Tag Archives: Canada

Tourism in the toilet

I have probably never seen any country throw his tourism industry in the toilet before like America has. Every country has its own methods and settings but 5 hours ago Canadian and the rest of the world got a rude awakening as to how this goes. CBC’s own Sophia Harris gives us in two broadcast the setting on how Canadians are for overthrown into the ‘dislike America’ setting. And the new rule is taking part this Friday. As of Friday every Canadian traveling to the US will have to supply their biometrics to America and it is given to us in “The United States is expanding its facial biometrics program with the goal of collecting images of non-U.S. citizens at entry and exit points at all airports, seaports and land borders”, as I see it, this will down Tourism a further 10%-15% and it is not in a nonchalant notion, “Just before getting on the plane, he says two uniformed officers approached him on the boarding ramp (Jetway), and one took his photo. “I was aghast. I felt ambushed,” said Shepell, a noted Canadian psychologist. He says the men never explained who they were or why he was photographed.” There is a found stretch coming from America (me quoting Hamlet). As we are given “CBP is expanding the program with the goal of collecting images of departing passengers at all international U.S. airports. The agency also plans to take photos of travelers when they enter and exit the country at all sea ports, and in vehicle lanes at land borders. CBP told CBC News it expects to have facial biometric technology fully in place at land borders sometime next year. Full implementation at sea ports and airports is expected within the next three to five years.” I reckon that this is data related and that is how America just lost a whole heap of tourists, because this makes (as speculated by some) Russia just a little more customer friendly. With the added “The U.S. Department of Homeland Security (DHS) announced a new rule on Friday that makes it mandatory for non-U.S. citizens, including Canadians, to take part in its facial biometrics program. The regulation is set to take effect on Dec. 26 — even though full implementation of the program could take years. According to the rule, photos taken of foreign travelers will remain on a DHS database for up to 75 years.” As I personally see it, having my records somewhere is not what I fear, what I fear is American opportunity selling it to every tech boss in the world and them having a go at my details. And I can’t wait to report on how the DHS accidentally got hacked and our details are now with most of the cyber criminals in America and beyond. It is merely a waiting process, this is a ticking time bomb that will go boom in the night mark my words, And this all is something we were given by the same reporter a week ago with 

Canadian snowbirds fingerprinted and photographed at U.S. border as part of new requirement’ on October 19th. As I see it, it shows that America had long standing interests in who is in their country “Several Canadian snowbirds reported they were fingerprinted and photographed at the U.S. border this month when registering for their winter stay, which U.S. Customs and Border Protection (CBP) told CBC News is now standard procedure. 

Jacquie and Steve Ree of Ladysmith, B.C., arrived at the Peace Arch Border Crossing between Surrey, B.C., and Blaine, Wash., on Oct. 9.” The part that gets me is that they need these records on all the Canadian snowbirds as well. These people tend to have locations in America, they have their place and that was making them feel fine. I reckon that they might pick up and transfer to Australia or New Zealand in that same setting as they can get a better deal in these places and as I see it there are express ways to rely on this setting. No mater how we see it, America just scuttled their own tourism boat for the foreseeable future. We might not have liked who ran that place, but now we have seemingly valid concerns on how we are processed in America. I wonder how this is handled in the long run. A setting that DHS never considered is that America had in the past 72.39 million international tourists on an annual setting. There is a decent chance that this number goes down by a bit, but even if it decreases to 39 million, that implies that these 39 million biometric scans will occupy at least one data centre especially as it requires holding for 75 years. And these people will wonder what happens to these details now. 

Yup, I reckon that money spend on the Epic Universe was a little over enthusiastic at present, or at least its crown management issues are now decently solved by the Department of Homeland Security. So there is that.

Have a great day, and to the Snowbirds of Canada I say, come to Australia, we welcome you (New Zealand too) they have Auckland with temperatures of Auckland and Northland often reaching 28–30°C during their summer (December-February).

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The bubble to end all bubbles

That is what I saw mere minutes ago. It was yesterday’s piece at the Financial Review. An opinion piece by Gita Gopinath. Now normally I tend to ignore opinion pieces, but due to the fact that over time Financial Review has shown a good back on several matters and I picked up on the title ‘The crash that could torch $US35trn of wealth’ (at https://www.afr.com/wealth/investing/the-crash-that-could-torch-us35trn-of-wealth-20251016-p5n31w) gives pause for alarm. As America has its tourism issues, its economy issue and its technology issues a $35,000 billion write-off would be nothing less than a disaster in the making. I wrote about this a few times, but even I shudder to think of how large this bubble has become. The 2008 crash was half of that and the documentary Inside Job does a great way to explain this. Take this movie together with the movie Margin Call and you get a picture of what was done to the people of the world.

This is more than 100% worse and it started with the delusional setting of salespeople taking the easy road and giving the rest of the world how amazing AI was going to be. The quote “I calculate that a market correction of the same magnitude as the dotcom crash could wipe out over $US20 trillion ($30 trillion) in wealth for American households, equivalent to roughly 70 per cent of American GDP in 2024. This is several times larger than the losses incurred during the crash of the early 2000s. The implications for consumption would be grave. Consumption growth is already weaker than it was preceding the dotcom crash. A shock of this magnitude could cut it by 3.5 percentage points, translating into a 2-percentage-point hit to overall GDP growth, even before accounting for declines in investment” should stop you in your tracks. With the additional “Foreign investors could face wealth losses exceeding $US15 trillion, or about 20 per cent of the rest of the world’s GDP. For comparison, the dotcom crash resulted in foreign losses of around $US2 trillion, roughly $US4 trillion in today’s money and less than 10 per cent of rest-of-world GDP at the time. This stark increase in spillovers underscores how vulnerable global demand is to shocks originating in America” was not unknown to me, but I did not figure on the damage exceeding 10 trillion, here I see I was off by 50% (which comes due to a lack of an economic degree on my side), but data I know, in and out. I saw some of this and I tried to warn people and especially the Emirati people (at https://lawlordtobe.com/2025/10/20/the-start-of-something-bad/) in ‘The start of something bad’ only two days ago. And the reason why it would be worse is seen in the next setting of the Financial Review. We are given “Historically, the rest of the world has found some cushion in the dollar’s tendency to rise during crises. This “flight to safety” has helped mitigate the impact of lost dollar-denominated wealth on foreign consumption. The greenback’s strength has long provided global insurance, often appreciating even when the crisis originates in America, as investors seek refuge in dollar assets. There are, though, reasons to believe that this dynamic may not hold in the next crisis. Despite well-founded expectations that American tariffs and expansionary fiscal policy would bolster the dollar, it has instead fallen against most major currencies.” I kinda saw that two days ago, but not to this degree (the Financial Review writes it better) When that bubble burst it will not allow for shelter and the people involved will be hit massively. As I see it Nvidia will survive by will see its value decreased by 90%. Oracle will get hit less but it will still take a beating. Microsoft will be up for sale in the bargain basement and after builder.ai, the bubble will stick to them like gum in hair and they will not be able to shake the event. Others (Google, IBM, Amazon) will be hit, but they will get through this. As I see it, the only high standard that is maintained will be Adobe. Their “AI” options are soundly set in Deeper Machine Learning. As I see it, they will tend to be the shelter of choice if at all possible. 

The only part I disagree with is “Although this does not mark the end of the dollar’s dominance, it does reflect growing unease among foreign investors about the currency’s trajectory. Increasingly, they are hedging against dollar risk – a sign of waning confidence.” As I see it, the dollar comes to an end with this bubble. I do not know what people will rush to, but the dollar is no longer the place to be. As I see it there will be a flock going towards the Yuan, the Dirham and the Bitcoin, but personally I have no idea if the Bitcoin survives. You see, a $35,000 write-off will come from some currency and those hiding in Bitcoin will lose a lot, no telling how much, but it will be close to astronomical. The Financial Review gives us “Perceptions of the strength and independence of American institutions, particularly the Federal Reserve, play a crucial role in maintaining investor confidence.” That independence is close to obsolete. This administration took care of that with all the tariffs, all the tourist settings and the economy is also shaky. It might not be but someone took the trouble of not reporting the ‘goodness’ of their setting. The labour statistics are nowhere to be found and that is shaking investor confidence. All that whilst Paramount is shaking thousands of people of their employment tree, this year alone Microsoft shed 15,000 jobs, IBM is said to have fired 21,000 jobs, making Google’s 100 job losses trivial in comparison. In this setting and with the missing labor statistics the investor confidence would be in the basement and even if the Federal reserve doused that paper in the scent of Luis Vuitton it would not matter much. At present Saudi Arabia and the UAE are the best places for these investors and America knows this. They have oil to fall back on and as I see it, no matter how the AI bubble bursts, they can retrench this into service roles and data acquisition roles. That is what Europe fears, American held data used to safely drip the economy to health using IP values from everywhere. And this is not the first time I wrote about this in ‘That one flaky promise’ (at https://lawlordtobe.com/2022/01/29/that-one-flaky-promise/) where I saw the dangers of America ‘annexing’ whatever it had and that was BEFORE AI and the bubble it created. I swear that danger almost 4 years ago. That setting will implode the rest of what America thought they would have. As I see it, a strong setting of IP and storage of it could help both Saudi Arabia and the UAE (a likely preferred choice) to evade to (those who can afford it) because when this bubble goes it will wipe out whatever most of us hold for dear and those who had their patents in the US. This is mere (intense) speculation, but do you think that this American administration will not do this? It had no trouble with tariffs and the setting of THEIR ‘big beautiful America’ at the expense of everything. They even tried to make Canada and Greenland part of America. I don’t think so and as I see it, when that bubble goes America is pretty much done for. All because Americans believe that Cash is King. So their salespeople live by the dollar and will waste it at a moments notice for their personal needs. Should you doubt that please watch Inside Job and see what they did there. I reckon that Iceland is now getting back on its feet al will enjoy the view on the impact crater that Wall Street leaves behind. 

I need to end this with a word of caution. This was base on an opinion piece, so as that is wrong, so is my view. But I based it on the data I had available and the prediction that I saw in 2022, so there was no AI bubble at that time. So is my view more accurate now? That cannot be said and it is based on what desperate people do and as I see it America is about to become really desperate. So enjoy your coffee today, which I will do also and I will assist a young woman named Aloy help her defeat some machines. They were not Microsoft products, so they should work. Now lets make them a lot less functional and that Deathbringer looks like a right monster.

Have a great day and try not to get too depressed by the not so good news I am partially bringing.

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The start of something bad

That is how I saw the news (at https://www.khaleejtimes.com/business/tech/dubais-10000-ai-firms-goal-to-redefine-competitiveness-power-uaes-startup-vision) with the headline ‘Dubai’s 10,000 AI-firms goal to redefine competitiveness,  power UAE’s startup vision’ there is always a risk when you start a new startup, but the drive to something that doesn’t even exist is downright folly (as I see it) and now it is driven to a 10,000 times setting of folly. That is what I perceive. But lets go through the setting to explain what I am seeing.

First there is the novel setting and it is one that needs explaining. You see AI doesn’t yet exist, even what we have now is merely DML (Deeper Machine Learning) and it is accompanied at times with LLM (Large Language Models) and these solutions can actually be great, but the foundations of AI are not yet met and take it from me it matters. Actually never take my word, so lets throw some settings at you. First there is ‘Deloitte to pay money back to Albanese government after using AI in $440,000 report’ and then we get to ‘Lawyer caught using AI-generated false citations in court case penalised in Australian first’ (sources for both is the Guardian). There is something behind this. The setting of verification is adamant in both, You see, whatever we now call AI isn’t it and whatever data is thrown at it is taken almost literally at face value. Data Verification is overlooked at nearly every corner and then we get to Microsoft with its ‘support’ of builder.ai with the mention that it was goo. It lasted less than a month and the ‘backing’ of a billion dollar went away like snow in a heatwave. They used 700 engineers to do what could not be done (as I personally see it). So we have these settings that is already out there. 

Then (two weeks ago) the Guardian gives us (at https://www.theguardian.com/business/2025/oct/08/bank-of-england-warns-of-growing-risk-that-ai-bubble-could-burst) ‘Bank of England warns of growing risk that AI bubble could burst’ with the byline “Possibility of ‘sharp market correction has increased’, says Bank’s financial policy committee” now consider this setting with the valuation of 10,000 firms getting a rather large ‘market correction’ and I think that this happens when it is the least opportune for the UAE. This take me to the old expression we had in the 80’s “You can lose your money in three ways, first there are women, which is the prettiest way to lose your money, then through gambling, which is the quickest way to lose your money and third way is thought IT, which is the surest way to lost your money” and now I would like to add “the fourth way is AI, which is both quick and sure to lose your money” that is the prefix to the equation. And the setting we aren’t given is set out in several pieces all over the place. One of them was given to us in ABC News (at https://www.abc.net.au/news/2025-10-20/ai-crypto-bubbles-speculative-mania/105884508) with ‘If AI and crypto aren’t bubbles, we could be in big trouble’ where we see “What if the trillions of dollars placed on those bets turn out to be good investments? The disruption will be epic, and terrible. A lot of speculative manias are just fun for a while and then the last in lose their shirts, not much harm done, like the tulips of 1635, and the comic book and silver bubbles of the late 1980s. Sometimes the losses are so great that banks go broke as well, which leads to a frozen financial system, recession and unemployment, as in 1929 and 2008.” As I personally see it, America is going all in as they are already beyond broke, so they have nothing to lose, but the UAE and Saudi Arabia have plenty to lose and the American first are good to squander whatever these two have. I reckon that Oracle has its fallback position so it is largely of, but OpenAI is willing to chance it all. And that is the American portfolio, Microsoft and a few others. They are playing bluff with as I see it, the wrong players and when others are ignoring the warnings of the Bank of England they merely get what is coming for them and it is a game I do not approve of, because it is based on the bluff that gets us ‘we are too big to fail’ and I do not agree, but they will say that it is all based on retirement numbers and other ‘needly’ things. This is why America needs Canada to become the 51st state so desperately, they are (as I personally see it) ready to use whatever troll army they have to smear Canada. But I am not having it and as I see “Dubai’s bold target to attract 10,000 artificial intelligence firms by 2030 is evolving from vision to execution, signaling a new phase in the emirate’s transformation into a global technology powerhouse. As a follow-up to earlier announcements positioning the UAE as the “Startup Capital of the World,” recent developments in AI infrastructure, capital inflows, and global partnerships show how this goal is being operationalised — potentially reshaping Dubai’s economic structure and reinforcing its competitive edge in the global digital economy.” I believe that those behind this are having the best interests at heard for the Emirati, but I do not trust the people behind this drive (outside of the UAE). I believe that this bubble will burst after the funds are met with smiles only for these people to go out of business with a bulky severance check. It is almost like the role Ryan Gosling played in the Big Short where Jared Vennett receives a bonus of $47 million for profits made on his CDSs. It feels almost too alike. And I feel I have to speak up. Now, if someone can sink my logic, I am fine with that, but let those running to this future verify whatever they have and not merely accept what is said. I am happy to be wrong but the setting feels off (by a lot) and I rather be wrong then be silent on this, because as I see it, when there is a ‘market correction’ of $2,000,000,000,000 you can consider yourself sold down the river because there is a cost of such a correction and it should 100% be on the American shores and 0% of the Arabic, Commonwealth or European shores. But that is merely my short sighted view on the matter. 

So when we get to “Omar Sultan Al Olama, Minister of State for Artificial Intelligence, Digital Economy, and Remote Work Applications, said the goal reflects the UAE’s determination to lead globally in frontier technology. “Dubai’s target to attract 10,000 AI companies over the next five years is not a dream — it is a commitment to building the world’s most dynamic and future-ready digital economy,” he said. “We already host more than 1,500 pure AI companies — the highest number in the region — but this is just the beginning. Our strategy is to bring in creators and producers of technology, not just users. That’s how we sustain competitiveness and shape the industries of tomorrow.”” I am slightly worried, because there is an impact of these 1,500 companies. Now, be warned there are plenty of great applications of DML and LLM and these firms should be protected. But the setting of 10,000 AI companies worry me, as AI doesn’t yet exist and the stage for Agentic programming is clear and certain. I would like to rephrase this into “We should keep a clear line of achievements in what is referred to as AI and what AI companies are supposed to see as clear achievements” This requires explanation as I see whatever is called as AI as NIP (Near Intelligent Parsing) and that is currently the impact of DML and LLM and I have seen several good projects but that is set onto a stage that has a definite pipeline of achievements and interests parties. And for the most the threshold is a curve of verifiable data. That data is scrutinized to a larger degree and tends to be (at times) based on the first legacy data. It still requires cleaning but to a smaller degree to dat that comes from wherever. 

So do not dissuade from your plans to enter the AI field, but be clear about what it is based on and particularly the data that is being used. So have a great day and as we get to my lunch time there is ample space for that now. Enjoy your day.

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Washing sports?

It is not the setting we start with, or ever if it comes to me. Almost a decade ago there was no setting where Saudi Arabia would be connected with football. Not that I care (I am not a football fan), but I did grow up in the Netherlands where the bulk of the population (around 99%) is madly passionate about football. And in the 70’s there was nothing but the national football setting (KNVB) and as we grew older (a pesky side effect of time) we saw that there was a football setting that was international. And until 2010 nearly no one had heard of Saudi Football. So when I saw last night Arab News giving me ‘Saudi Arabia book place at 2026 World Cup finals after hard-fought draw with Iraq’ the setting changed. Yes I had heard tot the KSA was into football and FIFA appointed the Kingdom of Saudi Arabia to host the 2034 world cup event. I like the idea because sports gets people together and that is never a bad thing. In addition, the more play football the more tings we all get to have in common with one another (yes, it is a naive view) but it is the one I sport (to give it a name). So when I saw that Saudi Arabia made it to the finals of 2026 I was pleased to say the least. And with the starting paragraph of “Saudi Arabia secured a place at the 2026 World Cup on Tuesday with a goalless draw against Iraq in Jeddah in the fourth round of the Asian qualifiers. The hard-fought point was enough to give the Green Falcons top spot in Group B and guarantee their seventh appearance at the finals”, we see the truth of those calling events sport washing. Saudi Arabia has fought and earned its place at the World Cup, even if some do not agree, they made it and whilst there is a definite setting of ‘they’ll never make it’ the truth of the matter is that 20 years ago we would not have considered Saud Arabia to get anywhere near the World Cup and see where that thought has gotten us. They are now here and they are massively set to be here for a long time. No sport washing was required.

So congratulations to the Green Falcons (aka Al-Suqour Al-Khodhur) and show the other football nations what is possible in 2026.

And as that news passes us by, Canada also had news. CBC (at https://www.cbc.ca/news/canada/british-columbia/kelowna-aiport-9.6938860) where we see ‘Screens and PA system at 2 B.C. airports hacked with pro-Hamas, anti-Trump messages: officials’ with the sub text “Kelowna International Airport and Victoria International Airport confirmed the incidents in emailed statements. Transport Canada said it was aware of those hacks, along with another incident at Windsor International Airport.” Is anyone still doubting my view on the essential need to eradicate Hamas? The setting might not be entirely accurate as we get that it comes with anti-trump messages but these do not need to be mutually exclusive. The larger setting that some go for the ‘it is only Kelowna’ might need to reassess their settings because the airport was hacked into and that needs a massive rectification. There is no ‘freedom of speech’, this is a direct pro-terrorist setting and certain people (like Daniel Rogers, CSIS) to hunt down and prosecute (a 9mm prosecution) of mentioned terrorist.  There is only so much we can stomach and this setting is not about anything else than making Canada a terrorist target and there comes a time when we all need to stand up and say “You went too far here”, OK, I grant you that the same thing can be said about my resolution. Yet I remain in the mindset that too many people think that these pro-Hamas people just go away, they do not and they are ready to resolve anything that a speculative Iran makes happen. I personally still see Iran as the fingers wielding the Hamas puppet and when they get out of their territory into Commonwealth borders. The time to be nice ends. This is not speech, this is overlapping terrorism and whatever person responsible needs to be dealt with, rather harshly I say. 

So why the two messages?
I personally ally think that Hamas and their sympathizers will come to any sport event to be ‘heard’ through terrorism and whatever happened now will most likely happen in 2026 at the FIFA world cup at that point hosted by North America, Mexico and Canada and there is no way that players like Hamas will not try to exploit this and with the pro-Hamas in play all over Europe and the Commonwealth a clear path needs to be created to deal with the aforementioned terrorists.

America and Mexico can clean their own backyard, but Canada needs to do something and I think it is imperative that the Commonwealth steps in, not because they cannot, but because we have to stand by the Canadian intelligence players. Personally I think that Vancouver will be the larger target as it is close to Seattle, but that does not mean that Toronto is in the clear and the CSIS will need all hands to keep a tab on these two places and likely they will, but that means that these terrorists who hit Kelowna International Airport and Victoria International Airport might have been setting a dry run and to do this at this stage might make sense to some, but it also means that they have ways into the systems and that might spell trouble next year. This is the setting that some call the “smelling a red herring”, which is not my cuppa tea, but people (like Daniel Rogers) will likely know what to do and perhaps these settings are already made. Lets not forget that the CSIS has 48 hours and they tend to get really active in less then 30 minutes, so whatever I think has already been done by those inside that circle.

So whilst some are ‘nervous’, I know that the people at CSIS, ASIS and MI6 would have had things under control and they were setting whatever was needed already yesterday (and as expected the media has nothing) which is fine and expected. Still there is a setting that is within me and not within certain others. There is a fine line between ‘freedom of speech’ and ‘endangering others’ that is no longer a setting of debate, when you do the first you get to speak, in the second setting the 9mm prosecution comes your way. It is that simple and I get it that some will not herald this thought with lots of smiles, but I think that the last 740 days of Hamas are illustrative enough. If you have doubts call Mossad (at +972-2-6775671) we have seen 740 days of evidence and it is up to Canada to stop them now, but I do agree we all (the Commonwealth) need to step up to this task. And I personally feel certain that a soft touch is no longer needed. They have had enough warnings and even now they haven’t handed over the hostages. We are not ‘impressed’ with “Hamas and other Palestinian factions may not be able to locate all the remains within the given timeframe”, if you think that Hamas did not have a setting on ALL their hostages, you are largely delusional. It is just another cog of the game they are playing and now it is up to the Commonwealth to show them what we do with terrorists, because next year the entire world will be watching and it will be (speculatively through third players parties) that it is the time for Hamas to shine and I say it will be somewhere else, not now, nor ever in our Commonwealth. 

Have a great day, it is Time for lunch for me (that meal between breakfast and dinner).

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The light goes on

That was the setting and it is all on me. You see, when you consider the setting of a greedy billionaire ‘wannabe’ (President Donald Trump) I would be settled in the knowledge that he knows what he was doing (silly me). Yet the interview that someone had with Jen Psaki gives us a whole new ballgame and the facts she hands us might fit the premise. I use might, because she is a democrat and they have a natural fear/distrust of Republicans. So I was set on the opposing view, but as we are seeing. The way he basically destroyed American Tourism, the distrust he gave all international travelers who are unlikely to return until close to a year after he vacates the White House. The way he is dealing with the Russian setting that is going on at present and a whole range of other settings (like tariffs) and the way he made an enemy of Canada gives her explanation some credit. 

We see it in MSNBC (at https://www.msnbc.com/the-briefing-with-jen-psaki/watch/psaki-trump-may-be-too-clueless-to-understand-consequences-of-his-shutdown-249077317970) the title ‘Trump may be too clueless to understand consequences of his shutdown’ is a rather rude wake up call. And if he is apparently that clueless, is there a greed driven setting to his $500,000,000,000 Stargate project? So when we get “Jen Psaki points out examples of Donald Trump not being aware of what his own administration is doing, or of the fallout of his own actions, raising questions about whether Trump understands the political consequences of the harm he is causing the American people with his shutdown of the federal government” we are getting second thoughts on the political views that America has. Could it be this simple? And as we get this, how can Americans be safe from the dealings of some person who is clever enough to grasp 1+1, but fails the concept of 2+2? We might think this is a mere offset of 100%, but the implications are seen when we consider that 5 AI and 5 AI is not 10 AI, but goes somewhere towards 496 AI clusters, you do need the implied grasp of Near Intelligent Parsing (AI does not yet exist) and as Jen points out, there is seemingly a lack of communications in this White House administration. And that is enforced with the ABC view we were given on Saturday when we saw ‘Trump reverses $187M funding cuts for New York counterterrorism after bipartisan outcry’, the fact that New York got any cuts in the first place makes me wonder how clever that person was and $187 million is a whole mountain of money and it wasn’t that the so called New York City Police Department (NYPD), which divides the city into 78 precincts and various specialized units like Counterterrorism, Emergency Service Unit, and K-9 units, and the New York State Police (NYSP), organized into 11 troops for statewide law enforcement had a whole lot of money to begin with. That is one of the oldest police forces on the planet consisting of roughly 50,676 individuals. So did anyone get the memo how the $187 million cut was achieved? I don’t care if it was reversed, that cut could be seen as evidence that this white house isn’t fit to address milk money for the United States kindergartens. 

And all this is seemingly a day after Jen Psaki gave us ‘‘A perfect storm of ugly’: Trump’s policies are devastating U.S. farmers’ where we get “Jen Psaki reports on how Donald Trump’s trade war, combined with his weird favoritism for his international buddies like Argentine President Javier Milei, has resulted in brutal economic conditions for American farmers. Not only is Trump devastating their businesses, but Trump’s policies are hurting their living expenses and particularly their health care costs.” And that is where we get the US shutdown, the Democrats are refusing so sign anything that is cutting healthcare as it is done. Millions will end without healthcare and that is on top of the hardship given to them by decreased incomes because the tourists have been driven away. Did anyone consider the damage that 15% less tourism costs? We see that ‘generic’ $12.5B less, but the impact is a lot more. Farmers, B&B business (and all connected businesses) and that is happening in Florida, California, Nevada and New York. I got to $80B-$135B (it is hard to get a precise reading. Yet there is a chance that January will reveal somewhere around $100B and there are posts that I did not consider, so it might end up being worse. But not to fret, AI will make it all fine. That is until you realise that AI at present does not yet exist and that is where you might wonder what the $500B was used for. Some are giving the setting that it is bout mass monitoring of the people in the United States. I have no idea, but I do know that these Oracle implementations will be considered essential as they are the only one to make it work either way and as we are considering the setting that this is an essential setting no matter how it goes, consider the setting that Jen Psaki gives us with “Donald Trump not being aware of what his own administration is doing” it seems like a heartless and anti republican speech, but what we have seen gives rise to all this and considering that these ‘data centers’ are requiring power, the setting that I evoked with ‘How is this powered?’ We see a failing of media and administrations scurrying to give some excuse, all whilst that setting cannot continue without massive verification and massive power influxes and there is seemingly no sign of that. 

So what happens when someone switches the power on in these data centers and the power goes off (for the most) in Austin and San Antonio? I am just asking but the premise that Jen Psaki gives us is one that required mulling and the press is seemingly not doing that and hasn’t done that for at least a year. So what are they here for? Playing courtesan to the digital dollar?

Food for thought, so as I have had my brekky, it is time to become a nuisance again for at least 15 hours. Have a great day.

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The Magoo’s of media

That is the setting and as I saw an article pass by, I also saw the setting on how it affects my idea. You see, the conversation starts with ‘What Saudi Arabia’s role in the Electronic Arts buyout tells us about image, power and ‘game-washing’’ (at https://theconversation.com/what-saudi-arabias-role-in-the-electronic-arts-buyout-tells-us-about-image-power-and-game-washing-266359), you see, as I see it the ‘critics’ are always looking at tomorrows and at yesterdays news and as such they give us “The global video game industry is worth more than the film and music industries combined. But why would these buyers specifically want to buy EA, an entity that has won The Worst Company in America award twice?” And as I see it, they deserved that ‘title’ but there is an offset to all that. In my setting I saw that the world had enjoyed the Atari 800, Commodore 64, Atari ST and Commodore Amiga and in that timeframe 1985-1999 over 10,000 games were produced and when you take to top 10% you end up with 1000 games. I wrote about that a few years ago and now consider how many of that top 10% is Electronic Arts? A whole heap and the Kingdom of Saudi Arabia owns it all now. There is a reason that they paid $55,000,000,000 and they get the winning numbers. Now consider how many of them can be transferred with upgraded graphics and sounds to a new streaming system like Tencent (Amazon seemingly didn’t want to play) and they are about to set that system in over 50 million houses (in past one) and that is one of the three pillars dealt with. The others have no IP protection and can be altered to a minimum setting to be valid IP. That is what the conversation is seemingly not considering. And they are painting it with “Video game publisher Electronic Arts (EA), one of the biggest video game companies in the world behind games such as The Sims and Battlefield, has been sold to a consortium of buyers for US$55 billion (about A$83 billion). It is potentially the largest-ever buyout funded by private equity firms. Not AI, nor mining or banking, but video games.” And that is the ballpark, it isn’t about AI where everyone is acing to proclaim that they have the winning combination (I reckon only to disappoint their ‘customers’) but the three pronged  solution that is out to give the Kingdom of Saudi Arabia the winning setting is about to align the Islamic world in a new world never seen before and everyone is looking around for what should have been on their visors. And I warned them even before I wrote ‘The second confirmation’ which I did on November 5th 2023 (at https://lawlordtobe.com/2023/11/05/the-second-confirmation/) I said so at least a dozen times that Google and Amazon were that much asleep leaving billions on the floor (no one cares about Microsoft) and now the Kingdom of Saudi Arabia is getting that setting done. Alas, I might not get anything (I tried to sell the idea to the Kingdom Holdings), but my small giggle is to show Amazon and Google how they deserted billions in revenue, so any ‘sales person’ who tells me that I am seeing it wrong, I get to show them, how they openly left billions on the floor and someone will pick it up at some point and it seems that this moment is now. 

So whilst we are given “The consortium will purchase all of the publicly traded company’s shares, making it private. But while the consortium and EA’s shareholders will likely be celebrating – each share was valued at US$210, representing a 25% premium – it’s not all good news.

PIF acquiring EA raises concerns about possible “game-washing”, and less than ideal future business practices.” By The Conversation we see a different part. It isn’t game-washing. It is a proper developed gaming option that the world left behind because it isn’t AI. So when AI gets the umpteenth class action on how AI wasn’t and as those engineers were seemingly held to account, Saudi Arabia has another setting of making up to 15-20 billion a years and that is what others left on the floor (it is only about 6 billion in phase one). So whilst those people come with complain and cry about the setting of micro transactions. The setting of “Micro transactions are small amounts of money paid to access, or potentially access, in-game items or currency. Over time, they can add up to a lot of money, and have even been linked to the creation of problem gambling behaviors. Unsurprisingly, they are not popular among players.” They could have just ben cast aside and added as freeware. It is all revenue of the kingdom and greed is frowned upon in Islamic nations. As such they can be cast aside and just for reference. There were hundreds of thousands of fans looking forward to a revamped Dungeon Keeper and cast aside when micro transactions were introduced. Now this setting (without micro transactions) could be released gaining that solutions hundred of thousands of fans. And that is merely one example of many. 

So whilst the Conversation and others are on the ‘laundry’ list, the Kingdom of Saudi Arabia is simply setting a new platform for over 800,000,000 customers and set a new setting towards the Islamic world, optionally slicing the options for Facebook and others (like Google) to gain advertisement revenue, because when you get access to 20% of the planetary population, you can hand them what they want to do, not what your advertisers want you to do. You see, in Saudi Arabia “The CITC in conjunction with the General Authority for Media Regulation (GAMR), requires advertisers to submit campaigns and media to this regulatory body for approval before broadcasting, digital or offline display. In order to avoid rejected campaigns, marketers must be familiar with the key Islamic guidelines governing advertising content, including religious restrictions on alcohol, pork, gender portrayal, modesty, and symbols.” And that gets American and European advertisers into problems and that is how they are shut out. There is another body managing this, but I forgot the details. What happens is that there is a place where the setting is islamic and I had the additional setting of what I call ‘Tomes of information’ and through that Saudi Arabia gets visibility through and from Pakistan, Bangladesh, Egypt and Indonesia. Setting the advertisement losses close to a billion viewers. That is what Saudi Arabia now gained. 

As as I see it, it is not about image, power or ‘game-washing’. It is a business decision that gets to unite the islamic world in more ways then one and alas, I seemingly am missing out, but I get to hold it over the heads of Amazon and Google for nearly all time. What a lovely feeling. 

Have a great day this Saturday (Vancouver is joining us in 30 minutes) and consider what running in a rat-race is not giving you. I merely looked in a different direction and saw billions. What can you see when you put your mind to it (and optionally clean your glasses)?

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Military incompetence?

Consider the military, we all have them. Australia has theirs, Canada has theirs, apparently America has them and Russia have them. They all have their best of the best of the best of the best warrior style drafting. And some of them have a massive amount of tests, especially the top 3 in military and to get into their airfare you have to jump a massive amount of hoops. They are trained, dressed and drilled to a millimeter precision and they all have their own ways.

So when I saw (at https://www.highnorthnews.com/en/russias-violations-norwegian-and-allied-airspace-sign-desperation-says-professor) with the headline ‘Russia’s Violations of Norwegian and Allied Airspace: “Sign of Desperation,” Says Professor’ as such we have a new setting. We are given “Russia has violated Norway’s airspace in the North three times this year, as well as the airspace of several other NATO countries. This suggests that the war in Ukraine is going much worse than Moscow wants to admit, says Professor Tormod Heier at the Norwegian Defense University College.” And we all think that he might have a case. With the highlighting quote ““I interpret these violations as a sign of Russian frustration, desperation, and discouragement,” says Tormod Heier, Professor of military strategy and Operations at the Norwegian Defense University College, to High North News.  “After three and a half years of war in Ukraine, the Russians have only won 120,000 km2 of terrain. This nearly equals the total area of Finnmark, Troms, and Nordland [the three counties in Northern Norway, ed. note],” he points out and continues” He makes a fine point. The second/third largest army in the world and they are slapped around like a cheap crack whore by the 20th largest army (Ukraine). Russia is more than frustrated, it needs to be broken by NATO, or the usefulness of the Russian higher ranking officers is shown to be classified as useless (and their president with them) and that is a lot to be set on by the media. Even the Russian media can no longer tell the Russian people that the war is going their way. They’ve lost over 1.1 million troops and more are getting conscripted. They lost over 400 planes and now they are putting their most valuable stealth fighters into the mix, the SU-57 Felon. It is a war they are losing at present and it seems that the military needs to add NATO in the mix, so that they can gracefully exit the battlefield. They can claim that NATO was always the enemy they could not defeat, for that they need NATO to participate. And as we see others like Estonia report similar setting (at https://extra.ie/2025/09/19/news/russia-estonia-fighter-jets) where we see “NATO says it has responded after what it described as ‘Russian military jets’ violated Estonian airspace this afternoon (Friday). In a statement released this evening, the Estonian Government reported that the incident involved three Russian MiG-31 fighter aircraft, which flew over Vaindloo Island, off the coast of Finland, without permission.” As well as NPR who (at https://www.npr.org/2025/09/30/nx-s1-5557908/why-are-russian-aircraft-violating-nato-airspace) give us “NATO’s airspace is busy these days. And not in a good way. That’s especially true for member nations on the alliance’s eastern flank. It’s not supposed to be that way. In recent weeks, states like Poland, Estonia, Romania, and Denmark have seen drones or other aircraft violate their airspace. In some cases, these airborne craft clearly identify they’re Russian in origin. Multiple countries have called on NATO to consult about what to do next. So, what’s going on? What is Russia up to?” So, before we get the excuses we are likely to get, do you think that any government will let one of these young sprouts into any plane before they can properly read maps and navigate their Cessna’s over spaces that are not Russian? And these planes go for millions.

As such, I am with professor Tormod Heier on this. It is not an isolated case, and putting your fighter planes over someone else’s terrain tends to be seen as a sign of war. Russia needs more involvement from NATO as they at present are seen as the losing clowns of the global defense departments. You can blame losing a ground war on demoralized soldiers, even if you call for help from North Korea, but for them to let their ‘proud’ pilots taking the blame does not go over well and these generals are now desperate, and apparently too many have fallen out of windows. 

So as I see it, something has to change and I am all for Russia waving a white flag, but you know how Russian politicians are: better dead than dropping the red. And at present, this is how it looks, so it is better (for them) to get NATO involved. So they can cry that it was always NATO and they just weren’t ready. The Russian prostitutski’s will eat that like borsht with black bread. Besides that, there aren’t too many solutions out there for them at present. I reckon that the NATO card will be played more openly soon enough, because the NATO nations have figured out that play, as such the next step would be a larger incursion and an ‘accidental’ event of the “Oops” variety, but how large an event remains to be seen. I reckon that they will most likely target Tallinn for that, It is in view of Helsinki and too close to Stockholm, Oslo and Copenhagen for that to go unnoticed. And the NATO has been loading up their weapons for Russian bear in the last few months. Feel free to disagree and I am very willing to be seen as wrong, because this is not a happy moment for me, but that is seemingly how it sizes up to.

Oh, for the next story I will be loading up on Conspiracy Theory by a lot, so there is that to look forward to All that AI and not a predictive analytics mind in sight? I’m game. Have a great day today.

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Former Tinseltown

Well, they just picketed for a better situation, then there is a fire and now President Trump walks in and makes a ‘proclamation’.

Now, we all have those rolling eyes moment, but I reckon this is the first time it will cost Los Angeles (read: Hollywood) will they have to pay an additional few billions and they weren’t going great to begin with (to no fault of their own).

You see, if we take a ‘few’ examples. We see:

Jurassic World: Rebirth$867,114,68260.8%
F1: The Movie$626,214,58669.7%
Smurfs$89,700,00074.3%
Inside Out 2$1,698,863,81661.6%
Godzilla x Kong: The New Empire$572,050,01665.7%

Now these aren’t the big hitters, but the impact is easily seen. The total global revenue is seen and how much INTERNATIONALLY was brought it, so as such I reckon it is easy to hit those numbers with a tariff as well, the president said it was 100%? OK, that is what we will do, hit a tariff over (30%) it and I reckon that Hollywood will be screaming like a little bitch (or like a scream queen) for all that lost revenue. 

When will this president learn that gracing everything with a tariff does not get him anything, only handing the option for European Markets and Asian Markets to do exactly the same? 

And it is not the the world has alternatives, WE can get our movies from Canada, UK, Europe, and in streaming there is more then Disney Plus and Netflix. We can get movies from Shahid, ADTV (Abu Dhabi TV), Viki and others too and several offer free options. As such this was a really bad move as the people all over the planet need cheaper options and you just gave a dozen channels to branch out to Europe and the Commonwealth. So as interest in the ‘Americanized’ channels recede their advertisement money will decrease as well. So how was this a clever move?

And as I see it, Canada is happy to branch out, but so are the movie makers in Saudi Arabia and the UAE, that is the one move they hoped would come and soon there will be an influx of Arabic content in Europe and the Commonwealth. 

So in short, there will be a decrease in revenue to America due to tariffs, Advertisement money will go down and interest in American materials will also decrease. And as I see it, the others will also claim “Thank you for your attention to this matter” mister President.

A lovely day it is, I reckon I might get a few minutes of Schitt’s Creek, Dubai Bling or Qalb Al Adala into my daily watch scheme. Oh and these 5 examples might cost Hollywood a simple 735,798,409.28 (if we charge Hollywood 30% over our ‘brought’ income, so what do you think the other 360 annual movies will give to us? This tariff joke works both ways.

I reckon this might be the sillies move the American administration has brought to its own shores. Hollywood was already fighting an uphill battle, but this might be the traffic threshold set just before the top of the hill that will stop whatever they had going for them.

I reckon there will be a few rounds of Champagne for everyone in the Vancouver Film Studios tonight.

Have a great day and for the desperate American Actors/Actresses, please take note at (https://adtv.ae/en/about-us)., they might be looking for you, there is now too much competition in Hollywood. Oh and all this wasn’t a great intelligent academic work. Anyone with an abacus could have numbered this whilst having a coffee. 

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That’s one way to see it

I saw a setting in the CBC yesterday, the setting was given (at https://www.cbc.ca/news/business/us-h1b-visa-canada-benefits-1.7640068) with the capture ‘The new, steep price for this U.S. visa could be a blessing for Canadian tech’. Well that’s one way to look at it I reckon. As such plenty of Amazon employees might wanna consider switching to Vancouver for that. The second reason is that they are a mere 90 minutes from the greatest ski slopes on the world. And the text “As the Trump administration moves to limit some skilled workers from entering the U.S. on a specialized visa, the Canadian tech sector is champing at the bit — hoping the new restriction will send talent up north.” I the directly seen setting for that. So with the added text ““Canada has built an entire industry by capturing this talent. And with this $100,000 fee, that trend is about to grow much stronger,” she said. “This is almost a gift because every time the U.S. closes the door on global talent, Canada gains.”” And as I see it, a direct blessing for Vancouver in disguise, other cities might benefit too from that. And it will benefit places like Amazon to set up locations in Vancouver, Toronto and Ottawa for AWS pools. I reckon that Google Portland, Google Seattle, Google Ann Harbor, Google Detroit might see the same setting as they are relatively close to Canada, which could save them a clean billion from the get go. I reckon that others like Microsoft would follow that example. It stands to reason that the new set places like AI verification places would be created in Canada as the whole range of NIP locations would require hundreds of Verification stations. Canada might do well to ensure these locations as President Trump is now making them too expensive to create them in the USA. Perhaps he forgot that Stargate without verification becomes useless near the moment those settings are switched on?

So as we are given ““There’s going to be a net benefit effect for Canada across the board,” said Andres Pelenur, an immigration lawyer and founding partner at Borders Law Firm in Toronto.” I guess he is seeing the upbeat Ka-Ching of the cash registers in his location and he might consider branching out to both Vancouver and Ottawa in the near future.

So as we are given “The visa isn’t exclusive to the tech sector, but 60 per cent of H-1B holders approved since 2012 have held computer-related jobs, according to Pew Research — and the visa is used heavily by giants like Apple, Amazon and Google.” Gives us the other setting that we until now ignored. What is Apple going to do? Set up a much larger distribution shop in Canada? Doesn’t that imply that President Trump is shooting himself in the foot yet again?

So as we see the response by Pew Research (which hilariously relies on foot shooting) with “The fate of the H-1B program – which offers U.S. employers a way to temporarily hire foreign workers in specialty occupations – has divided influential Republicans. Tech leaders like Elon Musk strongly support the program, while other Republicans question its impact on American workers. President Donald Trump imposed restrictions on the program in his first term, but his current policy agenda on H-1Bs remains under discussion. Meanwhile, bipartisan calls for H-1B reforms advocate for more oversight to protect American workers while addressing skill shortages.” But as I see it, the setting set into law with the use of a handpscribble makes that a little too late unless President Trump undoes the damage he has done, which is seemingly unlikely. Some will remember his smudging up the error that the coffee typo gave the press. And you can mesmerize on that whilst having a Trump Sandwich in Lambo’s Deli (176 Bellwoods Ave, Toronto). It being a sandwich with Baloney with a small pickle. The other one is on 1372 Queen St E, Toronto. Others might have it that option on their menus too.

Yes, Canadians like their comedy that is easy to swallow as good as Australians do. As such we are also relieved that around 400,000 H-1B applications for high-skilled foreign workers were approved in 2024. That’s more than twice the number of applications approved in fiscal 2000. Approvals peaked in 2022, when 442,425 applications were approved. (source: Pew Research Centre) Since 2013, the majority of approvals each year have been applications to renew employment. In 2024, 65% of approved applications, or 258,196, were renewals. The other 35%, or 141,207, were new applications for initial employment. And all that gathered workforce could now be heading toward Canada as well, and optionally reduce the pool of work seekers in Canada as well as adding fresh blood to Ottawa, a setting that place needs like yesterday. I reckon that the pools in Vancouver and Toronto are already well set. 

Beyond what is great for Canada, there is a larger industrial move already on its way and the VISA costs merely enhanced that setting and added a few requirements to the needs of Canada. Making it fast into the new work-hub to be for the Commonwealth. 

Good going Trump, you American president you. 🙂

So you all have a great day and start dreaming of a job in Canada whilst snacking on a Pizza at Eataly, they are opening in the Eaton centre in the near future, your place to be for fashion and interior needs in Toronto. 

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The time has come

I have been sitting on a story for about three days. I have been hesitant as it is a field I am thoroughly unaware off, but it could hit me in the future and as we are given (at https://www.abc.net.au/news/2025-09-19/first-guardian-shield-collapse-asic-and-superannuation-flaws/105783328) the setting of ‘First Guardian, Shield superannuation disasters expose deep flaws in Australia’s $4.3 trillion retirement system’ we see that ABC is giving us not only cause for pause, but also cause for alarm we are set in a stage of almost desperate inability to protect our retirements. And lets be clear if Australia is set to a $4.3 trillion danger, what is the dangers towards America, Canada, the United Kingdom, France and Germany? 

I tried to illustrate dangers like this in ‘Wages of fear’ which I wrote in May 2023, two years ago (at https://lawlordtobe.com/2023/05/02/wages-of-fear/) and there I wrote “Lets be clear, this was NOT his fault, but the point where we cannot avoid what comes next was achieved. If only people had woken up a lot sooner. But there we got past a point where the problems would accelerate and now we are almost at that point. And the banks will be no help. I tried to warn you a few times over. Some of their risk and liquidity is in US bonds and when the US forfeits payment your 401K and many other things will become worth close to nothing” Now the fair question is, is this the same? I don’t think it is, but there is a larger failing into the retirement systems as it is not a hands on pathway. ABC in another story hands us “Ms Wohlers is one of about 12,000 Australians haunted by the loss of more than $1 billion of retirement savings after the collapses of First Guardian and Shield.” As well as “ASIC deputy chair Sarah Court, who has commonly described the First Guardian and Shield cases as “industrial-scale misconduct”, says the regulator acted as soon as it could. “We don’t think we missed red flags,” she told ABC News ahead of ASIC’s appearance at a parliamentary hearing on Thursday, when she was grilled by politicians about whether it was a tough cop on the beat properly identifying financial misconduct.” And it relates to the story we are given with ‘140 targeted by ASIC on Shield, First Guardian’ as I see it, a mess of a disastrous kind. Where the latter gives us “So, for example, the financial advisers are saying to us ‘you can’t hold us accountable for this because the ratings house had rated the Shield Master Fund as of investment grade’, while superannuation fund trustees are telling us the same – ‘well, we relied on the ratings houses’, or ‘we relied on the fact that these members had financial advice’,” (Source: Financial Newswire) I see it as a setting where there is a ring setting with no beginning and no end. I am in a setting where Microsoft could steal my IP and my only defense would be to convict 280,000 Microsoft employees to death and kill them myself. I get that this is utter madness, but that would be the result of one party just playing a game with other whilst that party knows that they cannot be held to account. I remember the rating houses in 2008 and they got away whilst millions lost it all. I see the simpler setting “You take from me, I take from you” and the setting that Microsoft losing over 45% of its staff (I am utterly destined to fail) making it implode on itself. Now take that to the setting of rating houses and the the truth comes out (if it ever does) the people need to react and react harshly. It is not ‘business as usual’ it will become business at the cost of souls and that is a harsh reality to face.

So whilst some will lawyer up and that is their right, they should not be allowed to walk away with even a dime. I reckon that they will sue the rating houses and those rating houses will need to get sanitized (to some extent) because losing billions is a larger setting and when Australia with their billions in losses (up to 4,300 billion) the setting for America and Canada is a lot more severe. And America up to ten times as much as Canada faces. And about a month ago we were given ‘ASIC takes further action against Ferras Merhi over First Guardian and Shield superannuation advice’ where we are given “ASIC has sought leave from the Federal Court to expand its existing proceeding against former financial adviser Ferras Merhi to allege he engaged in unconscionable conduct, failed to act in the best interests of clients, gave conflicted advice, and provided defective statements of advice whilst receiving millions of dollars.” Yet my question becomes did Ferras Merhi do anything illegal? You see, in my setting I would be, but did he do anything illegal? The setting revolves around “provided defective statements of advice whilst receiving millions of dollars”, so what makes a statement ‘defective’? You see, I am not protecting Ferras Mehri. I am looking at the following:

s12CB of the ASIC Act – engaging in conduct in connection with the supply or possible supply of financial services, which was in all the circumstances unconscionable.

So, what makes the setting of “all the circumstances unconscionable” an economist looks at this in one way and I as a law graduate and IT technician in another way. 

Then we get:
s952E of the Corporations Act – providing defective disclosure documents. As such, what makes the documents “defective disclosure documents”, I do not know and I look at them separately as that is what the law does and when merely one law falters, it all collapses (it matters later on).

Then we get:
s961B of the Corporations Act – failure to act in their client’s best interests, and what is that at the start? Most clients are ‘greed’ driven, they want the highest return and that is ‘their’ best interest. It is a hard lesson to learn that looking back the client gave the wrong advice to the advisor. I myself only work a balanced portfolio, I will never make large leaps but then again I am unlikely to lose a lot either. 

So in that setting we see:
the Court made interim freezing orders over Mr Merhi’s property. These orders remain in place until 12 December 2025 (25-024MR).
ASIC cancelled the AFSL of FSGA, effective 7 June 2025 and permanently banned its responsible manager (25-102MR).
In July 2025, the Court made travel restraint orders against Mr Merhi. Those orders prevent him from leaving or attempting to leave Australia until 12 December 2025, or until further order of the Court (25-024MR).

That is fair enough I reckon. But now we get to the settings that ABC at the top gave. We see there “In all of these cases, no criminal charges have been laid, but ASIC is heading to court to make allegations against the people at the centre of the Shield and First Guardian funds — those involved in managing and promoting the schemes.” The no criminal charges gives pause to consider that no criminal acts have transpired and when we look at some of the allegations the two that take the cake (a Tiramisu cake) is that the settings of “defective disclosure documents” must be proven and the lawyers will fight that. Then we get “all the circumstances unconscionable” and that is the ballgame, ‘unconscionable’ is not per se illegal and it is about the legality of the matter in court and that is the setting we see. So when I made a statement two years ago saying “Some of their risk and liquidity is in US bonds and when the US forfeits payment your 401K and many other things will become worth close to nothing” we see what bonds were worth 5 years ago. There we see “For the year, long-term U.S. Treasuries were by far the best-performing fixed-income investments, with a nearly 17% gain,” (source: Reuters) at present they are “the 10-year yield settled around 4.36%” that represents a loss of 13%, so who pays for that bond? This was a danger I saw 5 years ago (as uneconomical as I am) and 10 years ago I heard people to buy bonds as the interest is like free money and I stopped. There is no free ride and this is almost pushed into the AI field all whilst there is no verification in place. All settings that are interconnected and we now see the ABC giving us “expose deep flaws in Australia’s $4.3 trillion retirement system” so, what do you think you will end up with because as I see it, there is the chance that these people can do what they like all whilst there is no criminal accountability. Yes, he is stopped for now, but Ferras Merhi is about to walk away with more than $19 million in payments. As such he is willing to sweat it out for a few months. It is a lot more (like 79.2581 times more) than I ever made in my lifetime. 

So I see this case that ABC alerted me to with some suspicion. These people live by the setting of walking the edge of legality, there is no risk at that edge and I expect that Ferras Merhi is doing just that not doing anything illegal. As such 12,000 Australians are about to learn that they could lose it all without any illegal actions transpiring and I fault it to two settings (mentioned above) and we all considering setting the clocks to Islam where we see “Islamic banking prohibits the use of interest, speculation, and excessive risk. It emphasizes profit and loss sharing, fairness, honesty, and transparency in financial dealings.” By the way this setting was in place for hundreds of years. 

Have a great day and see that Statista gives us “Robusta, named because it can grow at a wider range of altitudes and temperatures, sold for 1.87 U.S. dollars in 2018, projected to sell at 5 U.S. dollars per kilogram in 2026” did you predict in 2018 that you would be setting your retirement to pay 267% for your coffee?

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