Category Archives: Media

The wave of brains

This is a setting that might be, in gaming. You see I promised you something new and I found it. A game unlike any game we have seen and in part one we get to see life on mars, life as Elon Musk envisions it. The story starts (with a wink towards Bethesda) with you as an astronaut, you are in a prison, or a detainment centre to be more precise. You found your way here and it is the start of another RPG. Yes, but one with a difference (that’s what we all say). In this setting we have a completely self reliant system and that is what saved you. You don’t know to much about this as you have a serious blunt on your head, as such you remember nothing. The systems are self reliant, the systems provide nourishment, oxygen and water. But nothing more. So the first thing you need to do is to get out of here. As you become more reliant on the systems you see where things go and how they work. As such the first two hours you are learning the systems and looking more and more apt in getting things to work. Then you get to the first setting, the droid reactivating system. That gives you a few options and one works the janitor droids and one maintenance droid (a wink to the game Paradroid). As this continues you will see that one path needs to be cleared of junk (the janitor droids). As they progress you can review other systems and get them to up and running. But you will learn that there isn’t enough power to do this. And as the monitor systems has thousands of records, you get to see the settings when things were working. And as you get around, you find bodies with identity tags and as you have a universal tag, you get to become all of these people. This will give you access to their mail and conferences. As you become more agile you get to access other places and when the maintenance droid gets to the first tower, we get power to this dome and as it gets power, oxygen, sustenance and water becomes available. As well as a much larger place to explore. Now that we have access to the first dome we get to explore and we see the first settings of the damage caused. The place is deserted, thousands of corpses and no explanation. Then we get to a security station and we see the larger setting. A space ship crashed into one of the domes, that made the air escape and cause the brownout of the fusion reactor. As such we need to create a larger energy dump and the solar panels will take its time to do so. 

As we create the energy to do so, we need to inspect the oxygen and water supply points. As such we get a larger setting, because there is a few days of water left, this also hinders the sustenance creation. But it we get the water back online, it will all be ok. It is an idea that I am having and this will relate to the larger setting of the space ship, which apparently came from earth. As such there is more to this story and for now it is about creating the challenge of getting this into the Science part of sci-fi (we tend to forget about that) and as this is set it becomes about the sanity of 3 domes supporting up to 10,000 people. As I was shown the first dome, we need to set the next stage and in this where did I get to?

Anyway this game goes into a larger setting when the spaceship (which comes from earth) has a much larger issue and that is the lore that needs to be created. A setting that comes with bad news (isn’t there always) but this will be about after the bad news and that is part of the storyline. The ship is an ark of sorts (they are all dead) and that becomes the next stage if this all and what happens when the droids are the hazard? So security and battle droids are next but that is on the next installment. Anyway so for my mind created three domes with a optional population of 5,000. And the requires a little more consideration. We might be in the detainment centre, but that is linked to the retail and civilian dome. As such we have a start. I reckon that I can build from that. It is much more entertaining whilst America is losing India as an ally and trade partner. I reckon that President Modi has had enough of their 50% tariff. So when Wall mart loses all these Chinese and Indian articles that they can flog of cheap they are bound to American articles that no one can afford and China? They gain over a billion customers to Chinese goods. Yes, this was a good idea, wasn’t it? So whilst we fight over who is whose customer China gains a billion of them and now (as I see it) America need Bangladesh to avoid Walmart with its 2.1 million employees from going flat (that will one hell of a unemployment bash coming) So whilst the US government will rely on the Microsoft cloud accounts to spike up their IP engines. The larger issue will be the it will also end Microsoft and their 280,000 employees soon enough. Thank god I kept my cloud setting encrypted and out of the hands of Microsoft. So whilst America will be facing more and more hardship, we will see the larger setting that America sunk their own fleet (which makes for an awesome video game). And that was before BRICS became a world power. Now we get a new stage, as I personally see it America is beyond broke. And I know that a nation cannot be broke, but what do you call it when a nation cannot fulfill its debts? And the interest on $37.31 trillion is nothing to be sneered at, that implies that America will need to hand over 1.67 trillion in interest every year. I warned for that years ago, this was going to happen and now that the moment is there. Others go “It is more complex than that” Really? Interest is due, so where will you get the money from? Why do you think that some funds are setting their momentum now in Bitcoin? They know this is about to happen. As such we see President Trump making complements that Canada would be great as a 51st state. All he wants are the resources and Prime Minister Carney sees through him in an instant. And that is keeping Canada safe for now. Who when we look at this in a gaming setting, we see that earth is heading for a massive war between America and the nation who are not broke. As such there will be a fight over Canada and Greenland. But America misjudged their opponents and Canada has the Commonwealth and Greenland has the EU (as Denmark is in the EU). So this will be far from over and whilst people might be looking at the trivial news. I see this as good a place as any to inform the people, through a video game. 10,000 corpses holding onto information that is todays news. And as we adjust the focal point to what the news is telling the people we get a new iteration of what is real and what is lullaby news. 

I actually never considered this before but gaming could inform millions of people on what actually is. Did anyone else figure this out?

Have a great day. For me the next step is catering the news and setting it up as a lore creator. Whilst everyone is focusing on AI (which does not exist) I use the NIP (near Intelligent Parsing) systems to flake over the news, the public available news (no one wants the news according to Rupert Murdoch). And that is the second tier in this story. All brought to you by that old geezer no one cares about (mainly me). 

Have a great day.

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Disconcerting thoughts

We all have those, it isn’t about being nice, or being not so nice. They merely are and they are at times thrust upon us by outside influences. As such I had a few when I was told that ‘Federal judge allows 9/11 lawsuit against Saudi Arabia to proceed’ (at https://www.aa.com.tr/en/americas/federal-judge-allows-9-11-lawsuit-against-saudi-arabia-to-proceed/3672771) I was puzzled. Saudi Arabia was on the side of America as they hunt Al Qaeda, more over there has been more than one report that the CIA aided Osama Bin Laden in their needs in the time frame From 1979 to 1992, as part of CIA activities in Afghanistan, specifically Operation Cyclone. As such why aren’t these people suing the CIA? I am not saying that is the best course of action. I am merely saying that if justice is what you are seeking, that might be one way to go. Of course if it is money you seek, the CIA might not have as much. I got a lot from CBS as well.

They give me (at https://www.cbsnews.com/news/judge-families-911-victims-sue-saudi-arabia-over-hijackers/) ‘Judge allows families of 9/11 victims to sue Saudi Arabia for allegedly helping hijackers’ the setting becomes, what kind of assistance has been given? And lets not forget Osama Bin Laden as a CIA asset would have been able to thwart any ideology and assistance setting to make people pay for what they need. It is a CIA tactic, as such ‘what gives?’

That is the setting we need to look at. So whilst we are looking at “A federal judge in New York denied a motion by the Kingdom of Saudi Arabia to dismiss a lawsuit brought by families of 9/11 victims who are seeking to hold the Middle Eastern country responsible for potentially providing support to the hijackers, allowing the suit to proceed.” As well as “Saudi Arabia had the suit temporarily dismissed in 2015, before the dismissal was overturned by a federal appeals court. While the appeal was pending in 2016, Congress enacted a law known as the Justice Against Sponsors of Terrorism Act, which allowed victims of terror attacks to sue foreign governments and individuals if they provided material support to the attackers. It also gave U.S. courts jurisdiction over potential lawsuits filed over injuries and deaths in attacks on U.S. soil.” Here I get a laughing spell. You see when we consider “Congress enacted a law known as the Justice Against Sponsors of Terrorism Act” this little act would put the hairline on the CIA. As such the Saudi Government would be able to push the CIA to spill the beans on several projects running from 1979 through to 1992. And that will et the markers against the CIA for the largest extent. The question becomes does the Saudi Government have the events documented? If might give the Saudi Government the opportunity to get Saad bin Khalid Al Jabri to give evidence as he was a mainstay link between Saudi Arabia and western intelligence agencies, including the Five Eyes alliance, and was credited with helping Muhammad bin Nayef transform and modernise the Saudi security services and their counter-terrorism methods. As such he would be a person Saudi Government would like to ask a few questions of and in that same setting former-CIA Director John Brennan and both would have had ‘interactions’ with Osama Bin Laden. Yes, this case is really a good way to expose the dirty laundry of the CIA.

My interest? I don’t really have any, other than the ‘evidence’ that “Decades ago, investigators also found a notebook in Bayoumi’s home that seemed to show a drawing of a plane and a mathematical equation that could be used to calculate the rate of descent to a target.” I found that piece strange. You see the Microsoft Flight Simulator is an excellent simulator. As such why the ‘evidence’ when a top notch PC has the ability to set a lot more in motion and that is the figment I found missing. That evidence would not need to be in America. A place like Indonesia would be able to hide it, they could have a muslim vacation there and as such there would be a lot to be made available. The entire setting could be moved to a memory stick and kept on the person (or in a safe space) when pieces don’t fit I wonder about things. And this is a yummy exercise and it can go in all the wrong directions and this justice setting introduced by US District Judge George Daniels gives a new setting, one that puts the briefs of the CIA out to the open and the added delicacy is that they get to expose Saad bin Khalid Al Jabri allegedly yet again.

It is but a small cog in the wheels of justice, but in this case the people get their day in court. I merely wonder what court they get into and what Saudi Arabia could bring to the table. 

We can focus on the setting that “Omar al-Bayoumi and Fahad al-Thumairy — assisted the hijackers while they were in California.” But the larger issue become, is there a direct link between Osama Bin Laden and these two nationals. Then we get to the setting what these two nationals actually did and did they have certain people allowing them the acts, or merely graced the misuse of Saudi officials. That second part is important, because that comes with a larger setting. There would be little evidence putting it to the front of the evidence pile and whilst that is happening, the Saudi Government will be able to call former-CIA Director John Brennan to the stand with the setting that now current exile Saad bin Khalid Al Jabri gets called into the court and the CIA was so adamant into ‘protecting’ him from exposing the billions he brought to the table.

Yes, this episode of comedy capers will get a few reruns over the entire globe. All whilst it is done in the name of Justice. As such what evidence will suddenly ‘find’ its way to the leaky press corp?

Just a few details to keep in mind here. Have a great day today, my Monday starts is 56 minutes.

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Vindication of a sort

Yup that is the setting we face today. I feel a little vindicated. You see, when we look on the American Tourism seeing, we see the ‘fact’ that the damage would amount to 29 billion. It is a setting we faced for some time now. But I wrote on August 11th 2025 ‘The setting stage’ (at https://lawlordtobe.com/2025/08/11/the-setting-stage/) where I wrote “that the expected damage to American Tourism would be a lot worse than $29 billion. I speculatively expect it to be at least 80 billion” that was over two weeks ago. Now MSN gives us ‘Study Warns Trump Tariffs Could Deliver $64 Billion Hit to U.S. Tourism Businesses, I reckon that when they start considering the bankruptcies in Florida and California are added, they will get a lot closer to my 80 billion, they might even surpass my predictions as I used simple arithmetic to this equation. As such I feel a little vindicated. And there is something else, we are given ““When there’s trouble in the economy, the first thing people cut is their travel budget,” Jonathan de Araujo, owner of Florida’s Disney-focused travel agency Vacationeer, told the Washington Post — noting he fears more of that reaction if consumers see the wider negative effects of tariffs materialize. “They wait until it’s time to pay in full, and they say, ‘Actually I can’t afford this.’ That’s what I’m worried about.”” The one element they ‘overlooked’ is that Yas Island in Abu Dhabi (UAE) is almost ready to replace Florida as a destination. Next year Harry Porter will be introduced and two years after that Disney comes calling and with that, a full blown alternative for Florida comes into play. So, yes my numbers were ‘conservative’ in nature, I merely learned of Disney coming to the UAE after my calculations, so there.

So whilst we bicker about what hardship America faces, we need to consider that Florida will be feeling the pinch in several ways. They just invested over 7 billion dollars into the EPIC universe park and the cost to be there is up to $139 per adult. As such the UAE has better prices, several alternatives and several pleasure packets that end up being up to 60% cheaper. So yes, with a family of 4 (mum, dad and two brats) the cost savings start to add up, add to that the VISA costs of America and the savings are clearly made. Now add the fact that the UAE is a zero tax nation, as such there are a few apples that come to mind. Yes, Florida and California now have a problem and I reckon that a bandaid  of 80 billion dollars doesn’t cover the losses they face. And yes I did take the hardships of New York, Chicago and a few other places into account.

As a bonus to me, I just saw the predictions that Saudi Arabia has upcoming gaming (projected to be over $1.5 billion) and I predicted to Kingdom holdings a setting that will grant them an additional 6 billion annually. So I am feeling a little great, well I will be if I my IP is bought.

Oh, and the blasting of the UAE goes on, we now get a Florida publication giving us (at https://www.cubaenmiami.com/en/turistas-estadounidenses-deben-estar-atentos-los-emiratos-arabes-unidos-permiten-solo-90-dias-de-estancia-en-180-dias-de-viaje/) ‘US tourists should beware: The UAE allows only 90 days of stay in 180 days of travel.’ Which a little silly. You see, the UAE visa “60-day visa costs AED 300 plus VAT” (which is like $84). And since when have you ever had a vacation for more than 60 days? A 30 day VISA is even cheaper than that (like 30%). So why on earth does this article serve any purpose? If you can afford a 90 day vacation, you can apply for a decent residency. But that is merely my thought on this. I would love a permanent residency there, but it requires the Kingdom Holding to acquire my IP (that would make me happy too). So as such anything more than a 3 week vacation is not in my budget of expectations (at present). And if my IP is acquired I will seek permanent residency anyway. 5 theme parks and a giant mall? Yup, that is the life for me.

As I see it, America felt the ‘need’ to blast the UAE as their tourism hardships are getting out of proportions. They need every American to spend money in America. That is the only way they avoid total collapse of their tourist industry. As I see it, for every tourist visiting the UAE in the next three years, they will convince at least 2 tourists to go there too, as such all these people will not visit America any day soon. With the immense amount of tourist opportunities, They will capture the imagination of global tourists. Formula one, beaches, a waterpark, the Harry Potter fans and the Disney lovers. All over them will set their sights on Yas island and Abu Dhabi and that is before you consider the other attractions and museums Abu Dhabi has to offer, as well as zero tax shopping. Florida and California just got outclassed by a lot and it is all in one city, that being said it is a 30 minute train ride from Dubai and the biggest mall on the planet. I think enough has beed said. Still we should mention desert here are the prices on Yas Island. It comes down to under $5. 

So how much do you pay in Florida or California? The calculations are easy and the added benefit is that the UAE is almost come free, women comment that they have been able to walk in the UAE free of fear. That in itself is worth the ticket. So whilst the die is cast, I feel kinda great today. I have bee right all along on a few items and if that second item can get me my income I might be able to retire on Yas Island as well. What a luxury thought to have on this Saturday at 04:45 almost a whole day of feeling bliss this Saturday. Have a great day today. I know I will.

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The real deal

So this happened yesterday. I was at first a little out of sort. I was surprised by a head line in the Australian giving me ‘capitalizing on a $266m IT fiasco that fueled Birmingham’s bankruptcy’ this is a setting that happens to be a weird fiasco. You see the words uniting fiasco and Oracle is nothing short of a miracle. Oracle does not usually make these kind of mistakes EVER. And this sounds like an Australian kind of advisement towards their paid wall of settings. As I am not some Australian weirdo approach to their paid wall, I had to take another look and soon enough some f the words got me to the real deal and theft that it was merely one article gave me the setting that this wasn’t real. 

The article that gave me the ‘real’ deal was found at (at https://www.cio.com/article/3830277/how-birminghams-48m-oracle-erp-project-turned-into-an-epic-failure.html) here we get the deal. It was set by ‘How Birmingham’s $48M Oracle ERP project turned into an epic failure’ which was given on February 25th 2025. Still, to see Oracle combined with ‘epic failure’ was news, so I needed to know more. And the story start ‘strong’ with “A Grant Thornton audit reveals systemic governance, expertise, and vendor management failures led to catastrophic ERP rollout.” Shows us the little setting that this tends to go the road of Birmingham and not Oracle. With the hindsight “Birmingham City Council’s (BCC) troubled enterprise resource planning (ERP) system, built on Oracle software, has become a case study of how large-scale IT projects can go awry. The system, intended to streamline payments and HR processes, is now “unlikely” to function correctly before 2026 — four years after its 2022 launch. The project involved replacing the city council’s long-standing SAP system with Oracle Cloud.” So as we see it, the setting is now set towards another setting. That setting is “The catastrophic failure of the project, which has ballooned from an initial $48 million (£38 million) investment to an estimated $114 million (£90 million) after including re-implementation costs, stands as a stark reminder of how large-scale enterprise software projects can spiral out of control.” As I see it, it is another setting. We have saw something like this in 2016 min ‘The excuse from a failed politician’ (at https://lawlordtobe.com/2016/03/27/the-excuse-from-a-failed-politician/) where the Labor government pretty much wasted £11 BILLION on a non-working NHS system, as such this is not new in political povernment (funny typo), so we have seen this before. I see this as someone in government sees this as the ‘golden’ opportunity to make his (or her) grind in the way of things and let this grow this out of hand into the behemoth the eats them alive.

So while CIO gives the right question, but they might go ‘lightly’ over the failure of the setting. And they give us “The audit revealed that the project’s budget ballooned from an initial £19 million to over £90 million, with delays pushing the system’s full functionality to 2026—four years beyond the planned 2022 launch.” As I see it, I have seen this kinda before decades ago where we get two elements together a sales person who wants to make an entry and someone in government wants to appeal to ‘their’ friends by giving the entire collective a setting that is not entirely manageable. The salesperson wants this deal as it makes his collective revenue shine and the other side as they have no clue what they are doing, but they have ‘friends’ who wants a player like Oracle to strike out. So the sales person contact everyone in support until they find that person who signs off on it (I didn’t) and they go from person to person until they get the ‘willing’ support person who gives them the heads up. I opposed as it would never work, but the sales person found the one support person who signed off on it and he avoided my assessment. You see, when the deal comes through he merely needs to keep me away from it (didn’t work) because after the quarter was finished he pays the person back but his commission is no longer touchable. And that is not how I believe things should work. The second setting is the ‘friend’ tactic. As such someone feeling ‘blue’ (subtle hint) gets to say make sure it includes A, B and C (they know it all never work) and as such Oracle goes down and they become the winner as they ‘suddenly’ have an option. This is how the players in the wrong setting are thrust upon the daily lives of government. 

Did that happen here?

Can’t tell, but the more you read here, the more you see that It was NOT the flaw that Oracle introduce, it was another flaw and you might see this when you see ““Integration with Oracle’s systems proved more complex than expected, leading to prolonged testing and spiraling costs,” the report stated. Payroll integration issues, combined with the volume and quality of data migration, required extensive retesting, further inflating costs. BCC’s heavy reliance on Oracle and external consultants became a double-edged sword. While third-party expertise was essential, it also weakened internal control over the project’s financial and operational outcomes.

So we get there with the next part. 

CIO media gives us “The governance-expertise gap

The investigation uncovered a governance structure plagued by fundamental weaknesses.  At the heart of Birmingham’s ERP crisis lies what we might term the “governance-expertise gap” – a critical disconnect between oversight responsibilities and technical understanding. The absence of Oracle expertise within the council’s digital department created a dangerous scenario where those responsible for governance lacked the technical foundation to evaluate and challenge their implementation partners effectively.” As I see it, the initial Australian setting was wrong in the very least and I recon (especially as the headline changed) that the Australian headline (which was thrust upon me on LinkedIn) as 

I added the image on how I was ‘misinformed’ and perhaps Oracle wants to have a go at these people too. 

So as CIO is giving it a realistic brush (by painting IT environment of Birmingham stupid) we see the second setting and as we approach that ‘critically’ we might see an Oracle failure or two, They did not make the actual flaw. It is seen in 

Moreover, the lack of technical oversight led to the acceptance of extensive customizations that violated their own “adopt not adapt” principle, accepting extensive customizations to align with existing business processes based on their legacy SAP system. Change requests affecting critical aspects of the solution were accepted late in the implementation cycle, creating unnecessary complexity and risk.” Where we see the adherence to a legacy system and for a council their data is their strength and “The council’s approach to governance showed a startling lack of independent oversight. Despite the program’s complexity and critical nature, no review was undertaken by Internal Audit until just before go-live.” Which is an actual failure, but not by Oracle, it is the Birmingham government that should have acted when possible, I reckon that the people involved saw the golden rainbow markers as their golden opportunity. If there is an Oracle failure it is at this point where the Oracle head honcho should have applied all breaks and talk to the Lord Mayor of Birmingham bringing his attention to the initial $48 million (£38 million) investment to an estimated $114 million (£90 million) after including re-implementation costs. I reckon that when the £60 million tag was reached someone should have drawn attention to this (perhaps they did)

It is when CIO brings attention to ‘Culture of silence and suppression’ that I wonder who was at fault, nothing here shows the flaw of Oracle, As I personally see it, the blundering setting of a seemingly absent Omnibus, a written account of what or who did what and how it was received in that office setting might be at risk of showing the real audit failure and I am willing to bet that Oracle has nothing to do with it. 

A mere collective feeling, but I have seen Oracle set the trends and projects for decades and this does not feel like an Oracle flaw, It might be as simple as Australian fear mongering advertisement settings, but there you have it. With little effort we see that the ‘Oracle Blunder’ was omitted by simple tracking and perhaps I am tracking the ‘wrong’ setting but there you have it, Australian is now getting into hot water by paid wall settings and fear mongering. So be it.

Have a great day today. It is time for some snoring if possible. Feeling a little tired today.

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The one we overlooked

That is at times the setting. I am watching a golden oldie. The movie is Outland (1981), a gem with Sean Connery. It has always been one of my all time favorites. So it was time to rewatch it. This movie is a gem made by Peter Hyams. And I think that after 44 years it might be time to make a newer version. It could be bolstered with additional settings. You see, at present the world has not fixated itself on Klaventium yet. It can only be found on Jupiter. It is a layer 8 element and those elements cannot be only be found in places where temperature and pressures tend to non-Human kind and Klaventium is apparently essential for cold fusion (it is at least 20 times more powerful than plutonium) as such we can embellish the storyline above what Peter Hyams originally wrote. His premise was good and should not really be messed with, but the setting that he gave us could not be set in a 3 hour movie, but with additional elements on Jupiter, the original was 112 minutes and it is a good setting, add the Jupiter factor and the special effects we have now, we can improve on the movie. Although, I really like the look the old space station had, but for Jupiter more is needed and that is now possible. The second problem is the actor. Sean Connery set a next level marker on ding that movie. I reckon that not many can equal this. As I see it, the only actors that could equal Sean Connery in this role are Tom Hardy or John Krasinsky. I reckon that the director should figure it out and perhaps Peter Hyams could take another shot at his work on the other hand this could be a nice challenge for his son John Hyams. And this could be another great idea for a global stream release. 

So to set the additional premise there are two ways (as I see it). In the first is the reconnaissance on space stations and additional medical settings could be added. The setting of the additional field (on Jupiter) is a new stage of technology and in that there is the setting of Jupiter station where the hitman come from so you get two additional settings. The space station around Jupiter, the drill site in Jupiter (it is all space shuttles that connect to the drill devices) and the space station. In addition to this is the operational settings on IO station and as such that is basically all my mind can thinks off as the original is still good after 44 years. The shuttle could use some details, but more about the embarking/debarking settings then anything else. 

A stage where we see corporate greed and drugs is good, but the additional settings could be industrial espionage. If you are willing to do one, the next step is really easy. So as the people see the Big bad wolf (greedy corporate shark) the industrial espionage becomes easy. Although that is not a given. I always had reservations about the deputy as he comes in at the final moment. He could be the industrial espionage plant as I see it, a two level setting where the corporate dodo (played by Peter Boyle) is not the Industrial spy, but Sergeant Ballard (played by Clarke Peters) is, He brings his own hit team to muddy the waters and to take out both players (the sheriff and the hit team), The sheriff has to take both out and in that mean time find out what the Jupiter mission was all about. We get two rings of disco era and whilst they are intertwined only the last segment gives us that there were two stages to it all. 

That is all I have for now, but I reckon that Peter Hyams can talk to Junior (that’s funny) and get it all sorted. So, another idea by yours truly. For now I am taking a rest, then I will focus on another IP setting (if I get the upper had over DARPA with 9 field goals I’ll be happy).

Have a great day (still yesterday in Vancouver and Los Angeles)

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When the masses start slipping

That is at times the boulder we are waiting to see and today Reuters is giving us just that (at https://www.reuters.com/business/finance/us-consumers-with-prime-credit-are-starting-slip-payments-2025-08-25/) with ‘US consumers with prime credit are starting to slip on payments’ was given to us a mere 10 hours ago. And for the non-alert this implies “Borrowers with prime credit scores tend to pose relatively little risk to lenders and creditors. With a prime credit score, you may qualify for more favorable loan or credit card terms, interest rates and reward programs” and when this group starts slipping, the financial world will be a matter of upheaval and that will drown the people of mortgages and other settings. This was a mere matter of time. I saw this danger about a year ago and when tourism fell down I alerted you all that the bed and breakfast people will be up soon. Now consider that California and Florida have at least 200,000 of such arrangements and 10% is now slipping. This implies that over the next year we can see this group grow to about 20%-40%, it all depends on who faithfully set the charters to repay as much as possible. Those who set a second setting towards more beds or a larger stage are truly screwed. Now consider that 20,000 up to 70,000 of these mortgages are now in disarray and likely collapsing on itself. The story gives me the benefit of the doubt. With “Late repayments over 90 days were up 109% year-over-year in the VantageScore superprime segment, while the prime segment posted a 47% increase year-over-year.” Sets the larger stage, where places are dwindling down on tourism, we see the setting change speculatively towards “Late repayments over 90 days were up 183% year-over-year in the VantageScore superprime segment” that point is what I see the point of no return. At that point bank and financial institutions are getting hammered as is the American economy. I reckon that this point will be reached by spring 2026. And with the quote “Even though in absolute terms the increase is modest, it shows that even consumers considered the most credit-healthy are also beginning to see some stress with regard to repayments.” The issue here is that these settings are on a 90% filled charter, as these regions are facing a lapse of over 10%, their food bills are up in the air. As I see it, you cannot gain momentum on an engine running on 100% all the time. This who had their repayments as high as possible and considered the chance of ‘bad weather’ are most likely to sit it out and that is the group that is way to small at present.

As such the expectations I had for America is starting to add up in the real world. As I see it Florida and California are up first, Las Vegas has had a tendency to make due with what they have, but the cracks are showing there too. California was until now one of the most economic viable situations in America, that is now ending and I reckon that after the fires and other altercations Los Angeles will not be a great place to live, crime will overtake the police there in mere months. But that last part is a speculation on my side.

Have a great day, Vancouver is just now coming into Tuesday (as is Los Angeles).

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Bewildered and confused

That was my setting at the moment. I am not in a rage, there is optional speaking nothing wrong done. But the list has a setting that makes me unease. I al referring to the BBC list of safe places given to me (at https://www.bbc.com/travel/article/20250822-five-of-the-worlds-safest-countries-for-2025) In this list Lindsey Galloway gives us 10 players running for the safest place in the world. The ten contenders are:

I don’t disagree, I don’t agree. It could be a valid list. In first Place there is Iceland. Very likely true and that list has three places I have seen and I felt perfectly safe in all of them, so I do not disagree with the list. My bewilderment is that the United Arab Nations are not there, both Dubai and Abu Dhabi are seen by a lot of people the safest places on earth. As such I personally see this list as a way to deter people to go to the UAE in 2025 and 2026. There is a personal setting that the top 25 should have been shown to give a more direct setting, but to give a top 10 and mention merely 5 of them is a way to play this game. And as I see it the BBC is playing a game. They are doing this in September? The year is pretty much over, that is when you consider to be UAE and Saudi Arabia out of bounds, as I see it we can haggle about how save Saudi Arabia is (I actually do not know this) but both these places have an absolute divine climate between October and April. As such I wonder why this list was produced. And with Singapore giving us 

While Singapore’s conservative stance on LGBT+ protections limits some freedoms, with same-sex marriage still prohibited, social progress is visible through events like the growing Pink Dot pride festival. Many reported feeling safer at the rally this year than in past decades as younger Singaporeans push for more widespread acceptance.” I merely wonder why the UAE didn’t make the list. I am not saying this list is wrong, I merely wonder why this list is given and why it is given in this way?

If we have to be neutral in this setting then the other story linked in this list is:

Top 10 most liveable cities for 2025:

1. Copenhagen, Denmark
2. Vienna, Austria (tie)
2. Zurich, Switzerland (tie)
4. Melbourne, Australia
5. Geneva, Switzerland
6. Sydney, Australia
7. Osaka, Japan (tie)
7. Auckland, New Zealand (tie)
9. Adelaide, Australia
10. Vancouver, Canada

This list has a few debatable sides. The fact that Sydney scores better than Auckland, Adelaide or Vancouver is a rather large setting. Housing in Sydney is off the charts, whilst Vancouver and Auckland can give a much better setting, but that is me and I wonder here too why Abu Dhabi didn’t make the list. If affordability is depending on the price if housing (as it needs to be) Zurich could not be in a tied second place either. So why are these lists created and who is wondering what the BBC is up to. Is it catering to political powers and as such to the people who have money to make out of these publications?

It might sound like trivial small ‘bickering’ but in light of the massive opportunity that the UAE hands us all in tourism, this list does not make much sense. Don’t get me wrong. I do not oppose the list as it is made, I oppose the thoughts behind the lists (as I speculatively see it). If the list was a top 25 and merely a top 5 is discussed, I get that, but at present I wonder why this list was even created now (at the end of summer) and personally I have a hard time believing Slovenia made that top 10. Not when the UAE didn’t make that top 10, but that is a personal feeling. I have never been to Slovenia and as such I am not judging, merely wondering out loud.

Have a great day and a safe day.

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Microsoft in the middle

Well, that is the setting we are given however, it is time to give them some relief. It isn’t just Microsoft, Google and all other peddlers handing over AI like it is a decent brand are involved. So the BBC article (at https://www.bbc.com/news/articles/c24zdel5j18o) giving us ‘Microsoft boss troubled by rise in reports of ‘AI psychosis’’ Is a little warped. First things first. What is Psychosis? Psychosis is a setting where we are given “Psychosis refers to a collection of symptoms that affect the mind, where there has been some loss of contact with reality. During an episode of psychosis, a person’s thoughts and perceptions are disrupted and they may have difficulty recognizing what is real and what is not.” Basically the settings most influencers like to live by. Many do this already for for the record. The media does this too.

As such people are losing grips with reality. So as we see the malleable setting that what we see is not real, we get the next setting. As people lived by the rule of “I’ll believe it when I see it” for decades, this is becomes a shifty setting. So whilst people want to ‘blame’ Microsoft for this, as I see it, the use of NIP (Near Intelligent Parsing) is getting a larger setting. Adobe, Google, Amazon. They are all equally guilty.

So as we wonder how far the media takes this?

I’ll say, this far.

But back to the article. The article also gives us “In a series of posts on X, he wrote that “seemingly conscious AI” – AI tools which give the appearance of being sentient – are keeping him “awake at night” and said they have societal impact even though the technology is not conscious in any human definition of the term.” I respond that giving any IT technology a level 8 question (user level) and it responds like it is casually true, it isn’t. It comes from my mindset that states if sarcasm bounces back, it becomes irony.

So whilst we see that setting in ““There’s zero evidence of AI consciousness today. But if people just perceive it as conscious, they will believe that perception as reality,” he wrote. Related to this is the rise of a new condition called “AI psychosis”: a non-clinical term describing incidents where people increasingly rely on AI chatbots such as ChatGPT, Claude and Grok and then become convinced that something imaginary has become real.” It is kinda true, but the most imaginative setting of the use of Grok tends to be 

I reckon we are safe for a few more years. And whilst we pour over the essentials of TRUE AI, we tend to have at least two decades and even then only the really big players can offered it, as such there is a chance the first REAL AI will respond with “我們可以為您提供什麼協助?” As I see it, we are safe for the rest of my life.

So whilst we consider “Hugh, from Scotland, says he became convinced that he was about to become a multi-millionaire after turning to ChatGPT to help him prepare for what he felt was wrongful dismissal by a former employer.” Consider that law shops and most advocacies give initial free advice, they want to ascertain if it pays to go that way for them. So whilst we are given that it doesn’t pay, a real barrister will see that this is either lawless, trivial or too hard to prove. And he will give you that answer. And that is the reality of things. Considering that ChatGPT is any kind of solution makes you eligible for the Darwin award. It is harsh, but that is the setting we are now in. It is the reality of things that matter and that is not on any of these handlers of AI (as they call it). And I have written about AI several times, so it it didn’t stick, its on you.

Have a great day and don’t let the rain bother you, just fire whomever in media told you it was gonna rain and get a better result.

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In other bad news

That is how it reads, is this the reality of things? That remains to be seen, but as I see it, there is a rolling effect. A news source gave me this morning that IndiGo is starting two new routes. One between Abu Dhabi and Visakhapatnam, the other one is between Abu Dhabi and Bhubaneswar. They represent populations up to 3.2 million people, and that is the direct surroundings of these places. It is important to see that, as that implies that the setting that I predicted that America will lose more and more tourists is starting in this kind of situation. You might give credence to the ‘mumblings’ that this will soon pass over, and perhaps it will. But the direct setting is that those that rely on their one vacation a year, they are choosing Abu Dhabi (and Dubai) over American destinations. So when you decide to trust ‘The US tourism slump that never happened’ (source: Financial Times), or perhaps ‘Desperate U.S. Hotels And Tourism Operators Continue ‘Come Back’ Deals For Canadians’ (source: The travel) you are looking in the wrong direction. Yes, in a few years travel to the USA will bounce back, it is the next three years that matter and in the meantime the UAE is gaining traction in many ways. And over the next three years it will develop into a main destination for the better part of the globe. In the meantime America will be bleeding losses on all sides. And when the bounce back ‘fails’ or more precisely is delayed. The losses for America will merely add up to a lot more. 

That is beside the larger setting. You see, Visakhapatnam was in 2020 a finalist in the Living and Inclusion category of the World Smart City Awards. As such travel is interesting both ways, it also has its own share of beaches and it is the 5th busiest port in India, as such commerce is likely to blossom between the two nations. As for Bhubaneswar, is a hub of sports and IT in the country. As such there is a larger interaction possible between the two places. All options that are now a moot setting for the EU and America. And the fact that IndiGo is a low cost airline, the tourists cluster that will have the UAE on their international dreamless will increase rather sharply. We might look at all the ‘wealth’ that travels. But for every wealthy traveller the UAE sees, there will be 50 non-wealthy tourists and this amounts to a lot of visitors. I reckon that IndiGo is merely the first to see that influx of tickets sold. I reckon that by late November everything Indian who dreamt of seeing a Formula 1 race with his or her own eyes will flock to the UAE and that is just for starters. As I see it tickets for Yas Island will be the hottest ticket of the year. With all the extras you get to enjoy, the need for hotels and especially low cost hotels will explode in no time flat. 

Just two settings that America is currently missing out on and for the next three years. Have you considered the impact that VISA’s and ‘integrity fee’ options that America thought to help to guide them through. And more bad news in this category (as stated by some for 2026) are discouraging more and more tourists to America and now they have a stellar place to go from March 2024 onwards. And now the setting becomes that more and more are discouraged to visit America as it is seen. The larger setting becomes that Saudi Arabia will from 2027 onwards the next competitors for all these tourists who need a place to go. I reckon that some will chose China as a destination, but the numbers on that remain speculative and is not supported by factual data at present.

Have a great holiday to come in 2025

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Lies of the present

That is what I saw hours ago, lies of the present. We all know that tourism in America is down. The strongest influencer in this is Canada and the impact is larger. There is Flight center with the $100M income wallet bash. But no, here is the Financial Times giving us this ‘presented truth’ 

So, when we see another source give us “The tourism industry in the United States is witnessing a notable downturn, with a 17% reduction in European visitors in March 2025 compared to the previous year. This decline is alarming, given the tourism sector’s contribution of approximately 2.5% to the U.S. GDP. The decrease isn’t limited to European visitors; the overall number of foreign tourists fell by 12%, marking a significant drop since the post-pandemic recovery period of 2021.” As such, we only see the little text the FT gives us with the headline ‘The US tourism slump that never happened’ and that is it. I didn’t read the article because I never paid and this is how the FT leaves us hanging. And in light of this ‘debatable’ presentation towards income, the Financial Times can be accused of nearly anything. The downside of throwing teasers to the public to gain fees. With the text “Leading travel industry players are expressing concern over declining interest in U.S. destinations among European travelers. Accor, a French hotel group with a significant presence in the United States, reported a 25% decrease in summer bookings from Europe. Similarly, Voyageurs du Monde noted a 20% drop in bookings since the onset of the current U.S. administration, reflecting a growing disinterest among European tourists.” As such, what slump never happened? So whilst we read “this shift signifies a broader sentiment of dissatisfaction with U.S. policies and highlights the need for a reassessment of strategies to attract European tourists. Industry leaders emphasize the importance of addressing international perceptions to rebuild confidence in the U.S. as a welcoming and diverse destination”, whilst other places (like Abu Dhabi) is showing themselves like a more willing host to tourists all over the world. What possessed the FT to give us this (unread by me) article? As I see it, you cannot play ‘upside’ boy using presented advertising without getting hurt. The Financial Times Is according to some “a renowned British daily newspaper and digital publication that provides in-depth coverage of business, economic, and financial news on a global scale” So what does that bring us “Despite fears of a sharp downturn amid foreign visitor boycotts, the sector has had a decent summer”? In a setting where we see places like NPR gives us ‘Far fewer Canadians are visiting the U.S. this year, new numbers show’ with the added text ““It’s tough, because we’ve developed this relationship with the cross-border economy,” Dame said. “And now here we are, the rug getting pulled out from underneath us.” New data confirms that far fewer Canadians are making trips south. Canadian residents made just 1.7 million return trips by motor vehicle back into their country from the U.S. in July, a nearly 37% drop from the same month in 2024, according to a report published this month by Statistics Canada.” So how exactly is this ‘the slump that never happened’? Then when we see ““It’s a decline that’s not stopping things from happening, but it is affecting the revenue that people are collecting,” she said. The U.S. saw 20.4 million visits from Canadians last year, making Canada the top source of international tourists to the United States, the U.S. Travel Association reported. The group said in February that those visits generated $20.5 billion in spending and supported 140,000 U.S. jobs.” I see that as a slump and it is happening all over the place (Florida is a ‘great’ example), my issue is that America can be delusional all it wants to be, but when the media is catering to certain aspects like catering to big corporations and big tech, they are hindering the truth from reaching us. A nice example is the Chinese mega corporation Evergrande, who crossed all three red lines, resulting in a liquidity crisis and its later insolvency. In summer of 2021, payments due on its debt, estimated in the hundreds of billions of dollars, resulted in the Evergrande liquidity crisis. So how many people were hit by that setting? How many people are investing now on bed and breakfast investments in America will be seeking a Chapter 11? (Apparently only the first 10 chapters are worth reading) We the people are depending on correct news and when we are given dubious articles by the people who used to inform us, what hopes do we have to evade any financial fallback? 

It is about the accountability of the media, ‘filtering’ information to give us the information that makes us jump as to what the ‘big dogs’ wants us to do. On June 19th 2012, I wrote ‘The accountability act – 2015’ (at https://lawlordtobe.com/2012/06/). It never came, and now 10 years later we need to start asking questions, where is the responsibility of the press? Where is the accountability of the media? And this is not just the Financial Times, it is the bulk of the media that is the question. Can we allow the media to play courtesan to big tech and big corporations for the need of digital dollars? Have we become that dim?

Questions that are not answered by anyone as the political players hide behind the ‘game that is played, as business as usual’ whilst they are all arranging the chessboard like a game of blindman chess, with only big business getting to see both chessboards and depriving us of the real deal. So how is that valid? Because when the setting is that we need to pay to see it all, and they deprive us of a fair view, is that not some form of discrimination? What happens when an audience of billions see that big corporations made themselves the royalty they were never supposed to be, that they replaced real royalty in places they could and as they lived through the settings of ‘live like presented’ and than change the presentation so that only ‘they’ could remain is not a way to live, not for the others. And this has been going on for decades, all presenting ‘partners’ having each others back. Often hiding behind ‘the people have a right to know’ but in the underline it is given in the way of ‘the people have a right to know what we want them to know’ and as such the filtering goes on and now that the economies of this world are in turmoil, the cracks start showing. You see World Association of Newspapers and News Publishers represented over 18,000 publications in 2011, and Wikipedia notes that in 2005 there were approximately 6,580 daily newspaper titles globally, with 1,450 in the U.S. alone. There is no real up to date number. But consider that there are 340 million people in America, there are 1450 newspapers, which means that there are 234.5K readers per newspaper (through pig latin analyses) but that is never true, as such they ALL want to get their advertisement money, that is the rule of newspapers, not the news, the advertisements. And as the media exploded in size, it stood to reason (their reason) that this income increased, it did not. So as more and more were deciding that chasing the digital dollar was the way to go, the intent and the credibility of the media decreased. As advertisement evolved and digital advertising was the next new thing, the media exploded into the field of exploiting digital advertising. And here the setting changed. As the media is now ‘depending’ on that setting, the news takes a turn for the bad of the land and can now be influenced by big business and as such we get the setting we see now all over the place. People like Murdoch live of this venture and it is their right, but the larger media, the media that is ‘depending’ on credibility, what about them? I am not saying that all media need to adhere to ‘old’ standards, but we now have an issue. When we are given ‘the slump that never happened’ all whilst we see others give us ‘US Tourism in Peril as Decline in Foreign Visitors, Soaring Visa Fees, and Stricter Travel Policies Drive Away International Travelers’, so did the slump never happen?

I’ll let you decide. Have a great day.

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