Tag Archives: Canada

March 28, 2023 · 01:55

Ways to skin a cat

Yes, it is an old expression, yet anytime I use it, the Cheshire Cat gets a little upset with me. Well thats all fine I say, he disagrees. To start this off, I need to take you back to the 21st of March when I wrote ‘The unplanned story’. The story (at https://lawlordtobe.com/2023/03/21/the-unplanned-story/) gives rise to new IP I had, but it is not about the IP. It is about the quote “The image is based on identity and interaction. You see, that need is not effort, it is engagement. Market Research (at least a few of them) have seen that engagement is the metric that really matters and Augmented reality is the core of that and that is what is missing in malls.” Yes, I saw that it was about Augmented Reality, or so I personally belief. Yet CBC (at https://www.cbc.ca/news/canada/edmonton/edmonton-mall-cashes-in-on-alternative-tenants-to-fight-canada-wide-slump-1.6787534) gives us ‘Edmonton mall cashes in on alternative tenants to fight Canada-wide slump’ and that is what I love. Someone found another way and that is great. With their “The Bonnie Doon Shopping Centre is reinventing itself with unconventional vendors and local clubs” I love it, they are creating a new way of engagement. It does not matter, I am firm in my believe that my IP will be a solution. What I love is that someone found another way it is great (and it gives rise to my train of thought). Local communities are often forgotten and now we get “Radio Control Racers Edmonton took over a storefront in the building last month. President Randy Van said the first few weeks have been a massive success for both the club and the mall” this opens up so many options, it does not hurt my IP (which is a little bit on my mind), it merely gives the rise to engagement (not the ring). Engaging with your audience is the solution, it always way. As I have no idea how Eaton Mall will use the 220,000 square foot to create engagement, but it shows what was missing. Even now whilst Eaton Mall is getting back on its feet, it is still well over 20% short of what was (a seeming impression made by the videos I watched). 

In the end there are many ways to skin a cat (sorry Cheshire Cat). It merely requires us to look at that equation differently and the Bonnie Doon Shopping centre in Edmonton (where the oilers are from) has done a decently remarkable thing and that also requires recognition. They took the equation in a different direction and yay to them, they pulled it off. 

This is he kind of ingenuity I applaud, because we see too little of it anywhere. So enjoy the day and consider what the mall in your area is missing. Perhaps they need to change the greed driven formula of dollars per square foot into the future of calling in people per square foot, because people per mall is what decides the success of such one place, not the amount of empty walking space (sorry Nordstrom).

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March 26, 2023 · 05:54

What business plan?

The very first thought when I saw a Nordstrom video less than an hour ago. In light of the closure of Nordstrom someone made a 4K walkthrough of the Nordstrom shop in the Eaton Mall in Toronto, which is their flagship. The shop is about 220,000 square foot and the first thought out of my mind was ‘Are you flipping kidding me?’ And I suddenly understood why Nordstrom never made a profit. I cannot understand why the people there did not see this right off the bat. In the first the shop looks pretty amazing, but overly spacious and not in a good way. The shop has about 70,000 square foot of unused space, that is a third and mall space is expensive. So to be wasting space to the likes of 70,000 square foot. I found one source with a price (not verified) of $1,450 per square foot, implying that Nordstrom was wasting $101,500,000 EVERY YEAR on empty space. So what kind of business plan is that? And the video (at https://youtu.be/6IQMgV_7uqE) clearly shows the waste of space. You could setup the entire shop in half the space and when you reduce the cost of one shop by $51,000,000 it amounts to a large sum of money. I do not care what the vision of these people were, when you optionally have 13 stores in the same setup, you are wasting hundreds of millions a year. Now, we know that the others are smaller, but it still implies that the stores were wasting close to half a billion every year. So what gives?

When I wrote ‘The unplanned story’ (at https://lawlordtobe.com/2023/03/21/the-unplanned-story/) on the 21st of March, I did make mention of “there is a weakness in your business model, but I do not think it was enough”, in this malls tend to be the same and I did not give it the consideration I optionally could have. I never expected that Nordstrom wasted space to the degree they did. There is more, it seems to be some elite store and Canadians aren’t too elite based (well over 40% of the male population loves their hockey jersey). A shop like this fits Los Angeles, optionally Rodeo Drive, but even then this flagship there would become a money pit soon thereafter, especially when you waste 70,000 square foot of space. 

I keep on coming back to the thought, who were these people wasting money to this degree? You see, covid or not, I expect that covid had a massive impact, but the clear waste of space is boggling my mind. Malls are expensive and that keeps on badgering my mind. It also reminded me of a place called Meddens in Rotterdam. A fashion store with exactly the same setup in a place called ‘Lijnbaan’, there is however a difference. The people behind it were brilliant and they bought the entire block. They became an eccentric and exquisite shop, but as they owned the block, their $100K gamble became a multi million euro win and it funded expansion after expansion and after 180 years (in 2010) the 6 shops stopped. I reckon 180 years is a good run. A shop like Nordstrom that stated to CBC last month “Despite our best efforts, we do not see a realistic path to profitability for the Canadian business.” Well, when you waste that kind of space I am not entirely surprised. And it will not take long for places like Holt Renfrew, Hudson’s Bay, and Simons to gobble up the clients. Personally I hope that the staff members will find space in these places as well. They tend to be victims of a business plan, not the instigators of it. It took the parent company less than 10 years to see wisdom and with an earlier quote (I think it was CBC) that they never had a profitable year I actually wonder why it took this long. 

The more I saw of this video the more questions came to me and I have no idea what these board people were thinking (if they were thinking). I might seem happy, but I am not. I do not relish anyone’s downfall (Microsoft being the exception) and this shop was managed floor by floor by people who loved their job and their space. You can see that with EVERY display in that shop and there are many of them and we would want to give them a pass for covid, but the shop was not doing well years before that point and that partially angers me, waste tends to do that. A weird start to Sunday for me, but when I see the evidence I am not really overly surprised on the outcome, merely on some people not seeing this clearly years before me.

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March 21, 2023 · 23:45

The unplanned story

That happens to us all and there are any number of reasons. I thought I was done with the subject for now, that is until CB gave me ‘Nordstrom Canada will launch sales at its closing stores starting Tuesday’ (at https://www.cbc.ca/news/business/nordstrom-canada-liquidating-stores-1.6784540) about 11 hours ago. There was no surprise. I covered this in part in ‘It as one keyword’ (at https://lawlordtobe.com/2023/03/04/it-was-one-keyword/) and that story links to a few others. I casually captured the folly of Nordstrom but I left a few things out. You see, we can all agree if you have been working from a place of loss from day one, there is a weakness in your business model, but I do not think it was enough. Covid was too unexpected and the world reeled on it, but it was already to late as I saw it and even if my IP was accepted by the right people, for Nordstrom it was already too late, it would have merely given them a little more time, time they could not hand them a better result. Their business model and their prediction model was off by too much.

You see, to see this we need to look at a picture. The picture is below. 

As you see here, we see a mall and this time around it is not the Toronto Eaton Centre, this is the Hyat Mall in Riyadh and it show the same weakness, which is the problem for malls. Yet as I see it, the problem is a lot bigger for western malls (USA, UK, EU) they have the same touch, the tough of non identity. You can scream the name all you like, but these malls are all the same. Go to a mall anywhere in the US and you could not tell where you were from walking there. It was a formula that malls were based on and between 1990-2015 that made sense, but after Covid the world changed and that is where the problems starts for these malls, all 116,000 of them. Yet there is a solution and both Gucci and Tiffany is already tapping into that, but I reckon they are missing part of it and that is where Google, Samsung and Apple come in. I wonder if these two players figure out what I saw over 6 months ago and it is a juicy one. Optionally Elon Musk could use it to give more needs to his Pi Phone but in itself it is still an android solution. The image is based on identity and interaction. You see, that need is not effort, it is engagement. Market Research (at least a few of them) have seen that engagement is the metric that really matters and Augmented reality is the core of that and that is what is missing in malls. Lets be clear, for Nordstrom it is too late, the question becomes will malls change into retail graveyard places over the next 5-10 years or are they given a new lease on life and that matters. How much real estate is in 116,000 malls? When they die the local places will light up and I personally am a firm believer in ‘Support your local hooker’ which was an expression we used in the 70’s. 

So am I right because Gucci and Tiffany are tapping into that idea? No, I believe I am right because the nature of the beast (the consumer) has changed and is still changing. They are catching on that a new prerogative is required and AR gets them there. So when they are done with ageism and other forms of consumer categorisation, they will figure out that their predictive model is wrong on a few levels and that is where we see the larger stage change. I merely wonder if some of them will wake up in time. If not, I watch it all go to hell and when it does I can point to my previous articles and tell them “Told you so” and whatever excuse they have will not hold up, because I wrote it months ago and I wrote it in several stories over a span of about a year (perhaps a little longer). So when they wake up, I wonder if it is to the board directors who are fed up with the colour rd in their books, or the conveyancer trying to measure up the place for new usage. I can’t be to the smell of coffee, because it is too late for that and it will not be to me as Amazon, Apple and Google all decided they never needed me. Fine, whatever.

So when we complete the consideration of “In approving Dacks’ liquidation request, Chief Justice Geoffrey Morawetz agreed, saying Nordstrom is facing a “difficult time, but this process is unfolding in a very co-operative manner.””

At least I kept it out of the hands of Microsoft, not a bad stage to consider. Yet consider two final things. The first is Nordstroms liquidation actual liquidation or euthanasia? The second is, is Nordstrom alone? How many other places are on the brink of really bad times in the next 5 years? 

Have a great day.

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March 21, 2023 · 00:50

When we just don’t know

This happens, at times we are in the dark, some more than others, but we have all been in that lane where we are utterly in the dark on what is up.

For me it started in April 2022 when I wrote ‘Comedy Capers it is not’ (at https://lawlordtobe.com/2022/04/19/comedy-capers-it-is-not/) there was no blame, there was no wrongdoings. An Iranian woman was kidnapped by people in fake police uniforms and that is where it pretty much ended. I had a few thoughts and I put it in ‘Loser investigations unlimited’ (at https://lawlordtobe.com/2022/04/25/loser-investigations-unlimited/) yet a few things kept nagging at me and I stayed quiet. It is a parallel to ‘You are not paranoid when everyone is trying to kill you’, there was something in this that had a connection, but I could not clearly see it and now, thanks to the OPP et al, I feel that I do. You see, CBC gives us ‘Woman charged with kidnapping in Elnaz Hajtamiri abduction case’ (at https://www.cbc.ca/news/canada/toronto/elnaz-hajtamiri-kidnapping-charge-1.6782534) there we see “In a news release issued Friday, Ontario Provincial Police investigators said that on Thursday, 30-year-old Brampton woman Krystal P. Lawrence had been arrested and charged with kidnapping”, we see a lot more and I think we need to give people from the OPP and York Regional Police a huge applause. They got things done when most of us (me included) thought they were out of options. They did more than OK, they got something impossible done, except perhaps finding the missing woman. To be honest I am not sure if she will ever turn up. You see this all reeks of VAJA (or VEVAK if you prefer). The one part I cannot answer is why she was a target, I am not sure if the RCMP, CSIS, or OPP has a clue. Is it because she is/was connected to someone? I cannot tell. But the entire fake police touch makes it more than simple abduction. Then there was the headline ‘Elnaz Hajtamiri’s ex-boyfriend hired a private investigator to watch her before Wasaga Beach abduction’ there was always something wrong with that. It is not beyond VAJA to speak to the lack of honour in the ex-boyfriend and he (for a nice amount) was willing to help out. But the reason as to why remains a mystery to me. Robert Redford (all the presidents men) taught me ‘Follow the Money’ and that makes sense, but it is at times not enough. I personally need data to investigate what happened in the month before someone hired Loser Investigation Unlimited (see the article for more). You see, they might not talk, but their books will and that amount when you mine the funds of the ex-boyfriend will either absolve him (massively unlikely) or shows him to be complicit. That might get us more, but unlikely that it will lead to Elnaz Hajtamiri. For now we need to congratulate the police factions involved of getting this far, a place I never expected them to get, because the entire setting was skewed from day one and dressing up as fake police officers is just a little too weird for it to be normal. 

I initially had a few more ideas, but they do not matter. It seems to me that the Canadian police is sharp as a scalpel and they will cut to the heart of the matter, the CBC article of March 17th leaves me with little doubt on that matter.

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March 4, 2023 · 10:23

It was one keyword

Yes, that is at times the short and sweet of anything, but let that not be some alert to the easiness of any endeavour. You see, my opposition to the CBC article (at https://www.cbc.ca/news/business/nordstrom-canada-1.6766073) is not that simple. The headline ‘Nordstrom closing down in Canada, shuttering all 13 stores’ sounds nice and it is a reality, but it is another line, one giving us “It was not Canadian enough”, that is the one that is plain wrong. You see, from all information we could go with the setting that the business mission was wrong all along, especially with any business painting the books in red since 2014 is another matter, one that matters, but the larger stage is not that (for Nordstrom it might be), malls are at present done for in its current setting. You see when Covid hit, it did a lot more. The timeline 2020-2023 changed people. People were forced to sit at home and mull things over. The short gratitude setting of going shopping in the weekend suddenly got hit by the cold light of day and it did not hold up. People started to think over what on earth they were doing and that becomes a whole lot more. 

You see, it started before June 6th 2022 when I wrote (at https://lawlordtobe.com/2022/06/06/presentation-and-awareness-creation/) ‘Presentation and Awareness creation’. This is based in simple settings. You see, all the marketeers are in some silly exercise of direct marketing. It is direct, simple and cheap and the ROI of it is seemingly immense. But any intelligent marketing boffin will tell you that the actual gems are found in engagement. Engagement is key to get traction with the people, especially the people who woke up after covid. I saw the setting in the Eaton Centre Mall (Toronto), yet I saw this application in places like Harrods too (Harrods has way to much traction at the moment, as such they need not worry), but there are well over 115,000 malls that need to wake up. They need to create traction and that was where my IP came in. It wasn’t hard, parts already existed, but for some reason Amazon and Google (the most likely winners in that race) decided not to wake up and that is where everyone decided to snooze a little longer. But there was a stage that was fast and vastly evolving and players like Omnichannel were already aware. They knew that the race was around the creation of engagement, they merely did not take it far enough. I did and suddenly had created a stage where bookshops and jewellers were a lot more important than ever before. OK, I am a guy so I created the stage for Victoria Secrets as well, they have well over 1,000 stores in the US alone and that is merely the beginning. There was a stage of intensified engagements from Alberta to Monaco and from Monaco to Zurich. An enlarging stage and the one keyword everyone forgot about was ‘Effort’, it is not part of direct marketing as such a lot of people forgot about it, but it matters and it matters a lot. Nordstrom is merely the beginning. Unless malls do not change their approach too many of them will become ghost buildings. The people are awake and these malls are largely done for. Seek any of my articles from June 6th 2022 involving ‘Eaton Centre Mall’ and you might catch on. It was all out in the open and marketing people forgot about the essential approach involving effort. 

What I never figured out is that I am not the super intelligent type, Google and Amazon should have been thee long before I did and they were not, now that they are all about chasing revenue, I wonder who gets there first, that player will have a much larger revenue stream for a long time to come and it is not an adjusted revenue stream, it is a new one with global implications. That is my view on the matter. How the keyword ‘effort’ changes everything.

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March 3, 2023 · 01:18

The blocking question

That is what CB left me with. The article (at https://www.cbc.ca/news/politics/alphabet-google-committee-block-summon-1.6762908) gives us “A parliamentary committee is calling four of Google’s top executives to appear before it after the company began testing ways it could block news content from searches if Parliament passes the Online News Act.” And this MP Julian, perhaps MP Julian Assange? No, my bad. It was MP Peter Julian. You see, we do not get the proper setting. And it is not on Google. We are given “Google’s actions have been irresponsible. Google’s actions amount to censorship and Google’s actions are disrespectful of Canadians.” I do not think this is true and because some politicians are trying to remain as vague as possible, issues and question remain, but the people who are pushing this are the remnants of William Randolph Hearst and they all should become as obsolete and buried as Hearst is now. 

They lost credibility and they lost integrity, but that is not how we need to proceed. You see the article gives us “All types of news content are being affected by the test, which will run for about five weeks, the company said. That includes content created by Canadian broadcasters and newspapers. An Australian law similar to C-18 took effect in March 2021 after talks with the big tech firms led to a brief shutdown of Facebook news feeds in the country. The law has largely worked, a government report said.” Well, not exactly, has it?

You see, we are given one line, but it is not one line, it is a document with many paragraphs, many facetted paragraphs. But the politicians do not want to go there, do they? 

This is the first example. It comes from Twitter. The LA Times gives us the heads up, but it is not that, when we click on it it becomes a block. An advertisement block and the LA Times is not alone. So, did we accept that FREE advertisement by the LA Times? That is the question and it is not a simple one line answer. 

The second example is Google search, I wanted something on Bundaberg (where the good rum comes from) and I looked at the news, the top part is what I saw and there is nothing wrong with reading about youthful enthusiasm in medicine, so I clicked on the article, but was I informed? No! I got an invitation to PAY for the article. Lets be clear, it might be OK for newspapers to allow this approach, but is it up to Google Search to cater to free advertisement? These two examples are the tip of a mountain a lot bigger than the ice-block that sank the Titanic, but the article as well as PM Julian are keeping us in the dark about it. There are others like the Guardian, the Dutch NOS, BBC, CBC and many others that do not use this approach, but for news outlets that cater to this approach we see a different catering and I think that Facebook and Google get to block these players. They newspapers are making claims of loss of revenue, but they advertise in this way, so is blocking all the question? I do not think so, but I am not on the board of directors of Google (even after I was able to hand them close to $20,000,000,000 in revenue). Ah well, another day, another dollar.

The block setting is not that simple and these politicians are nowhere neat ready to properly look at this. They want their cowboy story and Google is the nasty evil, but that is not true, it was never true. But then the politicians involved could never figure this out, but that is how I see it, and I accept that others have a different point of view. That is fair, I can only give you my point of view and perhaps it will stir questions, perhaps it will not.

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March 2, 2023 · 09:55

Every source is useful

This is the actual case, we get information from sources, some we deem essential, some we see useful and some we seem as nice to have. That is the case when you look at it, but it is not always true, sometimes the source is less relevant than the information they bring. They were on the ball, they were in the area and they were connected are three options that come to mind, but in some cases the events just blow you away. As it was with me, I tend to follow a Canadian comedian called Brittlestar. He is funny, he is on point and he comes with local issues that might never have caught my eye. 

So here I was reading the tweets and there he has alerting me to a BBC article called ‘Abortion UK: Women ‘manipulated’ in crisis pregnancy advice centres’ (at https://www.bbc.com/news/uk-64751800). I tend to look at BBC events, but this one I missed and it was a Canadian comedian, waving their red and white flag proudly on top of a humongous Maple leaf tree alerting me to an event in the UK. Now, it makes sense. From the top of a Maple leaf you can see the UK (on the other side of the Atlantic river), I standing on top of the Centurion (tallest tree in Australia) couldn’t see the UK because India and Africa are hindering my viewpoint. These things happen. 

But it is about the article and it filled me with dread, It starts with “The centres operate outside the NHS and tend to be registered charities. Most say they don’t refer women for abortions, but offer support and counselling for unplanned pregnancies”, which is followed with “Some 21 centres gave misleading medical information and/or unethical advice about abortion” and I wondered, could this be any worse? And then I see “Jo Holmes, of the British Association for Counselling and Psychotherapy, said: “From a professional-standards point of view… they are not there to advise, they are not there to guide, and they are… not there to give their opinion. This language is designed to make the client feel guilty.”” With added mentions of “We visited the Crossroads Crisis Pregnancy Centre in Harrow, north-west London, which opened in 2005 and is based in a Baptist church. The centre’s website says its trained counsellors provide free and accurate information. An undercover reporter told a counsellor she was three weeks pregnant, and asked what an abortion would involve at that stage. The counsellor replied: “The baby is waiting for the pill to kill it and to get rid of it.”” And it is not the weirdest thought that a church is part of deception, they have done so for almost 1,000 years. And there is a much larger stage from this, it will speed up the stage where they are trivialised as christianity is thrown into a corner and ignored after spouting 2,000 years of lies and deceptive conduct, oh and lets not forget about the paedophile priests (which is on the catholics and not the baptists as far as I know). 

Is it so hard to give one group (women) true and unbiased information? Is it that much of an issue with people? These deceptive priests, have no issues handing forgiveness to raping fathers of their children, adulterers and all kind of sex crazed daddies. Is it too much to ask for a true neutral response to women? It is not a hard question, most of these people ignore homelessness, war, famine, big company exploitation, as such can we just give the women the neutral advice so that they can decide on what to do next? The article is a lot more important, there is no need to lace it with comedy and other matters, but the stage is a lot larger that anyone ever imagined. As such, great applause to the BBC Panorama article by Eleanor Layhe & Divya Talwar, they uncovered something sinister and unacceptable and it is time to set those charity people in the limelight and ask them public questions, especially when they hide behind the faceplate of ‘Charity’.

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February 24, 2023 · 20:41

That first step

That was the setting I was given when ABC decided to skip water with stones. The article (at https://www.abc.net.au/radio/programs/pm/pressure-on-spy-boss-to-ease-up-on-foreign-interference/102010914) gives us ‘Pressure on spy boss to “ease up” on foreign interference’, a radio piece no less. It boils down to “In his annual threat assessment, the head of Australia’s security agency also revealed he’d been directly pressured by public servants, academics and businesspeople to “ease up” his focus on foreign influence” and apart from the one typo I saw, I also wonder who these people are. They are as I personally see them and as I have mentioned them the ‘stakeholders’ connected to corporations. I wonder who the Australian business people are, what THEY have to gain. I mentioned a long time ago that the media is filtered by Shareholders, stakeholders and advertisers. As I personally see it, it is the advertisers (with interests in Russia) and stakeholders with Russian connection that are the problem. In the first (and I apologise for the language) “Who the fuck do these academics and businesspeople think they are to oppose the security of Australia?” In the second, who are these public servants and business people? I think we need to put them out in the limelight and see what stakeholders become visible when we shake those trees. It is bbad enough that we are confronted with stakeholders stopping news from getting to the people, but when it comes to foreign influence in Australian governance, it becomes a whole new ball of wax and questions should be asked. The fact that this is now an issue, but we get limited exposure to this is another matter and we need to get this into the limelight. 

Mikey Mike (the spy catcher) has a bad enough setting as it is, lets cooperate with him, we owe him that much. He is trying to keep Australia safe and fair dinkum honest. In addition to that, if WE face it, make no mistake that there are equal issues in the United Kingdom, Canada (where currently unconfirmed rumours have it that Pierre Poilievre is engaging with trolls to get his visibility out there), India and optionally New Zealand, but the last reference is more speculation from me than fact. So Australia is not alone and as I see it Mike Burgess (ASIO),  David Vigneault (CSIS) and Ken McCallum (MI5) should pool resources and see which stakeholders have more than one shoreline they are fishing at, them and the direct connection they have. I think it is time to light up that collected Riffraff. I am still all for electing the actual traitors with a Accuracy International AXMC (the .338 edition) but apparently that is an illegal act (darn). And I admit, traitors make my blood boil and the blood gets a few degrees warmer when it is done for money. A first step is required and personally I think that illuminating these stakeholders will make them rush like the roaches they are for any place offering shades. When we have there visibility we can see who THEY are connected to. That does not mean that the connection are guilty, but it gives us the frame of an image and that image optionally colours the roadmap to something that could be a solution. Yes, there are issues with ‘could’ and ‘optional’ but in the dark we know nothing and we owe Mikey Mike more, or t least a stage where he can operate and three groups with self serving interests are not the way to go, especially when it is about the safety of a nation. It is even more when you consider that this could affect the whole Commonwealth. In this I could be wrong, I really could be, but should we allow this level of interference to go unattended to? I say no and it is time that you realise that in the Commonwealth stakeholders are given too much leeway and that needs to stop (or massively dampened). We need to realise that we have a problem and the first step to solving that problem is admitting we have one.

So have a great Friday and make your Friday a ‘Friyay’.

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February 18, 2023 · 19:23

A house by any other owner

OK, this is the third time I am raising this. I raised it twice before. The reason is that the BBC (at https://www.bbc.co.uk/news/world-us-canada-64547396) gives us the event a mere 7 hours ago by Nadine Yousif, BBC Toronto. So are they very late to the party, or is this a lot larger? I honestly cannot tell. The reason is that in the first the article is largely void of dates. In addition we get “A Canadian couple recently learned that their home was sold by fraudsters without their consent while they were out of town. Experts say theft of this nature is rare, but there has been a notable rise of similar cases in the country’s most populous city” the use of ‘recently’.  Really BBC, you could not be precise? Then we are given “The BC Land Title and Survey Authority (LTSA) said it is aware of two title fraud attempts since 2020, only one of which was successful. The public corporation added it only knows of one prior case in 2019, and two in 2008 and 2009”, really? The news gives a lot more recently, but here I might be in error as there are two forms and title fraud is seemingly less used. That is fair, but there is a much larger stage here now. So what happens when any act on title transfer or mortgage acquisition, the person acquiring it must get a biometrical scan? That gives us non-repudiation. That person and only that person could have done this. It is not the weirdest idea. A house tends to be over $500K and a house is a setting of ones identity. When we add the actuary as a control setting, we get a massive drop in these activities. The biometrics and photograph give a much larger stage for prosecution and optionally deportation of these criminals. I reckon the LTSA would applaud such a move as it secures and provides safety for those who own their property. There is still a risk that someone uses the stage to quickly get in under the radar, but the use of an actuary might dwindle this risk and those who tried this approach would soon find themselves looking for a place to live outside of any commonwealth nation, because this is happening in the United Kingdom and Australia. As such a stage needs to be set where the people can create a safety setting and keep their own little castle safe from exploitation by criminals. This is not a fool proof system. I get that. The old expression is “In confusion there is profit” an expression which started during WW2. But if we can lower the risk and 4 out of 5 people currently afflicted could avoid this nightmare scenario, it would be a win win situation. Are there better solutions? That is hard to say, all kinds of instances have used IT as a easy grab for all kinds of shortcuts and I am not aware which of these shortcuts apply to Canada, but the rise implies that there are weaknesses in this setting and as such the biometric stage might lower the risks for the Commonwealth. It is just an idea, but it took me less than an hour to think it up, consider that against the stage where we were given “by the time they found out that it had been stolen last June. As of February, the couple is still working through having their title on the home restored” a nightmare of at least 8 months, so I reckon my hour was well spend and if they can sway this as well as the demand for any title change two sets of biometrics are required, the stage becomes a non-option for criminals. You see, in the EU, they have biometrics on their passports. A second biometric could be scanned at the point of sale, which might take 24 hours (optionally less), the transgressor will not get a match, which now also suggests that this transgressor could be prosecuted, but that is merely an idea. The treasure is to keep realestate safe for its rightful owner. 

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February 1, 2023 · 14:02

Insecure Masturbation Fraternisers (IMF)

Yup, that is the slogan and to get there we need to take a little trip down memory lane before we get to the article that jogged my memories. You see, it all started on October 10th 2013 (at https://lawlordtobe.com/2013/10/10/economic-management-through-newscasts/) where I gave the readers “The same day I get the news on a diplomatic escalation in the Netherlands, sky News UK comes with an entirely different matter. Two elements seemed to be in play. The IMF suddenly lifted the economic growth for the UK by 1.4% for 2013 and for 1.9% for 2014. Those are numbers that are beyond remarkable. Sky News showed Olivier Blanchard the Chief economist of the IMF to make this statement. It was interesting that the IMF calls on Christine Lagarde to give the bad news and Olivier gets to give the good news. There was a shimmer of hope for realism as Ed Conway, economic Editor at Sky News was happy to not reject the notion that the IMF have been lousy forecasters in the past to say the least”, as well as “‘Suddenly’ there was good news, a week before the debt ceiling needs to be raided, whilst the US is still in shutdown mode. Let us not forget that Greece, who also suddenly had ‘good’ news last week is still beyond broke, in addition France and Italy are still not in good shape. The biggest issue is that the UK forecast, which was +0.6%, which was a pretty good achievement to +1.4%. That boils down to a miscalculation of almost $18 Billion! That is a massive miscalculation. There is no indication that such errors were made. Consider that the IMF had high criticism towards the tactics by Chancellor George Osborne, UK’s faithful exchequer.” Are you clued in at present. There is now an indicator that the IMF is nothing more than a political presentation tool to hand out lollies for others to look away as credit limits are increased. It is one of the reasons I went towards Brexit. After the speech by Marky Mark of the British bank (aka Mark Carney, a Canadian no less), I saw the dangers of staying in the EU. Mario Draghi was using a Credit card for trillions after the first trillion was a miss. Now, that happens, solutions are selected hoping it will set the outcome to another stage. There is no fault there, but then he does it again for another 2 trillion. Wasn’t it Albert Einstein that stated that only a lunatic will do the same thing twice hoping for a different outcome? And it wasn’t just me, others had reservations too. There was no outcry when Mario Draghi was shown to be a member of an exclusive bank group. So how much did his friends end up with catering to that debt. Consider that bank bonds have a registration fee and commission. So how much commission did these two dozen people get over three trillion? I can tell you that is would be up to 2%, implying that two dozen people ended up with $600,000,000, not a bad run. So why should the UK pay for that?

Now that we are all caught up (to some extent) it is time to look at the article (at https://www.bbc.co.uk/news/business-64452995) giving us ‘UK expected to be only major economy to shrink in 2023 – IMF’. Now I am not stating that this is not the case, it could be. Yet when we look to 2013 and later, the IMF has played the wrong spades in this game. So when I see words like ‘expected’ and ‘only major economy’ after it took the IMF and Creepy LaStrange (I think that was her name) a year to admit that they made an error of well over $18,000,000,000 I have issues with anything they claim. And when I see “The IMF said the economy will contract by 0.6% in 2023, rather than grow slightly as previously predicted” without clarity I have issues. The numbers could be true, but with the Russian clambake in the Ukraine, the Covid issues (especially in China), the labour shortages and a few other elements that influences the issues, we merely see  “Chancellor Jeremy Hunt said the UK outperformed many forecasts last year. But shadow chancellor Rachel Reeves said the figures showed the UK “lagging behind our peers”” and charts and numbers how bad the UK is doing, but the problem is that the IMF (or Insecure Masturbation Fraternisers) have been too much like a political tool. They proclaim that Russia is getting a positive boost this year but we do not see that it might be mainly woodworkers to create the  126,650 coffins for lost troops, so their economy is up, but who pays that bill? And in the stage of presentation my issue is that these people are all about ‘forcing’ the UK back into the EU so that their GDP can be added to their credit limit. The EU is running out of credit card space, it has been for a year and the UK revenue is essential to turn that about and people need to wake up to the unaccountable overspending the EU is doing. At present the EU debt is well over €12 trillion  with several nations having too much debt. We all know about Greece with over 193% of GDP, Italy surpassed 150% of GDP and Portugal surpassed 125%, Spain is almost at 120%, and France is at almost 115%. The credit limits have been reached and it does not bode well, so all hands on deck forcing the UK back into the EU, but the truth is that once the hardship is passed (which will take some time), the UK will become the power player and the EU will be reduced to a third world nation. So basically at present (a personal view) the German debt of 80% of GDP is the only economy keeping the EU standing. That is not enough and I spoke about that in the past (at https://lawlordtobe.com/2017/03/17/the-finality-of-french-freedom/) in ‘The finality of French freedom’ on the 7th of March 2017 where I wrote “Which is why France is a big deal, that whilst they represent one of four anchors keeping the Euro in place. With the British anchor removed, the stress on the three is intense, the Euro cannot continue with the remaining two anchors that is the desperate game Draghi is facing now. Weakness and non-decisions from 2012 onwards have caused this mess, and of course he is not done yet. As we see in Reuters, last Monday he stated “If non-high-tech companies adopt more innovative technology, that would provide a boost for European productivity“, speaking as the European Central Bank President last Monday, it that so? With what funds? Innovations requires money, such steps have a cost” here I compared the economy with a floating platform kept in place by 4 anchors. It used to be the UK, France, Germany and Italy. Now that the UK is gone, the platform is now in trouble as only the German anchor has any strength left. The economic sea is in turmoil and I already saw this in 2017. Then we got Covid and that stupid bear named Russia and now the economy is a problem, especially for the EU and when that breaks up, the US (Japan also) have no way to go but down and that is what they all fear, they can prolong this if they can bully the UK, but we have seen enough bullies. We all have had enough and that is why I chose Brexit. I could not predict Covid or Russia, but a next economic disaster is alway just past the horizon, there is always a next fire to put out and now the IMF wants to make matters look worse. As I see it, they need a whole range of better and more descriptive numbers. As it stands, at present I do not trust the IMF. Yes the UK could face another recession, but it will be nowhere as bad as the one the EU faces. In the end the UK is part of a Commonwealth and we all (Australia, Canada, India, New Zealand and the United Kingdom) need to united to face the headwinds of the coming storm, we owe it to each other with the acts of irresponsibility we do not owe the EU and we do not owe the US. The US has had over a quarter of a century to overhaul their tax laws. I made mention on this as early as in the age of President George H. W. Bush (1998) now 25 years ago. I say enough is enough and the IMF better give us a lot more and a lot clearer numbers than what we see in the BBC article. That is my personal point of view on the matter.

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