Category Archives: Finance

January 4, 2026 · 22:51

Does J stand for Jezebel?

That might be the question that I have, but I reckon it is not likely the question you have. You will think that J stands for John, like the book of John and many other references. But hear me out. I have always believed that doing the right thing for the wrong reason transform the setting to a corrupting one. And we should always avoid corrupting the ones we hail as important. I don’t have the lowdown on President Nicolás Maduro, some say he is vile, corrupt and many other things. I do not disagree. I merely do not know. I never stood still on Venezuela until President Trump attacked it, captured its tankers and a few other means of using planes to shoot down speed boats. The setting is an unnatural one. We cannot believe what the White House press corps tells us, it has gone that far at present and I reckon that at least two succeeding presidents will have to clean the mess this president is likely leaving behind. I believe that the setting of Horizon Forbidden West is a much more peaceful life, no matter how little time we have left. 

So that actions of President Trump should be seen, no matter how nice he plays it, as actions of a corrupting nature. He is out to get the oil. As I see it America is that broke at present and he isn’t even hiding parts of this. As we get told “US oil giants have so far remained silent on Donald Trump’s claim that they are primed to spend “billions and billions of dollars” rebuilding the Venezuelan oil industry following the ouster of Nicolás Maduro.” (Source: the Guardian) We heard earlier “President Donald Trump says the US will ‘take back’ Venezuela’s oil, arguing it should be used to reimburse Washington for past spending. According to Trump, the US will ‘run’ Venezuela after having seized President Nicolas Maduro and taken him to New York.” So, where does ‘Take Back’ come into play? What evidence is there? We are given “According to a 2009 US report, 90% of US cocaine is sourced from Colombia, with Venezuela and the Caribbean accounting for around 10% of US-destined cocaine trans-shipments in 2010. Another significant route is directed to export cocaine, marijuana and other illegal drugs via direct sea shipments from Venezuela to Europe, with half of all direct shipments to Europe between 2006 and 2008 originating in Venezuela. For decades, Venezuela has been major transit hub for cocaine trafficking, but had not been a major producer of cocaine until the 2010s.” (Sources: United Nations, World Drug report 2010). All this whilst President Trump its pardoning drug dealers? No, this was about the oil they have and a secondary evidence I call into fact that there are no armies invading Colombia, it has no oil. When actions are this blatantly transparent, we need to fear the inactions of the United Nations who hammers Israel anytime chance it gets, no matter how unwarranted it is. 

A mere 9 hours ago, ABC gave us ‘The Venezuela strike sets a new low for the world order — even by Donald Trump’s standards’ where awe are given ““This was one of the most stunning, effective, and powerful displays of American military might and competence in American history,” he told a press conference at Mar-a-Lago. But even in a world that has grown accustomed to a cavalier attitude toward international law from Mr Trump, the move’s blatant disregard for its strictures stunned political leaders and commentators around the world.” As well as “To be fair, none of the analysis in recent months of what the US might do as it ramped up its threats to Venezuela and Mr Maduro contemplated the possibility of the effective abduction of the authoritarian leader.” And it comes with “Mr Starmer was at pains to distance the UK from the operation and refused to say whether he believed it complied with international law.” We see another example where socialists are decidingly siding with the ‘pussy response’ as such as I see it, only liberal Prime Minister Mark Carney has any decent spinal cord in this. 

In addition the Australian Financial Report (at https://www.afr.com/policy/foreign-affairs/trump-has-no-idea-what-he-s-getting-into-in-venezuela-20260104-p5nrgb) gives us ‘Trump has no idea what he’s getting into in Venezuela’ an opinion piece, because as I see it, the media at large is playing the pussy card as much as they can. It came with the additional “It was also the stuff of spectacle: “I watched it literally like I was watching a television show,” Trump told reporters. Cubans and Danes in Greenland will worry they might provide the next episode.” I get it, the world worries, because if that happens, it boils down to America proclaiming war on Europe, that is how I see it. Yet in light of their diminishing banking setting I reckon that America will drain Venezuelan oil for the next two years. 

It is an unsettling setting. We cannot rely on the media to the larger extent and now America has become worse than Russia is, that is the reality that the Commonwealth has to look out for and in the backdrop China is smiling, because if they get the EU and the Commonwealth to sing the China sone, America ends up being isolated nearly completely. Commerce, Tourism and Technology is likely to end really quick. Is this what will happen? I cannot say, but the likelihood of the EU and the Commonwealth seeking shelter against this American setting is massively likely, but will they merely rely on each other, or will they seek a partnership with China? There is no data to provide an answer and this has never happened, so this version of AI is globally uncertain, it never have trained data of this extent before, so it will not know. It will merely guess at the behest of the programmer. Do you think that will be a wise decision?

Your guess is as good as mine. Have a great day today.

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January 2, 2026 · 19:38

Cracking on the down

That is at times the setting, but it is not always clear. As I personally see it, it has nearly always been clear as glass, but the ‘powered that could be’ doesn’t want to hand over any of the greed it can get, and as a result people get scammed. So I have a few issues with the Reuters article (at https://www.reuters.com/investigations/meta-created-playbook-fend-off-pressure-crack-down-scammers-documents-show-2025-12-31/) and as we read its headline ‘Meta created ‘playbook’ to fend off pressure to crack down on scammers, documents show’ we might think that this giant (aka Meta) is the cause of it all, but that isn’t exactly true. To see this we need to look back the last half century, slightly before Meta (then known as Facebook) was born. So as we are given “As regulators press Meta to crack down on rogue advertisers on Facebook and Instagram, the social media giant has drafted a “playbook” to stall them. Internal documents seen by Reuters reveal its tactics, including efforts to make scam ads “not findable” when authorities search for them.” We are shown a half truth that I see as a near blatant lie. You see, in 1961 a man named Luther Simjian came up with the father and mother of the ATM. An experimental Bankograph (as they named it then) was installed in New York City in 1961 by the City Bank of New York, but removed after six months due to the lack of customer acceptance. But on 27 June 1967 it was reintroduced by the actor Reg Varney as a push to control people pressure at Barclay in London. Think of this as the starting point. As security was upgraded, most security was still set to older concepts, they were not bad, but it all comes from this point. And as the law was set to this setting, it fell behind fast. As such things like Two-Factor Authentication are still concepts to be implemented in banking and auto banking and beyond. So as Meta and others are trying to make the sale of advertising ‘easier’ scammers are really happy to bank in on such opportunity. 

Consider three points, the advertiser, its payment and its location are three separate issues, whilst the initial setting is almost never confirmed as these players are set to ease of business and commerce instead of security of business and commerce.

And we see this in the article as “Meta, owner of the two social media platforms, feared Japan would soon force it to verify the identity of all its advertisers, internal documents reviewed by Reuters show. The step would likely reduce fraud but also cost the company revenue.” This is true, but the setting goes far beyond Meta and that is as far as I can tell not set either. So as Reuters gives us “Meta launched an enforcement blitz to reduce the volume of offending ads. But it also sought to make problematic ads less “discoverable” for Japanese regulators, the documents show.” Which bus likely true, but it is a larger field. If the EU, the Commonwealth and America keep shoulder to shoulder to “verify the identity of all its advertisers” we could actually get somewhere, but then the conversation goes into the direction of complication and such, the greed driven are ready to hand victory to the scammers. And as we are given “The documents are part of an internal cache of materials from the past four years in which Meta employees assessed the fast-growing level of fraudulent advertising across its platforms worldwide. Drawn from multiple sources and authored by employees in departments including finance, legal, public policy and safety, the documents also reveal ways that Meta, to protect billions of dollars in ad revenue, has resisted efforts by governments to crack down.” The setting that Japan is trying to overcome, the establishment of identity of advertisers become frightfully clear. And that costs Meta revenue, but it goes far beyond Meta, Amazon is likely to have similar settings and they accept that as the cost of doing business, but the people caught in-between are  settled with the bill of BigTech doing business. So as Sandeep Abraham, a former fraud investigator at Meta gives us “Instead of telling me an accurate story about ads on Meta’s platforms, it now just tells me a story about Meta trying to give itself a good grade for regulators.” We are being told the picture that regulators are part of the problem. In stead of the cold hard question “How is the identity of the advertiser established” the people are told a different picture. It would be regarded as Artsy, but not the truth. So whilst the world is ready to accept “The tactic successfully removed some fraudulent advertising of the sort that regulators would want to weed out. But it also served to make the search results that Meta believed regulators were viewing appear cleaner than they otherwise would have. The scrubbing, Meta teams explained in documents regarding their efforts to reduce scam discoverability, sought to make problematic content “not findable” for “regulators, investigators and journalists.”” The larger question on what happens when these fraudulent go getters get access to more finely trained DML/LLM solutions, to capture the wallets of millions more? That question remains in the background and soon it will be too late, because soon places like America will try nearly anything to keep their shareholders happy and that comes with additional cost of doing business. And that setting is given with “The playbook, as it’s referred to in some of the documents, lays out Meta’s strategy to stall regulators and put off advertiser verification unless new laws leave them no choice.” And again, the lawmakers are shunning their duty, not merely in America, but in Europe and partially the Commonwealth as well. And that is, as I see it, the gist of the setting and whilst we might want to blame Meta, the direct setting is that places like Apple, Google, Microsoft are at least equally guilty. So, as I see it, Microsoft could have done something years ago, but they were chasing Google, instead of becoming real innovators. They might have trailed, but at this point they could have taken a lead and as I see it, they did not.

So as we see Meta, no one is asking where Amazon and Apple were at that time. So how many scammy advertisements did they make way for? I don’t know the number and it will be less than Meta, but is it small enough? I fear not (a speculation on my side).

Oh, and before you think this was all new stuff, consider that I raised this issue in ‘Enabling Crime’ and article I wrote in 2017 (at https://lawlordtobe.com/2017/12/02/enabling-crime/) so this has been over 8 years in rotation, 8 years that BigTech and lawmakers did close to nothing and I was taught an issue like “Two-Factor Authentication” in University (aka UTS) in 2012. So it is over a decade where legal Impotency is shown. It was in the trend of non-repudiation where you and you alone could have set this in motion. The law seems uneasier to bind itself and tech doesn’t want to be bound by this. So as I showed close to 13 years of inability to do something about that setting we are given a slightly different setting, not an incorrect one, but one that is slightly larger than anticipated. 

So I wish you all a good day and a lovely time enjoying coffee (I just had mine). Those lazy bastards in Vancouver are likely snoring the night away, it’s half past midnight this morning there.

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January 1, 2026 · 23:15

I’m the Taxman

Today I got some news from initially the San Francisco Chronicle but I couldn’t get to that because of a paywall. So I found news (at https://abc7news.com/post/ca-billionaire-tax-proposal-peter-thiel-gavin-newsom-silicon-valley/18335032/) Where ABC 7 News gives us ‘Tech moguls threaten to leave CA as billionaire tax proposal gains support among unions’ and I agree as I have warned the people about this. This is not something new, it has been going on for well over a decade. I gave the setting in 2013 (at https://lawlordtobe.com/2013/02/06/it-hurts-every-time-but-we-love-it/) where I wrote ‘It hurts every time, but we love it’ then again in 2020 (at https://lawlordtobe.com/2020/05/06/new-world-order/) when I wrote ‘New World Order’ and last in 2021 when I wrote ‘Utter insanity’ (at https://lawlordtobe.com/2021/10/04/utter-insanity/) there is something wrong with political America. For over 25 years the tax laws needed to be overhauled, but they are unwilling to do that, so now they grasp at the bank settings of billionaires. Taxation is about justly taxing everyone and I agree, the Billionaires have been given a nice little ride, but overhaul of the Tax-laws is the only way it will ever work. Perhaps leaving the Apple tax rebates of the shelf. They don’t need 535 retail stores, especially when you go into a store and you have to specify on a website how you want that configuration. It gets made and after 2-3 weeks you get your new Laptop, Ive been through that setting twice in the last decade and I think that it is vulgar that they get all the tax rebates and also make it 100% tax deductible. Why does a presentation room get that (535 times). I get that it is smart, but should that be rewarded? Perhaps 50% of these stores could be made redundant, or perhaps better fully taxed. And that is merely one of dozens of cases where the American tax laws (European too) fall into a adjusted setting of ‘who cares’. So as we now see ABC 7 News, we are given “A proposal to tax billionaires in California could raise up to $100 billion to close the gap on federal health care cuts. U.S. Senator Bernie Sanders is now backing the campaign. Meanwhile, some big-name billionaires have reportedly threatened to leave the state.” And so they should. Perhaps there is something for them in Texas of Florida? And consider that these billionaires also take the bigger part of revenue out of California. So how long until that state is drying up? So whilst we get San Francisco State University Labor professor John Logan state “Most tech billionaires — who could easily afford to pay this 5-percent one-off tax– are not going to upend their lives, move to Austin, Texas, move to Florida, move to other parts of the country, given all the advantages they enjoy” is he certain that he wants to take that gamble? Texas and Florida are banking on that and when these people leave there will be a larger setting of a collapsing Californian economy. And for that mater, he might be setting the term of a ‘5-percent one-off tax’, but knowing America it is never a one off and when these people set sail to a ZERO TAX nation, the stage of fear will truly ignite, all whilst both Democrats and Republicans couldn’t be bothered with the tax overhaul, which would apply to ALL Americans. Personally I think that only former President Clinton gets a pass on this guilt trip, his books were in the green when he left. And as I see it, the ones that follow have had their hand in the debt we see now. More so as these administrations avoided dealing with a levy on roughly 9 trillion dollars (Apple, Meta, Google, Amazon, Netflix) and a few more players. All because the administrations were unable to overhaul the tax system. So there!

And better believe that I have data even preceding 2013, but that was before my blog, so that doesn’t really count, but it sets the station of avoidance to roughly a quarter of a century and that is out in the open. I don’t care what excuse they give, but at present America is broke and deliberately taxing billionaires is not the way to go. Proper taxation is and no one seems interested in doing that.

Have a great day. And enjoy the first day of the year as much as you can (nearly all timezones are on January first now). 

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December 30, 2025 · 14:16

The age of uncertainty 

I thought that times were changing, see I invoked some were invoked on me, or something of that nature. Two days ago I started a new script, I call it “Just A Game” which gives me the letters J.A.G. (no relation) but the setting was created to scare the jibbers out of the NSA, GCHQ and related organisations. Set to that I created a few kinks to get the setting of drama going and it is a film script, not some autography to scare three to four people. They get enough real scares for that, as such I wouldn’t be able to hold a candle to the real nightmares.

Then I got introduced to (what I am fathoming to be grifters in media) as I got exposed to ‘Oracle stock slips after insider sale filing as openai-linked spending stays in focus’ where we see “Oracle shares fell 0.4% to $197.27 in early trading on Monday after a company officer disclosed a planned share sale, with investors still wary about the cost of the software maker’s push to expand AI-related cloud capacity.” It is important to say that no lies were told, but as I see it, when we see “That scrutiny has been sharpest around Oracle’s ties to privately held OpenAI, where investors lack the same visibility into funding and cash burn that they get with public companies, analysts and traders said. (Source: Benzinga) A Form 144 filing accepted on Monday morning showed Oracle officer Mark Hura proposed selling up to 15,000 shares, with an aggregate market value of about $2.95 million, through Fidelity Brokerage Services. Form 144 is the SEC notice used when company “affiliates” — insiders and certain large holders — plan to sell shares under Rule 144, which sets conditions for selling restricted or control stock into the public market.” It feels like someone is trying to undermine the power of Oracle. Then we get ‘Oracle Shares Plunge Amid Mounting Concerns Over AI Strategy’ (source: Ad Hoc News, Germany) where we are given “Oracle Corporation is facing one of its most severe market downturns in decades. Since reaching a peak in September, the technology giant’s stock has plummeted by more than 40%, putting it on track for its worst quarterly performance since 2001. This dramatic sell-off is fueled by investor apprehension over soaring capital expenditures and a wave of insider selling, raising fundamental questions about the sustainability of management’s aggressive artificial intelligence investment plan. A primary catalyst behind the market’s negative reaction is the explosive growth in Oracle’s capital investments. The company’s capital expenditures tripled year-over-year in its second fiscal quarter, reaching $12 billion. In response to this surge, management significantly raised its annual forecast for such spending to a staggering $50 billion.” There is no lie, but in September, stock was $328 and it is lower now, but that is the setting of a market in motion, over the last day it was switching between $194 and $195, as such there is no real dip in intent, and the $328 was true, but the day before it was $241, but the article doesn’t spell that out, does it? And two days after the spike it had ‘dwindled’ to $292, and after the quarter that followed the stock would reset itself to $198, as such it seems like ‘doom speak’ and I have a problem with that, Oracle has proven itself time and time again and when true (say: real) AI arrives, it will only function under the data armour that Oracle provides, most others are wannabe’s trying to do what Oracle and Snowflake successfully do. As such we are in a stage of uncertainty, the media is used to fuel digital dollars, fueling influencers and wannabe prophets of doom times. Even as I recognise them, they gave me an idea of an old setting. You see we have been through this before in the age of the bards. They gave us the doom speak, the white knight and the victory, but that setting is now applied to economic fortune telling, so the more things change, the more they stay the same.

And in all that ruckus, I am trying to keep my brain afloat (on ice water) and unburdened by noise of economic influencers. I try to avoid most economic news, but when the attack on Oracle started, I just had to step in. There were more articles, but these two set the marker quite nicely. And it is important, because the media no longer does what it was designed to do, it now prevents itself from drowning whilst chasing digital dollars. Lets hope that the age of uncertainty fades quickly, America has its own set of losers trying to bank in on that and with a non-functioning media, we need all the help we can get. Have a great day today.

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December 29, 2025 · 17:07

When it goes beyond oil

That is the setting that Australian Mining dot com dot au gives us (at https://mining.com.au/saudi-arabias-trillion-dollar-push-future-minerals-forum/). We think that we are given ‘Saudi Arabia’s trillion-dollar push: Future Minerals Forum’, but we are given so much more. You think that the headline gives the goods, but the start gives us “Saudi Arabia’s mining sector is shifting from a long-term ambition to a near-term investment hot-spot, underpinned by mineral potential estimated at US$2.5 trillion ($3.75 trillion), as reported by the Future Minerals Forum (FMF).” A setting where some see the blatant debatable truths that America hands us all that they are doing so well in that place, whilst Saudi Arabia quietly sets the setting of over 2 trillion dollars. And the entrepreneurs are not to be trifled with as you can see that originally “According to FMF, the number of licensed mining companies operating in Saudi Arabia has grown from six in 2019 to more than 150, while exploration expenditure reached SAR$1.33 billion between 2019 and 2023.” A growth of 2,500% (in 5 years) with an exploration expenditure of well over a billion Saudi Riyals. So as we are given “EEP, run by the Ministry of Industry and Mineral Resources in partnership with the Ministry of Investment, allocated SAR$70.6 million in its first batch of funding to support lithium, copper, gold, and base metal projects. The funding enabled 440,000m of drilling, 57,000 geochemical samples being collected, and the creation of more than 50 technical roles.” This is the stuff that mining dreams are made of, well beyond the setting of the old American gold rush a setting that could make Saudi Arabia the most industrious nation this century, because the goods when found will need cleaning, melting and all sorts of actions and it will all be done in Saudi Arabia. So whilst we are given “Countries are collaborating on mineral development and recognise cross-border cooperation can meet global demand, whereas the other meaning represents minerals are positions as engines for jobs, industrialisation, and long-term economic transformation in supplier countries.” As I see it, they all want ‘cross border collaboration’ but this is a Saudi party, A Muslim setting and as I see it, Saudi Arabia sets the terms, not Wall Street and they are fighting over there on Greenland and Canadian goods, Venezuelan oil, all whilst Saudi Arabia has untapped settings. I think that Aaliyah Rogan said it best when she ended the article with “As global miners are looking to diversify geographically and secure future supply, Saudi Arabia is positioning itself as a credible third pillar of its economy, alongside energy and petrochemicals.” So as I see it, there is every chance that whatever America is vying for (Canada or Greenland) it comes with a lack of manpower, because as I see it, miners might not like the stage of political grievances whilst they can get a safe secure setting in Saudi Arabia for some time to come (at least 10 to 15 years). So whilst we are considering that the “Ministry of Industry and Mineral Resources in partnership with the Ministry of Investment, allocated SAR$70.6 million in its first batch of funding to support lithium, copper, gold, and base metal projects.” Consider the manpower they would need for this and I reckon any miner will be putting their name in the hat for such an amazing opportunity.

A setting that quietly walked passed a lot of people looked at the Greenland setting with “Foreign Affairs Minister Anita Anand affirmed support for Denmark, as Washington again says it wants to annex the country’s self-governing territory of Greenland. Anand spoke Tuesday with her Danish counterpart Lars Lokke Rasmussen, and she wrote on social media that she conveyed to him “Canada’s support for the fundamental importance of respect for sovereignty and territorial integrity.”” (Source: Cast Net) and whilst that (for lack of a better term) RomCom is going on, Saudi Arabia is making a move for its treasures and getting the resources to mine it properly.

Isn’t it a great moment when you learn that something happened in the background and you learn of this whilst most western papers will not report on it? So, have a great day all, My Monday is almost at an end whilst Toronto is merely starting today, Vancouver joins us in less than 2 hours.

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December 28, 2025 · 14:13

Are doornails really dead?

I got a nice surprise today. I got a story (at https://www.engadget.com/gaming/xbox/2025-was-the-year-xbox-died-130000467.html), the only inaccuracy I think is that the contraption was dead already, for about 2 years. So I got to wonder. What happened to:

Mojang studios (Mincecraft) $ 2.5 billion
ZeniMax Media, Bethesda $ 7.5 billion
Activision/Blizzard $68.7 billion

Which gives us $78.7 Billion and it shouldn’t be allowed to go into a bad bank, that interest is still due. The last purchase was only completed in October 2023. So what happens, sell it to Saudi Arabia? The interest (said to be around 5%) implies that Microsoft is still meant to pay $3.935 billion interest on an annual basis and there is no way it gets to be reflected away, although I might advise Saudi Arabia in particularly Minister Majid bin Abdullah Al Qasabi that he should not offer a Halala over $50 billion for the entire package. I don’t think Microsoft is allowed any leeway for their intentional stupidity. That being said, they bought Mojang studios in 2014 and they did mighty fine work on their Minecraft product, including the PS5 (which still needs the PS4 disc), but that is small fry. The result is truly amazing and the fact that it is still one of the most popular games on any console is due to the Microsoft teams and credit where credit is due I say. Still, as the optional spokesperson for Saudi Commerce, I think it is essential that the Saudi Fleet of airplanes need to be give to all its Microsoft 2024 Flight Simulator players free of charge the fleet of planes that are part of the Saudia airlines, which consists of Airbus A320-200, Airbus A330-300, Boeing 777-300ER, Boeing 787-9 and Boeing 787-10, as well as include the King Abdulaziz International Airport (Jeddah) and the King Khalid International Airport in Riyadh in the base setting of the Flight Simulator 2024. I think that Saudi Arabia is due some VIP treatment if Microsoft wants to flog away their failures. I think that Saudi Arabia is due that privilege. 

I think if you want the grease the wheels of commerce, you better take out your best effort, but that is merely me speaking. This all started in 2013 when they upset the gaming industry, by thinking they could strong-arm gamers towards the Xbox, whilst they never actually understood gamers (I point to the Don Mattrick, the former president of Microsoft’s Interactive Entertainment Business, widely remembered for controversial stupid statement of “Fortunately we have a product for people who aren’t able to get some form of connectivity, it’s called Xbox 360”) my response was ‘Fuck you Mattrick” and I placed a handful of gaming IP on my blogs for anyone not Microsoft. That’s how I react and these people are still welcome too all that, especially as the Xbox is now dead on arrival, a proper vivisectioned console at your local morgue. So whilst the article gives you “Xbox didn’t enter 2025 in a great state, and it’s leaving the year grasping for help, like an Arc Raider player desperate for a revival after being knocked out. Microsoft cancelled the Perfect Dark reboot and Everwild, two of the most interesting games in its weak upcoming slate. The company brought titles like Forza Horizon 5 over to the PlayStation 5, which prompted Engadget Deputy Editor Nathan Ingraham to declare he no longer needed an Xbox.” He never needed one and I did mine away years ago, it was just a dust collection setting and I merely held on to it because of Elite Dangerous and Subnautica, when they became available on PS4/PS5, the fate of my coaster to be (Xbox One) was set. Some regrets, but the Xbox360 was awesome, so not that much and it was my first setting for Oblivion and Skyrim, which I also have on Sony. We were also given “There was a chance for Microsoft to reinvigorate the Xbox brand with the ASUS ROG Xbox Ally and Ally X gaming handhelds, but the $600 and $1,000 launch prices placed them out of reach for most gamers. It also doesn’t help that Windows still isn’t well-optimized for portable devices with touchscreens, and those systems also aren’t compatible with older Xbox titles like the consoles. At the very least, Microsoft now has a handheld foothold. But a future portable Xbox console would need to be significantly cheaper to compete with the likes of the Steam Deck, which starts at $549 (following the discontinuation of the $400 LCD model).” But as I personally see it, Microsoft tends to lose interests in solutions that dos not make them shine and the Xbox had nearly rusted through as I personally see it, but there was the news which was available for about three days now and I had other matters on my mind, so it was a nice setting today, I was proved correct all along and as Saudi Arabia is vying to be a digital powerhouse, the setting if upgraded to a better shine, what was left of Microsoft games, might get a decent second life, but the additions to the Microsoft Flight-simulator 2024 will be required, although they might include it as a package deal for the nice price of $50 billion, not a penny more, including the Flight Simulator 2024 might make it worth the time of Minister Majid bin Abdullah Al Qasabi, but that is merely my view on the matter. And there is the setting we need to consider, the Xbox came to life (with massive help of Dwayne Johnson) and grew to new heights in 2005, it actually became a competitor to Sony and made Sony release the PS4 and PS5 with the immense upgrades. Gamers rejoiced and then in 12 years (due to Don Mattrick as I personally see it) it went from hightop to basement level bargain value. Still, I am not happy. Sony was better with Microsoft chasing its tail and that needs to be said and the results as we still see every day its awesome and as I see it, Todd Howard now needs to say the words “Elder Scrolls 6 is coming to Playstation” the Sony and the gaming world needs to hear those words. The Microsoft blame game of ‘perhaps’ and ‘we will service all gamers’ is disingenuous at best and not appreciated. 

So whilst we are given “Its partnership with AMD could easily lead to new handhelds, and it also gives Microsoft a leg up in producing a compact and powerful Xbox PC. After all, why should the company keep trying to go toe-to-toe with Sony’s closed PlayStation platform? Why shouldn’t Microsoft embrace its PC roots to give us a gaming desktop under our TVs? The company has already committed to bringing new Xbox games to PCs immediately, so the line between the two is already blurring. It may be a risk, but evolving into a PC proves there’s still life in the Xbox brand. And crucially, it’s also something Sony can’t easily replicate.” You see, the gamers feel betrayed by Microsoft, even those having an Xbox, they aren’t (don’t say ever in this case) going to trust Microsoft, they tried to play gamers and these players don’t like to be played, they take this personally and that is what Microsoft did in a few ways as I personally see it.

So you all have a good day and those owning a Playstation have pleasant dreams, because Microsoft just bought the bucket from Davey Jones locker. I reckon that this setting is hardest on Phil Spencer, who tried to do everything to make Microsoft gaming work. I think he did a fine job, but Microsoft overhead was ruled (as I see it) by Excel users and that goes against the grain of gamers. Have a great day today, my time for a late lunch now.

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December 27, 2025 · 16:49

The most dangerous sin

That is a setting that was meant for a new RPG I was designing, perhaps reengineering was the better term, because it was based on something done before, but I use it here and now. Set on a stage that the CBC gave us with (at https://www.cbc.ca/news/world/trump-bombing-strikes-peace-president-9.7028340) where we see ‘Trump claims he’s the ‘president of peace’ — so why is he bombing so many overseas hotspots?’ We are given “U.S. President Donald Trump earned plaudits from war-weary Americans when he promised during his first campaign to stop dragging the country into conflicts overseas he framed as a waste of money and personnel.

But his latest foray into hotspots on other continents, including launching strikes in Africa on Christmas Day, has some supporters questioning whether he really meant it when he said he’s “not going to start wars.”” It is one way to look at it, and I wonder if the CBC can see what is going on. They were at the foot of that setting from the very beginning. So when we see “Trump has since started calling himself the “peace president,” boasting about his role in helping end, by his count, eight wars so far this year. “THE PRESIDENT OF PEACE: 8 wars ended in 8 months,” the State Department said in a recent social media post with a picture of a triumphant Trump. The U.S. Institute for Peace was renamed in Trump’s honour at the direction of his officials.” And I wonder if it is merely me not seeing the setting, perhaps I am at fault? But as I see it, I am not driven with pride, the most dangerous of all sins. It is my firm believe that Pride tends to be in a bully, he/she things that pride is beyond them and they will reject it when they stare in the mirror of self-reflection, Only the prideful will reject the reflection they see there, it makes it the most dangerous of sins as the view of pride is rejected by those who see it, easily rejected by them who claim that the 51st State is a beautiful part of them, the need that Greenland is merely for National security and that they are entitled to the oil of Venezuela as their oil. No other nation could ever make that claim, no other nations has (as far as I know). 

So as we are given ““If anything, this administration is very pro-conflict,” said Clionadh Raleigh, the president and CEO of Armed Conflict Location and Event Data (ACLED), an independent and impartial conflict monitor, in an interview with CBC News. The peace talk is all “PR,” Raleigh said.” And we tend to agree with that setting, were it not for the obvious setting which is rejected by all, including the CBC. The self reflection of greed is impeding poverty and America is full of it, greed that is. It is spending money it does not have, making economic claims it does not own and rejecting the balance of its bankbook it never looks at. So whilst we see “While he previously claimed to have “defeated ISIS,” the radical Islamic group that has terrorized people in the Middle East and around the world for more than a decade, Trump’s been busy hitting them with American firepower in the closing days of the year as they show signs of a revival. On Thursday, Trump launched airstrikes on what he called ISIS “terrorist scum” that he said had been brutalizing Christians in Nigeria.” I honestly do not know how the setting in Nigeria is, but I was taught (over half a century ago) that Nigeria has an abundance of natural resources, most notably crude oil and natural gas, which drive its economy, but also boasts abundant solid minerals like coal, limestone, tin, gold, iron ore, lead, zinc, and gypsum. So as I see it, the need of the greedy comes into play just as the American made a move for the wealth of the 51st State (sorry Canada) and its brown oil, its water and several other minerals like oil, natural gas, gold, nickel, diamonds, and hydroelectric power. So did no one figure out the delusional need of the greedy Americans? And as for Greenland they have an abundance of (in snow covered plaines ) of zinc, iron, copper, gold, uranium, and potential oil/gas. It was not a hard puzzle, so what stopped CBC for solving this oversimplified puzzle? And this all saves a puzzle we were given by Matthew Bartlett, a Republican strategist and first-term Trump appointee to the State Department, who said “Americans deserve answers on how much further the administration is willing to go, given its past promises to avoid war.” And the answer is childishly simple. Thy are not and they cannot. They are in debt too deep (approximately $38.38 trillion as of December 2025, aka $38,380,000,000,000) the interest on that (when set to some metrics) we see Debt-to-Income (DTI) Ratio (monthly payments vs. income, e.g., under 36% good for loans) or a Debt-to-GDP Ratio (national debt vs. economic output) as such America needs to come up with $13,816,800,000,000 every year and that is no longer possible and I warned of that almost a decade ago (when it was merely 25 trillion), I used a simpler setting, I used the 6.05% interest calculation which is now $2,321,990,000,000 and even that is near impossible. To get there America has to Annex Canada or Greenland or take possession of the Venezuelan oil reserves, or now the Nigerian oil reserves. America is about to set the markers that they can no longer pay their sinful ways (and they will blame the Democrats for it all). But the story is that All Americans had a hand in all this, only former president Bill Clinton is awarded a full pardon, because he was the last president to keep the books in green ink (or black, but green fits better).

That is the reality of all we see and it is purely economical the this is settled under and there is no other way to see this. I am happy to be wrong, but the CBC better come up with decent evidence. 

All other paths are now firmly rejected and the economists in the EU could see this a long time ago. I am pretty certain that Prime Minister Mark Carney has known this for a decade, back to the days when he was Marky Mark of the British Bank. So his economic plan was a golden one and it was the only option Canada had, to make a plan where America becomes irrelevant (thanks Jimmy Kimmel) and that is the whole enchilada (yes, the Mexicans are helping Canada too). 

A setting that is now strangling America and even as Japan made certain moves, they are not out of the woods yet, when America falls the Euro and the Yen will make massive dives, will they survive? I honestly don’t know. I am not an economist, so I am not qualified to give this answers. I merely give this one as it fits nearly all data points I have seen on numerous data sheets going back years, so I have had this for a while. Why doesn’t the CBC, BBC, and others have this? That is the question you should be asking, but I reckon that these instances they will take it under advisement and hide under their desks (a speculated hiding place).

Have a great day, for this who want to know what the definition of sex 2025 is, you have 6 days to find out. I know, I should be ashamed, but I am not. Have fun in the process of failing that setting as well.

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December 26, 2025 · 19:50

One turn deserves?

That is the intro to the question, or perhaps the conundrum given. It comes from the Caspian Post  (at https://caspianpost.com/opinion/saudi-arabia-vs-uae-is-riyadh-becoming-russia-s-new-gulf-partner), one I actually hadn’t heard before. Out is one an opinion piece, but the title reads ‘Saudi Arabia vs UAE: Is Riyadh Becoming Russia’s New Gulf Partner?’ It made me think for a short while. You see Saudi Arabia is increasingly intelligent, so I don’t think this is the real reason or the truth. But the setting is given. And with “But the geopolitical landscape has shifted. Sanctions, compliance pressures, and reputational risks have made working with Russian clients in the UAE more complicated. Not because the country has turned hostile, but because it must balance relations with the West. The environment for Russians remains attractive, yet clearly less frictionless than before. This naturally raises the question: if not only the UAE, then where next?” Then there are two settings that I have in the back of my mind. In the first there is Washington, there is an inkling of thinking that they have open the doors to a setting that might lead to destabilization, because with all other issues that America faces, the last thing they want is a more strong, more stable middle east and they might think that this setting loses cohesion when the Russians are given a jolt of ‘entertainment’ the second thing is that I wouldn’t accept that America might stoop that low, they would lose too much, too quick. So I wonder about it. As we are given “Saudi Arabia stands out as the most compelling answer. A large, wealthy, and rapidly reforming state, it is positioning itself as a future global hub. The Russia-Saudi dialogue has long been rooted in oil cooperation and OPEC+, where both sides rely on coordination rather than competition. Political communication between Moscow and Riyadh appears stable and pragmatic. The Saudi ambassador to Russia, Sami bin Mohammed Abdullah Alsadhan, recently said that “personal contacts between the leaders of our states form a solid foundation for cooperation,” and the facts support this. Putin visited Riyadh in 2007, 2019, and 2023, while King Salman made a historic trip to Moscow in 2017. Few foreign capitals have hosted such frequent top-level contact.” As well as “In October 2025, Saudia Airlines launched direct Riyadh-Moscow flights, followed by Flynas opening a Jeddah-Moscow route in December. Daily flights are expected in 2026, along with new routes from St. Petersburg and Sochi. The real turning point is the introduction of mutual visa-free travel for 90 days starting January 2026 – a clear signal encouraging tourism, business visits, and economic exchange. Riyadh expects over 200,000 Saudi tourists in Russia next year, with plans to reach 2 million annually by 2030. In 2024, the number of Saudi visitors to Russia already increased fivefold. Russian interest in the Kingdom is also growing.” But why? There are a few ideas and none are really that good. In the first there is the need for a new tourist destination, that much is clear. Russians are shunned almost everywhere in the EU, Commonwealth and America, as as such the UAE and Saudi Arabia stand out. So the question becomes what business visits? As I see it, Saudi Arabia has clearly defined needs, but does Russia hold the answers? Then there is the data. So what Saudi tourists are looking at Russia? It seems a simple answer, but there is no clear answer. If the answer is work in the Russian Petro Chemical industry, the answer might be fine, but if that links Saudi to the seller of Russian Crude the picture becomes a little distorted. Especially when Saudi Arabia does a reversed Brent Crude Oil loop, as such whilst Brent resells Saudi Oil, Saudi Arabia might be reselling Russian oil to India and a few others. It will bring money to the coffers of Russia whilst greasing the Saudi wheels of business opportunity. Is this correct, is this incorrect? It is pure speculation, but it fits a few patterns and that is what I am going with. America might bristle its nose in the direction of India buying Russian oil, but it will not do so easily as India buys Saudi oil. India is safe, Russia know nothing and Saudi Arabia sees a plain and simple business agreement. 

And whilst we ponder on “Russia exported 4.49 million tons of grain to the Kingdom that year; agricultural exports rose 24%. Shipments of beef, poultry, sunflower, and rapeseed oil increased significantly, with poultry exports up 1.8 times in early 2025. Total trade has surpassed $1 billion.

Yet compared to the scale of Saudi-US trade – $25.9 billion in 2024, with plans to reach $600 billion within four years – Russia’s presence remains modest. This does not make cooperation meaningless; rather, it underscores how early Russia is in this market. Potential exists, but realizing it will require a long-term strategy rather than episodic enthusiasm.” Personally I think that this shape has merit, it allows one player to offset its oil, whilst greasing the wheels of another and I think it is highly likely that this is done right under the eyes of America ad the EU, and after we are given ‘US lifts sanctions on Russia’s military suppliers: What’s behind decision’ a week ago where we learned that “The lifting of US sanctions against companies involved in supplying equipment to Russia’s military-industrial complex is most likely an element of limited encouragement”, whilst we also see ““There is a strong component in the negotiations between Kirill Dmitriev (the Kremlin’s special representative – ed.) and Steve Witkoff (the US president’s special envoy) and Jared Kushner (Donald Trump’s son-in-law – ed.) that relates either to the personal interests of these individuals or to their lobbying of certain interests,” the expert added.” These two pieces give a weird symmetry as business in conducted with the ‘blessing’ of America, most likely it comes at a price that is non-disclosed, but it gives Saudi Arabia a larger coin towards the setting, so there will be almost no mention on it in the media. And whilst some ‘defer’ to etiquette like “Saudi Arabia is not the UAE. It is more traditional, more conservative, and strictly follows Islamic norms. Alcohol is entirely prohibited. Dress codes matter. Social etiquette is not decorative – it is structural. Anyone entering this market must adapt or fail.

Business advisers already outline basic rules for Russians planning to work with Saudi partners: an intermediary is not necessary but extremely helpful; conversations traditionally begin with personal small talk before business; clothing should be modest; punctuality is expected even if partners may arrive late; negotiation teams should remain constant because Saudis trust people, not changing faces; women may participate in meetings but usually not as lead negotiators” but in all this there is a hidden opportunity hatch handed to Russia and whilst (as I see it) the west is seemingly ignoring all this, there is a new revenue stream going straight into the coffers of Riyadh, because business is important. Imagery is important and as I understand it, not much else.

So is this simply one good turn deserves antoerqh, or is this the 101 of Islamic business opportunity? I actually don’t know, it might be both or even neither and I ‘coincidentally’ saw a setting that does not exist. I don’t believe it is the latter part, but I am willing to go with that one too.

Have a great Boxing Day today, mine pretty much ended already with less than 6 hours to go. Time for some dinner. I reckon that today it will be rice with tuna, carrots and peas. So enjoy yours and make it a nice day today.

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December 25, 2025 · 01:07

They had twins

Yup, it happens. At times we have kids, progeny so to speak and some get two for a simple roll in the hay. Yet this isn’t about kids. It is about Gemini 3, Googles seemingly finest product. It is so great that Microsoft barred Google Chrome from installing and they blamed it on some weird parenting setting. And then the media lacked looking at it, probably some revenue driven courtesan issue. All speculation, but I would prefer to set this to presumption, still I have no evidence. So it is all allegedly, but the settings on Gemini are clear. I read it myself (so it must be true). I will start with FXLeaders who (at https://www.fxleaders.com/news/2025/12/23/google-stock-heads-to-record-highs-as-gemini-3-outperforms-chatgpt/) gives us ‘Google Stock Heads to Record Highs as Gemini 3 Outperforms ChatGPT’, as such it is now the fifth time Microsoft loses. There was Sony, There was AWS, There was Google and now there is Google again. It sucks to be Microsoft. And the howling continues. 

So FXLeaders gives us two bullets that matters.

  • The launch of Gemini 3 has intensified competitive pressures in the AI sector, while regulatory concerns add complexity to the investment landscape.
  • Insider selling and a cautious market sentiment suggest that near-term upside may be limited, but long-term support from institutional investors remains strong.

So as we are given “Alphabet emerged as one of the standout megacap performers in November, delivering a decisive breakout that carried shares through the $300 mark and to a fresh all-time high near $329. The move completed a strong rebound from a late-September pullback and reinforced confidence in the company’s long-term growth trajectory. The rally was fueled by sustained institutional demand and growing optimism around Google’s artificial intelligence roadmap. For much of October and November, Alphabet benefited from its unique position at the intersection of digital advertising dominance and AI platform leadership.”

As well as “The rollout of Gemini 3—trained primarily on Google’s in-house chips rather than external hardware—has sparked renewed debate around vertical integration in artificial intelligence. Supporters view this as a long-term strategic advantage, potentially lowering costs and reducing reliance on third-party suppliers while optimizing performance. Recent benchmark results, where Gemini 3 reportedly outperformed ChatGPT in several categories, have added to that narrative and intensified competitive pressure across the sector.” So wonder about how the media could not get you this two weeks ago and wonder now why I refer to the media (the larger part) as the Courtesans of the digital dollar. This should have been know and tested for by several parties directly, and I don’t care who won, we were not informed. As I see it, Microsoft has too powerful a hold on the media and the media who shunned their jobs need to be named and shamed. Sound simple, doesn’t it? As such I also present a second source, so there is a little more data drivenness to the fold. It is a story (at https://www.startuphub.ai/ai-news/ai-research/2025/google-gemini-3-redefines-ai-reasoning-and-efficiency/) where StartupHub.AI gives us “The core of Gemini 3’s impact lies in its unprecedented reasoning and multimodal understanding. According to the announcement, Gemini 3 Pro, Google’s most powerful model to date, not only topped the LMArena Leaderboard but also achieved breakthrough scores on challenging benchmarks like Humanity’s Last Exam and GPQA Diamond. These tests are designed to assess an AI’s ability to truly think and reason like humans, indicating a sophisticated capacity to process and synthesize information across various modalities, moving closer to genuine comprehension. Furthermore, its gold-medal standard performance in international mathematics and coding contests, powered by its Deep Think capabilities, signals a new era for AI in complex problem-solving, pushing the boundaries of what automated systems can achieve in abstract domains.” So as we wonder what some of them mean, the benchmarks were available to pretty much all the media, so what prevented them to report on it? Simple question, isn’t it?

And you might wonder why I care, or why I believe these sources. There is a setting that sets up a lot of consideration and that is right, but the media isn’t informing us and they aren’t making any tests, even though I gave one test to the world (not necessarily a good one) but the media did NOTHING. They allegedly value the digital dollars too much and they rely on players like the Microsoft stakeholders to fund their gravy train (as I personally see it) So am I right, am I wrong? I would love to be wrong, but I have seen this before (more than once). But as I see these results there is a larger play in motion. Is Google actually that good? I am not debating it, I am asking and it comes with an answer. It is either Yes, No, or it is under advisement. The first two are simple and it can begotten by showing the evidence, but the Media did nothing of the sort, perhaps some did, but the larger groups are abstaining from involvement (it sounds better then ‘They cower the results if involved’ because that makes them sound like actual pussies. So why am I so angry about this? It is a result we were entitled to and it requires OpenAI to divulge its heading and not cater to asking for more value when there is none to be had (at present). And as such investors are duped into not receiving the evidence they need to make financial decisions. But perhaps I am over simplifying the problem here.

Whatever you consider and whatever you decide is yours to do and you are entitled to the best information to make these decisions and the media is no longer able to do that. I don’t care if you embrace ChatGPT and OpenAI. That’s fine, I am not choosing favorites, I actually don’t care, but I do care about lacking media, lacking results and hiding behind some stakeholder whilst the people have a right to know. They use that as their battle drum, so they can be held to that as well. It is a simple setting as I see it.

Have a great Christmas Day, 23 hours until boxing day for me.

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December 24, 2025 · 06:38

The Greenland narrative

It has been less than 24 hours, but as I see it, every news agency repeats the same words “We have to have it” and “National Security” whilst there are many sources, I am going with the one where Al Jazeera hands us “United States President Donald Trump has stepped up his campaign to take over Greenland, declaring the Danish territory essential to Washington’s national security and appointing a special envoy he said would “lead the charge”.” It comes from ‘‘We have to have it’: Trump renews push for Greenland as Denmark protests’ (at https://www.aljazeera.com/news/2025/12/23/we-have-to-have-it-trump-renews-greenland-push-as-denmark-lodges-protest) I wonder why the rest of the world is not protesting too loudly. You see when you get a psychotic bully lying his way in the room, what will happen when he takes on the next guest, what happens when he starts again with the 51st state rhetoric, because that will happen. You see America is addicted to money, there is no reigning in this folly, we might recognise some of the signs in salespeople, driven to their pipeline at the expense of everything else. Compulsive financial behaviors, spending, driven by intense preoccupation, anxiety, or a temporary high, leading to negative life consequences like debt, and extreme stress, and they had plenty of time to adjust their way of thinking, but it will never come. So what will the world do? Protect Denmark and its colony Greenland? Let it slide? The only one upside I see is that when the Greenland ice melts (due to extensive mining), the trillions of real estate value in America’s eastern shores, in villages like New York and Washington DC. These places will evaporate and that is a good thing. We will see denials that they will take good care of Greenland, but their word has lost 99% value as I see it. So as CNN treats us to ‘Jim Beam pauses production at main distillery as bourbon inventories rise’ because no one is buying their drinks anymore and as we are given that 85% drop in spirits exported to Canada isn’t sold anymore, that rhetoric will need adjusting, the news gives us all kinds of ‘responses’ from Trump minded people on how Canada is so Liberal and the social values of Canada is leeching off America, the unsettling truth is not even whispered. America had to adjust its spending setting for over a decade, and now the final iteration is reached. As Greenland is trespassed on for whatever imaginary reason given the world abandoned the idea of being allies with America and the Commonwealth is likely to see the stage with the EU and optionally China. I reckon that China needs to get several EU nations on board. I reckon that Germany is the first to be brought on board. France will still hope that America turn away from Trumpism, but that is not a gives as America seems to rally behind the Kremlin. The definite setting is not the Kremlin, it is their own $38,000,000,000,000 ($38 trillion) debt that is managing the folly of America. And this will become a lot worse, because Canada is already rejecting America and soon others will too. America brazenly stated that they didn’t need their wood. Excellent, they found other sources to sell it to. And as the U.S. imports about 40% of the softwood lumber the nation uses each year, more than 80% of that from Canada.

President Donald Trump says that the U.S. has the capacity to meet 95% of softwood lumber demand and directed federal officials to update policies and regulatory guidelines to expand domestic timber harvesting and curb the arrival of foreign lumber. (Source: the conversation) we see the unspoken truth. The unspoken truth given here is that it was basic economy that shows tariffs to be a bad idea and the White House lacking basic economic skills is taking on the Prime Minister of Canada, Mark Carney. A rock star in economics, former Governor of the British Bank and he is walking circles around Wall Street and Wall Street is afraid, because as the economy is falling down, they merely have to look at that White House to see the guilty party. 

And as Canadian Snowbirds are avoiding their American nesting grounds (mainly Florida) these places go dark too. That is an annual multi billion dollar loss too. So whilst America is blaming liberal Canada, they merely shot themselves in the foot and whilst we see ‘little dipped’ numbers, we also know that American sources are hiding the real numbers in play making matters worse. The mess is a lot bigger than shown and it makes sense. Because no matter how Greenland unfolds at present, the pressure on Canada stays high because they are next on the ballot of America’s never ending need for greed. Greenland merely stops the immediate bankruptcy of America and unless nothing is done within 2-3 years, America still needs Canada and that reality is facing us all. So when will we say ‘enough is enough’? There is no stopping greed, it is eternal and those in power like being in power, as such spending habits will not wane which is the first essential thing to go to turn this about. But we were all told a lie, not one, but legion of lies like ‘it will be better tomorrow’, ‘AI will fix it all and Stargate is the way’ or 100 other questions fed to us by the media. All people in sales mode, including the media hungry for digital dollars and no one was making a basic tally of amount going out and amount coming in. That tally was basically never coming, because that requires tomorrow to be there and it never was and now Greenland (under the excuse of National Security) is the first place to fall for American Greed. So how will the world react?

As a commonwealthian I stand with Canada (unreservedly) but what about Greenland? As I see it, it is Danish territory and America trying to annex it should be seen as an attack on NATO and Denmark can invoke Article 5 and Article 5 of the North Atlantic Treaty states that an armed attack against one NATO member shall be considered an attack against all members as such America will invoke a war with NATO and they should come to the aid of Greenland/Denmark. Should that happen (still a presumed event) it would drown the American defense industry as all of its members will cut short all contracts with America. And as Canada are part of NATO, that setting will turn nasty in an instance as the Canadians are fed up being called the 51st state, so they have skin in the game.

I think it will not turn out this way because President Trump knows the pickle he is in. He send an envoy without diplomatic status to avoid Denmark, but as that falls flat he lost 3 out of 3 ‘pretty’ places to inhabit and as that option evaporates, America has no option but to foreclose on debts outstanding and that will not be the pretty picture we think it is. I speculatively reckon that this is less than two years away, even less when we consider that several income sources fell away during the year, tourism being the most obvious one.

So have a great day and remember to see the sunshine, it shines on the just and unjust alike.

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