missing, but there is enough time. At least I have given Amazon, Google and Microsoft a run for their money and they seem to come up short. Not really my problem, my mind keeps on creating, so off I go with a sample of snoring partially through the night. If I only could see what my mind is trying to tell me. Ah well. Such is life. So feel free to mould the idea I had decades ago into something you can sell. It is all yours.

Have a great day, i’ll be brooding a little while longer.

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The tradeoff

That is at times the question and the BBC is introducing us to a hell of a tradeoff. The story (at https://www.bbc.com/news/articles/c0kglle0p3vo) is giving us ‘Meta considers charging for ad-free Facebook and Instagram in the UK’, the setting is not really a surprise. On April 10th 2018 we were clearly given “Senator, we run ads” and we all laughed. Congress is trying to be smart over and over again and Mark Zuckerberg was showing them the ropes. Every single time. There was little or no question on this on how they were making money. Yet now the game changes. You see, in the past Facebook (say META) was the captain of their data vessel. A system where they had the power and the collective security of our data in hands. There was no question on any setting and even I was in the assumption that they had firm hands on a data repository a lot larger than the vault if the Bank of England. That was until Cambridge Analytica and in March 2018 their business practices were shown the limelight and it also meant that Facebook no longer had control of their ship of data, which meant that their ‘treasure’ was fading. 

So now we get “Facebook and Instagram owner Meta is considering a paid subscription in the UK which would remove adverts from its platforms. Under the plans, people using the social media sites could be asked to pay for an ad-free experience if they do not want their data to be tracked.” It makes perfect sense that under the guise of no advertising, the mention of paid services make perfect sense. This is given to us via the setting of “It comes as the company agreed to stop targeting ads at a British woman last week following a protracted legal battle.” I don’t get it, the protracted legal battle seems odd as this was the tradeoff for a free service. Is this a woke thing? You get a free service and the advertising is the process for this. As such I do not get the issue of “Guidance issued by the regulator in January states that users must be presented with a genuine free choice.” This makes some kind of sense, so it is either pay for the service or suffer the consequences of advertising. And lets be clear the value of META relies on targeted advertising. What is the use of targeting everyone for a car ad when it includes the 26% of the people who do not have a drivers license. There is the addition that these people need to have an income of over $45,000 to afford the 2025 Lexus RX $90,350 which is about 30%. We can (presumptively) assume that this get us a population of about 20%-25%, so does it make any sense for Lexus to address the 100% whilst only one in four or one in five is optionally in the market? Makes no sense does it? As such META needs to rely on as much targeted advertising as it can. And as you can see, The advertising model, known as “consent or pay”, has become increasingly popular. And at some point they were giving the people “But it reduced its prices and said it would provide a way for users not willing to pay to opt to see adverts which are “less personalised”, in response to regulatory concerns.” That is partially acceptable, but I have a different issue. You see, I foresee issues with “less personalised”, apart from gambling sites, there is a larger concern that even as Facebook (or META) isn’t capturing some data. There is the larger fear that some will offer some services and now care about capturing collected data. For example sites outside the EU (or UK). Sites in China and Russia like their social sites that collect this data and optionally sell it to META. You see, there is as I currently see it no defense on this. Like in the 90’s when American providers made some agreement, but some of them did not qualify the stage of what happened to the data backups and those were not considered, when they were addressed it was years later and the data had left the barn (almost everywhere). 

There is a fear (a personal fear) that the so called captains of industry have not considered (I reckon intentionally) the need of replacing and protecting aggregated data and aggregated results. Which allows for a whole battery of additional statistics. Another personal fear is the approach to data and what they laughingly call AI. It is hard to set a stage, but I will try. 

To get this I will refer to a program called SPSS (now IBM Statistics) so called {In SPSS, cluster analysis groups similar data points into clusters, while discriminant analysis classifies data points into pre-defined groups based on predictor variables.}

So to get data points into a grouping like income to household types, this is a cluster analyses.

And to get household types onto data points like income to household types, is called a discriminant analyses. Now as I personally see it (I am definitely not a statistician) If one direction is determined, the other one should always fail. It is a one direction solution. So a cluster analyses is proven, a discriminant analyses to income ill always fail and vice versa. Now with NIP (Near Intelligent Parsing, which is what these AI firms do) They will try to set a stage to make this work. And that is how the wheels come of the wagon and we get a whole range of weird results. But now as people set the stage for contributing to third party parsing and resource aggregation, I feel that a dangerous setting could evolve and there is no defense against that. As I see it, the ‘data boys’ need to isolate the chance of us being aggregated through third parties and as I see it META needs to be isolated from that level of data ‘intrusion’. A dangerous level of data to say the least.

There is always a downside to a tradeoff and too many aren’t aware of the downside of that tradeoff. So have a great day and try to have a half cup of good coffee (data boys get that old premise)

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In dubio

That is where I am at the moment, I am in a state of ‘when in doubt’. To give you the full picture I have to go back to (at https://lawlordtobe.com/2022/11/27/it-starts-with-options/) when on November 27th 2022 I wrote ‘It starts with options’ at that point I wrote in a single setting an addendum to the entire Harry Potter stage and I added the stage to add jobs to Hogwarts Legacy. In this case I created the wand-maker setting for the game, or better Hogwarts Legacy 2, to evolve the game you need to add specialization to the game and I added jobs. To add replay ability to a game I am in favor to set this to a wider session, as such I considered that a job is only available to three houses, and in one house it gives you a bonus throughout the game. You learn that lore in the first stage of the game, through books and notes I reckon. So that was the first setting I set out, yet today as I play the fourth time the game (last week) and I just watched (yet again) Harry Potter and the Half Blood prince. A thought occurred to me and I almost got to write is down.

So what’s keeping me?
Well, that is harder to explain. The initial writings was set to the game, there was no IP violation made and as I offered the text for free to Avalanche software (the people behind Hogwarts Legacy), I feel good about it. Add value to an IP I adore and handing it over to the makers seems like a good idea. Now it is different. I thought of an extension to either Hogwarts Legacy (as a DLC) or part of Hogwarts Legacy 2. This is still ok with me, however I might like it better if Avalanche Software would hand me (a copy) of the letter from JK Rowling of showing her blessing for the addition. I consider the wizarding world stuff the ownership of JK Rowling.

The addition I had in mind are the setting where the creation of creatures comes under fire. Side missions that teach you more about the creation of the Inferi (in this case) on who created it and how it is down. Then unravel the curse lessening the power of this and diminish the inferi in the game. There are two settings. One making the amount of inferi less, the second is making the level of inferi less and set the lower powered inferi to zero. I am not clear on how to proceed, then there are a few creatures that can have a similar setting, but I tend to be the believer in balancing a game, so as the inferi are lessened, another creature gets more powerful (or more of them). For example you reduce the inferi, the spiders can become more powerful. These are mere simple considerations I am making in the progress of creating lore for a game. 

And to that effect, also create a house setting. As I see it, that mission is different for a Slytherin as the game gives a dark wizard a more powerful option and if we consider the game. All houses can do it and I will remain possible, but the owner of dark spells get a more powerful outcome and members of the house of Slytherin gets a bonus option. It is still a simple thought which I haven’t ironed out yet in my brain, but that is the setting my brain is thinking off (at present).

Having house dependent side missions might be a good way to set the bar in the next game. Another setting is that this could be done in more ways. So let’s keep it to the Inferi mission. In that mission, you any house can get the mission if they clean out an inferi layer, but a book in house Slytherin gets them a prequel mission, that becomes a more powerful stage to resolve it and get a bonus to the inferi layer mission, which in this case I call the Finite Inferi achievement. 

I always loved replay ability for any RPG game, but as I saw in the Bethesda games, doing the same thing over and over again tends to become boring and for the most part Hogwarts Legacy is no different. But the first mission involving Jackdaw was a revelation, four different ways to get there, the rest remains the same, but as we create more settings, we can enjoy the same game in different ways for much longer than we ever considered and jobs was one way, the houses are another way to give more options to the joy of gaming and as we gain that setting we could also opt for your own place to live with the option to modify your house your way and the setting is that you can only own one house and every house student (or former house student) can only own one house, they can buy a different house later on (more expensive), but the old house will be lost to you. I also thought of the mission where you could restore and own the house of Professor Rackham, it is where the game begins. This gave me the idea to incorporate the Wizarding world currency and push the use of Knuts, Sickles and Galleons. Yet the galleons are the ‘big incomes’ and that is required to get enough to own the bigger houses and at some point when you have enough it will open up a special venture. These are mere thoughts, but it is a direction that Avalanche can go for. So now wonder what is keeping some big game makers to become innovative in their strides, but that might merely be me.

Have a great day, I am almost at the midweek. I got there 43 minutes ago. Vancouver has to wait (or work) for another 15 hours to get there too. 

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Recalling the idea

I was in a stage yesterday when I got a little too much ‘creativity’, as such two idea’s revisited me. The first was a good one, the use of AR (Augmented Reality) in malls. I wanted to add more functionality in the new IP and in part I succeeded. That idea was warped in a second setting that I also described in a previous article. The application towards real estate was achieved as I looked in the application towards Dubai, I realized that a quote in the Middle East Economy “Dubai’s residential sector saw 32 percent sales growth in 2024, reaching $99.9 billion, driven by investor interest” this implies that the 100% gives us 312 billion, now as I see it, the IP could bring at a mere 2% an added 6 billion. I use conservative numbers and this is merely Dubai. I believe that due to segmentation of the housing market the IP could be a lot more powerful. Taking in consideration places like New York, London, Stockholm, Paris, Riyadh and a few other places, the revenue becomes very interesting. This part I had figured out already. The setting had novel parts and as it could work in a 24:7 setting the larger stage is the missing of idle time and when people are drawn to a place or location. 

Screenshot

I was considering the addition. The setting of an information stand that is in ‘always on mode’ and when people can use the setting because of the setting of any particular mall, the provider merely needs to have a stall, or an arrangement, and the screen will promote in an interactive way the availability of property. And as the mobile app looks at where you are, this could work in any place. A stall is not a requirement, merely an available screen. A mere 2% represents billions in Dubai. Likely less in other places but it will still an impressive amount and in New York City recorded over $28 billion in investment sales in 2024, this implies an optional 560 million in revenue. So the setting is worth exploring. With two screens you can cover residential and business locations in several ways. Still, this is a mere application, I was looking for innovation in my application and we can add information, but that is as I see it mere iteration. The application off the Lightbox advertisement, which is merely a media box is a setting we can see in simple ways. The innovation could be seen by setting this ad in numerous ways of advertising, but that in itself is not innovative enough. Adding isn’t enough and there is a chance that it lessens the impact. So where is the innovation? As I see it, at present I got that IP nearly maximized, but I do think more can be done. In the other IP, the setting of smart ware, the IP has enough in Malls, but there is a setting to add smart collection to the app and if we can add locations (like different malls we visit) we get additional settings and that could add a new notches on the revenue streams. But that setting isn’t enough. 

As I saw one side, I also saw the side of a darker collection/distribution setting. One that does not get ‘governmental’ approval. But the mind does no distinguish that, the mind merely wants to expand the IP it created and expand on it. Perhaps it is not a good idea, perhaps it is. In a world where they are setting on greed and whilst these captains of industry all hide behind their AI and leave revenue on the ground, I found billions in revenue, but how to collect on this? The problem is that most Americans either steal or want all of the revenue. I do like to get a nice settlement fee. As such I have to hope for the eager person that collects on my ideas will leave me a nice sum. Half a dozen IP, I reckon one will leave me with a nice retirement sum and if that fails the showing of my IP in this blog will leave me with something.

Still that is a worry for later. For now I merely want to improve on what my mind did create. Two of the IP’s are as ready as they can be. I believe that the AR stage could some more improvement, but that also requires the AR servers to be deployed. I can only see the creation improve as it is set to some degree of deployment. The AR setting is clear, I wrote about it several times. But beyond that there is little I see, I saw the application for shops, the setting for Bookshops, jewelry and to some degree fashion and the application of branding. From there we can see the interaction with the Real Estate app (in the original setting) and the application of smartwear. With the AR servers, any shop that has multiple locations could directly be applied to all servers and optionally in several national settings. As such there are the a few more impediments and the stronger setting comes out over larger shops. After all the US has 113,000 malls. So when you add the EU and the Arabic nations, it becomes a nice revenue settings. That gave gave me the idea to set the Japanese idea of Eki Stamps. That idea could be set to a larger stage in a larger book with social media and online settings. So what happens when you have a book and every mall and theme park you enter will give you additional pages and whenever you are near of in a ride the stamp will get automatically added, so in the end you will get a more and more robust and impressive collection? That was the setting that was brooding in my mind when I looked at the setting of Ferrari world and WaterWorld (both in Abu Dhabi) and over time museums and other places will add to this improving the value and acceptance of the idea and that gives a rather nice setting. And when one theme park has it, the others will all follow that is the simplicity of the idea I had. So tell me now, how innovative have these so called captains of industry been?

A setting that adds an entire cog of technology and innovation all by itself (with a little cerebral assistance from yours truly). 

As such I am still looking to add to the IP my mind created and create new gaming IP. I feel fine. I was able to outdo Sergei Brin, Larry Page, Jeff Bezos, Satya Nadella, Andy Jassy and a few others. Too bad I am not that rich (adding the delusional ‘yet’ to this). 

But the journey of creating the IP was a great ride by itself. Oh, I just remember the stage I had created for Adobe. I should give that a few more thoughts. It started with a weird dream, but the dream is still accessible and it is high time that I make the Microsoft Wannabe’s squeal. Perhaps an idea for tomorrow.

Have a nice Sunday. Vancouver will follow us in 13 hours.

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Twinkletoes

Yup, this happens to us all. Even the non-dancers. Twinkletoes means “used to refer to someone who is a good dancer or who moves lightly on their feet”, I accept that, but as I personally see it, it Also stages the person who has the situation that the person “who is a thinker or who moves swiftly in their brain” the same situation applies. I have been iterating new IP through existing games for over two days now (and it is really exhausting). I have been making new iterations to my version of Elder Scrolls 6: Restoration, a new FarCry (based on the legendary FarCry 3), the new RPG I have set on paper here, new iterations of commerce (in the RPG’s) and added a setting to a new stealth RPG (not a new Assassins Creed) and a very new approach to Watchdogs 5: Observations (in its earliest infancy), I had already commenced Watchdogs 4 to paper (somewhere on this blog) and it plays in modern day Japan. I changed the setting to Sapporo, as this is relatively new in gaming and as such there is novelty in new locations and the story requires a harbor setting. And this has been merely the last two days, although the original setting were created up to 5 years ago, with the setting of Restoration (TES6) almost 10 years ago. So as I am driven to near exhaustion as my brain is in twinkletoe mode, I can assure you that it is merely my version of overly active brain syndrome (perhaps there is a medical term for it) and it is leaving me a little tired. As it the case, it did give me the setting of Watchdogs 5, the issue here that it is a networking setting as the game goes in pairs. 

It is also less action driven, but more activity driven, as such you can be the hacker or the Agent in this game, there is a larger setting that you as one or the other can give clues to a fellow on the other side of the isle and the goal is to create a more robust observation and detection system. The frail setting of certain systems allows for actions to be monitored on CCTV, the internet and personal observations. The thought came to me as I was remembering 1985 video game Hacker by Activision. It was designed by Steve Cartwright and he got it done on a system with a mere 64KB, too what happens when we throw some real power to it? What happens when we unite agents and hackers and run the system from both ends? Can this result in a much more robust system? What happened when the game adds zero day faults (Apple has a few, Microsoft has tons as I personally see it). So what happens when we set these stages in motion and it is not merely point and click, so why happens when a Palantir (Gotham) system is thrown into the mix? I am merely postulating now, the reasoning that games could also instruct or teach people on how vulnerable they are in real life. 

As we move from station to station, some might remember the game V (based on the 1983 TV series), you merely run to a point and activate that system to let the red fumes inhabit the space station (I think that was what I was supposed to do), but add a section based on Portal (by Rob Swigart, 1986) you can get a lot more. That is the setting that I see when we set a game like Hacker to a much larger stage and at that point it is new IP, not merely some variation of IP, but a much larger stage and totally new. A game that teaches, informs and trains the next stage. As we now see that programmers are programming bots to keep scammers uselessly busy, we can grow more mundane and more intense in almost any direction. And it is a new endeavor, not some wannabe drip drip copy, but something totally new. Just like the makers of Chipwits (by Epyx, 1984) made a new version a larger and more enticing version on these newer systems, we can grow many games in new jackets and larger premises to new heights. And these systems have the computation powers to net the stage much larger. We can use the setting of the Balance of Power and add a few cogs to make it a much larger machine. And as Chipwits has a new version 42 years later in a much larger setting, we can do this in many ways and I wrote about them around 4 years ago. The new IP set on original ideas and stupidly discarded by this who thought the new horizons require better games, all whilst these games are the timeless golden oldies. We saw and forgot what Millennium 2.2 brought on the Commodore Amiga with 1024 KB on 150ns. Now we have systems (and mobiles) with 32000 times more memory and more than 15000 times more storage whilst the processors are over 250,000 times faster. You can really go to town on those merits and create the larger setting on several stages. I said that this was part of the 50 million Amazon Luna sales that I foresaw and some are in such stages now, but as I saw it Amazon stayed asleep and like Alexandre Auguste Ledru-Rollin (1864) they went with that setting in the trend of “There go my people. I must find out where they are going so I can lead them” and the left billion on the floor all relying on the AI hype. I was thinking on that last week, there is no AI and I see it as NIP, Near Intelligent Parsing (making it NIP avoiding the confusion with IP). A setting that is overlooked, because as there is no AI, they all shout, so what is it then? Well, it is near intelligent, there is no real intelligence at present and it is set to the programmers who are parsing data and ideas into new (flawed) data. You see, a lot of this is intelligence and it almost get you there, but not entirely, the training models are set to more and more likely outcomes but there are percentages that are off and that is where the shoe becomes the wrong fit and I reckon that when these errors hit ADNOC and ARAMCO both will want some legal satisfaction and it might be a few years away, but it will happen, because the distance between real AI and NIP will be the size of the Grand Canyon (which these AI proclaimers will deny) and as they throw more complex legal documents at the customers they will get out to ‘their’ field retired and non-accountable to any legal discourse. It is almost like bad mortgages sold (or swapped) to new owners and they get out. Yet this field is the new wild west and I refuse to become part of it. And what happens, I saw the new stages of income based on old software. The Atari 600/800, Atari ST, CBM64 and CBM Amiga gave us over 10,000 games between 1983 and 1999. So if we only take the highest scoring 10% we get 1000 games. Now 30%-50% have IP protection, but I saw the override in new IP in a few ways and these are valid options as I see it and that implies that that ‘great’ (not really) game brand Microsoft, left thousands of options on the floor whilst they went to spend billions on something that I not panning out. You see, where it all becomes a new kind of hustle, all whilst for over two years I have written on other means to get revenue? And I am not done yet, because as I see it, the more I write here, the more revenue I show and the more IP I give here, the weaker the bog tech firms show themselves to be. A simple setting with simple outcomes and the best gig becomes that should someone copy the IP I set here, the bigger the losers biotech becomes. A simple equation to the question what makes for a good game?

That leaves me with the question, is there a mental setting to Twinkletoes? It is merely a mental thing in me, the question I cannot answer has a larger appeal than most other things in life. Have a great day and if you wonder what bag I left here? I do some things with intent, you can’t give away the game and here is the setting. In November 2018 I wrote ‘It’s about time, slappers only’ (at https://lawlordtobe.com/2018/11/29/its-about-time-slappers-only/) the premise to Watchdogs 4, and the larger player would be the one with Meta Glasses, before Meta even had glasses, I call them Google Glasses. As such I was ahead from META by years. And as I see it, I have done so a few times with games and when we see Software companies make ‘innovative’ claims (hardware suppliers too) I get to be front and central in their claims showing them what I had created years ago. I reckon that I am mere steps to show what I had months if not years from what Bernard Arnault apparently had created whilst I had the setup in my bog (and more) close to a year before they made their AR (Augmented Reality) claims through LVMH. I was a few steps ahead of them and I made it common goods in my blog before March 21st 2023 in ‘The unplanned story’ (at https://lawlordtobe.com/2023/03/21/the-unplanned-story/) and all the wannabe innovators (no referral to Bernard Arnault) can go suck an egg. As I said, have a great day with an optional game or two, because gaming makes the brain go in innovative mode.

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