Tag Archives: AFR

April 10, 2026 · 01:49

Creation and creativity

That is the setting I see. Someone ‘alerted’ readers that Israel will be preparing for a ‘forever war’ and that might apply to some extent. They reacted poorly to Iran, but not all in all unexpected. Israel was under attack for the longest time of my life either direct, or indirect by Iran. So their setting makes sense to me. But in that same setting a new door is opening up for the UAE. They get the option to open the door of creation and creativity is where the bucks come. You see, if my setting of the United States make sense, America is about to become hindered by its own arrogance and their new reality of ‘we can no longer play that game’, but in that same sense of one, the other setting also becomes clear. 

So I will take a step back and lead you through that setting. Arabic is spoken in most of the Islamic nations and in that setting we get: 

Egypt – population of 90,000,000
India – population of 200,000,000
Indonesia – population of 250,000,000
Pakistan – population of 233,000,000
Bangladesh – population of 150,000,000
Turkey – population of 80,000,000

Which gets us a population of more than a billion and we still have all of the gulf states to get through. These are merely the top 6 and as I see it, it will be soon that the population of the United States will no longer be able to service them. A billion in Business Intelligence and all the dollars that combine them (as well as the Gulf States) and it is business right there for the picking up. So whilst we get IBM and their statistics, Oracle and their databases, Oracle Database provides extensive support for the Arabic language through its National Language Support (NLS) architecture, which handles character sets, sorting, and cultural conventions. But that setting might lose ground support from the United States, now combine that with Business Intelligence, the training of these people and the support from other regions is now getting close to a freewill and adjusting regional support (like Tourism) gets a new lease on life. Combine this with the settings that NICE (an Israeli customer care solution) gives the world, we see settings that might (might is still the operational preferred word) to a population of well over a billion and for the UAE and its near unique position would be able to service this setting to these nations and other too. And as things go from services, the education there might also be in a near free-fall as we see that the United States will lose more and more handle as their services fall short. The UAE could be one of the first to pick up the shortfall and takeover of these elements. As such the UAE comes out stronger and now we see an acquired setting where others might not be ready to take over the elements that were in hands of the United States for the longest of times. But as its settings fall short, they will make knee-jerk reaction to hold on to so many things and more and more service will fall free into the air. A perfect opportunity for the business sense of the Emirati people. 

When you get to think of this, you might think that the United States would hold on to this, but when the first services started to fumble, a lot more comes clear for a free-fall. The AFR gave us (on Tuesday) ‘Jamie Dimon is counting the straws that will break the market’s back’, Forbes is giving us “Every April, Jamie Dimon publishes his annual letter to JPMorganChase shareholders, and every April, the financial press spends a week dissecting his views on the economy, geopolitics, and regulatory reform. Meanwhile the technology section and references—arguably the most consequential parts of the letter for anyone working in banking or fintech—get the least attention. But not from me. Here’s what Dimon said about technology, and why every community banker and fintech executive should be paying close attention:

In a section on new products, Dimon wrote that the risks around customer data misuse are “likely to get far worse with AI and agentic commerce.” He framed this as an opportunity for JPMorgan to position itself as a trusted intermediary—essentially a consumer data guardian—and flagged plans to roll out products around “control of personal data, safe commerce and customer-friendly algorithms.” Community banks should be asking themselves who their answer to that question is. Buried in the macroeconomic risk section, Dimon mentions that five hyperscalers (Microsoft, Amazon, Google, Meta, Apple) will spend $725 billion on AI-driven capital spending and construction in 2026, up from $450 billion in 2025. The scale creates two problems for smaller banks: 1) the infrastructure gap between large banks and community institutions is widening at a pace that periodic tech upgrades cannot close, and 2) the talent required to actually deploy AI—not buy it, but configure it, govern it, and integrate it—is getting absorbed by the hyperscalers.”

But personally I believe that the story is incomplete (and partially inaccurate) AI is not here, no matter what people say. There is a doom setting towards people not implementing AI, but AI is not here yet, it won’t be ready for decades and people are in this tailspin of doom and all the headless checks squawking ‘Get AI, get AI’ are delusional (some call these squawking chickens Influencers)  and if you pick through that balloon you get a lot of air, but that is all it is. Still the setting of DML and LLM could give some kind of relief when properly applied. I never denied that, but DML/llm is not AI, no matter what the chickens say. And in all this one name on the list is missing. IBM and their Business Intelligence and that is a powerful setting and take their BI and apply it to the top 6 you get one hell of a business venture. And normally there is no getting in-between that. But President Trump and his Big Beautiful Baloney gave life to this opportunity. Too bad for them that the internet is fueled by a WWW setting, not a BBB setting. And now this becomes the option for the UAE (optionally Saudi Arabia as well), but the UAE has a more powerful BI and business setting (this is a speculative setting I see, but I could be wrong), so as we see how the United States is faltering, the failing services for the top 6 named here gives rise to the business opportunity that is falling almost directly in the lap of the UAE. And whilst I might fail to see the how it falls, I believe that Abu Dhabi and Shariah might have the strongest settings. I am not short selling Dubai, merely seeing that these new ventures might be served better in a lower costing setting.

So whilst we see the BS the media feeds the population in the US and optionally EU too, a gap of options will open up in the UAE. Snowflake is already in the UAE (in Saudi Arabia as well), but I lack the knowledge to see where they are at present and I believe that the opportune mind will see a larger field of opportunity. So whilst the world is all screaming (like headless chickens) “Apply IA, apply AI” we tend to forget that only 5 years ago that setting was nil and BI was for almost three decades and out is that soon as the services from the United States are faltering, the UAE now has a option to capture this market and make it Arabic, because the language is part of the new stream, these 6 nations will be the first to capture that opportunity. That has always been the case. As such I say, look where you would go and the United States turned it always into: “Come to us” and when that falls flat, the new players will see what is there for them and I see great options for the UAE (I also want them to enjoy the shortfall others have) which gives rise to the statement “The UAE comes out stronger” and I believe that this believe in self is what is required to had a larger win of an economy handed to the USA for far too long.

So have a great day, my run to the weekend started 90 minutes ago and consider, what else did I miss? I cannot tell where your shortfall is, but I do know that I cannot have seen all the settings of opportunity in a mere three hours. I am clever, but I am not THAT clever, I don’t mind.

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April 7, 2026 · 18:48

Skins

That was the thought that was invading my mind and for the biggest part it came from an app known as WinAmp. The current generation might not know what I am referring to, but their mommies and daddies know exactly what I mean.

You see, the world has forgotten the medium of long term marketing. And it saddens the brain. Creativity starts by shedding this to all the brains it can entice. And we seemingly have forgotten that. Consider that the TV goes on and the same settings are given to everyone. But there Is nothing stopping you from adding that to your TV or digital medium player. Have library that could be added to your TV or even PS5, a skin where we see the addition to your Netflix, Disney+ or Hulu app that gives it a little spice. A setting where the creative person turns the Netflix logo into a Cauldron and we see the books appear, where the books are movies and soundtracks. The Disney+ logo where the image of the Mandalorian comes alive and we see items that are movies, but refer to items seen in that series (never saw the Mandalorian) and the idea is not even merely  being scratched. You name it and it is likely to have a fanbase of millions. 

We can go into any venture from that and the brands themselves might shed ways into that setting. Whether it is Sony, Coca Cola, Steam Deck, Disney, Harry Potter or any other brand that speaks to the mind of others. 

Now consider that you are a brand bitch (like me) and you see your Sony environment, but when you also have your PS5, you might wonder why everything is so clearly cut and whilst the PS5 invites creativity, so does the Nintendo and I see a flaw here. They might have their own boundaries, but there is nothing stopping from a Switch (or PlayStation) to invade the borders of the TV and make over what people do there. As I see it, I would my Switch to take over the TV and set its boundaries there, so whilst we see Pikmins all over the screen of my TV, others might realise that some PikMins have familiar titles and as such, we might see games on that screen, games that we currently and almost forever have been playing. It might be the icon of a game box, the con of a hero (like Luigi) or the dreaded Bowser on his kart. All images we and others relate to the game we love to play. And on top we see the icons that relate to our needed setting like a D+ logo that gives us the Disney look and from there the iconic series that they have invade the screen. The better part is that the kids will relate to this instantly and it gives them an edge in creativity. The same could be said for the PS4/PS5, Netflix, or Hulu groups. Something got lost over the last 15 years and it saddens me, because for amount I thought it made sense and that I the sad part. We are so drawn to making achievements in games that we are forgetting the image to play. Someone once said that the more complex the end becomes the more enticing the image of play gets to be. And they were seemingly right. 

A setting is getting lost in the wiring and it should sadden us all. And the Australian Financial Review is giving us ‘Jamie Dimon is counting the straws that will break the market’s back’ which comes with “JPMorgan’s chief executive can see a long string of growing risks, from geopolitics to private credit. Will that be enough to burst the market’s optimism?” And he came to me last night in a dream handing me 4 billion for my IP (it was a lovely dream) but here he is right on his turf but it is also the setting of a larger play. He sees a “a long string of growing risks”, yet I see a string of losing strings of creativity that will hold us down, because those who turn away from creativity are lost forever to a sea of demands and the turmoil of loss and that deeply saddens me. Simply because if we become pawns of the populist voices, we are actually doomed to make mistake after mistake and we need to see now that there are more ways. This all adds up to President Trump saying (according to the Guardian) “Donald Trump said he was “not at all” concerned about committing possible war crimes as he again threatened to destroy Iran’s bridges and power plants”, but in this setting he defies his real fears, the first time is the use of ‘possible’ and the second setting was that he said it at all. He is really scared that he will be put in the Hague in the accusers box facing the consequence of his illegal war. I reckon he is counting on the world being to broke when America folds its finances and he would be wrong. There are dozens of people who are actually innocent and used the Black letter law to the extent they could and President Trump is the one who stopped the game from continuing. I reckon that the one place where President Trump might be save is as a new inmate of Lefortovo Prison or Lubyanka Prison. Anywhere else he is likely to be toast. So there is no easy escape to the Bahama’s or Monaco for him. Too many people there will blame him for their easy escape and they will hold him to account. And there isn’t enough ammunition to keep him safe in the United States. 

So that is where I am and the people who needs distractions are being withheld a simple setting where their creativity is fed, not their frustrations and rage. And my mind is grabbing back to the simple setting of Winamp controls or the theme settings that Microsoft opened in 1995. Who did not have a whole range of themes to brighten up their Windows experience? That is seemingly lost now in a sea of patches and Knowledge Base (KB) numbers. So who gave the world the outlets of creativity? Adobe?

So have a great day and consider where we might be when our need for creativity is fed in all sorts of ways. Time for dinner now.

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March 9, 2026 · 21:23

What we think we know

That what we think we know is a dangerous setting. We can know things on presumption and that is fine. How will anyone react tends to be also in the cards. But to sell the pelt of any animal before you make good on the kill is very dangerous. The idea that allies are bound into a sense of understanding is one thing. But tell me this, how is this set into reality?

So how is “We don’t need people that join Wars after we’ve already won! President DONALD J. TRUMP” realistic? Is there a win? Was there a war? You see the United States of America never declared war on anyone and that will haunt President Trump long after he is taken out of office. You see, America is now playing a very dangerous game. Not only is his economy (basically) tanking, but at present he has no allies left. Then ABC gives us “As of March 2026, Saudi Arabia, along with other Gulf states, is reportedly reviewing its international financial commitments, including potential reductions in U.S. investments. Driven by budget pressures, lower energy revenues, and regional tensions, this shift is considered a precautionary strategy rather than an immediate, full withdrawal.” Some make claim that this is around 5 trillion dollars (aka $5,000,000,000,000) and in light of the debt they already have (As of March 5, 2026, the total U.S. national debt is approximately $38,870,000,000,000 trillion) so the United States of America is in a bundle and I reckon that they want to reduce Iran into a cinder so that they can claim the oil, they won’t make that claim, they merely buy all the oil at a speculative $0.50 per barrel). But that is merely my speculative view. The AFR, or Australian Financial Review (at https://www.afr.com/world/middle-east/trump-s-war-on-iran-is-a-long-way-from-won-20260304-p5o7hu) gives us ‘Trump’s war on Iran is a long way from won’ where we see “As the second week of “Operation Epic Fury” rumbles on, the duration of the widening conflict across the Middle East and its impact on the global economy and Australia remain uncertain. US-Israeli air strikes have succeeded in decapitating Iran’s high command and degrading its military and naval capacity. Yet, like the hydra regenerating after the head is cut off, there is no certainty the regime has been defeated after the son of the assassinated supreme leader Ali Khamenei was appointed his successor.” (The rest is behind a paywall). But I had my own version of systems and I have gifted all my military IP to both the UAE and Saudi Arabia. Iran needs to be defeated as it attacked the gulf states. And as my IP destroys their harbors and railway lines. Iran will have serious problems with their infrastructure soon enough. I wrote about this in the last few days. 

I think that if they are willing to attack civilian targets, then I can send my IP to them to aid them in their fight against Iran and the setting that Saudi Arabia has been under attack by Iran in proxy warfare makes the decision easier. I might not make any money, but at least it will serve a greater purpose and that is fine with me. 

And now as Mojtaba Khamenei is selected as the new supreme leader there is every chance that both Israel and the United States of America will face more weeks of warfare. Is there a chance it will be over soon? It is not impossible but only if Tehran, Mashhad, Isfahan, Karaj and Tabriz are totally reduced to rubble and in the meantime the press (always eager to make digital dollars) are watching every bomb that falls. Only in the first week were we given ‘US investigators believe strike on Iranian girls’ school probably carried out by US forces’ (at https://www.theguardian.com/world/2026/mar/06/us-investigators-believe-strike-on-iranian-girls-school-likely-carried-out-by-us-forces) and now we hear rumors (unconfirmed facts) that the schools was accidentally targeted twice. So they screwed up twice and now they need to make a victory, but what will it take? More important, does the United States of America have the cash to set this war into reality? And there are several other facts that are in doubt. I reckon that if the gulf states remove their 5 trillion, life in the United States will become really hard soon enough, and the setting to piss of Sir Keir Rodney Starmer and the British people is about to have a considerable price tag. Didn’t anyone tell this president the story that you cannot sell the hide of an animal before you kill it? It is a simple question really.

So have a great day and enjoy the sunshine (if there is any).

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May 17, 2025 · 10:09

Death is nigh

Yup, a bit gloomy and perhaps a little too doom speaking, but the news is there and I for one saw this coming a mile away. I mentioned this in the article ‘Utter insanity’ on October 4th 2020 (https://lawlordtobe.com/2021/10/04/utter-insanity/, aka World Animal Day), I mentioned in there the few articles where I also made mention of the US debt, one as early as 2020. So why now?

Well, Reuters (at https://www.reuters.com/markets/us/moodys-downgrades-us-aa1-rating-2025-05-16/) gives us that the credit rating of America has been downgraded. It went from AAA to AA1, this might not be a big thing, but it is, especially in current conditions. You see, Moody also gives us “Moody’s cites rising debt and interest costs” and with that one line the die is cast. Even if it is merely a rise of 0.1%, the implied setting of $36 trillion ($36,000,000,000,000) gives us an additional interest of $36,000,000,000 or $36 billion and the Americans cannot keep their budget as is. So how much larger will this debt become? You can all say that Saudi Arabia is now investing, the AI is coming. But the investment over years will not even pay for the interest increase and at present the top 10 least risky investments hold 10 countries and none of them is America. Makes you think doesn’t it? Then there is the second stage, the stage where some players might think that holding US Bonds might be a tat too risky for them and banker being the cowards that they are learned from the 2008 credit crises and they will be bailing at the first opportunity, especially as the UAE is a much safer and seemingly more rewarding venture at present. 

So is death really nigh?
That is a fair question and I am hesitant to answer either way because the reliability of the press is nowhere to be found (perhaps in a dozen places). So they cannot give us the goods and I saw this going as far back as 2011, as such we cannot see any press reasonably credible, especially when they quote market wannabe’s. And this is not on President Trump, although his actions did speed up the process. The World Travel & Tourism Council gave us “THE U.S. IS projected to lose $12.5 billion in international travel spending this year, falling to under $169 billion from $181 billion in 2024”then there are the losses in defense projects, the losses from allies regarding Canada and Greenland and that showed me that America is desperate, and it seems now that the hammer falls down on people realising that I have been right for over a decade, but bury your heads in the sand. All these presented ‘wins’ are a cloth covering the larger losses. The AFR gave us yesterday ‘China slams Trump’s new chip ban, reigniting trade tensions’ with “The US Commerce Department issued guidance this week that Huawei’s Ascend AI semiconductors are subject to export controls anywhere in the world on the basis that they were developed using American technology.” What a way to piss off your allies. We see this when we critically look at the statement “For Washington, restricting Beijing’s access to cutting-edge processors is a way to blunt China’s rise in artificial intelligence and military applications.” In the first, Huawei is using its own chips, making it doubtful that it is ‘cutting edge’ and in the second, you just tried to ‘beg’ Saudi Arabia for more money, do you think that they as well as the UAE will take that warning? Huawei already has a decent grip on that region with cutting edge development and Oracle is about to go there too. So is this the best way for the American administration to hedge their bets? Now that their credit rating dropped, I reckon the floodgates are no longer sealed, whatever they let through will cost America close to billions and there are people holding trillions in American debt, as such they are likely to get out while the going is good.

So what if I am wrong?
It is doubtful, but it is a fair question. Look at all the economy that America lost in this year and add the losses of next year too, because as I see it, tourism and all the connected spendings are close to gone until at least 2027. Then in 2029-2031 Saudi Arabia has its 2030 setting with all the new resorts (which was always going to happen) and as such you see, the strangling interest of 36 trillion on American and their dream settings. The fact that Tourism at present is “This significant shortfall represents a 22.5% decline compared to the previous peak” as such their current setting is a lot less than 2019 before COVID, it is that bad and we might not care for the income of Disney, or Warner Brothers but this also impacts all the places around them as people cannot afford it all in these places. These places will share in those losses, as such I reckon that Florida will have a few massively bad years (compared to the present). Do your own researching and never accept anyones word as gospel (not even from me), know that data, know your area and see where the losses can be seen. 

I reckon that Oracle is doing fine and will be doing fine for some time to come, but they too have shed employees in 2024 and 2025. 

As I see it, when the masses get the insight of how bad America is doing, that coffin will basically bury itself. So have a great day and don’t let the recession hit you in the head, it is an expected two weeks away at present and there is the setting we all received there hours ago ‘Why France, Canada, Denmark, Germany, Finland, UK, Netherland, Belgium Issuing Travel Advisories to US, Making a Big Dent in American Tourism Revenue, The One Detail That Changes Everything’ as such the bulk of the EU is turning away from America on tourism, as you can see, I remained optimistic, it seems the news is pushing ahead of the settings we now see and when they catch on regarding bonds and America quality of life going down too, the panic will hit wall street and several other markets

So enjoy this Saturday.

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August 16, 2023 · 18:03

Evolution is not merely the person

The setting started a few days ago, yet the new stage we are shown is merely hours old. Even as it seemingly started on August 12th with ‘Tapping an economy’ (at https://lawlordtobe.com/2023/08/12/tapping-an-economy/) the stage is getting redefined, almost as we speak. This is seen with ‘Saudi Arabia and UAE race to buy Nvidia chips to power AI ambitions’ (at https://www.afr.com/world/middle-east/saudi-arabia-and-uae-race-to-buy-nvidia-chips-to-power-ai-ambitions-20230815-p5dws6). I believe personally it is merely one of two sides. You see, we are given “Saudi Arabia and the United Arab Emirates are buying up thousands of the high-performance Nvidia chips crucial for building artificial intelligence software, joining a global AI arms race that is squeezing the supply of Silicon Valley’s hottest commodity.” But it is merely one side and this side is putting pressure on the US, it’s companies are running out of funs and their credit cards are reaching limits. These two players have the cash to run circles around dozens of nations and that is not the only place they are in an advantage. I will not go back to my IP (no mater how valid it is). The larger station is that these two players will need data centres and that is where EVROC (as discussed in the earlier article 4 days ago) has the ability to set up national data centres, a stage that takes American companies out of the loop. I am not anti-American, I am anti-stupid and the catering that data centres have given the US companies all whilst places like Cambridge Analytics opened up to is now starting to show. There is the added setting that nationally speaking these two players prefer to be set in, the stage is not merely based on national needs. I personally believe that they have a ‘non-American’ involvement mindset. And I reckon that evidence will be proven when EVROC is allowed these two new data centres as well. It puts the USA in a massively decreasing setting. Another (non-related) stage is added to this. Only a few hours ago Yahoo Finance (merely one source) is giving us (at https://finance.yahoo.com/news/dollar-being-dethroned-india-just-201500390.html) ‘India just bought 1M barrels of oil from the UAE using rupees instead of USD for the first time’, we can chalk this up to a whole set of reasons and if someone states that this will be the pro-forma setting of BRICS, I will not be able to support or oppose it. There is not enough data accessible to me. The larger stage is set that the US is being ignored for too man settings and that is merely in the last week. I do not care how many Pizza al Fungi’s Janet Yellen has consumed, or how magical that dinner was. The stage is that the US has become trivialised and a lot of it is by their own doing. So whilst some are staging to trivialise that India is not using the US dollar. The reality is that only 3 years ago that option would be ludicrous and here we see it play out. So is BRICS becoming more powerful, it the US becoming weaker and just how much gains will Saudi Arabia and the United Arab Emirates make in this year alone? EVROC is still a Swedish conundrum, but there are too many voices out there that are too anti-American voiced (which is not anti-stupid, my personal setting). I know I am seeing my own prophecies come to reality, but not in a way I envisioned. It could be that I never had the proper glasses to see it all, or it is because new elements are coming to bear and that second part is the larger stage I am now worried about. Not because of what the KSA and UAE are doing, but because of the US and its Trump and Karen setting, it is highly likely that it will drag the EU and Japan down with them. These latter two made the wrong calls a few times and now that the endgame (of the US) is starting to show, the back paddle actions of the EU (optionally towards China) might not be enough. I have no idea how this will play out for the Commonwealth. The stage of Canada with wildfires and 90% of the NWT being a goner looks more like a scene from ‘How it ends’ (2018) than reality, no matter how surreal both are. As such this stage will impact the rest of the Commonwealth. The UK is close to broke, and with Canada in the state it is in, the Commonwealth needs to find a safe place and footing and the US is less likely to be that place at present. It needs to find a solitary road to link to nations and that is the hard part. I have no idea what the safe route is, but I do feel certain that the US is no longer that part. I feel that finding a way to connect to the Middle East is presently safer than a link to China, but in reality I am speculating on what the safer route is. 

The setting we see now (the Nvidia AI chip) where we were given (at https://www.crn.com.au/news/ai-chips-could-save-future-data-centres-money-nvidia-599254)“Nvidia chief executive Jensen Huang has a mantra that he has uttered enough times that it almost became a joke during his SIGGRAPH 2023 keynote last week: “the more you buy, the more you save.”” Yet the setting is not merely ‘the more you save’ it is about to become who owns them and those who cannot afford them and now the KSA and UAE will have additional power positions. So consider “AI chips can save companies significant money on costs compared to traditional CPUs for what he views as the future: data centres, fuelled by demand for generative AI capabilities, relying on large language models (LLMs) to answer user queries and generate content for a wide range of applications” and a place like EVROC could set up two data centres all whilst these two nations provide the AI chips required, now we get an entirely new play and it will give these two nations the power to set a stage that excludes the US or their tech-firms. A stage none of them ever had before, as such do you still think I am boasting or creating non-sense? Too many sources had the elements available and the larger media ignored the puzzle pieces. So, is my puzzle correct? Not necessarily, but the pieces fit the image we have all seen before. This does not make the image correct, but it makes it decently likely and the more BS the American media spouts the less reliable it should be seen. This does not make China or the Middle East more reliable, but in the setting I currently see it makes the Middle East (KSA and UAE) a lot safer than the US has been the last few years and that counts, because that reinforces the image that Nvidia and EVROC are giving us, with optional speculations from yours truly (aka moi).

Your guess is as good as mine as to what comes next, but the larger fighting ring (a square setting) is about to show us who the contenders are and the amount of underdogs they face. Because no matter how much BS an underdogs brings to the table, in the ring it is what you can achieve and as I personally see it, the US, EU and Japan are starting to become the largest underdogs this century, which could be a stage pushed in by evolution.

Have fun today.

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July 4, 2023 · 02:00

Small victory

This article is a little weird (little being the operative word). You see, I got here via several paths, all walked at nearly the same time. The first started with me going through Skyrim for the 4th time, now on PS5. I bought the anniversary expansion as it was on special and a game that pleased me for over 11 years deserves a small infusion of funds. I am still in the same setting and this time around I found all 7 black books. This is a first in the 4 play-throughs. I got them all on my own and the feeling of pleasure to see a new level was almost overwhelming (I did say almost). This got me to think of a few things running parts in my IP. You see the IP I was creating for non-Microsoft systems had a few issues, but the idea of having a long term game is enticing. As such I created a set of events that makes a replay more entertaining and more addictive for the RPG player. Yet that was as far as I got and my mind was replaying old issues in programming. Like the setting of [SET mission to Class=1 and Gender=2 or Evolution=4] this gives us that not all see a mission and the mission is limited to gender and class in the first or the evolution is set to 4 (it makes sense a lot later and not today). This gives us that some missions are optionally never played. These are side missions. So as we replay a game we see missions that we never saw in the first play-through. Why? Well we can give it all, or give the player a nice ride a few times over and I believe in long term gaming. I have no time for people who play games with the solution page to their left (or right for that matter). These are simple track gamers and there are enough games for these people. 

Sidestep
Now I make a sidestep. This is important for the whole story. This sidestep is what the Australian Financial Review gives subscribers on China. As such we will jump over it. Yet one quote there is “China’s hostility to the west has come at a very substantial economic price” this statement is flawed and faulty. It is the west with its slamming Huawei that is at the center of a lot. All the accusations and the US and EU have NEVER given clear evidence of their accusations. I get the UK stance that no infrastructure should be in foreign hands. That makes sense, but handing it over to the US is no different. We get more on the Russian setting towards Ukraine and I cannot completely disagree, Russia is a losing stage and that will have larger repercussions down the track. I reckon that BRICS (Brazil, Russia, India, China and South Africa) will exploit the setting as long as they can and then optionally dump Russia, they might not have a choice and with Saudi Arabia and the UAE bolstering their group the stage of ‘at a very substantial price’ is shown to be faulty. The collaboration at present between Saudi Arabia and China will bring oil and revenue to China. Saudi Arabia is in the process of ordering military hardware from China which will cost the West billions upon billions and it all goes to China. This is not new, this has been two years in the making and I gave warning of this as early as 2019 I believe. The article has a lot more claims, but they are empty. When I see “are privately more sympathetic to the US and its allies” reads like a joke and a bad one at that. The stage is that the population (read: consumers) is on the side of China via India. The wealth from the Middle East is pouring into China and is giving construction jobs to China for building all over Saudi Arabia with a several of them adding up to almost a trillion dollars. So where is the substantial economic price? At the next stage China has 5G Telecommunications via Huawei all over the Middle East and it is about to border Europe directly. Leaving the Mediterranean open to Saudi telecom hands soon enough. 

As such when I see “So far this year such investments in China are running a little more than $1 billion whereas two years ago it was nearly $50 billion” I tend to howl with laughter. You see, projects like The Line, Neom Bay, Oxagon, Trojena, and Sindalah represent well over $500 billion and China is about to get large chunks of that. Not sure how much, because I am not an insider, but I am certain that it will surpass $150 billion. Then there is the multi billion dollar military contracts and the refinery at the Chinese border, which is worth billions and more in infrastructure. So what economic loss? China is running on all engines and they are seemingly killing it. A world without the US and without the EU and these two players are making it happen. This is the price of arrogance and I have been clear over the last 5 years that this was about to happen, but the ego centrical politicians all stated that they knew better. We are about to learn the impact of stupidity on nearly every level.


As such I have a few issues with the AFR article. It is a good article, but a flawed one. One that boasts American supremacy, the little issue is that they no longer have the field. You see one source gives me “US National Debt Spiked by $851 billion in One Month, to $32.3 Trillion” now, I am not stating that this is true, but if this is true, then the US is already merely in a holding pattern until the next debt ceiling political setting and wth that BRICS (with Saudi Arabia and the UAE) will become a winner and the new global power. At that point China, India and Saudi Arabia will be better off shedding Russia. It has become too big a political and economical danger to them. And it is merely an egg timer away.

Back to the game
This is when my mind took me back to the game and a ‘new’ game. You see all these things were in my brain contemplating when I consider a different approach to the use of active and passive abilities in gaming. It played in my mind when I was remastering a Microprose game with similar settings, but now with a different approach. I call it Agent Gamer. This would be exclusive to Amazon Luna and whomever buys my IP. You see we have all seen passive powers in games like Mass Effect, Diablo 3 and more games. But they all have a similar approach to the use of passive powers. I am uprooting that and taking a different view. A game with active elements and passive elements. But you can spike these passive elements in different ways. In addition to adding several additions to the game, we can also rack certain abilities. It is like colour mingling. 

Consider the wheel. We have three basic colours (Blue, Yellow and Red). When we increase these skills we also influence the adjacent colours. Blue will influence Green and Purple, Yellow will influence Orange and Green and Red will influence Orange and Purple. It is simple setting where you make one 10% more effective (or easier), yet in the same setting increase the effectiveness of the other two by 5%. And this can be done in a multitude of ways, but the game is called ‘Agent Gamer’ and as such I will not reveal too much here. You see, to make Microsoft collapse by 2026 requires me to set the field to make the others more powerful (hence the Amazon Luna). Sony and Nintendo are on track to make their own wins (diminishing Microsoft in the process) Adobe and Apple are on other tracks and Google is no longer a contender in gaming (they have other fields). Overall the arrogance of Microsoft is about to bite them hard. Azure is doing not as good as some sources reveal. We see the Microsoft spin engines turning and we are given ‘We Think Microsoft (NASDAQ:MSFT) Can Manage Its Debt With Ease’ but I think they are in a bad state and it is getting worse. Still I have more than a year to watch them collapse, I merely want the timeline to be as correct as possible and as such if I can help their opposition being stronger and better I will do so. Gaming is only one side of it, but they interfered with my gaming pleasure and according to Zeus (Hades too), I can hold a grudge like nothing they have ever seen and I am happy to prove these two correct. In the end the largest stage could be coming from Saudi Arabia, especially as they are eager to feed their Esport settings and 50 million new members will go a long way towards that goal. Amazon had their chance and now it is up to the other eligible parties, which includes Tencent Technologies. 

Enjoy Monday and for those still overcoming Canada Day last weekend, have a second coffee before you start any work.

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March 24, 2023 · 22:49

A nice surprise

It started early this morning, the BBC (at https://www.bbc.co.uk/news/business-65057809) gives me ‘Jack Dorsey business target of Hindenburg report’, so someone is finally asking questions of this person? With the byline “Tech billionaire Jack Dorsey is facing scrutiny, after a report accuses the payments company he leads of inflating user numbers and catering to criminals” one part some people noticed that about Twitter, which is why Elon Musk paid well over twice the price and no one in the media was willing to ask questions. I know nothing about the payment company, as such I have no view. The catering to criminals is new, not sure where I stand on it. As such when I see “Block, which former Twitter boss Mr Dorsey co-founded in 2009 and leads as chief executive, said it was exploring legal action against Hindenburg for the “factually inaccurate and misleading report”.” I stopped my response as I did not want to give more ammunition to Jack Dorsey, but the statement ‘factually inaccurate’ requires investigation and data. So as we are given “Now worth more than $30bn (£24.4bn), it was renamed Block in 2021, to reflect another, fast growing side of its business: Cash App, a payments app that was the focus of Hindenburg’s report.” No one seemingly reacts and that is fine, these places happen. Yet the setting is that it grew by well close to 1,000% over the period of less than 8 years. That implies a 125% year on year growth, that is a bit much and the accusation seemingly makes sense. And the criminals (or organised crime) would see the benefit of a cash app. There would be all kinds of benefits for them. This does not make Jack Dorsey guilty, but after the Twitter debacle it makes sense that a deeper look is given to this event. I reckon that I would be able to find a few more items if I had access to all that data, but that is the second stage. Not merely the data, the income streams would be invaluable for a player like China (or Russia for that matter). So as the BBC gives us “While conducting its research, Hindenburg claimed it had easily created obviously fake Cash App accounts in the names of Donald Trump and Elon Musk and made public records requests, which allegedly showed that Cash App was used to facilitate millions in fraudulent pandemic relief payments from the government.” Which leads to “that reflected “key lapses” in compliance processes” and there is one of the elements I warned for for well over two years. The BBC calls (or quotes) key lapses, but I see another fintech app lacking checks, balances and the ability to vet the correctness of information. And the added ““Former employees described how Cash App suppressed internal concerns and ignored user pleas for help as criminal activity and fraud ran rampant on its platform,” Hindenburg said. “This appeared to be an effort to grow Cash App’s user base by strategically disregarding Anti Money Laundering (AML) rules”” merely gives rise to my thoughts. And the world seems to be stagnant to act to any FinTech when needed. Yes, we see it at the BBC now, but how many more will look into this? How many media will give Jack Dorsey another free pass? I cannot tell at present, but over the last 11 hours the media did not go nuts over this, yet jokes like the ICIJ with their Pandora papers, their Pickwick papers and their cups of tea are seemingly in the dark on too much of this. So whilst some will wonder why Charles Dickens comes into play. Consider “A great hokey-cokey of eccentrics, conmen, phony politicians, amorous widows and wily, witty servants, somehow catching an essence of what it is to be English, celebrating companionship, generosity, good nature, in the figure of Samuel Pickwick, Esq, one of the great embodiments in literature of benevolence.” Now consider that view whilst I edit that part into “A view of FinTech solutions, conmen, phony media, and, silly exploiters, somehow catching an essence of what it is to be a wannabe, celebrating greed, need, and exploiters, in the figure of an unknown person at present, one of the worst instigations of hardship creators” it took less than a minute to get to that part of the equation and the crumbles of the media pie were all over the table for well over a year. So it is good to see the BBC make mention of this, but I wonder who will follow and will there be a real investigation? And I have to make one alteration, the Australian Financial Review got there about an hour ago, so they were on the ball. Yet who else was? Not that many for sure. 

This situation is still fluidic and I will take more looks, because I think I owe people like Elon Musk to take a larger look into this person, merely for the reason that the media refused to do so and that ain’t right. So will Jack Dorsey join the flock containing people like Elisabeth Holmes and Sam Bankman-Fried? I do not know, that is for a court to decide, at present it is an accusation. But in this the BBC has for the most been a righteous party, so for now they are getting the benefit of the doubt and the fact that the AFR is supporting that view is not a bad thing either. Perhaps the twist and dance of Jack Dorsey is in its last stage Time will tell. 

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March 16, 2023 · 18:07

Oh boy, there was more

It all started 4 days ago when I wrote ‘I honestly don’t get it’. I comprehended the stage just fine, it is the lack of comprehension of greed, what people will do to fill their own pockets at the expense of everything and everyone. You see Basel III was published in 2010 after the first meltdown, it was extended to 2015 with extensions going as far as January 2023. So 13 years and the whining bitches (aka banks) still will not learn. SVB is merely one example and the actions by congress made perfect sense. Now we have Credit Suisse and the setting changes.

It now needs (and apparently just received) 45 billion to be ‘secured’. This is a little more than the national budget of Qatar which is 53rd on a list of national budgets with 228 nations with on last place Wallis and Futuna. To give you a better picture, it is twice the amount Oman has for its citizens, they are in 68th position. They need THAT MUCH money. The issue is that big and do not talk to me about journalists or those clowns at the ICIJ. They are all about their Pandora papers and what a joke they are. 

You see, I stated in the first article the Common Equity Tier 1 (CET1) and now we see the BBC give us (at https://www.bbc.co.uk/news/business-64964881) giving us “After Credit Suisse shares plunged on Wednesday, a major investor – the Saudi National Bank – said it would not inject further funds into the Swiss lender”, it matters and I will get back to this. In the mean time The Guardian gives us “The bank had been forced to delay the publication of its annual report last week after a last-minute call from the US Securities and Exchange Commission relating to what Credit Suisse described as the “technical assessment” of revisions to cashflow statements going back to 2019. The bank said those discussions had now been concluded” I believe it is more, I personally believe that was why Yellen got involved in day one. I think the SVB and others have too many bonds and they are not ready to mature yet and with interest up these things are making banks bleed money and they are bleeding a lot. You see, there is an estimated total of TWENTY THREE THOUSAND BILLION DOLLARS in US government bonds floating around and I reckon the SVB and Credit Suisse are now in levels of pain, they had too many of those. As such the outstanding part, not merely these two represent $23,000,000,000,000 and no one can cover it they are all stretched beyond thin. This is what I expect is happening and I warned for this as early as 2016, there is a point of no return and the banks are way past that. Putting your IP in the USA is about to become one of the most expensive jokes tech firms have faced in well over half a century.

Could I be wrong?
Yes, that is the case, but that can be tested quite easily. You see, if you make a tally of where all these US government bonds were and you set that tally in a mineable solution especially with pre 2016 and past 2016 when Dodd-Frank got cancelled you will learn a few things and this is what I saw on day one, but weirdly enough the media is not going there (neither is the ICIJ), so you get to wonder why.

Oil in the family
now we get back to the Saudi National Bank. In this I agree with Saudi Energy Minister Prince Abdulaziz bin Salman. Oil is a commodity, there is no cap, if you need oil more and more, you are working from the wrong business plan and if that relies on exceeding your budget by over 30 trillion dollars you get what’s coming to you. In addition I would add the Republican Party making small talk stating that they need to pull away from Ukraine, I lose the little sympathy I had left for them. The US has slammed Saudi Arabia again and again, in some cases with the assistance of a United Nations essay writer. There is only so much people will take. They had the option to help Saudi Arabia create a nations defence strategy, they bailed out and now China is there. They made fake promises and most were not kept and now we see banks asking Saudi Arabia (in Oliver Twist style) can we have some more please? 

As such we see event after event and now that things are on the rails, the train has speed and they just ran out of rails. This is early and before I expected it, but I never considered the impact of Russia being stupid and attacking the Ukraine, it merely escalated things. 

America has two options, does it become part of China or part of Russia. It seems that the Republicans want to be part of Russia, the rest I do not know, but we are now in the process of the final financial act. And my evidence? Investigate the CET1 setting of EVERY bank (especially the two in trouble) and then look at where the bonds are and how many of these bonds are/were with the SVB and Credit Suisse. I have no doubt they both have too many. Then consider Basel III and see how many banks hold up at that point. They were warned for 13 years, so let them rot, let them collapse and let the investors and share holders take the fall and live life in minimum wage. 

And in all this, too many of the media are all about flaming and not doing too much about it, merely pushing towards bailouts. That time has gone as I personally see it. 

All whilst the Australian Financial Review gives us a mere 45 minutes ago “The failure of Silicon Valley Bank has exposed fresh divisions on Capitol Hill over banking reform, as US lawmakers from both parties trade blame for the lenders’ collapse and squabble over future legislation to shore up the financial system” squabble on something that was shown 13 years ago. Still think I am wrong? 

Enjoy the money you have, there might be a lot less soon enough.

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November 12, 2022 · 17:56

The other foot

A thought occurred, it happened earlier today, but my mind was not with the program that runs within me. You see we have a foot we prefer, almost like left handed and right handed, but the foot is less obvious, it is merely in the back of our minds, perhaps it is linked to instinct, perhaps it is less than that, but the setting exists. Yet what happens after? You see we are so of the mind that we walk we do that, and sometimes we run. Then we meet with people who tells us not to run, but to walk. Some have an actual concern. It can be safety, or merely the chance of danger. The other group gives us that setting do that we can be caught up to, we do not run faster than they do, it worries them. 

Yet there is another place. Where we rely on asymmetric gait, it is skipping. The interesting part is that skipping, even for 1-2 minutes a day strengthens you and increases your accuracy. Yet be honest. When was the last time you did that exercise? When do you no longer need to rely on increased strength and accuracy? You thought of that as a child’s game, did you not? 

The other foot is there too. What happens when you start concentrating on moving the other foot first? It is a simple question, did you ask yourself that? What happens when people state that there is no need, you are good as you walk and for a while you suddenly get compliments. Did you consider that someone does NOT want you to increase your mobility? In the 90’s my bosses did something similar. Convince me to NOT learn Oracle. It did not sit well with their exploitation of me, yet I did not learn that lesson until much later, too late actually. Yet in my twilight I have merely a few goals. Sell my IP and get a really nice stake in my retirement. And in good faith those who wronged me will never be allowed near my IP (Microsoft is not invited either). 

Yet the stage is not my IP, this stage is about you. When were you given a real option in the last two years? You see bosses are now no longer in charge (sort of). It is an employee setting and for the most they cannot get a good employee at present. EVERYONE is short of staff. As such this is the time to slam your fist on the table and set precise goals that they have to adhere to, although if you do that, you better deliver on their needs too. 

The AFR (at https://www.afr.com/policy/economy/why-we-don-t-have-enough-workers-to-fill-jobs-in-4-graphs-20220621-p5avcc) gives us in a first graph that the shortage increased by 30% in the last 2 years alone and it is not merely the ageing group. Bosses have short sold their staff for over a decade and now the invoice is due. In the blue collar stage it fluctuates between 20% and a whopping 74%. As such businesses on a global scale have a problem. Fortunately for them they have some options in other fields. Instead of relying on ‘Fake it until you make it’ they need to rely on ‘learn it until you lead it’ and there could be options all over the Commonwealth, Europe and even the US. Places like Oracle can start hiring trainees and after their first courses are passed they can be placed at their customers. Rotating every 6 month until someone ‘Shanghai’ them to become permanent employees. And this is not merely Oracle. There is Oracle, IBM, Alibaba Cloud, Amazon Web Services, end a few others.

The HR departments on a global scale need to alter their Modus Operandi it no longer works the way they think it does. The old days are over and you either adjust or you restrict your business. Of course players like Oracle need an alternative workforce, but there Universities and experienced oldies might be two streams of getting the workforce enabled. In addition they have the ability to enhance cyber knowledge all over the field making their people more enticing than the other ones. There the AFR had another view (at https://www.afr.com/technology/skills-shortage-a-handbrake-for-technology-companies-20220503-p5ai8r) and here we see ‘Skills shortage a ‘handbrake’ for technology companies’ which is merely the top-line. It is “The Australian Information Industry Association’s annual member survey found 75 per cent of technology companies are expecting their revenue to grow by at least 5 per cent this year but are concerned skills shortages will be a barrier to expanding their business.” And that is merely Australia. The commonwealth (especially UK and Canada) have growing issues and the US is in deep trouble and with their approach to everything it is now becoming the least interesting place to work. Plenty of California places (as well as the large players) have an option to syphon services via Canada, which is not a great solution, but better than nothing. In addition we see “AIIA chief executive Ron Gauci says his members are looking offshore to find specialist tech talent” and there we see the first problem, they rely on HR systems that did not evolve, that did not adjust and I see the same BS emails in my inbox to prove it, all half baked ‘invitations’ to come to Malta, they even pay the first month rent. Moving to a place where ‘others’ call the shots? You have got to be joking. When you are young and in the workplace we had 7 years ago, some people might give that a try. In todays setting it does not hold water and that is also a problem in Australia, the people who fell for that approach the last 6-10 years ago now have different stories and their friends are giving it a miss. But some places have options. They merely have to wake up and look at the equation from the other side to see that opportunities and options are there, merely for those willing to throw the gears in another speed setting and start with the other foot, it is seemingly that simple.

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March 18, 2022 · 21:22

Don’t we have enough problems?

This started this morning. It started when three messages passed by my Chromebook. The first was (at https://www.aljazeera.com/news/2022/3/16/un-aid-drive-to-avert-yemen-catastrophe-falls-far-short) called ‘UN aid drive to avert Yemen catastrophe falls far short’, so in short, the UN cannot get it done, big surprise here (not really). The second one was from a different corner. The second one was Arab News (at https://www.arabnews.com/node/2044566/saudi-arabia) which gives us ‘Saudi Arabia pumps $19bn into Yemeni aid program: KS relief chief’, so if I see this correctly, the UN was unable to get it done raising only $1.3bn at Wednesday’s conference in Geneva, a little short of the $4.24bn they had hoped to get, a mere 30%, so we see the failure of one, all whilst the Kingdom of Saudi Arabia is pumping $19,000,000,000 into that place. And of course it comes with “He added that Saudi Arabia would continue to support Yemen through relief and humanitarian programs in coordination with international and local partners.” Yet the other side, the UN did not really give any notice of the efforts of Saudi Arabia does it, even as Arab News gives us “The event was also attended by UN Secretary-General Antonio Guterres, President of the Swiss Confederation Ignazio Cassis, Swedish Minister of Foreign Affairs Anne Lindy, UN Under-Secretary-General for Humanitarian Affairs and Emergency Relief Coordinator Martin Griffiths, and Saudi Arabia’s Ambassador to the UN in Geneva Dr. Abdulaziz Al-Wasel”, I saw no mention in the end in western papers. I did however find something else. 

The Sydney Morning Herald gives us (at https://www.smh.com.au/culture/celebrity/ex-bachelorette-georgia-love-slammed-for-instagram-posts-promoting-saudi-arabia-20220317-p5a5lf.html) the stage of ‘Ex-Bachelorette Georgia Love slammed for Instagram posts promoting Saudi Arabia’ and there we see “Georgia Love and Lee Elliott, who found romance in 2016 on the second season of Network 10’s The Bachelorette, have sparked controversy after the pair posted Instagram photos of themselves promoting tourism in Saudi Arabia.” The article by Robert Moran calls for more, hiding behind commenters whilst the SMH has not informed us on more than one occasion that Houthi terrorists were attacking civilian targets. The SMH also did not inform the people on the $19,000,000,000 event from the Kingdom of Saudi Arabia all whilst the UN could not get 25% done, they raised less than 10% of what Saudi Arabia contributed. If we are all bout fair and balanced, we need to start being fair and balanced. Iran executed 280 people in 2021, so where is THAT Sydney Morning Herald article? 

Is Saudi Arabia a perfect nation, no it is not. Neither is Australia, a nation who refuses to do anything about ageism. Two people promoted tourism in a nation we are not at war with, two people are doing something to open doors that others cannot be bothered knocking on. 

I think that the SMH dropped a few too many issues to be knocking on some door regarding promoting a nation. Oh, and before I forget it should I get that notion in similar ways, I would offer the 5G IP I have to the Kingdom of Saudi Arabia long before I would EVER offer it to Australia! Although, I would try to sell them some other IP first, including a story on how to assassinate a politician.

See how long it takes people to consider that Telstra is an increasing problem, not some solution. We see mere greed driven responses, instead of catering to the larger setting of the people. The AFR (Australian Financial review) gave us two weeks ago “A major upgrade of NBN services in country Australia will be part of a multibillion-dollar regional infrastructure package to be included in Treasurer Josh Frydenberg’s pre-election budget.” And you think this is god for the people. No, it was because ‘Major NBN upgrade planned to fight off Musk’s Starlink’, so why is Elon Musk with his Starlink a negative thing? Is it because it is bad, or because it is bad for players like Telstra and their ‘friends’? If I look at all the issues we face, I think we have more than enough problems. And the anti-Saudi rhetoric whilst WE never did anything in that region when it mattered is just insane, but we are their for Ukraine, it is politically convenient. I reckon the Syrians and the Yemeni’s will have to live with that decision. 

So whilst news dot com dot au “Georgia Love and partner Lee Elliot have deleted their Instagram posts promoting Saudi Arabia but they can’t hide from those tagging them”, it is just another another set of bullies who do not know what they are talking about, because certain media prefers not to inform them. And in the end, do I care? Nope, I never seen of followed Georgia Love. I personally think that the Bachelorette and like minded programs are a waste of my time. But I do care about bullies and that should be on the front of the line. So how much reporting did Robert Moran do on Iranian culture? Their humanitarian efforts? You see it is more likely not his cup of soup and the fact that a person like Georgia Love made the papers (or internet) means that he had nowhere else to look regarding culture. So whilst ABC gave us ‘Women are isolated in sports media, we need more allies for real and lasting change’ three hours ago, the Sydney Morning Herald was all about bully tactics, that is how I personally see it and it is sad that some resort to that, but on the plus side, I can at least make the claim that I tried to better the world by melting down an Iranian nuclear reactor, how is that for cancel culture? In all the issues we face Georgia Love should have been a blip on the radar at present, I personally reckon certain people got upset with the effort and the SMH obliged. That is my take on the matter, but then I could be wrong. You make up your own mind on where I stood, right or wrong?

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