Category Archives: Finance

October 20, 2025 · 12:52

The start of something bad

That is how I saw the news (at https://www.khaleejtimes.com/business/tech/dubais-10000-ai-firms-goal-to-redefine-competitiveness-power-uaes-startup-vision) with the headline ‘Dubai’s 10,000 AI-firms goal to redefine competitiveness,  power UAE’s startup vision’ there is always a risk when you start a new startup, but the drive to something that doesn’t even exist is downright folly (as I see it) and now it is driven to a 10,000 times setting of folly. That is what I perceive. But lets go through the setting to explain what I am seeing.

First there is the novel setting and it is one that needs explaining. You see AI doesn’t yet exist, even what we have now is merely DML (Deeper Machine Learning) and it is accompanied at times with LLM (Large Language Models) and these solutions can actually be great, but the foundations of AI are not yet met and take it from me it matters. Actually never take my word, so lets throw some settings at you. First there is ‘Deloitte to pay money back to Albanese government after using AI in $440,000 report’ and then we get to ‘Lawyer caught using AI-generated false citations in court case penalised in Australian first’ (sources for both is the Guardian). There is something behind this. The setting of verification is adamant in both, You see, whatever we now call AI isn’t it and whatever data is thrown at it is taken almost literally at face value. Data Verification is overlooked at nearly every corner and then we get to Microsoft with its ‘support’ of builder.ai with the mention that it was goo. It lasted less than a month and the ‘backing’ of a billion dollar went away like snow in a heatwave. They used 700 engineers to do what could not be done (as I personally see it). So we have these settings that is already out there. 

Then (two weeks ago) the Guardian gives us (at https://www.theguardian.com/business/2025/oct/08/bank-of-england-warns-of-growing-risk-that-ai-bubble-could-burst) ‘Bank of England warns of growing risk that AI bubble could burst’ with the byline “Possibility of ‘sharp market correction has increased’, says Bank’s financial policy committee” now consider this setting with the valuation of 10,000 firms getting a rather large ‘market correction’ and I think that this happens when it is the least opportune for the UAE. This take me to the old expression we had in the 80’s “You can lose your money in three ways, first there are women, which is the prettiest way to lose your money, then through gambling, which is the quickest way to lose your money and third way is thought IT, which is the surest way to lost your money” and now I would like to add “the fourth way is AI, which is both quick and sure to lose your money” that is the prefix to the equation. And the setting we aren’t given is set out in several pieces all over the place. One of them was given to us in ABC News (at https://www.abc.net.au/news/2025-10-20/ai-crypto-bubbles-speculative-mania/105884508) with ‘If AI and crypto aren’t bubbles, we could be in big trouble’ where we see “What if the trillions of dollars placed on those bets turn out to be good investments? The disruption will be epic, and terrible. A lot of speculative manias are just fun for a while and then the last in lose their shirts, not much harm done, like the tulips of 1635, and the comic book and silver bubbles of the late 1980s. Sometimes the losses are so great that banks go broke as well, which leads to a frozen financial system, recession and unemployment, as in 1929 and 2008.” As I personally see it, America is going all in as they are already beyond broke, so they have nothing to lose, but the UAE and Saudi Arabia have plenty to lose and the American first are good to squander whatever these two have. I reckon that Oracle has its fallback position so it is largely of, but OpenAI is willing to chance it all. And that is the American portfolio, Microsoft and a few others. They are playing bluff with as I see it, the wrong players and when others are ignoring the warnings of the Bank of England they merely get what is coming for them and it is a game I do not approve of, because it is based on the bluff that gets us ‘we are too big to fail’ and I do not agree, but they will say that it is all based on retirement numbers and other ‘needly’ things. This is why America needs Canada to become the 51st state so desperately, they are (as I personally see it) ready to use whatever troll army they have to smear Canada. But I am not having it and as I see “Dubai’s bold target to attract 10,000 artificial intelligence firms by 2030 is evolving from vision to execution, signaling a new phase in the emirate’s transformation into a global technology powerhouse. As a follow-up to earlier announcements positioning the UAE as the “Startup Capital of the World,” recent developments in AI infrastructure, capital inflows, and global partnerships show how this goal is being operationalised — potentially reshaping Dubai’s economic structure and reinforcing its competitive edge in the global digital economy.” I believe that those behind this are having the best interests at heard for the Emirati, but I do not trust the people behind this drive (outside of the UAE). I believe that this bubble will burst after the funds are met with smiles only for these people to go out of business with a bulky severance check. It is almost like the role Ryan Gosling played in the Big Short where Jared Vennett receives a bonus of $47 million for profits made on his CDSs. It feels almost too alike. And I feel I have to speak up. Now, if someone can sink my logic, I am fine with that, but let those running to this future verify whatever they have and not merely accept what is said. I am happy to be wrong but the setting feels off (by a lot) and I rather be wrong then be silent on this, because as I see it, when there is a ‘market correction’ of $2,000,000,000,000 you can consider yourself sold down the river because there is a cost of such a correction and it should 100% be on the American shores and 0% of the Arabic, Commonwealth or European shores. But that is merely my short sighted view on the matter. 

So when we get to “Omar Sultan Al Olama, Minister of State for Artificial Intelligence, Digital Economy, and Remote Work Applications, said the goal reflects the UAE’s determination to lead globally in frontier technology. “Dubai’s target to attract 10,000 AI companies over the next five years is not a dream — it is a commitment to building the world’s most dynamic and future-ready digital economy,” he said. “We already host more than 1,500 pure AI companies — the highest number in the region — but this is just the beginning. Our strategy is to bring in creators and producers of technology, not just users. That’s how we sustain competitiveness and shape the industries of tomorrow.”” I am slightly worried, because there is an impact of these 1,500 companies. Now, be warned there are plenty of great applications of DML and LLM and these firms should be protected. But the setting of 10,000 AI companies worry me, as AI doesn’t yet exist and the stage for Agentic programming is clear and certain. I would like to rephrase this into “We should keep a clear line of achievements in what is referred to as AI and what AI companies are supposed to see as clear achievements” This requires explanation as I see whatever is called as AI as NIP (Near Intelligent Parsing) and that is currently the impact of DML and LLM and I have seen several good projects but that is set onto a stage that has a definite pipeline of achievements and interests parties. And for the most the threshold is a curve of verifiable data. That data is scrutinized to a larger degree and tends to be (at times) based on the first legacy data. It still requires cleaning but to a smaller degree to dat that comes from wherever. 

So do not dissuade from your plans to enter the AI field, but be clear about what it is based on and particularly the data that is being used. So have a great day and as we get to my lunch time there is ample space for that now. Enjoy your day.

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October 19, 2025 · 16:15

Sharing was caring

That is the setting I am seeing, and the setting is available to nearly every make in the world. To see this you need to take notice of the following

This is a pop mart selling system. It does not matter if you like it, or if you loathe it, but the setting is that the device is there. Now consider that many malls have a ‘preferred’ offerer of ‘free internet’, now combine these two and you get a whole range of addition suppliers entering the same field. In the Australian Westfield malls the preferred ‘offerer’ of free internet is Optus and that is fine, but the others (like Telstra, Amaysim and Vodafone) might want to get into this field as well. Now consider that this setting allows for a build in router (and there is enough space for a large one), what is preventing these mall devices to adjust their cost (downwards) by adding a mobile offerer and set this device in its new setting in the same place. Optionally it allows for others like that ugly google firm to get in on the action as well. So what is stopping them? If the mall has ‘extreme’ measures to prevent this, than the setting become a discriminatory one. If not the setting is easy, and it will be up to these devices to get the right party interested and as I see it there should be little issues perhaps this is true for other countries, but the setting as it is seen like London, Dubai, Los Angeles and a few other places. There is a larger need to get creative with the options and this is one that (as I personally see it) too many left on the floor and I honestly (at present) do not see why this was done.

So, as we are seeing the need to double up on spaces and abilities, I am rather confused as to why this was left on the floor (perhaps there is a massive good reason), but that was the idea that boggled my mind this morning. And there was a need to make President Trump eat crow as he was having trolls making his 51st state case, which makes me give a few settings forward on that and I am still working on this. But the sweet spot is that the Department of Labour set the measurement to an expected 911,000 jobs that were double counted. I don’t think this is a big issue, America has after all a population of 340 million and an expected 4% unemployed, which is still 13.6 million and I do not believe that this is accurate because of the impacted losses of tourism in America as well as the secondary triggers it released. But that is for another day. For now we look at the setting of revenue and that is always a hit on demand, no matter where in the world you are. In the meantime, as I created (read: embellished) at least three gaming IP’s, I want to set that more into stone as it also gives a larger connection to the Real Estate IP I released almost 2 years ago and now that I see that it was near darn of perfect, the question becomes how to test this out. I had the sights of Monaco, Dubai and Abu Dhabi, but that is a mere pilot setting. I reckon that the larger settings become London, New York and Los Angeles soon enough. But as I merely looked to the implementation in Dubai (made the most sense to me) where the 2025 revenue is about to become $693.53 billion, I reckon that showing an additional 2-3% would amount to $14-$21 million and achieving more than that would make it a surrounding success. And when that works places like Abu Dhabi and Monaco would be literally the next step. The setting is that these area’s are ‘decently’ contained and I have a little less issues with places like Zillow and Trulia. I have nothing against them, they merely make it harder to get traction, when the proof is given, they would want to implement this as soon as possible. And that would be fine by me. Getting the proof would be the hard part but as I see it, an achievable part.

So as I was given light to other solutions, the idea to implement these solutions could reign in a few markers as they all want to reduce cost and why not alter the view to share that success in a few ways. Well that is all for now, my Sunday is almost gone whilst Vancouver is still 2 hours away from Sunday. I can tell them that over the next 15 hours nearly nothing happens. Oh, yes, the ‘No King’ demonstration got a following of millions according to CNN (in 14 hours time) well have a great day and enjoy your coffee on Sunday. I did and will do so again soon.

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October 15, 2025 · 17:54

The fluidic hypocrisy of politicians

That is almost a given, yet there are times that we are setting the bar to below zero. As such we should have a larger look at politician as they heed and hurt gamers, whilst in other cases do it the opposite way and still hurt gamers. As an example I hand to you the Financial Review (at https://www.afr.com/technology/ea-s-australian-chief-finds-his-salary-in-the-political-firing-line-20251015-p5n2nj) where we are given ‘EA’s Australian chief finds his salary in the political firing line’ and we are given “Senior American lawmakers say the Australian chief executive of video gaming giant Electronic Arts has failed to make a case for an $83 billion sale of the business to Saudi Arabian interests and suggested he has been motivated by the promise of a significant windfall if the deal proceeds.” So, in the first. Why does he have to make a case? That might be the case, but it is a gaming concern and we have seen how gamers and gaming were called all kinds of foul (or was that fowl) and gamers were the start of nearly all things evil (I never agreed to that, but fine). As such we are given “Democratic Party senators Elizabeth Warren and Richard Blumenthal wrote to Trump administration officials and to EA, the developer of video game titles including The Sims, Battlefield and Madden NFL, with “profound concerns” about the deal led by Saudi Arabia’s sovereign wealth fund.” And I have to ask, did they open their mouths when Microsoft went to town on gamers and gaming systems? A simple question, or are American companies beyond reproach? But the story gets a little more complex and we are seeing this with “The Gulf kingdom’s Public Investment Fund has proposed to purchase the company alongside Silver Lake and Affinity Partners, an asset manager operated by Jared Kushner, US President Donald Trump’s son-in-law.” As such Saudi Arabia is merely part owner (I did not know that), as such as we are given ““While the benefits of the acquisition are clear for you, the financial return for the three investors is less certain,” Warren and Blumenthal wrote in a letter to EA chief executive Andrew Wilson, who began working for the software giant in its now closed Gold Coast office in 2000.” I wonder how this is seen when we take that sentence apart. We have “While the benefits of the acquisition are clear for you” is the first part and he is the CEO, is he not? “the financial return for the three investors is less certain” is the second setting and here I say. Why do you care? Were you two shaking your tail feathers when WiseTech spend billions on “US-based supply chain software company E2open”? I see this all as some form of islamophobia. It seems that Saudi Arabia is good enough if it fills your pocket, but if they make wise investments, something is off according to you? And with gaming, we know you never held any of it in high regards, as such I have to wonder what the game is here. In addition we were given that you apparently had “profound concerns”, as such, what were these concerns? It seems that the media isn’t giving them and they seemingly aren’t asking them either. Will Andrew Wilson have ulterior motives? I do not know, but it is likely that he has his bank account as ulterior motive and in a greed driven atmosphere that makes perfect sense, so whilst the article gives us “EA gave Wilson responsibility for reviving its FIFA franchise, and he helped create a tool that incentivised players to make in-game purchases that ultimately became a bigger revenue stream than the game itself.” As such the game made a comeback and HE DID IT and as I see it he should be allowed  to cash in. And as it stands The Saudi Arabian government and the two others see it that way. 

The greed game tends to work in any direction, not only in the direction into America, but out of America as well. But perhaps the media will give us the entire setting of “profound concerns” at some stage, because that missing piece is seemingly central in this.

And don’t get me wrong, the man was paid $280,000,000 in 12 months, as such he made more money in 1 year that I’ll make in several life times. That setting is giving him leeway, because if he didn’t live up to that income, the buy would have never proceeded and in all this we see two democrats? So, what do they bring to the gaming table? Just a small question to cleanse the pallet.

So does Saudi Arabia have ulterior motives? Likely, because they are now part owner of a $55,000,000,000 software house and as I see it (I wrote about this before) they have a massive push to bring their own streaming solution to 1.7 billion consumers and that is merely the Islamic part. As I see it, they have the option to reach a lot more and with FIFA (or whatever EA renamed it into) a lot more coming in all kinds of ways and I predicted a growth from $6 billion annual to $15-$20 billion annual in first instance, but that before they bought EA, now there is not predicting how far this goes. But as I see this, I also smirk (an essential evil) as Microsoft is losing more and more ground in more places. The draw back from the game the played and gaming is nice, but when you lose, you tend to lose big. The expression “Go big or go home” comes to mind. It comes from the setting that encourages putting in maximum effort and committing fully to a task or goal, or to not attempt it at all. And they have been playing sloppy with too many settings for too long. I remember in 1998 that they had this setting wondering “why go for 100%, when 80% is fine” I never agreed with that part and too many agreed with it, because that is the sales setting, getting them over the ‘threshold’ and now we see that others are giving it their 100% and they are setting the new markers, they are the upcoming rulers of more and that might be frightening the American ‘dealmakers’ as they forgot (willingly or not) on how to give 100% to the task. A setting that comes with divided attention.

Have a great day and enjoy the day before the politicians ruin that too.

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October 14, 2025 · 21:08

It was a phrase

Yes, we have that. We see a line and something is not quite right. That is not on the reporter or the reader, sometimes a certain setting merely rubs you the wrong way. That was what I felt when I saw saw Zawya (at https://www.zawya.com/en/business/investment/davidson-kempner-latest-hedge-fund-to-be-lured-by-abu-dhabi-kweef386) giving us ‘Davidson Kempner latest hedge fund to be lured by Abu Dhabi’, personally I see ‘lured’ with a negative connotation. And yes it is personal, with the decade of military training I see ‘lure’ and I think ‘oh oh’, nothing intelligent about it, it is merely instinct. But the setting is “Davidson Kempner has more than $37 billion in assets under management.” Well, if you say it fast, it doesn’t seem like much, but the setting is that these around 60 partners control the setting of 37,000 million dollars and as they pour some of that into Abu Dhabi, the UAE gets a massive jolt of productive energy. And whilst America is roughly down and out, these people (mostly from New York) are basically hiding behind ‘the grass is always greener on the other fellow grave” and there is every chance that they will move portfolios for their customers who have (sorry to say it) greed on the brain. And let’s face it, the UAE is happening, it is a delicious plate of revenue and returns served with a nice decanter of Cognac. As I said it before, Abu Dhabi is the new El Dorado and whilst I showed that the simplicity of a lost and found application could resolve a number of issues in both Dubai and Abu Dhabi, that setting is merely showing us that the UAE is embracing (when the embrace is good) to the implementation of AI in the UAE. Yet whilst that is being said, Reuters gives us ‘First 200 MW from UAE’s Stargate AI campus to come online next year’ with the China escape clause close at hand. And as we are told “During a Gulf visit by U.S. President Donald Trump in May, the UAE signed a multibillion-dollar deal to build one of the world’s largest data centre hubs in Abu Dhabi with U.S. technology. G42 said at the time that the project would be powered by nuclear and solar power, as well as natural gas.” As well as “the first phase, known as Stargate UAE, set to go online in 2026” and “the deal to build the campus has not been finalised amid security concerns due to the UAE’s close ties to China, Reuters has previously reported, citing sources” this is a little weird for more than one reason as the earliest of the Barakah (1 through 4) reactors will come online in 2030 earliest. So what will they do in the other 4 years? Solar and Gas? IO am not sure if that will hold especially as the current plants are feeding the needs of the UAE citizens and I personally have no idea how much surplus there is. I find it amazing that Reuters didn’t dig into that part of the equation. As I see it, the Huawei solution is ‘boasting’ “This AI processor delivers 256 TFLOPS@FP16 and 512 TOPS@INT8 of compute performance with just 350 W of max power consumption. The massive boost in power efficiency is thanks to Huawei’s own Da Vinci architecture” Some shout that the Nvidia solution is more powerful, but at what energy settings? And the press isn’t giving us the numbers, so I have to ask. And this reflects back at the setting of Davidson Kempner. You see, it will go where the markets are and that is their ‘duty’ to the people holding the funds. And as I see it America with their anti-China setting and Europe with their similar feelings are not the places to be. It is a mere phrase set to ‘lure’ but the other setting is ‘good business is where you find it’ and that setting gives Davidson Kempner the upper hand and Abu Dhabi is happy to see them (as far as I know). So give a happy clap to these 60 parts era who are protecting the (greed driven) needs of their customers. 

So as we are given “the Financial Services Regulatory Authority (FSRA) issued a total of 52 In-Principle Approvals (IPAs) for financial services firms, up 27% year-on-year. Global names such as Kimmeridge and Fortress announced their expansion to Abu Dhabi earlier this year” gives the UAE (and Abu Dhabi in particular) the space to breath and they will let the dice roll on the markets and on the return on investment shares because as I see it, those who invested in that place (Yas Island is a good indication) are getting a lot more than a mere simple percentage growth. You just have to look at places like Saadiyat Island to see that this will be the dream of billionaires for the foreseeable future. Not bad for a place that hardly existed on the mind of people a decade ago, now pretty much everyone knows that is it the capital and that it is regarded to be the El Dorado of the future.

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October 13, 2025 · 07:06

Just like Soap

Perhaps you remember the 80’s series soap. Someone made a sitcom of the most hilarious settings and took it up a notch, the series was called soap and people loved it, it did nearly everything right, but over time this bubble went, just like all the other soap bubbles tend to go and that is OK, the made their mark and we felt fine. There is another bubble. It is not as good. There is the mortgage bubble, the housing bubble (they were not the same), the economy bubble and all these bubbles come with an aftermath. Now we see the AI bubble and I predicted this as early as January 29th of this year in ‘And the bubble said ‘Bang’’ (at https://lawlordtobe.com/2025/01/29/and-the-bubble-said-bang/) and my setting is that AI does not yet exist, as I saw it, for the most, it is the construct of lazy salespeople who couldn’t be bothered to do their work and created the AI ‘Fab’ and hauled it over to fit their needs. Let’s be clear. There is no AI and when I use it I know that ‘the best’ I am doing is avoid a long discussion about how great DML and LLM are, because they are and it is amazing. And as these settings are correctly used, it will create millions if not billions in revenue. I got the idea to overhaul the Amazon system and let them optionally create online panels that could bank them billions, which I did in ‘Under Conceptual Construction’ (at https://lawlordtobe.com/2025/10/10/under-conceptual-construction/) and ‘Prolonging the idea’ (at https://lawlordtobe.com/2025/10/12/prolonging-the-idea/) which I wrote yesterday (almost 16 hours ago). I also gave light to an amazing lost and found idea which would cater to the needs of Airports and bus terminals. I saw that presentation and it was an amazing setting in what I still call NIP (Near Intelligent Parsing) in ‘That one idea’ (at https://lawlordtobe.com/2025/09/26/that-one-idea/) these are mere settings and they could be market changes. This is the proper use of IT to the next setting of automation. But the underlying bubble still exists, I merely don’t feed that beast, so when the BBC last night gave us all ‘‘It’s going to be really bad’: Fears over AI bubble bursting grow in Silicon Valley’ almost 2 days ago (at https://www.bbc.com/news/articles/cz69qy760weo) I saw the sparkly setting of soap bubbles erupt and I thought ‘That did not take long’. My setting was that AI (the real AI as Alan Turing saw it) was not ready yet. The small setting that at least three parts in IT did not yet exist. There is the true power of Quantum computing and as I see it quantum computers are real, but they are in the early stages of development and are not yet as powerful as future versions should be and for that, so as IBM rolls out their second system on the IBM Heron platform, we are getting there. It is called the IBM’s 156-qubit IBM Quantum Heron, just don’t get your hopes up, not too many can afford that platform. IBM keels it modes and gives us that “The computer, called Starling, is set to launch by 2029. The quantum computer will reside in IBM’s new quantum data center in upstate New York and is expected to perform 20,000 more operations than today’s quantum computers” I am not holding me credit card to account to that beauty. If at all possible, the only two people on the planet that can afford that setting are Elon Musk and Larry Ellison and Larry might buy it to see Oracle power at actual quantum speed and he will do it, to see quantum speed came to him in his lifetime. The man is 81 after all (so, he is no longer a teenager), If I had that kind of money (250,000 million) I would do it to, just so to see what this world has achieved. But the article (the BBC one) gives us ““I know it’s tempting to write the bubble story,” Mr Altman told me as he sat flanked by his top lieutenants. “In fact, there are many parts of AI that I think are kind of bubbly right now.”

In Silicon Valley, the debate over whether AI companies are overvalued has taken on a new urgency. Skeptics are privately – and some now publicly – asking whether the rapid rise in the value of AI tech companies may be, at least in part, the result of what they call “financial engineering”.” And the BBC is not wrong, we had a write-off in January of a trillion dollars and a few days ago another one of 1.5 trillion dollars. I would be willing to call that ‘Financial Engineering’ and that rapid rise? Call it the greedy need of salespeople getting their audience in a frenzy 

I merely gave a few examples of what DML and LLM could achieve and getting a lost and found department set from weeks into minutes is quite the achievement and I reckon that places like JFK, Heathrow and Dubai Airport would jump at the chance to arrange a better lost and found department and they are not alone but one has to wonder how the market can write off trillions in merely two events. So when we get to

“In recent days, warnings of an AI bubble have come from the Bank of England, the International Monetary Fund, as well as JP Morgan boss Jamie Dimon who told the BBC “the level of uncertainty should be higher in most people’s minds”. And here, in what is often considered the tech capital of the world, concerns are growing. At a panel discussion at Silicon Valley’s Computer History Museum this week, early AI entrepreneur Jerry Kaplan told a packed audience he has lived through four bubbles. He’s especially concerned now given the magnitude of money on the table as compared to the dot-com boom. There’s so much more to lose. “When [the bubble] breaks, it’s going to be really bad, and not just for people in AI,” he said.”

He is not wrong. Consider the next one amounting to a speculated two trillion (or $2,000,000,000,000) when it hits, it could wipe out retirement savings of nearly everyone for years. So how do you feel about your retirement being written off for decades? When you are 80+ and you have millions upon millions you are just fine and that is merely 2-5 people, the other 8,200,000,000 people? The young will be fine, and over 4 billion will be too young to care about their retirement, but the rest? Good luck I say.

So what will happen to Stargate ($500B) when that bubble goes? I already see it as a failure as the required power settings will not be able to fuel this, apart from the need of hundreds of validators and their systems require power too, then we see Microsoft thinking (and telling us) it is the next big thing, all whilst basic settings aren’t out yet. Did anyone see the need for Shallow Circuits? Or the applied versions of Leon Lederman? No one realizes that he held the foundational setting of AI in Quantum computing. You see (as I personally see it) AI cannot really work in Binary technology, it requires a trinary setting, a simple stage of True, False and Both. It would allow for trinary settings, because it isn’t always True or False, we learn that the hard way, but in IT we accept it. That setting will come to blow when we get to the real AI part of it and that is why I (in part) the AI coffee being served in all places. And I like my sarcasm really hot (with two raw sugar and full cream milk)

That is the setting we face and whilst some will call the BBC article ‘doom speak’ I see it for what it is, a reminder that the AI frenzy is sales driven and whilst people are eager to forget the simplest setting, the real deal of Microsoft and Builder.AI is simply the setting that at present we are confronted with IT engineers making the decisions for us and the amount of class actions coming to the world in 2027 and 2028 (optionally as early as 2026) and as some cases are drawn out even yesterday (see https://authorsguild.org/news/ai-class-action-lawsuits/ for details) you need to realise that this bubble was orchestrated and as such I like the term ‘Financial Engineering’ so be good and use the NIP setting properly and feel free to be creative, I was and gave Amazon an idea that could bank it billions. But not all ideas are golden and I am willing to see that I am not the carrier of golden ideas, the fact that someone saw the Lost and Found setting is proof of that.

Have a great day, I am 30 minutes from breakfast now, so off I go to brekkyville.

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October 12, 2025 · 10:53

Prolonging the idea

Two days ago I had an idea that could set a new technology marker towards Market Research. The idea is to use agentic set and seeded data for use of MR, but it was one that had a few kinks in that armor. There would be a tremendous amount of catering towards ethical borders and as I know the people in the world. They do not tend to align themselves towards ethicality (not when there are dollars involved). So my mind worked on the background on that problem and whilst I was traversing the Iceland Ring road (aka Route 1) around the 490 mile marker my mind figured something out. You see, why set this to ‘everyone’ whilst there is a setting that Amazon with their AWS and a population of 300-310 million active users could be the foundation of a research pool of panelists. So in short, they could ‘entice’ people to become part of an online panel. And for every questionnaire they complete, they get a token (aka Amazon dime), so ten dimes make for an Amazon dollar (aka 10% discount voucher) and so on. So it all depends on what the person wants to spend it on, the vouchers have a 6 month validity setting and the dimes have a year validity. So 10 questionnaires in a year and you have an optional setting with over 300 million active users. 

So, when an active user becomes a participant, a unique number is created in the Amazon system and attached to the person. It is hidden to all but the Amazon ‘insiders’ not even the client sees this number. So when a list of participants is created, this is all inside the Amazon system. So (as my humor goes) a list of American anti alcoholics who are not pregnant and have their own liquor license and that ‘search’ reveals the panelists available. They will get the OK signal and it is attached to their panel account. The Researcher will submit the questionnaire to the Amazon system (which is hosting options like Survey monkey and other solutions) and that questionnaire is set online. The researcher gets all the data with only the created Participant ID and that is the short of it.

So, the completion of the questionnaire is the participants signal with get that person the token, The data m moment gets the researcher all the data and the completion of that projects wipes the questionnaire into a bulk storage setting. The data delivery data is also maintained and that sets the entire process into a complete stage, I am in favor of keeping this all in other places (in Amazon) for historic purposes and that hands Amazon the keys to Market research, government research and that all should hand Amazon a nice additional revenue which it was never on its books (as far as I know). So in a day and age where people are search for some AI setting, I merely saw a tool to be created and handed to legacy data.

I reckon that this will give Amazon a few billions, and with over 300 millions people, many who will jump at the chance of sacrificing mere minutes to complete questionnaires for Amazon tokens, the options are nearly limitless, or so thinks me. And this is as I see it a global solution, all set to achieved data and the option to clean their data in the process.

Another hour, another dollar I say, but lets face it, it is Sunday, so it is this or contemplating the sins I have been involved in and I do not have that kind of time available, so designing new data solutions it is. Have a somewhat nice day today.

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October 11, 2025 · 18:36

The dams are cracking

Yes, that is the setting I saw coming, but there is always ‘space’ for interpretation and at present we see two stories that seem to illustrate this. The first one is given by the BBC (at https://www.bbc.com/news/articles/cly17834524o0 where we see ‘Tech billionaires seem to be doom prepping. Should we all be worried?’ It is a question to have, but what does the article ‘bare’ out? It is not that basic or simple. First we are given “Mark Zuckerberg is said to have started work on Koolau Ranch, his sprawling 1,400-acre compound on the Hawaiian island of Kauai, as far back as 2014.” So, he had 11 years? Seems like overly ‘doom prepping to me’ (is this sarcasm or satire?) The additional setting is “The underground space spanning some 5,000 square feet is, he explained, “just like a little shelter, it’s like a basement”” which seems like the average floor of a mall to me. I think that when the ‘basement’ extends well beyond 1000 Sqft, we can ignore the ‘basement’ label and whatever it is, it is his to do. He might be buying up vats of wine or Cognac, whatever it is. It will be his setting. Then we are given “his decision to buy 11 properties in the Crescent Park neighbourhood of Palo Alto in California, apparently adding a 7,000 square feet underground space beneath.” So here again we get the ‘speculating’ media for the setting of a story. So he might have bought the 11 properties, but what happened to them? What evidence is there? He could have bought this for his nearest and dearest. There are many options. Then we get more ‘famous’ names and locations like New Zealand come up. Yet about halfway we get a clarion call (as the expression goes), we are given “Neil Lawrence is a professor of machine learning at Cambridge University. To him, this whole debate in itself is nonsense. “The notion of Artificial General Intelligence is as absurd as the notion of an ‘Artificial General Vehicle’,” he argues. “The right vehicle is dependent on the context. I used an Airbus A350 to fly to Kenya, I use a car to get to the university each day, I walk to the cafeteria… There’s no vehicle that could ever do all of this.” For him, talk about AGI is a distraction.” And as far as I can tell, I feel like Neil Lawrence does with an addendum, and ad the very end we are given ““LLMs also do not have meta-cognition, which means they don’t quite know what they know. Humans seem to have an introspective capacity, sometimes referred to as consciousness, that allows them to know what they know.” It is a fundamental part of human intelligence – and one that is yet to be replicated in a lab.” And it is part of what I have been saying all along. And we get the larger setting from a second source. It is SBS (at https://www.sbs.com.au/news/article/australians-living-in-america-anxiety/p88o60wos) that give us ‘Saving money and packing ‘go bags’: How Australians in the US are preparing for the worst’ where we see “But she says the attitude towards foreign nationals under the current administration has made life in the US feel “scary”. Kate says these fears were brought to the surface during her green card interview. “They grilled me in the interview and asked me questions not even related to our marriage but about my previous visa and time in the US,” she says.” As well as “Many Australians living in the US are reporting experiencing high levels of anxiety and feelings of instability due to the possibility of rapid political change under US President Donald Trump.”

These are the settings that matter. In the first there is the BBC article that is making the ‘doom lecture’ but that is not the setting. When AI collapses like a near empty shell, people will all be tuning for their incomes and playing the blame game, but as we are given ‘Wall Street crashes after Trump announces 100% tariffs on China; $1.5 trillion wiped out’ consider what happens when all these AI ‘vendors’ fall flat, the damage will be more than 10 times worse, America loses 15 trillion. Can you even fathom that kind of loss? That will be the sounding implosion that leads to civil war when 90% of 340 million people lose whatever they had, retirements wiped out, other savings gone, they will get angry. President Trump will have to run for his life to air-force one as quick as his legs can carry him. Evading to Russia or anyone that will have him and his billions? Mostly gone, if not already abroad. Those who bought large mansions outside of the US are likely safe for two generations in France, Monaco, UAE, Bermuda, New Zealand, you name it, some will evade and this is the setting we see. I reckon that people in California will need high walls to keep others out, optionally armed defenses as well. 

Foreigners are now seeing the scary reality they signed on for and they are getting ready a ‘go bag’ to evade to wherever they can as quickly they can. Is this doom speak?

That is a valid question. You see, the AI setting is merely one, President trump soured the waters on tourism which is down in many ways and no reflective view is given by anyone in media. That amount of bad news they find likely ‘irresponsible’ and the media has no business using that excuse as they have been one of the most irresponsible parties ever. Then foreign retail. Canada pulled all the alcoholic beverages from the shelves in Canada. How much is that costing? One source (Source: Global News) gives us that the decline is 85%, that amounts to how much? These three settings is almost a certainty of recession and there is a lot more declines in the papers but the media will not give you the proper numbers. Several sources all giving different partially overlapping numbers. As such the economic dams of America are cracking. And they will lose a massive amount of revenue and while some will give some of the numbers. Most of us aren’t given the full view. I have some of the views as I have been keeping an eye on some of the numbers. But even I do not have the full view. So whilst some give us “The sell-off erased more than USD 1.5 trillion in market value from US stocks. Meanwhile, the cryptocurrency market faced record liquidations of USD 19 billion. This is the largest single-day figure ever recorded.” The part no one talks about is where are the billionaires set at? We see the wins of Elon Musk and Larry Ellison, but where are the other billionaires? How are they doing? And that disjointed Microsoft view.

Why the Windows maker?
That is a fair question. You see, they were all ‘heralding’ how good they were doing, but the shimmer in the shadows is different. We are given “Microsoft is currently losing money on AI development, having spent an estimated $19 billion in one quarter on AI infrastructure, with no significant revenue from it yet. The company also experienced a reported loss of $300 million in Call of Duty sales due to the Game Pass subscription model” all whilst Activision and Bethesda was bought for over $100,000,000,000 and that has an interest setting. They might be ‘offloading’ staff (over 9,000 according to some numbers) and whilst they and Adecco (firing into the thousands) are all set to AI, there is a hidden snag. When this falls short they will face a setting that is a lot more dangerous. People will not consider them in the future. So when the non-existing AI is set to the need of engineers it goes flat and when there is no one around (an exaggeration) to program your LLM, consider where your firm will be. ZDNet gave us “Microsoft’s CEO loves to talk about ’empathy.’ But everything that is coming out of Redmond these days is perilously close to turning the company into the Borg.” Basically a non-existent setting of people that cannot live in a vacuum and that is an additional side I never saw coming. I was focussed on Microsoft turning into an empty shell and when the substance is gone, the shell collapses. That is what I saw in Microsoft Games and Microsoft Office. It started in 2012 when their service devisions were no longer up to scrap and when support goes, so does sales and when we consider the over 100 billion for two companies its, whilst they weren’t making enough to even afford the interest on that, the picture of failure starts to evolve into a nightmare setting and sacking 9,000 people will not safe it. They are telling us now that AI is the future, but at present it does not exist and what does exist requires engineers (remember Builder dot AI?) It is a fictive setting that is showing up all over America and the ‘import’ people are seeing the cracks evolve and they want out as fast as they can. Which is good news for Aramco and ADNOC as they now get the choice of the litter, but for America it is bad news. So there is no doom speak. It is the returning story of a country who think it is too big to go bankrupt. I heard that story before (SNS Bank for one) then a few more banks and they are all part of something else. And America? Parts of America could be added to Canada and Mexico would be relieved to get Texas (the latter part is speculation) and that is the dangerous reality that others are facing. The question is what does it take to throw this around and whilst Wall Street is in denial. Others, those who can afford it, will be making a new household out of American clutches (like the non-tax countries mentioned earlier) also Saudi Arabia becomes an option, but the is reserved for the chosen few (and American Muslims of course). 

So am I delusional or do I have a point? I reckon that one of the larger issues (still setting) is how America deals with Alex Jones. Because if he gets his ‘blockage’ Americans will go insane, they will not accept that this Conspiracy theorist is allowed his fortune after he went after dead children (saying they were actors, who were not dead according to sources). I wonder where that will go, because as I see it, it will be the tinder spark America will be set on fire. At that point all bets are off and I reckon that most ‘New-Americans’ will run to the nearest airport. This might merely be my speculation and optionally a wrong one. But that is how I see it.

Beyond that, the losses that America is having and when all the numbers come out, the second stage is reached and whomever thought they had a retirement, they will all try to collect on whatever possible. 

It is a hard setting and I hope I am wring, because this collapse will fall over Japan and Europe pretty much soon thereafter. Connected currencies will take a massive tumble.

Have a great day, if that is presently at all possible. 

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October 10, 2025 · 20:54

Under Conceptual Construction

I just got hit with an idea (as ideas go). You see, I am from the world of Business Intelligence and Market Research and and idea just hit me. The setting is that data tends to be ‘humanized’, but what if it wasn’t? That is the central setting because the European GDPR has laws in place and I just thought of a way ‘around’ it. So take a setting where any MR firm requires data, but they cannot get that data because of the GDPR ‘complications’, so what is the actual issue? That doesn’t matter because Amazon, Google, IBM, Oracle and Snowflake have a way around that (Well a few more, but they do not matter). So take the next image

We have three top line population and it could be set to anyone (in that area) and as we set that population they are created a nearly unique number and never repetitive and that population gets exported, the numbers are. The MR people on the right get that number they populate the questionnaire(s) and it is send pack to the people on the left. Then that group sends out the questionnaires, the data is collected and send back to the group on the right. I reckon that this would be a nice challenge for Amazon and Snowflake I reckon. This might become an entire business unit and with privacy laws as they are placed in Europe, there might be a larger interest to seek such services. No hidden settings and all at the customers need and the consumers willingness to comply. I reckon that this might work, because as I see it, these Market Research people will see a dwindling of panel populations rather quickly in the next few years and then? Well, it would be up to them to think of a new setting, in the meantime I came up with this idea. And feel free to shoot it down straight off the bat and that is fine. As I said, it was just an idea grabbing me and as I was contemplating other venues. For that matter, how many interested parties would that bring in the Middle East and the Far East? 

Good business is all where you find it and I think I found a population and an optionally interested partner. The question now becomes can these so called ‘Agentic AI Pushers’ see the setting that is offered to them and can it pass the General Data Protection Regulation requirements? If so, we are in business. Just another idea from yours truly. Time to create another gaming IP I reckon, time to flex that grey matter under my skullcap.

Have a great day (again).

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October 9, 2025 · 17:35

The opposing voice

That’s me (if you were wondering). The setting is that I take offense to the media and the way they are conducting their business. The larger setting is that I have no overwhelming love for the Kingdom of Saudi Arabia. I have no business in Saudi Arabia, I have no relatives, no experience there and I have never been there. The simple setting is that I could have business there, but I do not. I am however drenched in fair play and the media settings are in an abundance of corruption, whoring (for the digital dollar) and smearing for the ‘friends’ they claim to have. Claim is as good as anything, because the political field is forever in flux. 

And the media is to be held to account much higher standard than they are now. So as the Guardian gives their new ‘abundance’ of smearing through their emotional settings like “and was the kind of expert – passionate, principled, always glad to hop on the phone – that journalists loved having in their digital Rolodex”, yes smearing the goo to soften the reader and something broke in me. So here goes:

‘Money talks: the deep ties between Twitter and Saudi Arabia’ (at https://www.theguardian.com/technology/2025/oct/09/twitter-saudi-arabia-deep-ties-elon-musk-prince-mohammed)

Where we see “Ali al-Ahmed didn’t think that Elon Musk was responsible for the decline and fall of Twitter. Musk was another face representing an old regime. And its sins began well before Musk bumbled into Twitter HQ, in October 2022, carrying a porcelain sink. (In an attempt at humor, Musk posted a video of himself arriving at the Twitter offices carrying a sink with the caption “Entering Twitter HQ – let that sink in!”)” The first ‘error’ Elon Musk wasn’t responsible for anything (as I see it) he overpaid for a social media for well over 50% ($44 billion) A friend of mine and myself saw that the accounts were ‘spiked’ and that fake accounts were abundant. My personal view was that he paid over $15B too much for it and that is his right. As well as that Musk wasn’t ‘old’ regime anything. And at present is is ‘valued’ at $52.3 billion, so he made ten billion in just three years, that is not old anything, It is a massive influx of value (I never saw that). 

Then Ali Al-Ahmed gives us the one truth that matters ““They care about making money. Twitter and Facebook are not champions or models for human rights. These people are nothing but money-grubbers.” Twitter had banned Ahmed’s Arabic-language Twitter account, which had 36,000” that is social media for you and as I see it LinkedIn is about to be set to that same drive. It is all about the communications that are being drawn to catering (to whom is the question). Then we get the ‘dubious’ part (cannot agree, whether I see it that way or not). “For Saudi authorities, Twitter was an asset in every sense. The billionaire Saudi businessman Prince Alwaleed bin Talal was Twitter’s largest outside shareholder, and the site had become a key tool in the government’s apparatus of surveillance and control.” Is it really? It might be, but that is social media for you. If you share with the world, you share with EVERYONE, not just your ‘core’ people and the Saudi Government might as well take notice (as does the German, French, America and Commonwealth nations). Then we get a ‘tainted’ part. With “Ahmed believed his Twitter account had been compromised. He worried that spies had access to it, which would endanger dissident Saudis with whom he exchanged private messages. This wasn’t an idle concern. One of his contacts was Abdulrahman al-Sadhan, an aid worker who, in 2018, was abducted by Saudi security forces for running a satirical Twitter account that parodied members of the government. Abdulrahman, who was then 37, was sentenced to 20 years in prison.” There is a hidden truth, EVERY Twitter account is compromised. We do it ourselves and whether it is some security forces or hackers, they all try to get information and the Chinese, Israeli and Russians make the Saudi security forces look like little kids in the playground. And the writer knows this. So there.

Then we get the (seemingly) big lie “As the brutal murder of Washington Post journalist Jamal Khashoggi demonstrated, the Saudi state pursued vigorous methods of transnational repression, allegedly sending hit squads after enemies abroad.” In the first place. Where is the evidence? What makes a murder brutal? There is no body, as such Jamal Khashoggi is merely missing and the press knows this (apparently he moved to bora bora with a 19 year old mistress) but that is something I am willing to dismiss as have no evidence of this. The second lie is “Saudi state pursued vigorous methods of transnational repression, allegedly sending hit squads after enemies abroad” this might be true, but it requires evidence (that pesky requirement) and I do not see the evidence given by Saad Aljabri as evidence. He silenced a few settings through the CIA to set silent the evidence against him. The truth and all the truth is my motto and he has allegedly over 3,000,000,000 reasons not to be honest. Then we get the ‘meh’ setting. In “Prince Mohammed used his country’s bottomless reserves of oil and capital to flood Silicon Valley, politics, sports leagues and other power centers with cash and influence. Venture capital firm Andreessen Horowitz and Peter Thiel’s investment vehicle, Founders Fund, were among the most notable recipients of Saudi money, but they were just two among hundreds. In 2016, Uber received an astonishing $3.5bn from Saudi Arabia’s Public Investment Fund (PIF). Blackstone’s infrastructure fund got $20bn. By autumn 2018, the Wall Street Journal reported, Saudi Arabia had become “the largest single funding source for US startups”.” So Saudi Arabia is setting wealth to create wealth? Isn’t that the proper use of Business Intelligence? So they had the money and they were starting up companies (to get a return on investment I reckon) and then we get another setting ““They’re surveillance states. They’re police states,” said Nader Hashemi, a professor of Middle East and Islamic politics at Georgetown University. “They want to use the latest technology in order to continue to remain in power and surveil their populations. So they have another interest in trying to sort of be the beneficiaries of hi-tech developments, hoping that that will help them internally with their own political rule.”” Might be seen as direct settings of intelligence and I would say that this is a valid use of technology. The west is run over by Hamas and Gaza sympathizers and we do nothing. Saudi Arabia knows how dangerous that could become and they are making sure that these people do not succeed and I reckon that the UAE is on that setting too. There is something to be said for the Saudi approach when we see the ‘news’ that is spread through social media. As I see it, pro-Palestinian and anti-Israel protests are rampant in the streets of Europe and they are ‘supporting’ one another making life in Europe less and less interesting and the populist agenda is somehow fed through that. Saudi Arabia has no interest in getting involved through that setting.

Then we get the ‘dangerous’ part ““Since late 2017 or January of 2018, Prince Mohammed has exercised control over more Twitter stock than is owned by Twitter’s founder,” according to a civil complaint filed against Twitter and the consulting firm McKinsey by Omar Abdulaziz, a film director and Saudi exile. Abdulaziz said that the consultancy helped finger him as a prominent online dissident, leading to his Twitter account being hacked. (In 2020, Canadian authorities warned Abdulaziz that he was a target of a Saudi kill team.) According to Abdulaziz’s original complaint, “Because of the tremendous wealth of key figures in [the Kingdom of Saudi Arabia], major corporations have enabled, collaborated with, and turned a blind eye to [its] efforts to suppress, torture, falsely imprison, terrorise and murder dissenters both within Saudi Arabia and around the world.” Twitter had given the Saudi government a reach well beyond its borders.” It is dangerous as it assumes several parts. In part as the setting of Omar Abdulaziz, he failed a complaint, how did that end? We do not know. We are given that “finger him as a prominent online dissident, leading to his Twitter account being hacked”, so was this on McKinsey? He was out there getting ‘visibility’ as a film director and some might not like that (for all kinds of reasons) it might have been an Islamophobe. Then we get “In 2020, Canadian authorities warned Abdulaziz that he was a target of a Saudi kill team.” What authorities? I reckon that the CSIS got wind of something and did their job, but where is the evidence? I get that the CSIS gets all kinds of information (Saad Aljabri anyone)? So they did their job (if they were the source). So what was that Saudi Kill team? Overzealous football supporters? And with “suppress, torture, falsely imprison, terrorise and murder dissenters both within Saudi Arabia and around the world.” Twitter had given the Saudi government a reach well beyond its borders” we get another setting of ‘seemingly’ setting the stage. Where evidence doesn’t exist, the media drenches the story in emotion and what we call soft pressures and I have had enough whilst this happens they are pushed around and they want their digital dollars. And this is how the seemingly get it. And in conclusion, Twitter doesn’t give them anything, because some already showed me that others use Twitter (say X) for exactly the same reason and that gives the population of one (Kingdom of Saudi Arabia) a much larger pool with Trolls, Russian, China, Commonwealth, America, CIA, NSA, DIA, Democratic corporations and a whole range of alphabet combinations and there are several who would like to take out someone they don’t care about and lay the blame on Saudi Arabia for all the interesting reasons that we might not see. 

So this is how I see emotional articles from the Guardian at present. Feel free to disagree because that is how I am. Have a great day.

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October 8, 2025 · 20:10

It is worth how much?

Yup, I got a little surprise when Arab News gave me ‘Mongolian falcon sells for SR650,000’ (at https://www.arabnews.com/node/2618097/saudi-arabia) yesterday In Saudi Arabia an Mongolian falcon was sold for 650,000 reals (A$264,000). Now, I would pay that (if I had that kind of cash) a lot more willing for a Falcon than a car, so there is that, but I was boggled how that chip little tweeter is worth that much money. 

And lets be clear, I have zero, zilch, nada knowledge on falcon and I had until now never heard of that brad of bird. So as I was ‘informed’ through “The most expensive Mongolian falcon to date was sold Monday at the International Saudi Falcons and Hunting Exhibition 2025 for SR650,000 ($173,276) following intense bidding.” And the two images in Arab News shows the bird and the intense interest there was in that bird. I grew up in the Netherlands and we had peregrine falcons in the Netherlands but the were rare to say the least. The lot got near extinction when we dabbled with pesticides in the Netherlands and at present there are supposed to be around 200 breeding pairs today, but it was a close call. So when I saw this news I was happy to learn that some people take a rather large interest in keeping falcons. I know that there was interest, but until now I did not know how much and how far into the Arabic nations it is spread. And as we are told that “the International Saudi Falcons and Hunting Exhibition dedicated a special zone to Mongolian falcons, which hold a distinguished status among falconers in the Kingdom and the region for their exceptional quality” and that makes me happy. 

As I see it, I would jump for joy if the global pesky vermin population (aka people of the world) gets to be made extinct to about 97.3% (an important number) as it would allow the wildlife on a global scale become resurrected to the state it was pre 1700. Yes, I know it is rather nasty of me, but as I see it, the global wildlife would take my side in this matter. So as we are given “thanks to its resilience to harsh conditions and quick responsiveness to training, making it one of the most sought-after species among both amateurs and professionals.” To be clear, I have no interest to even be an amateur falconer. I reckon that my lack of knowledge and lack of funds implies that I wouldn’t be able to keep a Falcon. You need a Mews (Bird Housing), Equipment, Telemetry/GPS (to keep track of where Tweety went of to), Books and Supplies and a Food Freezer. This will set you back a fair amount of thousands as I see it, the Mews is likely the smallest cost if you have the space. And that is before that a bird of prey needs an abundant amount of time, making it a hobby for the rich non-working population, or able to shift lots of time around.

So even as I love the idea, there is not way that I would be able to keep interested in this hobby which for some people seem to be a calling. And that is before we consider that some people go beyond the Falcon and go for the Hawks or Eagles, I reckon that Harry Potter got the simplest setting with an Owl, or at least that is what I think and my point of view might not matter, but how many of you knew that Falconry has such a massive following in Saudi Arabia? I wonder how deep Falconry sits with the Emirati people. As such I was happy to learn a new useless snippet of knowledge. It is useless as life in Australia is not overburdened with Saudi facts, or with falconry settings. I have learned that it is “not explicitly illegal in Australia, but its practice is highly restricted due to stringent regulations governing the use and possession of birds of prey” and you can read more on that (at https://falconry.com.au), so have a great day today. 

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